The Charlotte National Bank
Charlotte, North Carolina
Assets
| Year | assets | loans | odraft | bonds_circ | bonds_dep | bond_premiums | securities_usgov | securities_other | due_from_ra | due_from_other_nb | due_from_sb | real_estate | internal_stamps | bills_nb | checks_and_other | currency | legal_tender | specie | cash_and_exchange | lawful_money | cash_exchange_and_reserve | redemption_fund | due_from_treasurer | frb_reserve | other_assets |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1897 | 351,340.70 | 212,298.37 | 3,730.73 | 31,250 | 0 | 3,125 | 8,551.19 | 31,415.93 | 20,025.72 | 2,990.15 | 5,000 | 10,608.11 | 95 | 12,435 | 8,410.50 | 1,405 | 0 | 0 | |||||||
| 1898 | 374,154.21 | 248,895.06 | 1,530.11 | 31,250 | 0 | 3,125 | 7,178.29 | 38,389.59 | 21,322.81 | 3,126.15 | 0 | 2,305.75 | 60 | 10,608 | 4,157.45 | 1,406 | 800 | 0 | |||||||
| 1899 | 575,590.82 | 407,628 | 3,690.83 | 31,250 | 0 | 2,625 | 31,823.67 | 38,326.51 | 18,679.73 | 2,675.65 | 0 | 5,505.34 | 355.09 | 18,006 | 13,619 | 1,406 | 0 | 0 | |||||||
| 1900 | 832,471.31 | 601,861.84 | 3,220.55 | 61,250 | 50,000 | 0 | 24,781.85 | 29,971.02 | 19,210.80 | 2,500 | 562.88 | 1,000 | 6,157.65 | 448.72 | 20,421 | 8,022.50 | 3,062.50 | 0 | 0 | ||||||
| 1901 | 948,196.35 | 645,160.84 | 2,101.83 | 91,250 | 50,000 | 0 | 32,333.22 | 39,052.31 | 40,421.22 | 2,500 | 461.65 | 0 | 13,887.37 | 128.41 | 16,137 | 10,200 | 4,562.50 | 0 | 0 | ||||||
| 1902 | 952,614.50 | 615,740.61 | 1,102.13 | 91,250 | 50,000 | 0 | 33,311.78 | 65,483.19 | 40,869.98 | 2,200 | 71.77 | 0 | 16,834.44 | 640.85 | 22,914 | 7,633.25 | 4,562.50 | 0 | 0 | ||||||
| 1903 | 1,132,334.43 | 703,784.57 | 6,917.54 | 125,000 | 50,000 | 0 | 63,273.05 | 63,493.20 | 60,153.48 | 2,000 | 0 | 0 | 10,218.79 | 462.55 | 29,057 | 11,724.25 | 6,250 | 0 | 0 | ||||||
| 1904 | 1,161,577.81 | 707,685.35 | 3,401.64 | 125,000 | 40,000 | 0 | 74,187.69 | 61,173.68 | 55,208.56 | 13,800 | 0 | 5,000 | 20,308.34 | 271.30 | 43,042 | 6,249.25 | 6,250 | 0 | 0 | ||||||
| 1905 | 1,128,664 | 731,256 | 140,000 | 0 | 53,156 | ||||||||||||||||||||
| 1906 | 1,265,566 | 872,624 | 175,000 | 17,800 | 150,570 | 49,572 | |||||||||||||||||||
| 1907 | 1,010,283 | 661,800 | 175,000 | 17,800 | 116,728 | 38,955 | |||||||||||||||||||
| 1908 | 1,591,183 | 1,055,199 | 232,250 | 35,160 | 208,474 | 60,100 | |||||||||||||||||||
| 1909 | 1,651,723 | 1,100,711 | 227,900 | 28,006 | 231,660 | 63,446 | |||||||||||||||||||
| 1910 | 1,747,482 | 1,245,307 | 225,000 | 9,042 | 207,813 | 60,320 | |||||||||||||||||||
| 1911 | 1,838,193 | 1,309,654 | 225,000 | 881 | 225,543 | 77,115 | |||||||||||||||||||
| 1912 | 2,098,170 | 1,497,487 | 225,000 | 1,519 | 261,618 | 112,546 | |||||||||||||||||||
| 1913 | 2,087,519 | 1,514,504 | 225,000 | 1,619 | 260,121 | 86,275 | |||||||||||||||||||
| 1914 | 2,134,438 | 1,496,048 | 256,000 | 11,619 | 312,684 | 58,087 | |||||||||||||||||||
| 1915 | 1,935,933 | 1,291,509 | 256,000 | 14,119 | 328,215 | 46,090 | |||||||||||||||||||
| 1916 | 2,333,799 | 1,448,530 | 256,000 | 15,592 | 529,426 | 84,251 | |||||||||||||||||||
| 1917 | 3,039,322 | 1,749,095 | 352,350 | 116,612 | 265,359 | 555,906 | |||||||||||||||||||
| 1918 | 3,678,274 | 1,948,914 | 643,500 | 231,514 | 544,460 | 176,881 | 133,005 | ||||||||||||||||||
| 1919 | 5,221,896 | 3,038,081 | 668,150 | 313,729 | 870,231 | 244,205 | 87,500 | ||||||||||||||||||
| 1920 | 6,130,380 | 3,901,808 | 456,550 | 346,669 | 1,192,017 | 218,636 | 14,700 | ||||||||||||||||||
| 1921 | 4,925,905 | 3,260,569 | 462,450 | 355,613 | 628,167 | 195,829 | 23,285 | ||||||||||||||||||
| 1922 | 5,794,925 | 3,509,891 | 676,930 | 343,392 | 877,391 | 327,092 | 60,229 | ||||||||||||||||||
| 1923 | 5,387,376 | 3,558,930 | 775,830 | 324,189 | 490,550 | 216,081 | 21,796 | ||||||||||||||||||
| 1924 | 5,708,777 | 3,854,530 | 551,580 | 435,189 | 608,948 | 242,884 | 15,646 | ||||||||||||||||||
| 1925 | 5,835,794 | 4,152,504 | 523,180 | 437,189 | 455,049 | 220,983 | 46,889 | ||||||||||||||||||
| 1926 | 6,299,821 | 4,555,089 | 516,980 | 436,989 | 775,006 | 15,757 | |||||||||||||||||||
| 1927 | 7,012,320 | 4,647,790 | 617,080 | 331,189 | 1,400,342 | 15,919 | |||||||||||||||||||
| 1928 | 6,922,199 | 5,194,339 | 512,230 | 434,188 | 695,492 | 85,950 | |||||||||||||||||||
| 1929 | 6,363,629 | 4,755,856 | 608,855 | 34,189 | 645,209 | 319,520 | |||||||||||||||||||
| 1930 | 5,657,571 | 3,749,083 | 608,855 | 190,877 | 779,685 | 329,071 | |||||||||||||||||||
| 1931 | 4,772,718 | 2,900,159 | 797,230 | 271,289 | 475,617 | 328,423 | |||||||||||||||||||
| 1932 | 4,122,066 | 2,224,690 | 930,730 | 264,391 | 363,509 | 338,746 | |||||||||||||||||||
| 1933 | 4,446,658 | 2,056,262 | 945,589 | 308,624 | 679,037 | 457,146 | |||||||||||||||||||
| 1934 | 4,727,265 | 1,647,426 | 1,052,468 | 340,164 | 1,255,046 | 432,161 | |||||||||||||||||||
| 1935 | 5,173,143 | 1,272,837 | 1,366,025 | 327,266 | 1,825,747 | 381,268 | |||||||||||||||||||
| 1936‡ | |||||||||||||||||||||||||
| 1937 | 5,855,725 | 1,869,412 | 1,592,453 | 573,963 | 1,497,978 | 321,919 | |||||||||||||||||||
| 1938‡ |
‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.
Liabilities & Capital
| Year | capital | surplus | undivided_profits | surplus_and_undivided_profits | notes_nb | deposits | us_deposits | individual_deposits | demand_deposits | time_deposits | due_to_nb | due_to_other_nb | due_to_sb | due_to_banks | due_to_banks_and_other_liabs | bills_payable | rediscounts | suspense_liab | us_bond_account | other_liabs |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1897 | 125,000 | 0 | 5,563.60 | 28,100 | 163,456.97 | 0 | 527.98 | 3,692.15 | 25,000 | 0 | 0 | 0 | 0 | |||||||
| 1898 | 125,000 | 2,000 | 10,594.50 | 28,120 | 167,067.20 | 0 | 7,942.28 | 33,430.23 | 0 | 0 | 0 | 0 | 0 | |||||||
| 1899 | 125,000 | 7,000 | 12,586.43 | 28,120 | 318,948.41 | 0 | 46,409.86 | 37,526.12 | 0 | 0 | 0 | 0 | 0 | |||||||
| 1900 | 125,000 | 13,000 | 19,938.20 | 61,250 | 474,533.62 | 47,500 | 34,918.22 | 26,331.27 | 0 | 0 | 30,000 | 0 | 0 | |||||||
| 1901 | 125,000 | 20,000 | 26,384.09 | 91,250 | 524,565.90 | 50,000 | 27,128.84 | 23,867.52 | 30,000 | 0 | 30,000 | 0 | 0 | |||||||
| 1902 | 125,000 | 27,000 | 28,415.69 | 91,250 | 459,955.78 | 50,000 | 28,210.93 | 27,782.10 | 85,000 | 0 | 0 | 30,000 | 0 | |||||||
| 1903 | 125,000 | 27,000 | 38,116.11 | 125,000 | 648,403.06 | 50,000 | 36,785.21 | 17,030.05 | 35,000 | 0 | 0 | 0 | 30,000 | |||||||
| 1904 | 125,000 | 35,000 | 43,417.49 | 125,000 | 629,845.92 | 40,000 | 42,591.95 | 30,722.45 | 0 | 60,000 | 0 | 30,000 | 0 | |||||||
| 1905 | 125,000 | 90,445 | 125,000 | 701,495 | ||||||||||||||||
| 1906 | 125,000 | 96,700 | 125,000 | 50,000 | 669,147 | 199,719 | ||||||||||||||
| 1907 | 125,000 | 51,636 | 125,000 | 50,000 | 504,509 | 154,138 | ||||||||||||||
| 1908 | 250,000 | 50,000 | 29,408 | 175,000 | 50,000 | 772,839 | 263,936 | |||||||||||||
| 1909 | 250,000 | 50,000 | 33,755 | 224,000 | 1,000 | 920,352 | 172,616 | |||||||||||||
| 1910 | 250,000 | 50,000 | 43,329 | 224,000 | 1,000 | 929,809 | 249,344 | |||||||||||||
| 1911 | 250,000 | 50,000 | 66,815 | 224,000 | 1,000 | 1,121,505 | 124,873 | |||||||||||||
| 1912 | 250,000 | 100,000 | 55,279 | 224,000 | 1,000 | 1,161,401 | 306,490 | |||||||||||||
| 1913 | 250,000 | 100,000 | 74,593 | 224,000 | 1,000 | 1,219,120 | 218,806 | |||||||||||||
| 1914 | 250,000 | 100,000 | 109,925 | 238,000 | 50,000 | 1,049,729 | 336,784 | |||||||||||||
| 1915 | 250,000 | 100,000 | 124,458 | 238,000 | 1,140,890 | 0 | 82,585 | |||||||||||||
| 1916 | 250,000 | 100,000 | 117,609 | 238,000 | 1,545,755 | 0 | 82,435 | |||||||||||||
| 1917 | 250,000 | 150,000 | 90,160 | 238,000 | 2,211,983 | 0 | 99,179 | |||||||||||||
| 1918 | 250,000 | 254,118 | 250,000 | 2,588,144 | 0 | 336,012 | ||||||||||||||
| 1919 | 375,000 | 302,757 | 250,000 | 3,770,967 | 0 | 523,172 | ||||||||||||||
| 1920 | 375,000 | 357,404 | 250,000 | 4,556,932 | 0 | 591,044 | ||||||||||||||
| 1921 | 375,000 | 466,061 | 250,000 | 3,244,626 | 139,267 | 62,220 | 388,731 | |||||||||||||
| 1922 | 375,000 | 491,738 | 250,000 | 3,456,840 | 1,181,765 | 39,130 | ||||||||||||||
| 1923 | 375,000 | 510,831 | 250,000 | 3,011,519 | 705,133 | 52,601 | ||||||||||||||
| 1924 | 375,000 | 565,648 | 250,000 | 2,938,138 | 1,306,648 | 72,583 | ||||||||||||||
| 1925 | 500,000 | 721,621 | 245,900 | 2,878,424 | 1,156,970 | 156,559 | ||||||||||||||
| 1926 | 500,000 | 759,149 | 246,900 | 3,109,715 | 1,465,184 | 116,921 | 101,952 | |||||||||||||
| 1927 | 500,000 | 813,878 | 245,900 | 3,603,150 | 1,709,115 | 100,966 | 39,311 | |||||||||||||
| 1928 | 500,000 | 810,115 | 250,000 | 2,534,331 | 2,026,108 | 112,681 | 688,964 | |||||||||||||
| 1929 | 500,000 | 500,000 | 331,568 | 250,000 | 4,216,647 | 494,500 | 70,914 | |||||||||||||
| 1930 | 500,000 | 500,000 | 340,305 | 250,000 | 4,008,200 | 0 | 59,066 | |||||||||||||
| 1931 | 500,000 | 500,000 | 215,747 | 250,000 | 3,103,880 | 150,000 | 53,091 | |||||||||||||
| 1932 | 500,000 | 500,000 | 176,030 | 350,000 | 2,542,020 | 50,000 | 4,016 | |||||||||||||
| 1933 | 500,000 | 500,000 | 77,137 | 500,000 | 2,835,812 | 0 | 33,709 | |||||||||||||
| 1934 | 500,000 | 100,000 | 197,719 | 250,000 | 3,638,477 | 0 | 41,069 | |||||||||||||
| 1935 | 500,000 | 100,000 | 257,671 | 4,289,079 | 0 | 26,393 | ||||||||||||||
| 1936‡ | ||||||||||||||||||||
| 1937 | 465,000 | 135,000 | 366,414 | 4,862,713 | 0 | 26,598 | ||||||||||||||
| 1938‡ |
‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.