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The First National Bank of

Charlotte, North Carolina

Charter
#1547
Bank ID
1547
Years
1865–1929
Observations
65

Assets

Year assets loans odraft bonds_circ bonds_hand bond_premiums securities_and_mortgages securities securities_usgov securities_other due_from_nb due_from_ra due_from_other_nb due_from_other_nb_and_sb due_from_sb real_estate oreo_and_mortgages current_expenses bills_nb checks_and_other currency legal_tender specie cash_and_exchange lawful_money cash_exchange_and_reserve redemption_fund due_from_treasurer frb_reserve other_assets
1865 109,550.47 24,088.52 30,000 700 698.75 54,063.20
1866 438,094.76 205,545.49 122,000 2,564.58 55,073.15 2,727.65 4,070.52
1867 399,996.06 191,633.15 0 122,000 0 2,875 20,145 6,643.55 200 0 16,277.75 215 2,429.14 540.38 30,288 6,749.09 0
1868 481,417.83 172,558.06 0 128,000 35,000 5,329.09 46,233.83 18,559.16 0 54.93 7,467.80 4,001.03 11,991 1,254.39 419.49 20,922 29,627.05 0
1869 645,145.08 313,113.83 0 128,000 0 4,000 89,218.33 186.94 1,536.43 0 6,565 4,204.03 18,168 756 302.85 63,700 15,393.67 0
1870 695,983.16 356,597.66 3,402.93 128,000 0 4,000 119,098.31 4,000 1,004.43 0 8,690.60 4,723.06 20,495 948.72 78 30,350 14,594.45 0
1871 1,357,934.71 623,596.55 10,025.18 325,000 0 27,893.75 183,362.13 29,230.33 6,316.63 6,819.79 33,359.45 5,825.18 9,644 1,714.72 567.30 74,500 20,079.70 0
1872 1,546,150.08 680,250.49 16,413.29 400,000 0 38,768.75 201,730 60,363.44 2,175.41 722.39 33,199.45 6,509.93 2,651 360.60 188.33 66,000 36,817 0
1873 1,462,513.95 637,840.68 6,408.40 400,000 0 41,298.58 159,092 22,461.32 4,630.71 19,390 29,779.45 5,042.46 3,614 624.64 1,737.71 110,000 20,594 0
1874 1,480,497.27 664,662.21 7,958.19 400,000 0 38,897.50 159,884.50 30,378.34 8,448.73 23,957.02 5,486.63 21,488 2,365.38 267.57 80,000 18,703.20 18,000 0
1875 1,272,315.64 707,082.44 10,714.48 150,000 0 18,000 161,746.50 0 29,560.32 21,999.03 25,972.75 5,739.74 11,669 0 22.95 100,000 23,058.43 6,750 0
1876 1,191,360.77 692,251.81 10,147.62 52,000 0 5,000 172,382.30 0 24,485.14 77,895.07 33,179.35 6,002.15 15,584 0 345.68 85,000 14,747.65 2,340 0
1877 1,104,364.65 660,755.73 9,325 52,000 0 5,000 181,160.81 0 11,491.68 57,091.15 36,747.06 5,802.72 4,993 0 242.70 68,000 9,414.80 2,340 0
1878 1,067,381.59 652,420.22 5,113.88 52,000 0 6,094.42 157,614.60 0 9,739.61 60,786.68 38,984.94 4,258.94 24,800 0 294.65 45,000 7,933.65 2,340 0
1879 1,323,068.80 571,905.58 14,244.17 350,000 0 18,125 198,984.25 0 12,681.23 16,781.52 37,367.97 4,753.21 13,123 0 498.87 60,000 8,856 15,748 0
1880 1,318,720.16 538,096.39 36,298.99 350,000 0 18,125 216,504.80 0 18,444.72 29,512.17 34,579.22 5,159.48 10,665 0 184.39 40,000 5,400 15,750 0
1881 1,152,054.39 656,229.88 24,966.24 200,000 0 0 120,421.61 0 16,936.74 20,911.81 33,816.22 4,275.23 9,929 0 67.66 10,000 45,500 9,000 0
1882 1,147,181 697,760.53 14,449.19 200,000 0 0 73,181.01 0 20,549.35 17,293.41 30,566.77 5,242.83 12,699 0 38.91 15,000 51,400 9,000 0
1883 960,231.79 593,922.81 12,421.25 100,000 0 0 123,181.01 0 43,728.85 10,712.42 3,238 3,431.25 18,627 2,653.09 21.11 20,000 23,795 4,500 0
1884 924,898.88 580,847.27 10,595.60 100,000 0 0 122,681.01 0 21,210.61 11,270.24 8,008 2,703.74 12,821 1,548.25 113.16 25,000 23,600 4,500 0
1885 920,762.52 551,531.06 17,249.47 100,000 0 0 122,681.01 0 19,715.82 12,937.50 9,308 3,256.24 4,920 1,875.33 88.09 40,000 32,700 4,500 0
1886 956,428.85 575,632.91 2,203.69 100,000 0 0 122,656.01 0 20,998.52 34,861.99 8,743 3,716.44 12,888 0 28.29 25,000 45,200 4,500 0 0
1887 983,901.41 574,868.86 10,587.53 100,000 0 0 122,181.01 0 51,019.52 30,427.24 8,308 6,120.10 22,630 1,687.23 71.92 15,000 36,500 4,500 0 0
1888 1,017,490.21 594,227.40 12,388.35 100,000 0 0 122,181.01 0 37,377.96 27,861.58 14,013.25 6,210.46 12,471 0 59.20 25,000 61,200 4,500 0 0
1889 910,230.09 558,388.67 14,710.87 50,000 0 14,812.50 122,181.01 16,350.39 4,911.18 23,129.47 0 13,788.25 3,582.40 10,543 1,269.56 112.79 20,000 54,200 2,250 0 0
1890 904,019.85 518,309.01 7,064.75 50,000 0 11,000 116,581.01 13,465.98 32,251.15 19,969.19 0 11,599.25 3,635.70 27,311 4,057.59 25.22 40,000 46,500 2,250 0 0
1891 935,275 632,684.05 6,269.64 50,000 0 8,500 98,981.01 23,879.58 4,036.12 13,383.49 0 0 3,001.50 7,480 2,561.14 48.47 10,000 72,200 2,250 0 0
1892 885,358.94 566,116.88 18,300.38 50,000 0 8,000 85,381.01 37,429.65 22,623.69 8,251.21 0 0 3,657.75 5,288 648.72 111.65 25,000 52,300 2,250 0 0
1893 856,164.34 562,391.18 985.08 50,000 0 6,000 53,381.01 19,481.64 9,567.07 7,564.93 32,000 0 3,703.75 21,880 6,003.58 56.10 50,000 30,900 2,250 0 0
1894 924,441.80 548,283.65 1,557.08 50,000 0 6,000 53,381.01 55,576.32 17,060.24 8,226.63 32,000 29,948.31 23,380 13,860.83 117.73 30,000 52,800 2,250 0 0
1895 1,000,671.35 675,837.88 2,082.44 50,000 0 6,000 53,506.01 48,915.70 22,396.30 13,075.23 32,000 4,948.31 12,740 3,402.11 117.37 20,000 53,400 2,250 0 0
1896 1,004,802.64 668,770.93 2,202.62 50,000 0 5,000 53,506.01 62,271.44 11,236.50 13,011.54 32,000 4,948.31 10,630 6,455.31 119.98 25,000 57,400 2,250 0 0
1897 1,029,593.99 692,366.14 1,404.21 50,000 0 5,000 53,567.01 80,013.87 12,643.78 10,118.65 34,000 0 9,865 6,208.63 56.70 35,000 37,100 2,250 0 0
1898 1,046,919.14 659,650.88 7,047.96 50,000 0 5,000 54,331.01 94,481.80 13,519.95 13,873.43 35,000 0 8,000 2,724.42 39.69 40,000 61,000 2,250 0 0
1899 1,121,269.99 787,066.69 3,576.22 50,000 0 5,000 0 90,458.22 17,342.45 10,266.50 36,000 19,500 7,380 2,281.26 148.65 25,000 65,000 2,250 0 0
1900 1,118,340.46 777,916.62 320.21 50,000 0 0 0 104,752.22 17,532.39 18,205.71 36,000 4,000 6,895 10,049.96 168.35 25,000 65,000 2,500 0 0
1901 1,197,738.03 839,803.58 5,263.86 50,000 0 2,000 0 101,409.94 14,265.44 11,541.32 36,000 4,000 8,240 7,561.57 152.32 35,000 80,000 2,500 0 0
1902 1,191,101.81 824,591.05 7,441.24 50,000 0 2,000 1,050 94,466.64 37,509.16 12,424.09 37,577.65 0 7,500 10,960.44 81.54 40,000 63,000 2,500 0 0
1903 1,224,765.85 899,919.26 419.44 50,000 0 2,000 0 84,007.25 32,639.36 10,827.41 37,577.65 0 6,075 4,396.21 404.27 30,000 64,000 2,500 0 0
1904 1,644,790.28 1,084,769.21 241.78 300,000 0 14,581.95 1,296.66 49,075.15 44,630.80 15,954.93 38,685.35 412.20 0 5,450 3,537.71 154.54 20,000 51,000 15,000 0 0
1905 1,801,380 1,230,347 300,000 0 49,600
1906 1,870,338 1,253,085 309,000 42,500 214,754 51,000
1907 1,802,498 1,249,659 309,000 42,660 172,327 28,852
1908 1,864,877 1,288,823 361,500 50,000 127,909 36,645
1909 1,810,932 1,303,292 309,000 50,162 99,123 49,355
1910 1,980,858 1,433,317 303,000 50,000 145,666 48,875
1911 2,037,631 1,505,924 300,000 50,000 131,319 50,388
1912 2,112,729 1,469,886 300,000 50,000 245,009 47,834
1913 2,122,277 1,612,583 300,000 53,000 130,284 26,410
1914 2,090,318 1,561,144 300,000 53,000 138,224 37,650
1915 1,918,218 1,349,289 300,000 62,000 178,836 28,092
1916 1,920,078 1,291,489 300,000 62,500 227,119 38,970
1917 2,189,285 1,297,845 476,000 68,228 87,788 259,424
1918 2,244,148 1,270,245 600,000 67,328 231,413 60,000 15,162
1919 2,434,277 1,199,395 787,415 69,000 294,220 68,000 16,247
1920 2,648,323 1,554,015 668,850 69,000 267,742 73,000 15,716
1921 2,545,381 1,592,013 668,850 72,000 142,701 54,500 15,317
1922 2,717,028 1,810,231 601,800 72,000 140,376 76,500 16,121
1923 3,132,547 2,178,810 601,800 71,000 186,652 78,700 15,585
1924 3,423,039 2,692,448 300,000 71,000 209,490 135,000 15,101
1925 3,452,640 2,573,065 300,000 78,200 392,999 91,002 17,374
1926 4,001,152 2,339,857 300,000 987,143 358,528 15,624
1927 4,947,737 2,316,449 300,000 87,424 509,571 1,734,293
1928 3,903,482 2,101,013 300,000 1,170,209 312,912 19,348
1929 3,576,009 1,768,790 300,000 1,149,828 302,836 54,555

Liabilities & Capital

Year capital surplus undivided_profits surplus_and_undivided_profits notes_nb deposits us_deposits individual_deposits demand_deposits time_deposits due_to_nb due_to_other_nb due_to_sb due_to_banks due_to_banks_and_other_liabs bills_payable rediscounts unpaid_dividends other_liabs
1865 37,746.35 1,533.52 0 52,206.59 2,094.03 15,969.98
1866 122,000 6,888.42 14,006.27 108,000 122,299.61 1,667.21 63,233.25
1867 150,000 15,000 9,628.78 108,000 110,496.83 0 6,870.45 0 0 0
1868 150,000 17,500 7,446.15 108,300 141,746.61 0 55,764.74 660.33 0
1869 150,000 21,000 17,384.26 107,955 322,503.55 0 25,754.48 547.79 0 0 0
1870 150,000 27,893.96 18,251.57 108,300 331,098.69 0 39,658.94 0 0 20,775 5 0
1871 389,700 33,000 26,868.60 270,000 619,552.82 0 4,803.29 0 0 13,100 910 0
1872 400,000 42,000 19,691.59 358,740 688,324.27 0 2,315.02 14.20 0 35,000 65 0
1873 400,000 50,000 19,125.30 359,000 559,424.70 0 1,752.77 23,036.52 0 49,934.66 240 0
1874 400,000 54,000 20,318.44 355,690 575,704.63 0 2,579.78 8,520.51 50,000 13,563.91 120 0
1875 400,000 65,000 52,813.27 135,000 584,409.20 0 3,385.58 5,676.99 0 25,640.60 390 0
1876 400,000 70,000 48,478.69 46,800 602,415.03 0 4,226.14 3,952.33 0 15,488.58 0 0
1877 400,000 75,000 37,269.98 46,800 499,899.91 0 2,950.46 3,108.67 25,000 14,335.63 0 0
1878 400,000 75,000 12,300.24 46,800 475,208.47 0 6,643.81 644.66 40,000 10,720.41 64 0
1879 400,000 76,000 12,391.64 315,000 461,433.80 0 13,787.76 4,375.60 40,000 0 80 0
1880 400,000 76,000 13,823.43 315,000 436,217.42 0 5,582.27 1,957.04 70,000 0 140 0
1881 400,000 80,000 48,242.38 180,000 386,008.77 0 16,738.99 6,016.25 35,000 0 48 0
1882 400,000 80,000 42,999.90 180,000 347,693.65 0 12,713.54 7,013.41 50,000 26,512.50 248 0
1883 300,000 80,000 41,092.18 90,000 378,680.29 0 15,070.01 10,015.31 40,000 5,250 124 0
1884 300,000 100,000 32,059.13 90,000 302,381.49 0 9,232.95 3,725.31 84,000 3,500 0 0
1885 300,000 100,000 24,306.12 87,100 311,188.59 0 4,878.06 3,560.02 75,000 14,484.73 245 0
1886 300,000 100,000 25,554.76 89,550 386,366.27 0 52,291.57 2,461.25 0 0 205 0
1887 300,000 100,000 33,607.85 89,500 341,083.92 0 11,554.82 7,354.82 75,000 25,500 300 0
1888 300,000 100,000 36,259.50 89,300 394,928.77 0 20,281.78 24,243.93 40,000 12,476.23 0 0
1889 300,000 100,000 52,982.88 45,000 352,990.14 0 1,800.69 7,456.38 50,000 0 0 0
1890 300,000 100,000 64,174.95 45,000 340,589.28 0 15,522.17 8,733.45 30,000 0 0 0
1891 300,000 100,000 74,490.66 45,000 339,916.71 0 17,173.04 3,694.59 55,000 0 0 0
1892 300,000 100,000 78,899.67 45,000 322,108.17 0 7,212.41 7,138.69 25,000 0 0 0
1893 300,000 100,000 78,582.95 43,700 282,313.32 0 5,510.50 11,057.57 25,000 10,000 0 0
1894 300,000 100,000 65,053.19 44,600 400,687.14 0 2,464.19 11,637.28 0 0 0 0
1895 300,000 100,000 55,805.17 45,000 421,432.87 0 7,309.48 7,873.83 0 63,250 0 0
1896 300,000 100,000 60,174.31 44,500 439,532.80 0 14,091.44 11,504.09 35,000 0 0 0
1897 300,000 100,000 70,723.75 45,000 449,527.37 0 26,595.60 15,747.27 0 22,000 0 0
1898 300,000 100,000 74,929.55 44,500 473,059.83 0 46,010.02 8,419.74 0 0 0 0
1899 300,000 100,000 70,889.59 45,000 509,090.46 0 70,669.30 5,620.64 0 20,000 0 0
1900 300,000 100,000 75,567.29 50,000 517,107.07 0 24,532.05 16,134.05 0 35,000 0 0
1901 300,000 100,000 79,318.51 50,000 553,439.71 0 31,527 25,452.81 0 58,000 0 0
1902 300,000 100,000 82,559.64 50,000 568,279.31 0 28,912.35 12,325.51 0 49,000 25 0
1903 300,000 100,000 77,475.16 50,000 611,797.96 0 32,654.99 9,477.74 0 43,000 360 0
1904 300,000 100,000 77,736.37 300,000 708,195.55 0 46,934.42 21,238.94 90,000 0 685 0
1905 300,000 181,813 300,000 944,706
1906 300,000 202,126 300,000 0 878,187 190,025
1907 300,000 233,825 300,000 0 829,534 139,139
1908 300,000 100,000 161,502 288,500 50,000 740,465 224,410
1909 300,000 100,000 178,805 300,000 0 686,413 245,715
1910 300,000 100,000 200,532 300,000 0 693,987 386,339
1911 300,000 100,000 239,987 299,600 0 825,972 272,072
1912 300,000 100,000 273,409 300,000 0 923,785 215,535
1913 300,000 100,000 292,089 300,000 0 812,522 317,666
1914 300,000 100,000 330,447 300,000 25,000 758,901 275,970
1915 300,000 100,000 348,083 300,000 714,882 0 155,252
1916 300,000 100,000 373,868 300,000 812,501 0 33,709
1917 300,000 100,000 415,220 300,000 442,282 524,071 107,712
1918 300,000 523,292 300,000 614,699 498,076 8,081
1919 300,000 530,365 300,000 798,999 472,579 32,334
1920 300,000 544,310 293,700 802,552 533,446 174,315
1921 300,000 594,461 294,800 576,385 447,147 12,588 320,000
1922 300,000 633,181 296,100 810,693 644,937 32,117
1923 300,000 677,623 295,600 820,795 577,939 13,090
1924 300,000 734,042 300,000 1,157,789 806,184 125,024
1925 300,000 768,853 294,700 970,559 744,349 142,789
1926 300,000 710,079 295,300 898,006 1,071,342 154,300 572,125
1927 300,000 684,683 294,100 1,189,473 1,328,541 363,415 787,525
1928 300,000 523,970 294,900 981,419 1,232,339 75,954 494,900
1929 300,000 400,000 74,024 300,000 2,028,985 473,000 0