← The First National Bank of North Carolina The Traders National Bank of →

The Merchants and Farmers National Bank of

Charlotte, North Carolina

Charter
#1781
Bank ID
1781
Years
1871–1933
Observations
63

Assets

Year assets loans odraft bonds_circ bond_premiums securities securities_usgov securities_other due_from_ra due_from_other_nb due_from_other_nb_and_sb due_from_sb real_estate oreo_and_mortgages current_expenses internal_stamps exchanges bills_nb checks_and_other currency legal_tender specie cash_and_exchange lawful_money cash_exchange_and_reserve redemption_fund due_from_treasurer frb_reserve other_assets
1871 391,177.44 175,361.81 3,846.80 130,000 15,793.75 10,454.41 7,072.56 342.27 7,258.13 2,943.21 0 2,622 400.60 609.41 32,500 1,972.49 0
1872 644,630.20 290,803.85 14,169.23 200,000 23,659.37 51,247.46 4,028.11 490.12 16,366.25 3,189.66 0 10,489 167.90 99.10 28,500 1,420.15 0
1873 707,876.43 384,917.50 1,065.35 200,000 23,659.37 23,017.09 1,733.12 1,264.69 16,500 1,914.73 0 3,097 134.83 900.25 46,000 3,672.50 0
1874 635,210.60 340,426.51 2,140.64 200,000 20,000 18,557.44 2,095.75 17,500 3,713.82 0 7,462 400.22 700.75 9,000 4,213.47 9,000 0
1875 590,935.98 293,417.97 2,376.39 200,000 20,000 0 16,254.90 4,036.62 17,000 3,723.98 0 6,426 1,405.36 793.51 12,000 501.25 13,000 0
1876 489,084.84 322,858.01 1,160.69 100,000 8,000 0 12,829.84 2,734.92 18,300 3,409.58 0 3,688 502.67 358.68 8,000 2,742.45 4,500 0
1877 490,240.13 323,228.84 4,191.46 100,000 8,000 0 10,961.65 5,348.96 18,300 5,142.62 0 1,020 914.15 69 7,000 1,563.45 4,500 0
1878 596,659.49 301,019.83 4,131.27 200,000 11,250 0 22,484.52 7,004.12 20,500 3,330.92 0 4,800 168.30 69.23 5,000 7,401.30 9,500 0
1879 578,977.66 278,913.21 4,892.77 200,000 10,000 0 12,823.90 10,384.90 20,500 3,186.66 0 12,550 279.23 56.24 15,000 1,390.75 9,000 0
1880 583,147.15 280,585.14 1,869.44 200,000 8,500 0 33,132.97 11,410.79 19,200 1,978.41 0 6,200 116.38 54.02 10,000 1,100 9,000 0
1881 608,798.61 339,876.30 936.43 200,000 8,000 0 2,169.10 9,489.98 19,200 2,605.97 0 5,800 2,325.17 75.66 0 9,320 9,000 0
1882 688,180.69 370,119.93 2,477.11 200,000 8,000 0 22,266.33 35,731.94 19,200 2,096.17 0 2,315 6,522.70 37.51 0 10,414 9,000 0
1883 577,826.08 380,781.50 3,567.08 100,000 0 0 31,822.97 12,974.57 16,850 2,520.50 0 2,900 0 96.46 1,239 20,574 4,500 0
1884 580,607.36 406,897.37 1,821.55 100,000 0 0 12,535.55 14,210.22 11,650 1,762.50 0 10,959 4,443.17 78 7,000 4,750 4,500 0
1885 654,354.52 469,200.15 6,814.24 100,000 0 0 13,473.22 14,089.76 8,650 2,463.60 0 13,672 5,549.18 88.47 8,000 7,853.90 4,500 0
1886 636,028.30 434,526.50 12,437.08 100,000 0 0 16,973.47 24,642.61 6,729.37 2,189 0 11,551 5,374.73 154.04 10,000 6,950.50 4,500 0 0
1887 653,437.61 466,075.46 6,165.85 100,000 0 0 15,523.59 19,363.45 6,000 2,367 0 9,192 3,455.54 54.72 5,200 15,540 4,500 0 0
1888 670,492.40 488,017.20 1,510.85 100,000 0 0 15,416.24 29,500.78 5,000 770.40 0 3,115 826.74 65.19 12,500 9,270 4,500 0 0
1889 725,117.40 530,022.23 1,536.05 100,000 0 0 21,642.83 24,423.12 4,322.83 5,000 668 901.51 0 8,722 734.72 130.11 20,000 2,514 4,500 0 0
1890 723,371.93 505,004.75 26,304.92 100,000 0 0 30,540.36 20,189.15 3,648.39 7,500 1,500 898 0 2,672 3,054.21 60.15 2,000 15,500 4,500 0 0
1891 631,994.93 504,225.17 5,853.11 50,000 0 0 8,594.60 10,416.64 2,356.88 7,500 3,000 835.50 0 7,592 5,279.95 91.08 10,000 14,000 2,250 0 0
1892 644,494.09 488,050.68 10,187.06 50,000 0 0 15,076.30 27,434.46 5,396.07 7,500 3,000 720.65 0 9,750 4,620.65 125.22 11,500 8,883 2,250 0 0
1893 595,356.61 462,581.27 4,065.42 50,000 0 0 12,361.51 18,776.33 2,234.56 7,500 1,800 731.66 0 8,230 2,270.06 55.80 10,000 12,500 2,250 0 0
1894 649,752.85 472,677.94 7,705.97 50,000 0 0 30,925.79 29,954.46 68.36 7,500 2,400 0 7,800 7,359.29 211.04 0 30,900 2,250 0 0
1895 530,962.21 344,085.26 5,293.23 50,000 5,000 11,250 37,878.49 31,415.78 5,214.91 12,500 4,762.50 0 1,015 282.67 198.37 5,400 14,416 2,250 0 0
1896 624,789.56 405,832.12 10,166.35 50,000 4,500 22,480 10,031.91 20,641.48 30,980.29 12,500 4,839.63 0 4,996 4,887.73 164.05 10,000 30,520 2,250 0 0
1897 681,581.92 470,339.31 1,153.26 50,000 4,500 21,649.79 45,235.29 11,456.98 27,587.93 12,500 4,814.63 2,058.11 1,800 1,593.07 254.05 10,000 14,389.50 2,250 0 0
1898 607,947.25 413,268.55 386.97 50,000 4,500 3,864.94 32,072.91 27,812.06 9,262.05 12,500 4,364.63 0 1,580 4,012.28 268.86 15,000 26,304 2,250 500 0
1899 693,149.20 442,287.45 9,503.97 50,000 4,500 2,864.94 59,204.12 36,211.03 14,569.26 12,875 1,064.63 0 3,940 8,552.99 525.81 14,000 30,800 2,250 0 0
1900 802,426.63 567,922.71 1,646.14 50,000 0 664.94 65,102.94 31,657.20 20,010.12 12,875 8,320.45 570.21 0 2,870 12,637.89 330.03 15,000 10,319 2,500 0 0
1901 1,074,725.53 722,724.16 1,044.70 200,000 7,625 915.56 20,820.78 23,811.65 26,628.80 16,335.81 6,097.45 179.85 0 2,000 17,004.55 580.22 15,000 12,908 1,049 0 0
1902 1,086,248.61 696,106.57 1,747.06 200,000 7,625 465.38 39,963.67 34,688.59 27,078.14 18,445.41 6,097.45 149.40 0 3,860 11,585.60 434.34 20,000 8,002 10,000 0 0
1903 1,252,572.15 753,161.11 8,554.74 200,000 7,625 1,119.58 64,689.72 66,279.84 52,183.30 19,445.47 3,897.45 145.54 0 5,020 5,865.66 446.74 18,000 36,138 10,000 0 0
1904 1,358,826.07 904,326.44 3,423.22 200,000 7,625 1,094.37 38,956.74 54,295.03 57,679.43 19,570.47 3,897.45 0 145.54 0 5,620 11,755.92 151.46 11,240 29,045 10,000 0 0
1905 1,288,064 842,928 200,000 0 38,095
1906 1,360,713 822,599 207,625 27,133 263,223 40,133
1907 1,436,742 880,440 207,625 27,770 267,003 53,904
1908 1,358,699 885,572 258,750 26,257 136,906 51,214
1909 1,318,737 921,067 206,000 26,478 124,700 40,492
1910 1,383,919 955,167 201,000 26,293 149,016 52,443
1911 1,452,154 1,003,813 201,000 26,597 177,620 43,124
1912 1,591,842 1,085,209 201,000 31,260 224,979 49,394
1913 1,512,987 1,037,420 201,000 27,244 208,178 39,145
1914 1,447,462 1,024,162 201,000 28,884 126,596 66,820
1915 1,562,876 1,057,240 201,000 41,060 216,186 47,390
1916 1,840,989 1,190,365 201,000 41,331 343,375 64,918
1917 2,286,038 1,351,059 207,950 41,498 167,271 518,260
1918 2,380,302 1,263,097 525,850 40,951 443,454 96,920 10,030
1919 2,724,656 1,709,392 441,374 42,875 395,698 123,944 11,373
1920 3,414,281 2,465,933 332,388 53,007 385,732 150,680 26,541
1921 2,774,163 1,978,947 332,123 49,363 271,660 118,554 23,516
1922 3,763,736 2,105,810 741,433 479,523 239,719 173,060 24,191
1923 3,484,937 2,095,377 742,612 194,859 280,887 150,685 20,517
1924 3,765,274 2,309,839 204,496 85,273 975,953 170,752 18,961
1925 3,495,380 2,579,378 203,566 48,623 499,215 147,129 17,469
1926 4,040,981 2,800,176 203,192 85,973 941,640 10,000
1927 4,772,664 3,005,512 653,279 180,270 921,851 11,752
1928 4,438,501 3,196,602 398,076 112,275 700,691 42,857
1929 3,868,249 2,656,637 497,920 39,984 573,996 99,712
1930 4,094,520 2,665,156 213,361 374,174 744,234 97,595
1931 3,459,133 2,247,651 325,000 335,377 378,986 172,119
1932 2,818,028 1,545,105 325,000 329,807 461,591 156,525
1933‡

‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.

Liabilities & Capital

Year capital surplus undivided_profits surplus_and_undivided_profits notes_nb deposits us_deposits individual_deposits demand_deposits time_deposits due_to_nb due_to_other_nb due_to_ra due_to_sb due_to_tc_and_sb due_to_banks due_to_banks_and_other_liabs bills_payable rediscounts unpaid_dividends other_liabs
1871 150,000 1,000 7,202.54 106,600 124,609.03 0 975.13 786.74 0 0 4 0
1872 200,000 5,000 14,688.84 179,500 243,804.43 0 200.73 1,436.20 0 0 0 0
1873 200,000 15,000 11,987.13 178,200 299,096.73 0 798.58 2,793.99 0 0 0 0
1874 200,000 20,000 11,966.34 178,770 201,169.84 0 2,363.16 841.26 0 20,000 100 0
1875 200,000 23,500 9,062.89 180,000 148,330.44 0 1,227.02 1,046.49 25,000 2,769.14 0 0
1876 200,000 26,500 17,997.27 90,000 134,826.33 0 223.22 0 0 19,538.02 0 0
1877 200,000 35,000 11,913.73 90,000 110,822.21 0 71.49 425.20 0 41,927.50 80 0
1878 200,000 38,000 10,476.49 180,000 142,562.69 0 0 76.31 0 25,000 544 0
1879 200,000 40,000 8,811.17 180,000 112,586.49 0 1,398.37 560.36 0 35,569.27 52 0
1880 200,000 40,000 9,047.78 180,000 131,944.67 0 1,503.29 2,097.57 0 18,385.84 168 0
1881 200,000 40,000 10,333.54 180,000 128,841.19 0 5,261.45 5,130.06 0 38,216.37 1,016 0
1882 200,000 40,000 16,008.10 180,000 165,421.78 0 13,820.59 1,500 0 71,382.22 48 0
1883 200,000 50,000 17,545.09 90,000 168,806.46 0 25,924.26 2,741.64 0 22,788.63 20 0
1884 200,000 50,000 24,559.35 90,000 131,135.11 0 26,228.77 3,497.11 0 55,187.02 0 0
1885 200,000 50,000 32,089.63 90,000 174,340.63 0 30,801.71 1,136.24 0 75,906.31 80 0
1886 200,000 50,000 37,479.07 90,000 191,412.77 0 14,146.15 35,497.28 0 17,413.03 80 0
1887 200,000 50,000 41,069.18 90,000 221,766.12 0 19,218.87 1,499.26 0 29,804.18 80 0
1888 200,000 50,000 48,008.75 90,000 218,459.61 0 24,901.22 153.12 0 38,741.70 228 0
1889 200,000 50,000 53,891.57 90,000 234,828.21 0 27,959.44 1,371.62 0 66,758.56 308 0
1890 200,000 50,000 59,937.61 90,000 237,945.57 0 19,837.93 4,012.82 20,000 41,450 188 0
1891 200,000 50,000 43,840.83 45,000 180,174.91 0 37,540.88 638.31 30,000 44,800 0 0
1892 200,000 50,000 46,424.99 45,000 197,087.23 0 34,660.22 4,657.12 20,000 46,364.53 300 0
1893 200,000 50,000 44,233.04 45,000 225,699.32 0 14,527.52 846.73 0 15,000 50 0
1894 200,000 50,000 47,343.33 45,000 265,051.85 0 17,213.38 5,144.29 20,000 0 0 0
1895 200,000 10,000 5,914.81 45,000 220,315.37 0 23,122.52 4,636.61 20,000 1,972.90 0 0
1896 200,000 14,000 14,863.38 45,000 227,508.76 0 36,568.77 9,596.65 43,000 15,075 177 19,000
1897 200,000 25,000 15,494.44 45,000 244,266.97 0 17,825.29 33,755.02 30,000 50,683.95 556.25 19,000
1898 200,000 40,000 12,506.15 45,000 234,104.46 0 22,235.61 49,969.03 0 0 132 4,000
1899 200,000 40,000 18,969.46 45,000 288,721.27 0 40,558.98 55,009.49 0 0 890 4,000
1900 200,000 40,000 29,517.10 50,000 332,582.85 0 13,383.59 0 52,742.93 1,126.93 30,000 52,521.23 552 0
1901 200,000 40,000 41,242.01 200,000 292,874.38 0 28,771.95 39,010.34 52,273.58 2,520.95 0 178,020.32 12 0
1902 200,000 40,000 49,623.76 200,000 360,402.77 0 13,256.43 0 70,053.84 10,294.06 0 142,516.75 101 0
1903 200,000 40,000 49,531.02 200,000 513,108.90 0 81,869.77 0 86,592.69 27,287.96 50,000 0 139.42 4,042.39
1904 200,000 40,000 55,046.56 200,000 593,199.60 0 39,428.32 4,809.02 77,826.32 7,821.94 90,000 45,000 161.80 5,532.51
1905 200,000 102,576 200,000 684,423
1906 200,000 102,082 200,000 0 686,004 172,627
1907 200,000 117,942 200,000 0 615,267 303,533
1908 200,000 100,000 38,044 200,000 50,000 530,618 240,037
1909 200,000 100,000 42,040 200,000 1,000 521,661 253,036
1910 200,000 100,000 56,333 200,000 1,000 518,581 308,005
1911 200,000 100,000 80,310 100,000 1,000 672,884 197,960
1912 200,000 100,000 106,784 200,000 1,000 763,891 220,167
1913 200,000 200,000 27,225 200,000 1,000 638,499 246,263
1914 200,000 200,000 55,867 200,000 26,000 617,103 148,492
1915 200,000 200,000 71,276 200,000 743,428 0 148,172
1916 200,000 200,000 93,040 200,000 798,999 97,649 251,301
1917 200,000 200,000 114,745 200,000 1,078,312 0 492,981
1918 200,000 330,725 200,000 1,371,125 0 278,452
1919 200,000 352,802 200,000 1,742,362 0 229,492
1920 200,000 387,948 200,000 1,970,561 371,691 284,081
1921 200,000 419,700 195,800 1,563,299 228,449 166,914 0
1922 200,000 435,856 200,000 2,091,543 680,255 106,082
1923 200,000 459,463 200,000 1,795,972 692,640 136,862
1924 200,000 509,668 200,000 2,134,837 625,425 95,344
1925 200,000 527,888 200,000 1,878,380 469,788 114,794
1926 200,000 551,148 200,000 2,297,544 584,667 90,162 117,460
1927 200,000 591,587 195,200 2,410,227 925,396 199,757 250,497
1928 200,000 599,818 194,600 1,794,529 1,062,979 131,814 454,761
1929 200,000 400,000 236,990 200,000 2,588,340 230,000 12,919
1930 200,000 400,000 245,175 200,000 2,941,118 100,000 8,227
1931 200,000 400,000 224,915 200,000 2,069,141 353,000 12,077
1932 200,000 400,000 104,734 200,000 1,547,172 359,567 6,555
1933‡

‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.