Bank of Fredericksburg (Fredericksburg, TX)

Episode Information

Episode UID
88037071587
Episode Type
Suspension โ†’ Closure
Bank Type
private
Bank ID
8803707 routing
Routing Number
88-0370
Start Date
March 11, 1932
Location
Fredericksburg, Texas (30.275, -98.872)

Metadata

Model
gpt-5-mini (chosen from majority vote of a three-model LLM ensemble)
Short Digest
c4471caf540a72dd

Response Measures

None

Description

Receivers were appointed and receiver reported dividends; criminal charges/large overdrafts cited against officers.

Events (3)

1. March 11, 1932 Suspension
Cause
Bank Specific Adverse Info
Cause Details
Bank declared defunct and receivers appointed amid large overdrafts and alleged misconduct by officers leading to insolvency.
Newspaper Excerpt
Docket entries pertaining to the cases in which sureties and depositors of Bank of Fredericksburg ... ask appointment of receivers for the defunct institutions. The Receiver is directed to mail statements to all customers of the Bank of Fredericksburg
Source
newspapers
2. September 21, 1932 Other
Newspaper Excerpt
Additional bills alleging the same offense ... Koennecke alone over $8000 overdraft ... overdraft over $43,000 ... another real estate partnership ... almost $6000 (criminal/financial charges against bank officials).
Source
newspapers
3. December 23, 1932 Receivership
Newspaper Excerpt
D. J. HOERSTER BANK RECEIVER FILES REPORTS ... In connection with the last dividend of the Bank of Fredericksburg, Mr. Hoerster stated that the public was entitled to know that over $38,000.00 of the money accruing from this ... (receiver reports and dividend distribution).
Source
newspapers

Newspaper Articles (4)

Article Text

Organization Of New Bank Nears Its Completion Over $55,000 Of The Desired $60,000 Has Already Been Subscribed. The Committee having in charge the organization of a new bank in Fredericksburg reports they are receiving hearty co-operation and it is only a question of a few days before a new bank will be opened. They have set a goal of $60,000.00 for a new bank, such bank to be either a State Bank, or a National Bank, which are constantly under the supervision of the government. This will assure the depositors that an outside and unprejudiced governmental agency will watch over the affairs of the Bank. Not only are the public-spirited citizens of Gillespie County subscribing because they know a bank is absolutely essential to the Community, but they are also convinced that a single bank in this town will be a very profitable investment. On Tuesday night the subscribers to the capital and surplus stock of the new bank met at Hotel Nimitz. The meeting was well attended, only a few of the subscribers being absent. Mr. W. J. Schroeder presided at the meeting and Mr. H. A. Ries acted as secretary. Mr. Schroeder explained the object of the meeting and then called upon Mr. Beretta for a talk. Mr. Beretta explained State and National banks. His contention was that both systems were good, but the most important thing about a bank were the men in charge. He advised not to select men to run the bank because they were good fellows and popular, but rather hard-headed business men that would adhere strictly to banking principles; with such men both the depositors and the stockholders money would be safe. Mr. Beretta said his bank stood ready to underwrite any amount for the new bank that the soliciting committee might fail to secure. Mr. Herman Ochs, who had accompanied Mr. Beretta and several other gentlemen from San Antonio, was called upon for a short talk. He responded saying that he did not know anything about the technical (Continued on page 2, Col. 1.) Special District Court Term May Be Called Here Judge Has Commission Select Two Sets of Grand And Petit Jurors Possibility that Gillespie County may have a special term of District Court at some period between now and the regular August term, is seen through the order of Judge Carl Runge by which the Jury Commission selected two sets of Grand and Petit Juries instead of the usual one, in their session Friday. No intimation has been made when or if this special session will be called. A district judge is empowered by law to call a special term on short notice, court attaches say. As stated in our issue of last week, court for this term closed on Friday. Entries on the court docket since our last information was taken therefrom included the following transactions on the civil lists: Mrs. Ella Langerhans vs. Theo. Langerhans, divorce; judgment for plaintiff for divorce and restoration of former name of Mrs. Ella Schmidt, as prayed for. Felix Meurer vs. Mason Mutual Life Insurance Assn. et al; damages, on change of venue from Mason county; judgment for plaintiff; defendant's motion for new trial overruled and appealed to court of civil appeals. Frank Gold vs. Raymond Feller, debt and foreclosure; judgment for plaintiff but foreclosure of any lien denied. Docket entries pertaining to the cases in which sureties and depositors of Bank of Fredericksburg and Citizens Bank ask appointment of receivers for the defunct institutions, are: "The Receiver is directed to mail statements to all customers of the Bank of Fredericksburg showing the balances or indebtedness of said customers. To deliver to all persons who are not in any manner liable to the (Continued on page 2, col. 2.) Auxiliary Notes The regular meeting of the Fredericksburg Public School Auxiliary, held at the Auditor-


Article Text

Special District Court Term May Be Called Here Judge Has Commission Select Two Sets of Grand And Petit Jurors Possibility that Gillespie County may have a special term of District Court at some period between now and the regular August term, is seen through the order of Judge Carl Runge by which the Jury Commission selected two sets of Grand and Petit Juries instead of the usual one, in their session Friday. No intimation has been made when or if this special session will be called. A district judge is empowered by law to call a special term on short notice, court attaches say. As stated in our issue of last week, court for this term closed on Friday. Entries on the court docket since our last information was taken therefrom included the following transactions on the civil lists: Mrs. Ella Langerhans vs. Theo. Langerhans, divorce; judgment for plaintiff for divorce and restoration of former name of Mrs. Ella Schmidt, as prayed for. Felix Meurer vs. Mason Mutual Life Insurance Assn. et al; damages, on change of venue from Mason county; judgment for plaintiff; defendant's motion for new trial overruled and appealed to court of civil appeals. Frank Gold vs. Raymond Feller, debt and foreclosure; judgment for plaintiff but foreclosure of any lien denied. Docket entries pertaining to the cases in which sureties and depositors of Bank of Fredericksburg and Citizens Bank ask appointment of receivers for the defunct institutions, are: "The Receiver is directed to mail statements to all customers of the Bank of Fredericksburg showing the balances or indebtedness of said customers. To deliver to all persons who are not in any manner liable to the Continued on page 2, col. 2.


Article Text

KOENNECKE ROSE FROM FARM BOY TO BANKER Death Tuesday ended the of Albert Koendent of the Bank of FredericksKoennecke who rose from farmer boy bank president, was at first clerk and at later stages assistant cashier, cashier, vicepresident and finally president of the institution 1887 by the D. Smith He work He had made his home for the He survived by his and two daughters, JohnMiss Cora Koennecke, both of special grand jury called here May to the closing of the Bank of Fredericksburg and the returned four against him, all he while his bank solvent. Additional bills aleging the same offense same other officials and employees of both banks. Koennecke was to be tried on these charges at special term court change venue in Blanco county December or In statement furnished by the bank's are that Koennecke and Gold, who preceded the former as ident, among the Bank of largest Koennecke alone over $8000 overdraft Gold Koennecke's partnership overdraft over $43,000 and another real estate partnership in was half owner had almost $6000


Article Text

D. J. HOERSTER BANK RECEIVER FILES REPORTS Continued from page 1. ...just a very few had shown the disposition of not wanting to pay that, however as a whole the debtors paid everything they could cheerfully and gave the best security which was possible for the amounts they owed to the Banks. Mr. Hoerster said he had never heard of people behaving better under the circumstances than the people did who have their money coming from the two defunct Banks. Hoerster remarked in conclusion, "I am certainly well pleased with the co-operation I have received from all parties who had any direct interest in these institutions." In connection with the last dividend of the Bank of Fredericksburg, Mr. Hoerster stated that the public was entitled to know that over $38,000.00 of the money accruing from this