3808. First National Bank (Spirit Lake, IA)

Bank Information

Episode Type
Suspension → Closure
Bank Type
national
Bank ID
4758
Charter Number
4758
Start Date
August 9, 1929
Location
Spirit Lake, Iowa (43.422, -95.102)

Metadata

Model
gpt-5-mini
Short Digest
3cb18fea

Response Measures

None

Receivership Details

Depositor recovery rate
85.7%
Date receivership started
1927-08-25
Date receivership terminated
1929-09-18
OCC cause of failure
Losses
Share of assets assessed as doubtful
100.0%

Description

Articles indicate the First National Bank of Spirit Lake was defunct and placed in receivership (receiver cited in 1929). No run is mentioned. A receiver sold remaining assets in 1932, indicating permanent closure.

Events (5)

1. June 14, 1892 Chartered
Source
historical_nic
2. August 25, 1927 Receivership
Source
historical_nic
3. August 9, 1929 Receivership
Newspaper Excerpt
Receiver Frank Bois of the First National bank has severed his connections with the federal banking department ... He will be succeeded here by C. J. Obrecht, receiver of the defunct national banks of Spirit Lake, Milford and Estherville.
Source
newspapers
4. August 9, 1929 Suspension
Cause
Government Action
Cause Details
Bank had been declared defunct and put into receivership by federal banking authorities; receiver assigned.
Newspaper Excerpt
He will be succeeded here by C. J. Obrecht, receiver of the defunct national banks of Spirit Lake, Milford and Estherville.
Source
newspapers
5. April 20, 1932 Other
Newspaper Excerpt
Roe of City successful bidder on the remainassets of the First National Bank the receiver's sale ... He paid $795 for the made up notes, judgments, cash items, claims and drafts. ... Receiver of Spirit Lake was unable to announce Thursday amount the final dividend depositors expected be between five ten per cent.
Source
newspapers

Newspaper Articles (2)

Article from Globe-Gazette, August 9, 1929

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Article Text

Bank Receiver Leaves Federal Department SWEA CITY, Aug. 9.-Receiver Frank Bois of the First National bank. has severed his connections with the federal banking department and has accepted an engagement with the Bank of Detroit. Mich. He will be succeeded here by C. J. Obrecht, receiver of the defunct national banks of Spirit Lake, Milford and Estherville. In addition to the First National bank here Mr. Obrecht will also have charge of the defunct First National at Armstrong. making five banks in his receivership. Mr. Bois will become credit man-


Article from The Algona Upper Des Moines, April 20, 1932

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Article Text

City Bank Closes Receivership. Herald: Roe of City successful bidder on the remainassets of the First National Bank the receiver's sale in the Legion hall Thursday afternoon. He paid $795 for the made up notes, judgments, cash items, claims and drafts. total of the around portion the list notes the bank had charged off the years the ginning of the deflation period in 1920 1921. There four bidders besides Mr. Linn of Bancroft; tagh of Algona, and local group headed by Following the usual the bank's H. Miller of offered the Items The total the Mr. Murtagh being the principal bidder. Next the offered of that way. The real began the tire lump. The first heavy was $250 the offers advanced by steps Mr. Roe remained the last bidder. large was present, many the being the community's heads activities for many years were tied with the up bank. Receiver of Spirit Lake was unable to announce Thursday amount the final dividend depositors expected be between five ten per cent. bank previously had paid total per cent to the deposit-