21183. Houston Savings Bank (Houston, TX)

Bank Information

Episode Type
Run → Suspension → Closure
Bank Type
savings bank
Start Date
December 19, 1885
Location
Houston, Texas (29.763, -95.363)

Metadata

Model
gpt-5-mini
Short Digest
1da3d887

Response Measures

Full suspension

Other: Receiver appointed (D. F. Smith / D. F. Stewart referenced) and bank placed in hands of receiver; multiple articles reference appointment of receiver.

Description

The Houston Savings Bank experienced a run immediately after the City Bank (City Bank of Houston / City National) failed on Dec 19, 1885. The run continued and the Houston Savings Bank later suspended and had a receiver appointed Feb 26, 1886. Multiple articles report receivership and a receiver (D. F. Smith / D. F. Stuart / D. F. Stewart spelling variants) was appointed and the affairs were in his hands. I corrected minor OCR spelling variants of the receiver's name and dates when extracting.

Events (3)

1. December 19, 1885 Run
Cause
Local Banks
Cause Details
Run was triggered by the failure/suspension of the City Bank of Houston (failure Dec 19, 1885) and shared directors/interests caused depositors to withdraw from Houston Savings Bank.
Measures
Claims were promptly met and the savings bank paid out deposits during the initial run; bank closed at usual hour after meeting claims.
Newspaper Excerpt
owing to the fact that several members of the directory of the Houston Savings Bank are also officers in the suspended bank, a run was immediately inaugurated on the savings bank
Source
newspapers
2. February 26, 1886 Receivership
Newspaper Excerpt
Some of the bank's heaviest depositors withdrew their funds yesterday afternoon, and later in the day asked that a receiver for the bank be appointed. D. F. Smith was appointed receiver this morning and the affairs of the bank are now in his hands.
Source
newspapers
3. February 26, 1886 Suspension
Cause
Local Banks
Cause Details
The suspension/failure is attributed to a heavy run on the Houston Savings Bank contemporaneous with the earlier failure of the Houston City Bank; reports explicitly state failure due to heavy run when City Bank failed recently.
Newspaper Excerpt
The Houston Savings Bank suspended this morning, and on petition of the stockholders D. F. Stewart was appointed receiver.
Source
newspapers

Newspaper Articles (19)

Article from Los Angeles Daily Herald, December 20, 1885

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NEWS OF THE WORLD. A Bank Fails at Houston Texas, A MILLION DOLLARS. FOR The Troubles of a Bavarian Who Proved too Attractive to the Fair Sex. Special to the Herald by the Associated Press. HOUSTON, Tex., December 19.-Con siderable excitement was occasioned here this afternoon by the failure of the City Bank of Houston, one of the oldest financial institutions in the city and having a pa.d up capital of $500,000. The doors were closed at 1 o'clock, a notice being posted thereon that the bank had suspended payment pending an application for the appointment of a receiver. At 2:30 P. M. Judge Materson, of the District Court, on a petition filed by the bank's attorney, granted an order appointing Benj. F. Weems, receiver, and that gentleman immediately qualified in bonds of $300,000. Hon. Wm. R. Baker, present Mayor of the city, is President of the bank and Benj. F. Weems, Cashier. While the failure caused some consternation throughout the city, and a large crowd gathered about the bank clamoring for their money, yet the sus. was no surprise to the Total liabilities the a million dollars. other generally. pension including banks capital and An stock, exact business of will statement the exceed bank, men, of the bank's affairs at the time of the suspension is not obtainable to-night, but the last statement made, August 7 1885, gave the assets and liabilities as follows: Loans and discounts, $614,939; stocks and bonds, $343,662; bank building and furniture, $74,566; cash on hand, $145,445; exchange, $62,558; total, $1,241,230. Liabilities-Capital stock, $500,000; demand deposits, $417,841; time deposits, $255,589; due other banks, $65,047; profits, $2753; total, $1,241,230. The above statement is believed to represent nearly the condition of the bank's finances at the time of the suspension. The bank has been losing money for years. Since the time of the failure of William J. Hutchins who was indebted to the bank in $350,000. As security they held liens upon Hutchius' hotel property, the Eureka mills and several va. cant lots. This property constantly depressed in value on the bank's hands, and finally became a source of expense instead of revenue. Owing to the fact that several members of the directory of the Houston Savings Bank are also officers in the suspended bank, e run was immediately inaugurated on the savings bank, but all claims were promptly met. The bank, however, closed its doors at 3 o'clock, the usual closing hour, with a long line of anxious depositors waiting to reach the paying teller's window. If the run is continued on Monday it is believed that the savings bank will be prepared to meet the exigency. The deposits of the broken bank will reach over $500,000. Many poor people were among the depositors.


Article from The Democratic Leader, December 20, 1885

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CHEYENNE, WYOMING. SUNDAY MORNING. DECEMBER 20. 1885. surprise to other banks and business men Railroad Titles are Goo BURIED ALIVE. LYNCH LAW IN TEXAS. generally. The total liabilities of the WASHINGTON, Dec. 19.-Rep bank, including the capital stock, will tive Payson, of Illinois, says that exceed $1,000,000. tlers out west are needlessly ala Miners Suffocate Beneath Tons A Negro Murderer Launched Owing to the fact that several members account of the recent decision of of Debris. of the directory of the Houston Savings Into Eternity. preme court. That technically th bank are also officers in the suspended of the railroad lands which have b bank, a run was immediately inaugurated by the railroad companies to settl Test Chinese Case Taken to the on the Savings bank, but all claims were Cleveland Convulsed by a have not yet been patented, still promptly met. The bank, however, the United States. The decis Matrimonial Mess. Supreme Court. closed its doors at 3 o'clock, the usual been constructed to mean that sett closing hour, with a long line of anxious have so purchased have no valid depositors waiting to reach the paying their lan 1s, and may be deprived o Collapse of a Houston Bank----| Bank Forger Pratt Flits to teller's window. It the run is continued at any time. This is not the cas Liabilities, $1,000,000. Foreign Shores. on Monday it is believed that the Savings title that the government holds t bank will be prepared to meet the exiby this decision is, that lands an gency. The deposits of the broken bank Mine Horror. held to secure the cost of survey, a Vigilantes at Work. will reach over half a million dollars. Many be acquired at any time by set WILKESBARRE, Pa., Dec. 19.- The DALLAS, Tex., Dec. 19.-News was repoor people were among the depositors. paying for the survey of their land utlook at No. 1 slope this morning is ceived here at T:30 this morning from


Article from The Indianapolis Journal, December 20, 1885

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BANK FAILURE IN TEXAS. The City National, of Houston, After Losing Money for Years, Finally Closes Its Doors. HOUSTON, Tex., Dec. 19.-Considerable excitement was occasioned here, this afternoon, by the failure of the City Bank, of Houston, one of the oldest financial institutions in the city, and having a paid-up capital of $500,000. The books were closed at 1 P. M., a notice being posted on the door that the bank had suspended, pending an application for a receiver. A large crowd gathered about the door, clamoring for money, but there was no violence offered. It is not possible, to-night, to obtain a statement of the bank's exact situation. The bank has been losing money for years to the time of the failure of William J. Hutchins, who was indebted to it to the amount of $350,000. As security, the bank held liens upon the Hutchinson Hotel property, the Eureka mill, and several vacant lots. This property constantly depreciated in value in the bank's hands, finally becoming a source of expense instead of revenue. Other debts of a similar character accumulated as the years passed, and on May 1, last, when the bank struck a balance, the directors were greatly chagrined and surprised to find that it had failed to pay expenses for the year ended April 30, by some $6,000. At that time its deposits reached $572,000, and notwithstanding the fact that then it became known in business circles that the bank was heavily loaded down, its deposits during the next three months increased over $80,000. This was owing to the high character of its officers, among whom are the best-known men in the city. The institution aid business under a State charter granted in 1868, one of the last banking charters issued by Texas. The late Benjamin A. Botts was president of the bank for about fifteen years. On his death, on Oct. 1 last, Mayor Baker succeeded him. William M. Rice, formerly of Houston, now of New York, is one of the largest stockholders. These gentlemen are wealthy, aside from their bank stock. Owing to the fact that certain members of the directory of the Houston Savings Bank are also officers in the suspended bank, a run was in augurated on the Savings Bank, but all claims were promptly met. The bank, however, closed its doors at 3 o'clock, the usual closing hour, with a long line of depositors waiting to reach the paying teller's window. If the run is continued on Monday it is believed the Savings Bank will be prepared to meet the ex igency. The deposits of the broken bank will aggregate over a half million dollars. Many poor people were among the depositors. The Missouri Pacific Railway Company deposited with it. The New York correspondents of the bank are the Continental National and the National Park; at New Orleans, the State National Bank, and at St. Louis, the Bank of Commerce. The receiver, with a force of clerks, is at work on the books, preparing a statement.


Article from The Wheeling Daily Intelligencer, December 21, 1885

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BIG BANK FAILURE At Houston, Texas-the City Bank Closes its Doors. HOUSTON, Dec. 19.-Considerable excitement was occasioned here this afternoon by the failure of the City Bank of Hous. ton, one of the oldest financial institutions in the city, and having a paid-up capital of $500,000. The doors were closed at 1 o'clock, a notice being posted thereon that the bank had suspended payment pending an application for the appointment of B receiver. B. F. Weems was subsequently appointed. While the failurecaused some consternation throughout the city, and & large crowd gathered about the bank clamoring for money, yet the suspension was no surprise to the other banks and business men generally. The total liabilities of the bank, including the capital stock, will exceed $1,000,000. The assets, according to the last statement, amount to about the same. Owing to the fact that certain Members of the directors of the. Houston Savings Bank are also officers in the suspended bank, a run was immediately inaugurated on the savings Bank, but all claims were promptly met. The bank, however, closed its doors at 9 o'clock, the usual hour, with a long line of anxious depositors waiting to reach the paying teller's window. If the run is continued on Monday it is believed the Savings Bank will be prepared to meet the exigency.


Article from Fort Worth Daily Gazette, December 22, 1885

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g Depositors in the City ed to Save Themselves at the Loss of the Poor People. Insurance Company Forced I Up Its Affairs-Fair Prospects for a Huge Sensation. THE SITUATION IN BRIEF. - the Gazette. ron, TEX., Dec. 1.-There was uo Supurom sith una SID bank. All demands were prompt Perfect confidence in the bank ablished. It is estimated tha has been paid out. The affairs City bank are unchanged. o the liabilities and assets is There will be a meeting of all : and depositors to-morrow t-house to decide on a plan e the Gazette. OUS DAY FOR THE BAYOU ON, TEX., Dec. 21.-The anxiety out the city this morning about the banks opened was genera business men, especially among 041 uo SUM Every xpectancy to discover whether trous failure of the City bank 01 7 would carry with it down the hill of bankruptcy any of the usiness houses and banks known been closely identified with Institution at various times uston Savings bank was the / attraction. Some time before : were opened quite a little itors were on hand to reach eller's desk and withdraw their funds. They were mostly ple and not over intelligent, them expressed serious doubt hether the doors would I not long to wait, for the bank' had discounted the situation and instead of waiting until the usual hour of opening, ont door was thrown back at our in advance, and the crow with a rush The news of ad rapidly and a good many thou lars were paid out, some of which ain deposited with the the day was ended. ock the crowd began to this SUM eq, and many business he bank from time to time during ning and made large deposits nce of the affrightened book-hold noon the run was dead and the si safe. No one was refused Si were made with on, two tellers IIAL una eque great benefit to the Savings bank icial sense, as many of the depos hdrew sums upon which interes rued, but said interest they y withdrawing their money el expiration of six months never was any


Article from Eureka Daily Sentinel, February 27, 1886

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off and hurled entirely across the streets. The damage will be considerable. To-day the wind is still very high, with frequent gusts of snow. Severe Weather In New York. NEW YORK, Feb. 26.-The western blizzard has reached New York. The mercury has fallen over 20 degrees in the past few hours, and streets that were deluged by rain yesterday are covered with ice to-day. The wind is blowing a gale, and it is with the greatest difficulty that telegraphic connection can be maintained with either the East or South. The sea in the bay is unusually high, and it is feared the gale will prove as disastrous to shipping as the great storms of January 9 last. Lower Railroad Rates Expected. TOPEKA, Ks., Feb. 26.-Various indications here show that the war resulting from the breaking up of the Transcontinental Association is more virulent than ever. The probabilities are that rates to the Pacific Coast, at least by the Santa Fe route, will be made much lower before they are higher. Travel has considerably fallen off on all lines, in anticipation of this result, and it is not possible to say when the lowest point will be reached in the Pacific Coast business. A Houston, Texas, Bank Falls. Sr. LOUIS, Feb. 26.-A special from Houston, Texas, to the Post-Dispatch says that the Houston Savings Bank closed its doors this morning. Some of the bank's heaviest depositors withdrew their funds yesterday afternoon, and later in the day asked that a receiver for the bank be appointed. D. F. Smith was appointed receiver this morning, and the affairs of the bank are now in his hands. The total amount of money deposited with the bank is $250,000. The failure is due to the heavy run on it at the time when the Houston City Bank failed recently. Canada's Stringent Sunday Laws. TORONTO, Ont., Feb. 26.-The Government to-day introduced a bill, making it a misdemeanor for any person not a member of a landlord's family to enter barrooms on Sundays, and increasing the penalties for the illegal selling of liquor, as follows: First offense, $50 to $100 fine; second. four months' imprisonment. without option of 8 fine; third, six months' imprisonment. For making searches the provisions of the Gambling Act will be applied. A Strike Probably Ended. CHICAGO, Feb. 26.-The proprietor of McCormick's large reaper factory stated to-day that the works would again start up in a few days, a committee of workmen assuring him that about 1,000 of the men desired to return to work, no matter what action might be taken by the Knights of Labor. The strike began on February 16 of 1,400 men, owing to a refusal to discharge four non-union moulders. General Hazen Sues for Libel. NEW YORK, Feb. 26.-General Hazen, Chief Signal Service officer, is now suing George Jones, proprietor of the New York Times. to recover $100,000 damages for alleged libel, it being charged that the newspaper published libelous statements concerning the plaintiff's character as a Signal Service officer and also concerning his connection with the recent Arctic expedition. A Murderer Hanged. RENSSLAER, Ind., Feb. 26. Weibern Wartena was hanged here to-day for the murder of John Dregher on November 4, 1884. The murdered man lived with Wartena, and attempted to obtain bis money. The body of the murdered man was afterwards thrown into the Mississippi river. New York's Grand Jury. NEW YORK, Feb. 26.-The Grand Jury was discharged to-day. They returned no indictments against any of the Aldermen who granted the Broadway railroad franchise. "DDD" will improve the appetite-at * Capron's.


Article from The Memphis Appeal, February 27, 1886

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The Houston Bank Failure. HOUSTON, TEX., February-26.-The Houston Savings Bank suspended this morning, and on petition of the stockholders D. F. Stewart was appointed receiver. It had a paid-up capital of $100,000. The officers are: Frederick A. Rice, president, and E. Raphael, cashier. The failure is due to the suspension of the City Bank, in which President Rice and other stockholders were heavily interested. No definite statement is obtainable. The last public statement was in August, 1883, showing assets of $442,344; deposits, $411,255; net profits, $31,039. The officers say the only material change since that time is a decrease in de. posits of $286,000. Since the City Bank failure January 1st last the bank had a surplus of $73,527. Its correspondents are the Mercantile National Bank of New York and the Continental Bank of St. Louis.


Article from The Daily Telegraph, February 27, 1886

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Bank Failure. ST. LOUIS, Feb. 27.-A special from Houston, Texas, to the Post-Dispatch states that the Houston Savings bank closed its duors y ;terday morning. Some of the bank's heaviest. depr citors withdrew their funds Thursday after afternoon and later in the day asked that a receiver be appointed: D. F. Smith W23 appointed receiver this morning. The affairs of the bank are now in his hands. Total : amount of money deposited with the bank is $250,000. It failure is due to the heavy run upon it at the time when the Houston City bank failed recently.


Article from The Democratic Leader, February 27, 1886

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Failure of a Savings Bank. ST. LOUIS, Feb. 26.-A special from Houston, Texas, to the Post-Dispatch states that the Houston savings bank closed its doors this morning. Some of the bank's heaviest depositors withdrew their funds yesterday afternoon, and later in the day asked that a receiver for the bank be appointed. D.T. Smith was appointed receiver this morning, and the affairs of the bank are now in his hands. The total amount of money deposited with the bank is $250,000. The failure is due to a heavy run upon it at the time when the Houston city bank failed, recently.


Article from The Indianapolis Journal, February 27, 1886

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A Savings Bank Closes Its Doors. HOUSTON. Tex., Feb. 26.-The Houston Savings Bank closed its doors this morning. Some of the bank's heaviest depositors withdrew their funds yesterday afternoon, and later in the day asked that a receiver for the bank be appointed. D. F. Smith was appointed receiver this morning, and the affairs of the bank are now in his hands. The total amount of money deposited with the bank is $250,000. Its failure is due to the heavy run upon it at the time when the Houston City Bank failed recently. The bank had a paid-up capital of $100,000. The officers are Frederick A. Rice, president; F. Raphael, cashier. No definite statement is obtainable. Its last public statement was in August, 1883, showing assets $442,344, deposits $411,255, netprofits $31,039. The officers say the only material change since that time is a decrease in deposits to $286,000 since the City Bank failure. On July 1st last the bank had a surplus of $73,527. Its correspondents are the Mercantile National Bank, of New York, and the Continental Bank, of St. Louis.


Article from Los Angeles Daily Herald, February 27, 1886

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Another Texas Bank Failure. ST. LOUIS, February 26.-A special from Houston, Texas, to the Post-Dis. patch states that the Houston Savings Bank closed its doors this morning. Some of the bank's heaviest depositors withdrew their funds yesterday afternoon and later in the day asked that a receiver for the bank be appointed. D. F. Smith was appointed receiver this morning and the bank is now in his hands. The total amount of money deposited with the bank is $250,000. The failure is attributed to the heavy run upon it at the time when the Houston City Bank failed recently.


Article from Seattle Daily Post-Intelligencer, February 27, 1886

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Bank. HOUSTON (Tex.), Feb. 26.-The Houston Savings Bank closed its doors this morning. Some of the bank's heaviest depositors withdrew their funds yesterday afternoon, and later in the day asked that a receiver for the bank be appointed. D. F. Smith was appointed receiver this morning and the affairs of the bank are now in bis hands. The total amount of money deposited with the bank is $250,000. The failure is due to a heavy run on the bank at the time the Houston City Bank failed recently. No Indictments


Article from St. Paul Daily Globe, February 27, 1886

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A Bank Succumbs. HOUSTON, Tex., Feb. 26.-The Houston Savings bank closed its doors this morning. Some of the bank's heaviest depositors withdrew their funds yesterday afternoon and later in the day asked that a receiver for the bank be appointed. D. F. Smith was appointed receiver this morning and the affairs of the bank are now in his hands. The total amount of money deposited with the bank is $250,000. Its failure is due to the heavy run upon it at the time when the Houston City bank failed recently.


Article from St. Paul Daily Globe, February 27, 1886

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A Bank Succumbs. HOUSTON, Tex., Feb. 26.-The Houston Savings bank closed its doors this morning. Some of the bank's heaviest depositors withdrew their funds yesterday afternoon and later in the day asked that a receiver for the bank be appointed. D. F. Smith was appointed receiver this morning and the effairs of the bank are now in his hands. The total amount of money deposited with the bank is $250,000. Its failure is due to the heavy run upon it at the time when the Houston City bank failed recently.


Article from The Ouachita Telegraph, February 28, 1886

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Bank Failure. ST. LOUIS, Feb. 27.-A special from Houston, Texas, to the Post-Dispatch states that the Houston Savings bank closed its doors yesterday morning. Some of the bank's heaviest depositors withdrew their funds Thursday after afternoon and later in the day asked that a receiver be appointed. D. F. Smith was appointed receiver this morning. The affairs of the bank are now in his hands. Total: amount of money deposited with the bank is $250,000. Its failure is due to the heavy run upon it at the time when the Houston City bank failed recently.


Article from Fort Worth Daily Gazette, March 4, 1886

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Assets and Liabilities, Special to the Gazette. HOUSTON, TRX., March 8.-Dr. D. F. Stuart, receiver of the Houston Savings bank, to-day submitted a sworn statement to Judge Masterson of the district court, of the liabilities and assets of the defunct: institution. Assets are $862,128.76. Liabilities $204,270.20. Surplus $97,858.56.


Article from Crawford Avalanche, March 4, 1886

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LATER NEWS ITEMS. The average prices of the leading cereals in the English markets for the last year are footed up as 32s 10d per quarter for wheat, 30s 1d for barley, and 20# 7d for oats. All these are for the quarter of eight measured bushels, which for English wheat averages about eight times sixty-two pounds. It is understood that the wheat figures apply only to the grain grown at home, the product of Indian soil having averaged even less. The lowest price was 30s 2d, touched the last Saturday in the year, but even that minimum of less than 88 cents per sixty pounds has been surpassed since then. The average had not been so low in any former year since 1761, and only four times in the whole of the eighteenth century. Four glandered horses on farms near Rochester, III., were killed by the Assistant State Veterinarian, and thirteen others were ordered quarantined. Two employes of the N. K. Fairbank Company, of Chicago, are missing, and are accused of having robbed the firm of about $5,000. For the recent assault on Mr. Dickson, United States Attorney at Salt Lake, Angus and Frank J. Cannon have been held in $1,000 each. Edison, the electrician, in an interview regarding the telephone decision by the Indiana Supreme Court, expressed the belief that the law would be pronounced unconstitutional, and declared the decision fatal to patents and progress. At a Lutheran cburch in Detroit the twelfth male child of a German family named Detloff was named after President Cleveland, who was represented by Congressman Maybury. The infant was presented with a $10 gold-piece. A schedule of the liabilities and assets of the defunct Ritzinger Bank of Indianapolis shows assets, $267,827; liabilities, $455,868. The bank had 1,400 depositors. It is claimed that 45 cents on the dollar can be paid them. A skating rink and three other structures at Troy, N. Y., were burned, falling walls injuring several persons, the skull of one man being crushed. The financial loss is $45,000. A business block at Baltimore, occupied by clothing firms, was partially gutted, the Josses reaching $95 Wiebren Wartena, who murdered John Dreger on the bank of the Kankakee River, was executed at Rensselaer, Ind. Nearly one thousand persons were allowed to witness the hanging. The Houston (Tex.) Savings Bank has failed, with liabilities approximating $500,000. The suspension caused great excitement in the city, and was wholly unexpected in business circles. As the news spread through the town several hundred anxious depositors gathered about the bank, excitedly discussing the causes leading to the suspension. A receiver has been appointed. I SENATOR MITCHELL, of Oregon, spoke in the Senate, on the 26th inst., in support of his antiChinese bill. The Blair educational bill was debated, after which the Senate adjourned. The House had a lively session. Mr. Morrison, from the Committee on Rules, reported a resolution that a select committee of nine members be appointed to inquire into the Pan-Electric telephone matter and report whether any offic er of the Government has been improperly influenced. Mr. Gibson, of West Virginia, bitterly criticised Mr. Pulitzer, whom he accused of shrinking behind the columns of his newspaper to attack


Article from The Abbeville Press and Banner, March 17, 1886

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South and West. # THE Houston (Texas) savings bank has failed. WILBERN WARTENA, a Hollander, was hanged the other day at Rensselaer, Ind., for the murder of John Dreger, a farmer. GEORGE A. PEET, manager of the Gullete Cotton Gin factory at Amite, La., was seized by a crowd of masked men, tied to a tree and terribly flogged. The reason assigned by the men for the act was that Mr. Peet had discharged a number of workmen. On Friday, April 23, eight murderers are to be hanged in the Indian Territory. DURING the past winter no less than 100 children have been burned to death in Georgia. The majority of them were left alone in the house of their parents. On January 26 Mrs. Fannie Rich, of Cobleskill, N. Y., fled with Dr. H. S. Gale to the West, and finally took up quarters at St. Paul. The other day her husband arrived at the hotel where they were stopping and after a stormy interview Rich shot his wife dead and then killed himself. ANOTHER heavy snow storm in the Northwest has blocked the railroads and greatly retarded business. An explosion blew up the Miami Powder mills at Goes station, Ohio, and three men inside were torn into fragments. WORK has been resumed in the McCormick Reaper works, Chicago. A WESTERN syndicate with $20,000,000 capital is stated to have secured a monopoly in the manufacture of cotton seed oil.


Article from The Austin Weekly Statesman, March 18, 1886

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FUNDS IN HAND. Houston Savings bank, $1,445.49; Ball, Hutchins & Co., $1,813.48; First National bank, Austin, $1,496.64; Bonner & Bonner, Tyler, $600; W. T. Parish, Rusk, $4,495.37; cash on hand in safe, $3,114.37. Captain Braham, in a note attached to his statement, says: "The above amount, $1,444.49, that I had deposited in the Houston Savings bank at the time of its suspension, I have since paid back, and will take the amount lost in the Houston Savings bank to my private account. HAYWOOD BRAHAM, Financial Agent."