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Creditors",Meetings. BOSTON, July 21.-The creditors of C. M. Howard, boot and shoe manufacturer of Lynn, with retail stores at New York, Philadelphia and Chicago, held a meeting today. The committee reported liabilities of $80,000, assets $36,446. Mr. Howard offered five cents in 30 days and 60 cents in 90 days. The creditors voted to accept the proposition. The meeting of the creditors of Alfred Clapp & Co., lumber, was held today. A statement showed liabilities of $87,000; assets nominally $48,000. The creditors appointed a committee of investigation. Two More Banks in Trouble. WASHINGTON, July 21.- The comptroller of the currency has been informed that the Farmers' National bank of Henrietta, Texas, has failed and that the Traders' bank of Tacoma, Wash., has suspended. New York Banks All Right. WASHINGTON, July 21.-The official statement of thecondition of the national banks in New York city at the close of business July 21, shows total resources of $538,037 745. The reserve held in the banks is 25.30 per cent. Comptroller Eckles states the New York city banks are in excellent condition. Capt. Thacher Lied. WASHINGTON, July 21.-Secretary Carlisle returned to Washington this evening. When shown a despatch from Denver crediting Captain Thacher with saying that after personal talks with the President and Secretary Carlisle he had been assured by them that they would not try to secure the unconditional repeal of the Sherman law, Mr. Carlisle said he made no such statement to Capt. Thacher, did not know him, and had never had such a conversation with him.