First National Bank - Kalida, OH

Bank Information

Episode Type: Suspension → Reopening
Bank Type: national
Bank ID: 7074
Charter Number: 7074
Start Date: January 30, 1912
Location: Kalida, Ohio (40.983, -84.199)

Metadata

Model: gpt-5-mini
Short Digest: 57ebd41e

Response Measures

None

Description

Articles (Jan 30–31, 1912) report the directors ordered the bank closed after the suicide of cashier Joseph W. Miller, fearing a run, and closed pending a report of the State bank examiner. There is no mention of an actual depositor run or of a permanent failure; closure appears to be a temporary suspension awaiting the examiner, so I classify as suspension_reopening. If later evidence shows permanent failure, classification would change.

Events (3)

1. December 26, 1903 Chartered

Source: historical_nic

2. January 30, 1912 Suspension

Cause: Bank Specific Adverse Info
Cause Details: Suicide of cashier Joseph W. Miller prompted directors to close the bank fearing depositor panic; closure ordered pending state bank examiner report.
Newspaper Excerpt: Following the suicide of Joseph W. Miller, cashier of the First National Bank of Kalida, O., the directors of that bank, fearing a run, today ordered the institution closed pending a report of the State bank examiner.
Source: newspapers

3. February 16, 1912 Voluntary Liquidation

Source: historical_nic

Newspaper Articles (3)

1. January 30, 1912 Newark Evening Star and Newark Advertiser Newark, NJ

Article from Newark Evening Star and Newark Advertiser, January 30, 1912

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Article Text

CASHIER ENDS LIFE; BANK CLOSES. TOLEDO, O., Jan. 30.-Following the suicide of Joseph W. Miller, cashier of the First National Bank of Kalida, O., the directors of that bank, fearing a run, today ordered the institution closed pending a report of the State bank examiner.

2. February 2, 1912 The Democratic Banner Mount Vernon, OH

Article from The Democratic Banner, February 2, 1912

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Article Text

BANK IS CLOSED Toledo, O., Jan. 31.-Following the suicide of Joseph W. Miller, cashier of the First National bank at Kalida, O., the directors of that bank, fearing a run, ordered the institution closed pending a report of the state bank examiner.

3. February 2, 1912 Milford Chronicle Milford, DE

Article from Milford Chronicle, February 2, 1912

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Article Text

National Bank In Ohio Closed. Following the suicide of Cashier Joseph W. Miller, of the First National bank at Kalida, Ohio, the directors, fearing a run, ordered the doors of the bank closed, pending a report of the state bank examiner.