17205. Citizens' Bank (Cincinnati, OH)

Bank Information

Episode Type
Suspension → Closure
Bank Type
state
Start Date
September 14, 1857
Location
Cincinnati, Ohio (39.103, -84.515)

Metadata

Model
gpt-5-mini
Short Digest
cdf38840

Response Measures

None

Description

The Citizens' Bank suspended on 1857-09-14 invoking the 30-day rule; reasons cited include funds locked with the Ohio Life Insurance & Trust Company (a correspondent failure) and the illness/partial derangement of the senior partner (Wesley Smead). Subsequent reports in 1858 state the bank 'failed six months ago,' implying it did not resume and remained closed. No explicit receivership assignment is reported in these articles.

Events (2)

1. September 14, 1857 Suspension
Cause
Correspondent
Cause Details
Large amount of the bank's ready funds were deposited with the Ohio Life Insurance & Trust Company (which had failed/suspended), and the bank could not realize its securities; also cited was the illness/partial derangement of the senior partner, prompting suspension.
Newspaper Excerpt
CITIZENS' BANK -The unprecedented derangement of credit and monetery affairs consequent upon the failure of the Ohio Life Insurance and Trust Company, in which a large amount of the ready funds of the undersigned were deposited, coupled with the illness of the senior member of our house...have compelled them to suspend for the present the operations of their business.
Source
newspapers
2. April 4, 1858 Other
Newspaper Excerpt
Imagine his feelings on learning that the bank had failed six months ago! He had not even heard of the extraordinary financial panic which recently swept over the country with such a levelling influence.
Source
newspapers

Newspaper Articles (15)

Article from Evening Star, September 15, 1857

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Failures in New York, &c. NEW YORK, Sept. 14-Wesley & Kowalski, brokers in William street, have suspended for a large amount. Wesley is part owner of the New York Times establishment, but the failure in no way affects that concern. It is stated that the firm has lost over four hundred thousand dollars in the settlement of differences since the breaking out of the panic. The dry goods commission house of Nesmith & Co., Broadway, also suspended to-day. This house also stood A 1, and no loss to the creditors is apprehended. Swords, Walton & Co., iron and hardware dealers, have also failed. Their assets, however, are said to be ample for a satisfactory settlement. The board of brokers to-day resolved to limit time purchases to tuirty days. CINCINNATI, Sept. 14.-The Citizens' Bank of Messrs. Smead, Collard & Hughes suspended this morning. They have issued a circular, staing the cause to be the illness of the senior partner, and the present crisis in money affairs. LOUISVILLE, Sept. 14 -Messrs. Ward & Nash, tobacco dealers, have failed.


Article from The New York Herald, September 18, 1857

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OHIO. SUBPENSION OF THE CITIZENS' BANK OF CINCINNATI. [From the Cincionati Ii nee, Sept. 14.] Our city was somewhat startled from its regular pros perity this morning, with the knowledge that the Citizens' Bank had suspended and olosed its doors, mt least for the present. This event was not altogether unexpected; at least by the knowing ones it was predicted some days since, and on Saturday It almost became to be an acknow. ledged fact in the prospective. Hence business mon and those who pretend to keep at all posted in regard to finan. cial matters, were but little astonished that the Ottizems' Bank failed to open its doors this morning when bank hour arrived. But not to the small depositors of this bank came the intelligence of its suspension, without creating excllement. They had given due notice of their intention to withdraw their funds, and now only awaiting the completion of the thirty days, when they could again be master of their own, and retain their money in their own keeping, which in these troublesome times they deemed far safer than to have It in bank vaults, and behind bank doors, the opening of which was a matter to be hoped for, but the closing now to be feared. When it was really known the bank had suspended, a crowd soon collected about the building, which is situated on Main streetjust below Fourth Mayor Thomas had early information, and 100m gave his instructions to the Chief of Police, who lost no time in having atmost the complete force in the vicinity, he himself in command. These precautionary receives prevenied all disturbance, which it was thought by many would ensue upon the closing of this house, patronized as It was by the poorer classes of the community, who could illy afford to lose their small deposits. The bank Issued the following card, which was printed in both German and English :CITIZENS' BANK -The unprecedented derangement of credit and monetery affairs consequent upon the failure of the Ohio Life Insurance and Trust Company, in which a large amount of the ready funds of the undersigned were deposited, coupled with the illness of the senior member of our house, of a nature which preciute his 30 operation in this painful crisis, have compelled them to suspend for the present the operations of their business. They will, at the earllest period, proceed to an adjust. ment and liquidation of all derands against them, and they assure their customers of their entire ability to pay all their indebtediess. A statement of assets and liabilities will be prepared. All collection note: will be returned when called for, and those depositors whose balances have increased since the 25th of August, can withdra w the dif. ference. SMEAD, COLLORD & HUGHE3. In accordance with this notice, we find upon visiting the bank this morning, that depositors, since the 25th (theday on which the Trust Company suspended), and those who had collection notes, were let into the bank one at a time, and their money and notes returned. We have heard the bank assets estimated at $1,100,000, while Its liabilities were placed at $600,000. We suppose an official exhibit will be made in a day or two. It is stated that Mr. Wealey Smead, the senior partner, has departed for Brattleboro, VL, with a view of trying the springs at that locality. It is believed by many that this individual's intellect has become deranged, and 60 publicly stated or course, we have no knowledge as to the correctness of the statement. We can but trust that the bank will speedily redeem their promise to liquidate all demands against them; meanwhile let there be no undue excitement, for there can be nothing gained in violent outbreak or forcible demon. strations.


Article from The Athens Post, September 18, 1857

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CINCINNATI, Sept. 14.-The Citizens' Bank is not open. The proprietors say owing to the difficulties in realizing, and the state of mind of the senior partner, they are compelled to suspend. NEW YORK, Sept. 14.-Wesley & Kalowski, bankers, have failed; also, Swe rds, Walton & Co., hardware merchants. and Nesmith & Co., dry goods merchants. Cotton steady. Flour and Oils firm.Wheat $1 25a$1 45. Corn 74a75. Whiskey 244. Lard heavy. Bacon 14ja15. Sugar 6a6g for Muscovado. CINCINNATI, Sept. 14.-Flcur 84 15a4 25. Wheat dull. Whiskey 19. Oats 30. The Failure of the Citizens Bank caused but little excitement. Money stringent.Eastern exchange two per cent. premium.


Article from New Orleans Daily Crescent, September 25, 1857

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Dew Orleans Daily Grescent. THE COMMERCIAL DEPARTMENT. New Orleans Money Market. CRESCENT OFFICE. No. 70 Camp street, Thurrday Evening, Sept. 24, 1857. There was no change in the general position of the money market to-day. Only one Bank discounting, and that being the Ajax, there could not be any large favors granted. On the street there was A pancity of paper offering, yet most all responsible brokers have as much as they can pass. We learn of the sale of some $20,000 maturing in February, March and April, paper considered A1 at the rate of 15 per cent. There were also negotiations at 12 per cent. for some double A1. Cotton is Rr. riving with more freedom, and is taken in fact as fast as landed, so that there is no accumulation of stock worthy of notice. Exchange continues to decline; in fact the bot'om is most out of the bill market. There is a constant demand, however, for bank checks and sight drafts on New York, and the counter rate for checks is firm at 1 per cent. premium. Outside the rates range from 3/4% premium one days sight premium three days sight 1/4 premium fifteen days sight from 11/411/2 discount. There were offerings of ten days sight at 11/4 discount. There were some small amounts of sixty days sight taken at 31/2 per cent. discount. The range of the market being from 31/44 per cent discount. Sterling dull, and good A1 bills have been sold at 6@61/2. We place extreme figures at 53/@61/2 for clear bills. and 43/4551/2 for bills with shipping documents. For remittance possibly 61/2 would be asked. Francs have the same dull feeling and appearance. 200,000 good A1 were placed at 5.35. We quote from 5.40@5.321/2, though some parties hold at 5 35@5.30. We have not very favorable accounts regarding the Ohio Life Insurance and Trust Company. Our late citizen at the head of the Trust Company does not appear to make much headway towards a settlement. There is no probability of its resuming again. Claims against it which sold a week or two after its sus* pension at 75@90c. per dollar, are now difficult of sale at 50c. The Cincinnati Price Current, of the 16th, says The general aspect of affairs during the week has not improved want of confidence exists to an uncomfortable degree, which is partly to be attributed to the various heavy failures which have taken place in New York during the week, and to an unfavorable aspect the affairs of the Trust Company has assumed since our last, together with the suspension of the Citizens Bank, which though anticipated, produced some excitement. The committee appointed to investigate the affairs of the Trust Company has met with great difficulty in the prosecution of its duties. The accounts of the New York office were found in the greatest confusion imaginable, and Mr. Ludlow, the cashier, refused to give any information to enable the committee to unravel them, and up to the present time, no satisfactory in. formation has been obtained from him, rendering it necessary to for the committee to open a correspondence with the parties each account, making their progress slow in the extreme. The facts of the accounts being confused and Ludiow refusing to give any information regarding them, look bad as regards the affairs of the Company and as regards the Integrity of the Cashier. We believe the Directors give up ull hope of being able to resume business, and the question now with them is how t much can be saved from the wreck The Citizens' Bank suspended, because its money was locked up in securities upon which it could not realize, and owing to a partial derangement on the part of Mr. Smead, the chiet owner. It is supposed it will pay all it owes eventually, but that it cannot resume business, any more, for ever. E The affairs of the Central Bank have not undergone any change for the better. It is still closed, and will probably remain so for some time. Among our merchants, matters seem to be comfortable; no failures have taken place, and to a strano nd ger passing through our business streets, it would seem that business of all kinds was rushing on as usual, as if nothing had ddisturbed the financial ramifications of the country.' g. aThe following are the Banks discredited in New York, num 's: bering in all thirty-two Banks, and how many more ought to 8. suspend it is doubtful to say er Ohio Life and Trust Company, New York city Mechanics Banking Association, New York city Island City Bank, New York city ; Sacket's Harbor Bank. Buffalo, New York : Oliver T Lee & Co.'s Bank, Buffalo, NewYork Hollister Bank, Buffalo, New York : Reciprocity Bank, Buffalo. New York: Ontario Bank. Utica, New York Ontario County Bank, Phelps, New York: Niagara River Bank, Tonawanda, New York Bank of Albion, New York ; Huguenot Bank, New Paltz. New 10 Orleans, York: Farmers' Bank, Wickford, Rhode Island Mount VerCaBank, Providence, Rhode Island Rhode Island Central non East Greenwich, Rhode Island Bank of South County the Bank. Wakefield, Rhode Island Warwick Bank, Warwick, Rhode nd Island Tiverton Bank. Tiverton, Rhode Island Tiverton, ng Rhode Island ; Bank of Hallowell, Hallowell, Maine; Hancock es: Elisworth, Maine Sanford Bank, (late Mansum Bank. er, Bank, Maine Danby Bank Danby Vermont Bank of South atSanford, Royalton, Royalton, Vermont Bergen County B nk. Hackenre; sack. New Jersey Bank of NewJersey, New Brunswick, New Bank of West Tennesse, Memphis, Tennessee Agri4 cultural Jersey Bank, Brownsville, Tennessee ; Merchants' Exchange Bank, Bridgeport, Connecticut : Warren County Bank, Warren, Pennsylvania Bank of Kanawha, Malden, Virginia: Bank of Elgin, Elgin, Illinois Hartford County, Hartford, Connecticut, and how many private Banks we have not room to enumerate. The entire system of country banking in Northern States is s, rotten to the core. This position is fully confirmed by the fol hs, lowing remarks of the New York Enquirer efs, Whenever a bank contraction takes place the immediate effect 3 is to force home a large amount of circulating bills upon the points of issue. The failures of a few small banks in the intePrior have served to increase the pressure from this source, and les thus compel the banks of our city to sustain a much greater esweight. The redemption of New England money at the Suffolk esBank is going on without interruption at the rate of a million or more per day, without any inconvenience whatever to the couna s banks, all of whom maintain fixe balances at Boston for all try this purpose. The redemption at New York is also quite active without any uneasiness; but it forces upon the Metropolitan and n the American Exchange Banks the labor and duty of sustaining 'H, this almost par redemption. These banks are creditors for large tion sums to the inferior banks, but are determined to carry out all its integrity, the system so well devised five or six years ago. viz: Were this system not in operation, every day would be fruitfu how of failures among country banks that now lean upon large capi ure talists in the Empire city instead of small resources at home The uniform movement of the Massachusetts banks for the cur rent year in shown in the annexed summary for the end of each month


Article from The Washington Union, April 4, 1858

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Forty-three years ago Dr. Smead was an apprentice in the Gazette establishment, and, being the youngest, the duty devolved upon him of posting up the show-bills, bills of sale, &c. At this late period of his life, when overtaken by adversity; he is practically exemplifying the principles laid down by him in his published advice to young men on the "Road to Wealth : and, what no less reflects honor upon him, is nobly struggling (a rare sight, indeed, amongst bankers) to discharge all his obligations to his creditors. Cincinnati Enquirer. A railroad freight train was caught in a whirlwind at Quitman, Alabama, and the three last cars and the caboose, loaded with freight, were turned over, and one of them, truck and all, landed twenty feet from the road. occurred while the train was in motion, and but a stop taking in wood and water. After crossfew seconds an upward shoot, twisting ing the road the wina nassage, and disapthe largest pines off by the roots *** before peared in the air. Had it crossed half a mm. the whole train must have been swept off in the BATHO manner. There was but one person in the caboose, and he was not much hurt. The legislature of Maine has adjourned after it session of eighty-three days. The Albany Argus states that the preliminaries, for a pugilistic encounter between Cob. Fitzgerald and John Caton, of that city, for $500 a side, have been arranged by friends of each; the fight to take place in eight weeks' time somewhere in Canada. The steamer St. Lawrence, from Pittsburg for New Orleans, struck on the rocks near Pomeroy, on Sunday last, and was sunk. The boat was valued at $20,000 and is a total loss. A portion of her cargo will be recovered in a damaged condition. No lives were lost. The London Watchman records that the Rev. John Hickling, ninoty-three years of age, and having been seventy years a preacher, on the 26th of February delivered a discourse of an Hour and twenty minutes on Early Methodism," and that in its délivery there was no deficiency of voice, memory, or mental power, but the whole was connected, interesting, and instructive. The floor of an auction store in Bangor, Maine, broke Tuesday forenoon during a sale. About two hundred men, women, and children were precipitated into the cellar. Fortunately no one was killed. Two couples were married in New Baltimore one day last week, under peculiar circumstances. Twin sisters married twin brothers, and the parties were each 24 years old, and the wedding day was the anniversary of the birthday of the brides. In Cincinnati, a few days since, a man who resides within twelve miles of that city walked into the Citizens' Bank for the purpose of obtaining a sum of money which he had deposited there several years ago. Imagine his feelings on learning that the bank had failed six months ago! He had not even heard of the extraordinary financial panic which recently swept over the country with such a levelling influence. A MAN WITH EIGHT WIVES. The case of the man who has been going about seeking whom he might marry, and marrying every woman who might accept his hand, has caused some excitement at Philadelphia. A crowd of curious people flocked to see him during the preliminary examination into the charges against him. On the first day (25th instant) two of his victims appeared and gave testimony against him. One of them, Anna Thompson, married him as William H. Boyington, at Trenton, (N. J.,) October 5, 1853. The second, Prudence Ashton, married him as James H. Williams, at Philadelphia, August 19, 1857. These women produced their marriage certificates, and fully identified their joint husband. The scoundrel obtained $800 of the first named woman and then deserted her ; he got $261 of the other woman and ran away from her. There are said to be six other women, making eight in all, who have been married to this man, and received the same treatment as did Anna and Prudence. The accused has as many names as he has wives. The last alias be sported was a very convenient one, Smith. He is described as being a man of full twohundred and fifty pounds weight, portly, but well made. He did not seem at all embarrassed by the gaze of the hundreds of people who were present as spectators, but he was observed to blanch a little when a procession of females, almost as long as that of the ghosts of Banquo's line," passed through the office before the hearing


Article from Wheeling Daily Intelligencer, April 12, 1858

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DIDN'T TAKE THE Papers.--In Cincinnati, a few days since, a man who resides within twelve miles of that city walked into the Citizens' Bank for the purpose of obtaining a sum of money which he had deposited there several years ago. Imagine his feelings on learning that the bank had failed ix months ago! He had not even heard of the extraordinary financial panic which recently swept over the country with such a levelling influence.


Article from The Caledonian, April 24, 1858

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The following is from a recent issue of the Cincinnati Express "Passing along the street yesterday, our attention was suddenly drawn to a scene not a little novel and interesting in its character. In an alley, with paste pot in 'hand, and a roll of bills on his arm, whom should we see but Wesley Smead, late president of the Citizens' Bank, posting his own bills of property for sale, for the purpose of paying off remaining debts of the bank. Heedless of the wandering gaze of the astonished passer-by, he laid on the paste and spread out the bills with all the readiness and facility of a practical poster, taking care to place them in the most conspicuous positions, and above the reach of boys and rag-pickers. Forty-three years ago Dr. Smead was an apprentice in the Gazette establishment, and being the youngest, the duty devolved upon him of posting up the show bills, &c. At this late period of his life, when overtaken by adversity, he is nobly struggling (a rare sight, indeed, among bankers,) to discharge all his obligations to his creditors." We see it reported that various manufacturing establishments which had been closed during the past winter, are again commencing operations and giving employment to their usual number of laborers, and that nearly or quite all the suspended banks have resumed specie payments; but nothing which we have read as evidence of a general revival of business and the return of prosperity to the industrial pursuits of the country, is quite so pertinent and satisfactory to us as the statement in the above quotation. The late commercial revulsion, which, for the time, arrested the trade and paralyzed the industry of nearly half the civilized world, came upon the business community so unexpectedly, and with such sweeping desolation, that multitudes, panic-struck, have hardly yet recovered from the shock so as to think or talk about anything but the various possible and probable causes of their calamity. It is no doubt the part of wisdom for every business man to study attentively the causes, and to learn, if possible, how their recurrence or effects may be avoided in time to come; but this, if he be one of that unfortunate class, that made shipwreck of capital and credit in the recent financial tornado, is but a small part of his duty. A lost capital is to be re-placed, individual confidence and credit re-established, and pecuniary obligations discharged, not by taking advantage of bankrupt laws in favor of unfortunate debtors, but by an earnest effort to meet the demands of the higher law that requires, "To render to all their dues." All this, however, involves labor, patient, persevering, and, it may be, in many cases, so far as the full attainment of the last is concerned, hopeless labor; but labor all the more honorable for this very reason, while it aims to satisfy not the love of money, but the claims of equity. If all those who have recently failed in business would make an economical use of what has been left them; if they would devote themselves earnestly to the work of retrieving their losses, paying their debts, and vindicating their reputations from all suspicion of infidelity to their pecuniary obligations, it would soon re-establish confidence and credit in business circles, and set the wheels of industry in motion. Some of them, like the individual referred to above, will doubtless do so; but their number will be small, compared with the multitude that will choose a more direct and easy method of settlement with their creditors. This, more than any other circumstance, will delay the revival of business; for there can be no speedy readjustment of commercial relations in communities where a large portion of those engaged in trade attach no moral character to their pecuniary obligations. And hence the tendency of all bankrupt laws is to aggravate the evil which they seek to remove. While they furnish temporary relief to a class of individuals and qualify them to engage in business, and in so doing seem to promote the public good, they, in reality, corrupt the public conscience, encourage infidelity to creditors, stimulate extravagance and speculation, and in the end reproduce a worse state of commercial embarrassment than that from which they were invoked to give relief. But we are wandering too far from our subject, and return to notice briefly what is said in our quotation. We know nothing of Wesley Smead beyond what is recorded of him above, and yet from these few but suggestive facts, one might undertake to write his Biography with little risk of misrepresenting the character of the man in any of his relations. He failed in business, it seems, but that, we are confident, happened not through his indolent habits, extravagant living, or by speculating in stocks, as too many in his position are accustomed to do; for who ever knew one beggared by these means, at his age addressing himself in such way, to the task of retrieving his losses and making to his unfortunate creditors full restitution? We think it no small compensation for such a failure, that it has brought into exhibition so sensible, honest and honorable a specimen of human nature, which might otherwise have remained forever hidden from the public view. The President of a bank becoming, for the sake of paying his debts, a bill poster, doing his work in the street where recently he was wont to be recognized as a wealthy citizen, and in the face, too, of the astonished gaze and contempt of Young America, is, we apprehend, in Cincin-


Article from Alexandria Gazette, April 24, 1858

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# News of the Day. "To show the very age and body of the TIMES." The Supreme Court of Ohio has set at rest forever, and taken from the politics of that State, the long vexed question of the constitutionality of the canal contracts. It was contended by the State that the new constitution annulled the law of 1846, under which the contracts were made, and also that the contracts created a debt of an amount larger than the new constitution permitted. These were the chief points relied upon by the State to break the contracts, and they were sustained by the Supreme Court unanimously. This decision, therefore, takes from the contractors their contracts, by declaring them oull and void, and the keeping the canals in order, making repairs, &c., will be done henceforth in the old way, by the Board of Public Works. Congress has granted to, and for the sole use of, the Milwaukie and Mississippi Railroad Company, a small island in the Mississippi river, containing about thirty-five acres, lying opposite the town of Prairie du Chien, and also opposite the western terminus of the Milwaukie and Mississippi railroad. It is proposed by the company to build a depoton this island, and to construct a bridge thence to the main shore. In their memorial to Congress, the company represent that they have constructed a railroad from Milwaukie, on Lake Michigan, to the Mississippi river, without the benefit of a land grant or other aid from the Government. The interest in the Littles murder case, still continues. The Court room at Rochester was crowded with an immense audience on Wednesday. The mother of the prisoner (Stout) swore that she washed the blood and mud off bis boots in the morning after the murder. Charles Stout, the prisoner's brother, testified that the prisoner told him where to find the cap, pin and spectacles which were discovered at the scene of the murder, and that he found them at 5 o'clock in the morning after the murder. The prisoner's torn clothes were then shown, and identified as those worn by him on the night that the murder took place. The clothes of Mrs. Littles, from which the mother of Littles had washed the blood were also shown and identified. The Newark Daily Advertiser, speaking of a new style of Watch Cases lately patented by Baldwin & Co., of that city, says: "It is thought they will supersede many of the old style, as they combine within a single case, and in a very simple form, all the advantages attained by the several varieties now used, and that with very little expense beyond the common cases. The object is to furnish what is known as the hunting case, which envelopes the whole movement, and at the same time allows the wearer to convert it into a plain open face by a mere turn of the pendant. This affords the advantages of the old fashioned magic case, without the inconveniences and increased expense incident to that style. The movement is suspended in the frame by pivots, which are so arranged that by merely turning it over the figure XII which stands at the side of the hunter's dial, is ingeniously brought to the pendant, as it always appears in open-faced watches." In Cincinnati, a few days since, a man who resides within twelve miles of that city, walked into the Citizens' Bank, for the purpose of obtaining a sum of money which he bad deposited there several years ago. Imagine his feelings on being told that the bank had failed six months ago! He had not even heard of the panic which recently swept over the country with such levelling influence. Dr. Bissell, physician to the New York Hospital, says it has long been believed, by those who have had the best opportunity for judging, that cases of yellow fever and small pox have occurred more frequently on the shores surrounding the bay and harbor of New York, from refuse materials thrown from infected vesseis, than from all other sources combined. It is stated that the crew of the U. S. steam frigate Susquehanna intend presenting to Assistant Surgeon Frederic II. Rose, of the English Navy, who so generously volunteered his services on board during the ravages of the yellow fever, a gold medal, as a mark of their esteem and appreciation of his noble conduct. A note dated at the Quarantine Hospital, Staten Island, New York, April 20th, states that Dr. Ninian Pinkney and O. W. Alexander, U. S. Navy, who were among those on board the U. S. steam frigate Susquehanna, attacked by yellow fever, are much better, and expect to rejoin their families in a few days. They both hail from Maryland. United States Marshal Rynders, of New York, and bis Assistant, arrived in Boston Friday morning, in pursuit of Capt. Green, of the ship A. Z., of New York, who is charged with manslaughter, in killing James Kelley one of his crew at sea. He was found at the New England House and taken back to New York for trial. A Spanish brig has arrived at New Orleans, bringing dates from Vera Cruz to the 11th inst., four days later than previous accounts. There was very little change in the condition of affairs in Mexico, and no great movements had taken place. The utmost confusion prevailed. The advices per steamship Africa were placed in the National Telegraph office in New York, at twenty minutes past ten o'clock Thursday forenoon, and the despatch reached New Orleans at twenty minutes before ten o'clock, the lightning having beaten time forty minutes. The election for Commissioners for the village of Port Tobacco, Md., took place on Monday last, and resulted in the choice of the following named gentlemen-Elijah W.


Article from The Daily Dispatch, April 26, 1858

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WHERE IGNORANCE WAS NOT BLISS.-In Cincinnati a few days since. a man who resides within twelve miles of that city walked into the Citizens' Bank for the purpose of obtaining a sum of money which he had deposited thereseveral years ago. Imagine his feelings on learning that the bank had failed six months ago: He had not even heard of the panic which recently swept over the country with such a levelling influence.


Article from Raftsman's Journal, April 28, 1858

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DIDN'T TAKE THE Papers.-In Cincinnati, a few days since, a man who resides within twelve miles of that city walked into the Citizens' Bank for the purpose of obtaining a sum of money which he had deposited there several years ago. Imagine his feelings on learning that the bank had failed six months ago ! He had not even heard of the extraordinary financial panic which recently swept over the country with such a levelling influence.


Article from The Middlebury Register, April 28, 1858

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DIDN'T TAKE THE PAPERS.-In Cincinnati, a few days since, a man who resides within twelve miles of the city walked into the Citizens' Bank for the purpose of obtaining a sum of money which he had deposited there several years ago. Imagine his feelings on learning that the bank had failed six months ago ! He had not even heard of the extraordinary financial panic which recently spread over the country with such a levelling influence.


Article from The Wyandot Pioneer, April 30, 1858

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DON'T TAKE THE PAPERS.-In Cincinnati, a few days since, a man walked into the Citizens' Bank for the purpose of obtaining a sum of money which he had deposited there several years ago. Iunagine his feelings on learning that the bank had failed six months ago! He had not even heard of the extraordinary financial panic which recently swept over the country with such a leveling influence.


Article from Worcester Daily Spy, May 4, 1858

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The New York correspondent of the Philadelphia Ledger, says there is no truth in the newspaper stories that the Cunningham family, which was connected with the Burdell murder mystery, are living in extreme poverty. On the contrary, Madame resides in an elegantly furnished house; her daughters have their piano, and a music teacher at. tends them every day. There is good reason to believe, moreover, that Mrs. C. will short. ly be married to a wealthy gentleman of that city. In Cincinnati, a few days since, a man who resides within twelve miles of that city, walked into the Citizens' Bank for the purpose of obtaining a sum of money which he deposited there several years ago. Imagine his teelings on learning that the bank had failed six months ago! He had not even heard of the panic which recently swept over the country with such a leveling influence. Rev. Mr. Frost of Concord, who went to Fayal for the benefit ot his health, has found the cellar-like dampness of that celebrated climate exceedingly prejudicial, and IS about to return unbenefitted. An American lady lately visited the distinguished German author and theologian, Bunson, who told her that he believed that the influence of Dr. Channing's works was greater at this time in France and Germany, than that of any other man, either living or dead. There is a man in Cincinnati who has four short fingers on each hand, reaching about to the first joint of a finger of usual length; and the Gazette says that this physical deformity of the hand can be traced back through various members of his family for a period of one hundred and eighty years!


Article from Keowee Courier, May 8, 1858

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DIDN'T TAKE THE PAPERS.-In Cincinnati, a few days since, a man who resides within twelve miles of that city, walked into the Citizens' bank for the purpose of obtaining a sum of money which he had deposited there several years ago. Imagine his feelings on learning that the bands had failed six months age! He had not even heard of the extraordinary financial panic which recently swept over the country with such a levelling influonce.


Article from Lewisburg Chronicle, May 28, 1858

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"Penny Wise and Pound Foolish." In Cincinnati, a few days since, a man, who resides within twelve miles of that city, walked into the Citizens' Bank for the purpose of obtaining a sum of money which be deposited there several years ago. Imagine his feelings on learning that the bank had failed six months ago! He had not even heard of the panic which recently swept over the country with such a leveling influence, for he took no newspaper