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Bank Failures at Albany, New York. The old Bank of Albany, and the Bank of the Capitol have both failed-owning, it is said, to disbonest manage. ment. Albany banks have been unfor tunate in proportion to their number.The State Bank years ago suspended the payment of dividends for several years, through the defalcation of a trasted Tel. ler. The Commercial Bank was nearly ruined by the operation of its Cashier, Mr. Baretow. The Canal Bank was destroyed years ago, and its Casbier, Mr. Olcott, was for a long time imprisoned. The Watervliet Bank, in the County of Albany, was used by a brother of the Ceebier of the Canal Bank, who ran a. way.