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CAREFUL FINANCIERING. WHAT THE RECEIVER OF HOWES & MACY'N BANK DISCOVERED-A LAWYER DEPOSITS $3,000 AND DRAWS $30,000. The receiver appointed to close up the affairs of Howes & Macy, the Wall street bankers, has just dis. covered one of the most remarkable and costly blunders ever chronicled. It appears that E. Y. Bell, well known politician and lawyer, residing at Yon. kers, kept an account with this firm. He obtained a judgment in a lawsuit to the amount of $3,000 and do. posited the money. He drew against it in small sums, aggregating about $2,000. Wishing to know the exact balance he had in b.nk he inquired one day of the cashier. The books were examined, and the cashier told him he had yet $27,000 to his credit. The clerk had made a mistake of $27,000, and entered the deposit as $30,000 instead of $3,000. Mr. Bell walked quietly out, and in a few days drew cheeks upon the bank to the extent of $25,000. These were paid. With this money Mr. Bell purchased a handsome restdence at Yonkers and a horse and carriage, much ta the surprise of the good people of that town, who had generally regarded Yeke" as an impecunious lawyer. The affairs of Howes & Macy seem to have been in a very much muddled condition, and a great many creditors refused to settle. A receiver was appointed to look after the assets, and suits were brought by SOVeral creditors against the firm which are yet pending in the courts. The receiver procured an expert and set him AT WORK UPON THE BOOKS. There was a great deficiency which puzzled him and all parties concerned, but the trouble was solved by the discovery of Bell's deposit slip. The wily lawyer heard of the engagement of the expert and the close examination of the accounts and he at once sold out his claim against the firm to a third party. The exposure came and Bell was notilled. Mr. Howes living at Youkers the affair became known to Bell's friends and the lawyer found Yonkers a disagreeable place. The legal fraternity took measures to exclude him from their society, and his friends cut him. Hearing that proceedings were about to be taken by the receiver to recover the money Beil sold his house, gathered together all his available assets and departed for Colorado. This little "error" has naturally aroused the iro of the creditors, who seem to think that the affairs of the banking house were very loosely conducted. Mr. Macy gave up everything he had to his creditors, but his partner did not. The question now arises what can be done with Mr. Bell, even if he can be found, to make him refund the money.