12198. Driscoll State Bank (Driscoll, ND)

Bank Information

Episode Type
Suspension → Reopening
Bank Type
state
Start Date
November 10, 1922
Location
Driscoll, North Dakota (46.844, -100.141)

Metadata

Model
gpt-5-mini
Short Digest
dbe9d46b

Response Measures

None

Description

The bank was suspended on Nov 10, 1922 and reopened April 6, 1923 (article 1). Later the bank was closed (listed as closed in Nov 1923) and a receiver was appointed with insolvency notices published in March 1924. No explicit depositor run is described in the articles. The initial suspension appears linked to bank-specific adverse information (embezzlement and insolvency), while the later official closure led to receivership.

Events (4)

1. November 10, 1922 Suspension
Cause
Bank Specific Adverse Info
Cause Details
Bank operations were suspended (since Nov 10, 1922); later reporting and court record show embezzlement by former cashier and insolvency concerns prompting reorganization
Newspaper Excerpt
doors of the Driscoll State Bank ... were open again today after operations of the bank had been suspended since November 10, 1922
Source
newspapers
2. April 6, 1923 Reopening
Newspaper Excerpt
DRISCOLL BANK IS REOPENED ... The doors of the Driscoll State Bank ... were open again today after operations of the bank had been suspended since November 10, 1922. The bank was reorganized through a 100 percent stock assessment ... enabling the bank to reopen with a reserve more than double the legal requirement, Mr. Semingson said.
Source
newspapers
3. November 1, 1923* Suspension
Cause
Government Action
Cause Details
Officially closed (listed among banks put on special deposit/closed by state guaranty fund commission in late 1923)
Newspaper Excerpt
The Driscoll State bank has been closed. It has $15,000 capital, $3,000 surplus and $110,000 deposits.
Source
newspapers
4. March 12, 1924 Receivership
Newspaper Excerpt
Notice is hereby given by the undersigned, L. R. Baird, of Bismarck, North Dakota, as receiver of the Driscoll State Bank of Driscoll, North Dakota, to the creditors of said insolvent bank ... Dated March 12th, 1924. L. R. BAIRD, Receiver.
Source
newspapers

Newspaper Articles (10)

Article from The Bismarck Tribune, April 6, 1923

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Article Text

DRISCOLL BANK IS REOPENED More Than Double Legal Reserve Is Provided The doors of the Driscoll State Bank of Driscoll, Burleigh county, were open again today after operations of the bank had been suspended since November 10, 1922, it was announced by Gilbert Semingson, state examiner. The bank was reorganized through a 100 percent stock assessment made by the 'stockholders and through other added strength, enabling the bank to reopen with a reserve more than double the legal requirement, Mr. Semingson said. New officers of the bank are: President, J. H. Elwell,' Huron, S. D.; Vice-President, Alice Barnes, Huron, S. D.; Cashier, C. B. Mills, Huron, S. D.; Assistant Cashier, E. J. Erickson Driscoll; directors Alice Barnes, Mr. Elwell and W. L. Mall of Huron, S. D. The Huron people are interested in the Farmers and Merchants Bank of the Squth Dakota city. Mr. Mall, here to complete the details of the reorganization, expressed himself pleased with the result. The capital of the bank is $15,000.


Article from The Bismarck Tribune, November 26, 1923

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Article Text

BANKS SUSPENDED. The First State Bank of Hastings, Barnes county, has been put on special deposit by the state guaranty fund commission. The bank has $15000 capital, $6,000 surplus and $160,000_ deposits. The State Bank of Kramer has been closed. It has $10,000 capital, $10,000 surplus and deposits of $110,000. The Driscoll State bank has been closed. It has $15,000 capital, $3,000 surplus and $110,000 deposits.


Article from The Bismarck Tribune, January 12, 1924

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Article Text

BILLINGTON SETTLES CASE Former Cashier of Driscoll State Bank Pays $1,200 The embezzlement charge against O. R. Billington, formerly cashier of the Driscoll State Bank, was dismissed in district court today by Judge James A. Coffey on motion of State's Attorney E. S. Allen. A statement presented to the court by the state's attorney said that Billington would make settlement in the sum of about $1,200. The state's attorney said it appeared doubtful if a conviction could be secured, that he had.communicated with the largest stockholders of the bank, with the bankers' association, the state examiner and with L. R. Baird, receiver of the bank, "and have infermed them that certain claims of the bank against the defendant had been adjusted, and they have informed me that they are of the opinion that I would be perfectly justified, under the circumstances, in asking for a dismissal of the said action against the defendant." The state's attorney also said the county would be saved heavy expense involved in a trial. The original examiner's report charged Billington, who now is in South Dakota, with embezzling several thousand dollars, the charge being chiefly of the sale of property mortgaged to the bank. A jury today heard. the case of W. M. Baker against the RussellMiller company, involving suit for possession of disputed grain.


Article from The Bismarck Tribune, March 18, 1924

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Article Text

"NOTICE TO CREDITORS In the Matter of the Insolvency of the Driscoll State Bank, Driscoll, North Dakota. Notice is hereby given by the undersigned. L. R. Baird, of Bismarck, North Dakota, as receiver of the Driscoll State Bank of Driscoll, North Dakota,to the creditors of said insolvent bank and to all persons having claims against said insolvent bank to exhibit them and file them with the necessary vouchers with the undersigned receiver at his office at Bismarck, within four months after the first publication of this notice. If said claims are not SO filed, they will be barred from any participation in any dividends which may be paid by the Receiver from the assets of said insolvent bank. Dated March 12th, 1924. L. R. BAIRD, Receiver." First publication on 18th day of March, 1924. 3-18-25 4-1-8


Article from The Bismarck Tribune, March 19, 1924

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Article Text

"NOTICE TO CREDITORS In the Matter of the Insolvency of the Driscoll State Bank, Driscoll, North Dakota. Notice is hereby given by the undersigned, L. R. Baird, of Bismarck, North Dakota, as receiver of the Driscoll State Bank of Driscoll, North Dakota,to the creditors of said insolvent bank and to all persons having claims against said insolvent bank to exhibit them and file them with the necessary vouchers with the undersigned receiver at his office at Bismarck, within four months after the first publication of this notice. If said claims are not so filed, they will be barred from any participation in any dividends which may be paid by the Receiver from the assets of said insolvent bank. Dated March 12th, 1924. L. R. BAIRD, Receiver." First publication on 18th day of March, 1924. 3-18-25-4-1-8


Article from The Bismarck Tribune, March 25, 1924

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Article Text

"NOTICE TO CREDITOR In the Matter of the Insolvency of the Difscoll State Bank, scoll, North Dakota. Notice is hereby given by the undersigned, L. R. Baird, of Bismarck, North Dakota, as receiver of the Driscoll State Bank of Driscoll, North Dakota,to the creditors of hid insolvent bank and to all persons having claims against said insolvent bank to exhibit them and file them with the necessary vouchers with the undersigned receiver ate his office at Bismarck, within four months after the first publication of this notice. If seed claims are not so filed, they wi be barred from any participation in any dividends which may be paid the Receiver from the assets of said insolvent bank. Dated March 12th, 1924 1. R. BAIRD, Receiver." First publication on 18th day of March, 1924. 3-18-25---4-1-8


Article from The Bismarck Tribune, April 1, 1924

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Article Text

"NOTICE TO CREDITORS In the Matter of the Insolvency of the Driscoll State Bank, Driscoll, North Dakota. Notice is hereby given by the undersigned, L. R. Baird, of Bismarck, North Dakota, as receiver of the Driscoll State Bank of Driscoll, North Dakota,to the creditors of said insolvent bank and to all persons having claims against said insolvent bank to exhibit them and file them with the necessary vouchers with the undersigned receiver at his office at Bismarck, within four months after the first publication of this notice. If said claims are not so filed, they will be barred from any participation in any dividends which may be paid by the Receiver


Article from The Bismarck Tribune, April 8, 1924

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Article Text

"NOTICE TO CREDITORS In the Matter of the Insolvency of the Driscoll State Bank, Driscoll, North Dakota. Notice is hereby given by the undersigned, L. R. Baird, of Bismarck, North Dakota, as receiver of the Driscoll State Bank of Driscoll, North Dakota,to the creditors of said insolvent bank and to all persons having claims against said insolvent bank to exhibit them and file them with the necessary vouchers with the undersigned receiver at his office at Bismarck, within four months after the first publication of this notice. If said claims are not so filed, they will be barred from any participation in any dividends which may be paid by the Receiver from the assets of said insolvent bank. Dated March 12th. 1924. L. R. BAIRD, Receiver." First publication on 18th day of March, 1924. 3-18-25--4-1-8


Article from The Bismarck Tribune, March 3, 1926

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Article Text

Commission Ready to Pay Dividend For Driscoll Bank The Depositors' Guaranty Fund commission is now ready to pay a 10 per cent dividend on guaranteed deposits in the Driscoll State bank of Driscoll, Burleigh county, and has issued instructions regarding the proper presentation of claims. The commission, pursuant to provisions of section 21, chapter 200, session laws of 1923, is ready to pay a 10 per cent dividend on guaranteed deposits in all banks officially closed after September 30 and before November 16, 1923, and the bank at Driscoll is the only one in this county which is included in this list. All deposits must first be allowed by the receiver as a valid claim against the closed bank. Thereafter the Guaranty Fund commission will determine whether or not the deposit is guaranteed. If found to be guaranteed, all deposits of $12 or less will be paid in full; on those over $12 and under $100 a flat dividend of $10 will be paid; on those over $100 a dividend of 10 per cent will be paid. On deposits rejected as not guaranteed, a registered notice will be sent to depositors and under the law he may make application within 90 days for a hearing thereon. Forms and instructions for preparation of claims of depositors against the guaranty fund will be found at every state bank.


Article from The Bismarck Tribune, March 10, 1926

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Article Text

NOTICE TO THE DEPOSITORS IN CLOSED BANKS Pursuant to provisions of Section 21. Chapter 200, Session Laws of 1923, the Depositors Guaranty Fund is now ready to pay a 10 per cent dividend on guaranteed deposits in banks officially closed after September 30 and before November 16th. 1923: The Driscoll State Bank, Driscoll, is the only bank in Burleigh county included in this list; claims of depositors must be allowed by the receiver before they ean be considered by the Guaranty Fund Commission: Forms and instructions for preparation of claims of depositors against the Guaranty Fund will be found at every state bank. Bismarek, March 2nd, 1926. Depositors Guaranty Fund Commission 3-3-10