The Herring National Bank of
Vernon, Texas
Assets
| Year | assets | loans | odraft | bonds_circ | bond_premiums | securities_usgov | securities_other | due_from_ra | due_from_other_nb | due_from_sb | real_estate | oreo_and_mortgages | bills_nb | checks_and_other | currency | legal_tender | specie | cash_and_exchange | lawful_money | cash_exchange_and_reserve | redemption_fund | due_from_treasurer | frb_reserve | other_assets |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1904 | 245,460.78 | 125,002.76 | 9,065.40 | 20,000 | 1,075 | 18,044.32 | 5,676.99 | 3,705.34 | 8,258.82 | 12,619.38 | 2,395 | 1,999.58 | 288.52 | 12,360 | 23,269.67 | 1,000 | 700 | 0 | ||||||
| 1905 | 269,999 | 153,485 | 20,000 | 0 | 9,915 | |||||||||||||||||||
| 1906 | 468,250 | 189,819 | 20,275 | 9,077 | 231,173 | 17,906 | ||||||||||||||||||
| 1907 | 502,852 | 295,772 | 20,000 | 9,127 | 154,114 | 23,839 | ||||||||||||||||||
| 1908 | 375,776 | 249,778 | 20,000 | 9,632 | 79,852 | 16,514 | ||||||||||||||||||
| 1909 | 380,833 | 271,868 | 20,000 | 11,889 | 61,733 | 15,343 | ||||||||||||||||||
| 1910 | 491,678 | 390,061 | 20,000 | 23,815 | 36,457 | 21,345 | ||||||||||||||||||
| 1911 | 524,848 | 375,461 | 75,138 | 18,567 | 33,621 | 22,061 | ||||||||||||||||||
| 1912 | 519,544 | 335,096 | 79,844 | 18,787 | 62,822 | 22,995 | ||||||||||||||||||
| 1913 | 565,673 | 392,887 | 75,724 | 20,484 | 45,256 | 31,322 | ||||||||||||||||||
| 1914 | 516,086 | 315,087 | 75,000 | 24,128 | 78,277 | 23,596 | ||||||||||||||||||
| 1915 | 510,275 | 307,082 | 75,000 | 29,999 | 77,552 | 20,642 | ||||||||||||||||||
| 1916 | 570,298 | 335,933 | 77,000 | 31,157 | 103,115 | 23,093 | ||||||||||||||||||
| 1917 | 869,208 | 490,807 | 192,000 | 21,500 | 53,784 | 111,117 | ||||||||||||||||||
| 1918 | 982,882 | 743,754 | 127,000 | 24,000 | 47,335 | 36,453 | 4,340 | |||||||||||||||||
| 1919 | 1,355,726 | 683,254 | 312,184 | 24,200 | 274,845 | 57,493 | 3,750 | |||||||||||||||||
| 1920 | 1,566,728 | 1,103,548 | 252,000 | 35,750 | 97,902 | 73,778 | 3,750 | |||||||||||||||||
| 1921 | 1,319,469 | 692,324 | 102,000 | 37,200 | 96,573 | 384,540 | 6,832 | |||||||||||||||||
| 1922 | 1,163,430 | 838,131 | 102,000 | 36,950 | 121,401 | 55,839 | 6,109 | |||||||||||||||||
| 1923 | 1,035,410 | 768,626 | 102,000 | 35,450 | 72,693 | 51,132 | 5,509 | |||||||||||||||||
| 1924 | 1,282,897 | 707,947 | 77,000 | 43,200 | 378,041 | 63,990 | 12,719 | |||||||||||||||||
| 1925 | 1,428,109 | 877,297 | 152,000 | 58,936 | 259,634 | 72,000 | 8,242 | |||||||||||||||||
| 1926 | 1,652,362 | 875,570 | 127,000 | 50,762 | 588,583 | 10,447 | ||||||||||||||||||
| 1927 | 1,559,741 | 986,935 | 77,000 | 167,085 | 316,848 | 11,873 | ||||||||||||||||||
| 1928 | 1,881,433 | 1,315,079 | 177,000 | 151,269 | 225,963 | 12,122 | ||||||||||||||||||
| 1929 | 1,605,153 | 1,163,389 | 77,000 | 81,437 | 208,353 | 74,974 | ||||||||||||||||||
| 1930 | 1,487,203 | 902,468 | 125,073 | 74,526 | 316,484 | 68,652 | ||||||||||||||||||
| 1931 | 1,177,040 | 806,619 | 75,000 | 75,610 | 155,742 | 64,069 | ||||||||||||||||||
| 1932 | 1,066,249 | 643,642 | 80,096 | 104,845 | 174,000 | 63,666 | ||||||||||||||||||
| 1933 | 1,339,845 | 441,319 | 130,011 | 55,608 | 654,401 | 58,503 | ||||||||||||||||||
| 1934 | 1,300,746 | 475,574 | 172,325 | 56,070 | 543,066 | 53,711 | ||||||||||||||||||
| 1935 | 1,359,340 | 502,019 | 138,825 | 57,540 | 621,129 | 39,827 | ||||||||||||||||||
| 1936 | 1,193,667 | 388,391 | 120,200 | 58,529 | 566,515 | 60,032 | ||||||||||||||||||
| 1937‡ | ||||||||||||||||||||||||
| 1938 | 1,416,329 | 747,352 | 125,500 | 47,041 | 440,729 | 55,707 | ||||||||||||||||||
| 1939‡ | ||||||||||||||||||||||||
| 1940 | 1,739,626 | 1,165,166 | 125,300 | 50,574 | 373,163 | 25,423 | ||||||||||||||||||
| 1941 | 2,161,332 | 1,275,921 | 151,700 | 44,250 | 674,382 | 15,079 |
‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.
Liabilities & Capital
| Year | capital | surplus | undivided_profits | surplus_and_undivided_profits | notes_nb | deposits | us_deposits | individual_deposits | demand_deposits | time_deposits | due_to_other_nb | due_to_sb | due_to_banks | due_to_banks_and_other_liabs | bills_payable | suspense_liab |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1904 | 75,000 | 0 | 8,183.35 | 20,000 | 137,284.09 | 0 | 1,868.95 | 2,975.05 | 0 | 149.34 | ||||||
| 1905 | 75,000 | 6,411 | 20,000 | 160,825 | ||||||||||||
| 1906 | 75,000 | 13,957 | 20,000 | 0 | 233,006 | 126,287 | ||||||||||
| 1907 | 75,000 | 34,142 | 20,000 | 0 | 282,968 | 90,742 | ||||||||||
| 1908 | 75,000 | 15,000 | 28,287 | 19,500 | 0 | 207,030 | 30,959 | |||||||||
| 1909 | 75,000 | 15,000 | 37,180 | 19,400 | 0 | 189,300 | 44,953 | |||||||||
| 1910 | 75,000 | 25,000 | 28,275 | 19,400 | 0 | 262,705 | 81,298 | |||||||||
| 1911 | 75,000 | 25,000 | 52,630 | 75,000 | 0 | 270,523 | 26,695 | |||||||||
| 1912 | 75,000 | 75,000 | 18,856 | 75,000 | 801 | 222,459 | 52,428 | |||||||||
| 1913 | 75,000 | 75,000 | 21,283 | 75,000 | 908 | 282,582 | 35,900 | |||||||||
| 1914 | 75,000 | 75,000 | 19,218 | 74,500 | 122 | 233,804 | 38,442 | |||||||||
| 1915 | 75,000 | 75,000 | 26,259 | 75,000 | 200,499 | 25,289 | 33,228 | |||||||||
| 1916 | 75,000 | 75,000 | 27,874 | 75,000 | 303,379 | 0 | 14,045 | |||||||||
| 1917 | 75,000 | 75,000 | 31,458 | 75,000 | 604,636 | 1,280 | 6,834 | |||||||||
| 1918 | 75,000 | 119,988 | 75,000 | 514,656 | 0 | 198,237 | ||||||||||
| 1919 | 75,000 | 132,126 | 73,200 | 838,036 | 55,139 | 182,225 | ||||||||||
| 1920 | 125,000 | 178,370 | 73,500 | 1,028,052 | 1,178 | 160,628 | ||||||||||
| 1921 | 125,000 | 167,340 | 73,300 | 946,833 | 0 | 6,996 | ||||||||||
| 1922 | 125,000 | 147,190 | 73,800 | 796,103 | 0 | 21,337 | ||||||||||
| 1923 | 125,000 | 134,302 | 73,900 | 644,349 | 0 | 7,859 | ||||||||||
| 1924 | 125,000 | 149,363 | 71,500 | 853,661 | 60,085 | 23,288 | ||||||||||
| 1925 | 125,000 | 149,879 | 73,800 | 937,288 | 76,533 | 15,609 | ||||||||||
| 1926 | 125,000 | 127,164 | 75,000 | 1,182,820 | 106,913 | 35,465 | ||||||||||
| 1927 | 125,000 | 156,098 | 72,400 | 1,025,784 | 159,223 | 21,236 | ||||||||||
| 1928 | 125,000 | 125,682 | 72,000 | 1,283,174 | 231,442 | 44,135 | ||||||||||
| 1929 | 125,000 | 125,000 | 26 | 67,080 | 1,288,047 | 0 | ||||||||||
| 1930 | 125,000 | 125,000 | 214 | 69,240 | 1,167,749 | 0 | ||||||||||
| 1931 | 125,000 | 125,000 | 4,781 | 73,500 | 748,759 | 100,000 | ||||||||||
| 1932 | 125,000 | 100,000 | 2,559 | 75,000 | 763,690 | 0 | ||||||||||
| 1933 | 125,000 | 25,000 | 38,618 | 125,000 | 1,026,227 | 0 | ||||||||||
| 1934 | 125,000 | 25,000 | 24,125 | 125,000 | 1,001,621 | 0 | ||||||||||
| 1935 | 125,000 | 25,000 | 22,956 | 1,186,384 | 0 | |||||||||||
| 1936 | 125,000 | 25,000 | 19,189 | 1,024,478 | 0 | |||||||||||
| 1937‡ | ||||||||||||||||
| 1938 | 125,000 | 60,000 | 1,653 | 1,229,676 | 0 | |||||||||||
| 1939‡ | ||||||||||||||||
| 1940 | 125,000 | 100,000 | 23,587 | 1,491,039 | 0 | |||||||||||
| 1941 | 125,000 | 125,000 | 19,536 | 1,891,796 | 0 |
‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.