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The Howard National Bank of

Boston, Massachusetts

Charter
#578
Bank ID
578
Years
1864–1898
Observations
35

Assets

Year assets loans odraft bonds_circ bonds_hand bond_premiums securities_and_mortgages securities due_from_nb due_from_ra due_from_other_nb due_from_other_nb_and_sb due_from_sb real_estate oreo_and_mortgages current_expenses exchanges bills_nb checks_and_other currency legal_tender specie lawful_money us_debt redemption_fund due_from_treasurer suspense_assets
1864‡
1865 2,104,990 1,276,920.53 400,000 2,050 12.50 154,415.86 271,591.11
1866 1,997,531.48 1,136,371.72 510,000 950 113,763.42
1867 1,986,578.60 999,497 0 510,000 0 0 0 92,635.33 0 0 0 5,613 155,465.08 616.51 159,000 27,271.68 36,480 0
1868 1,739,883.32 896,607.96 0 510,000 0 0 0 128,850.18 0 0 0 0 500 65,843.91 609.25 71,000 5,152.02 61,320 0
1869 2,187,787.32 1,323,596.13 0 510,000 0 0 0 117,130.79 4,162.62 0 0 0 0 63,302.20 0 133,000 1,595.58 35,000 0
1870 2,160,717.91 1,214,286.46 4,952.39 510,000 0 0 0 115,325.20 11,964.87 3,444.58 0 312.40 101,004.35 10,375 308.53 552.52 94,000 10,177.88 35,000 49,013.73
1871 2,645,933.82 1,574,749.93 5,451.19 500,000 10,000 0 0 183,774.67 12,837.78 716.61 0 36.52 109,409.68 18,323 4,239.24 886.72 176,000 350 0 49,158.48
1872 2,586,226.48 1,632,634.91 3,293.37 500,000 0 0 0 138,791.95 37,272.31 2,217.90 0 28.60 54,800 26,994 4,246.72 946.72 181,000 4,000 0 0
1873 2,786,958.82 1,765,863.82 2,321.19 500,000 0 0 0 140,639.60 38,450.14 0 0 15,964.54 38,203.95 40,084 691.85 939.73 103,000 30,800 110,000 0
1874 3,086,212.41 2,086,710.11 52.23 500,000 0 0 0 155,156.60 25,862.15 0 703 104,209.24 14,620 1,207.93 1,071.15 101,000 18,120 55,000 22,500 0
1875 3,267,406.35 2,074,582.27 3,201.03 500,000 0 713.11 0 0 186,746.95 53,759.80 0 0 124,375.61 33,159 27,326.02 1,063.47 59,000 979.09 180,000 22,500 0
1876 3,000,653.94 1,965,210.70 6,436.51 500,000 0 0 0 0 251,114.14 56,557.82 0 654.01 67,249.23 27,642 10,403.84 4,853.69 8,000 35,032 45,000 22,500 0
1877 3,145,593.22 2,145,914.96 2,175 500,000 0 0 3,112.71 0 195,270.64 47,198.88 0 711.36 78,690.91 15,787 2,331.64 39.55 15,000 32,660.57 95,000 11,700 0
1878 3,216,095.85 1,950,973.52 7,100.90 600,000 0 2,843.75 16,230.23 0 187,207.91 55,285.07 15,050.74 1,652.01 135,409.85 35,813 5,023.24 45.78 30,000 76,459.85 70,000 27,000 0
1879 3,461,691.23 2,092,657.35 93.15 600,000 0 0 16,122.92 0 164,070.38 189,616.32 36,658.54 1,689.90 109,707.68 33,637 3,706.19 56.30 6,000 50,675.50 130,000 27,000 0
1880 3,745,986.14 2,226,785.50 36.60 720,000 0 13,929.17 16,117.77 0 339,271.09 103,466.98 35,658.54 1,064.65 62,755.54 14,603 4,952.40 48.90 28,000 146,896 0 32,400 0
1881 4,265,533.92 2,788,431.53 2,766.20 720,000 0 0 13,133.79 0 205,579.91 79,629.98 34,658.54 1,075.05 168,005.18 7,882 14,472.76 58.98 25,000 172,440 0 32,400 0
1882 4,026,377.23 2,674,854.07 6,566.10 570,000 0 0 32,236 0 103,131.70 122,288.83 31,658.54 960.80 133,415.24 28,910 6,467.11 69.84 20,000 265,169 5,000 25,650 0
1883 3,486,172.37 2,332,482.95 20.78 385,000 0 0 19,736 0 344,772.91 80,188.06 46,508.54 781.03 66,038.02 17,969 4,494.11 92.47 83,000 85,763.50 0 19,325 0
1884 3,833,343.01 2,374,949.39 2,362.78 385,000 0 0 17,736 0 209,308.74 411,707.40 53,908.54 0 63,188.47 30,890 17,167.89 134.80 24,000 214,664 5,000 23,325 0
1885 4,132,758.22 2,780,913.08 7,502.92 320,000 0 0 50,142.25 0 248,169.67 220,052.94 53,089.62 82.50 99,196.65 33,672 12,436.74 98.85 61,400 221,601 10,000 14,400 0
1886 3,590,762.10 2,479,577.30 52.43 320,000 0 0 7,576 0 196,888.36 186,958.52 66,390.66 584.95 50,214.10 14,907 12,115.93 100.85 43,010 197,986 0 14,400 0 0
1887 3,325,590.32 2,498,542.87 135.06 50,000 0 4,718.75 26,576 0 221,330.28 114,827.48 66,276.21 1,943.72 73,074.66 13,277 6,912.78 102.01 41,646 203,977.50 0 2,250 0 0
1888 3,349,821.83 2,431,625.26 2,102.64 50,000 0 3,718.75 89,626 0 225,352.14 149,935.72 57,335.14 150.89 69,464.54 19,941 15,486.74 130.51 25,310 207,392.50 0 2,250 0 0
1889 3,772,944.54 2,740,073.21 1,135.27 50,000 0 2,818.75 49,475 267,710.55 132,174.63 2,516.19 38,939.26 14,750 0 189,236.33 6,470 11,339.02 136.33 64,000 199,920 0 2,250 0 0
1890 3,705,180.94 2,522,325.08 457.28 50,000 0 11,875 49,475 238,257.83 233,083.13 0 35,680.61 23,402.18 344.84 285,238.43 12,433 4,239.61 85.50 53,480 180,510.50 0 2,250 2,042.95 0
1891 3,423,226.48 2,529,399.48 993.63 50,000 0 9,125 47,766.66 180,109.88 106,419.23 2,026.20 33,727.40 13,783.88 18,836.89 163,423.83 7,377 3,863.46 124.94 107,435 126,564 20,000 2,250 0 0
1892 3,537,053.51 2,623,984.69 4,307.97 50,000 0 8,000 20,344.66 216,284.99 115,554.06 651.43 31,160.77 55,068.82 0 133,463.81 9,140 9,190.59 94.72 35,018 222,539 0 2,250 0 0
1893 3,556,121.99 2,471,913.15 9,000.06 170,000 0 19,843.75 23,194.66 241,371.54 166,954.28 3,970.67 28,252.60 54,638.58 138.31 101,213.79 3,839 16,941.93 245.17 55,000 178,954.50 0 7,650 3,000 0
1894 4,042,834.89 2,490,253.71 2,560.80 170,000 0 19,843.75 103,428.22 336,179.95 221,465.29 10,113.85 26,970.58 151,542.38 193,094.66 11,737 5,126.01 210.19 53,607 232,051.50 0 7,650 7,000 0
1895 3,937,452.62 2,873,274.11 4,528.46 50,000 0 6,375 51,250.58 286,667.18 182,967.60 25,412.22 23,408.12 86,852.51 37,225.74 7,123 7,329.78 450.57 45,684 246,653.75 0 2,250 0 0
1896 3,531,739.97 2,512,038.14 6,129.06 50,000 0 6,375 45,819.90 237,395.54 158,179.24 6,850.07 21,485.73 100,267.19 121,015.58 9,013 3,634.73 371.29 117,520 133,395.50 0 2,250 0 0
1897 4,249,161.69 2,998,363.40 12,814.37 50,000 0 6,375 73,351.71 290,308.11 243,811.82 13,384.78 20,066.02 100,994.67 60,083.23 7,417 29,825.70 798.88 191,126 142,191 0 2,250 6,000 0
1898 4,072,562.27 2,814,846.87 8,682.15 50,000 0 6,375 103,508.67 295,707.43 268,821.69 8,072.51 15,585.62 109,259.92 81,255.86 3,118 3,263.61 250.24 28,678 272,886.70 0 2,250 0 0

‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.

Liabilities & Capital

Year capital surplus undivided_profits notes_nb notes_sb deposits due_to_nb due_to_sb bills_payable certified_checks unpaid_dividends other_liabs
1864‡
1865 750,000 12,347.69 40,017.63 312,777 24,445 705,017.83 147,235.02 75,192.33 37,957.50
1866 750,000 21,115.75 37,920.23 448,457 6,294 608,886.65 124,857.85
1867 750,000 29,784.28 42,989.54 440,656 5,410 625,497.64 74,939.84 17,301.30 0 0
1868 750,000 38,951.23 46,015.81 438,394 0 410,297.11 14,796.11 41,429.06 0
1869 750,000 47,548.09 52,450.87 445,153 0 806,460.94 35,880.36 50,294.06 0 0
1870 1,000,000 57,638.65 49,511.04 440,576 0 498,548.47 61,156.09 44,369.66 0 8,918 0
1871 1,000,000 62,997 65,193.62 441,530 0 607,575.55 323,454.96 107,365.86 0 37,816.83 0
1872 1,000,000 73,497 31,686.27 445,506 0 668,041.67 269,067.18 77,748.54 0 20,679.82 0
1873 1,000,000 100,000 81,294.58 441,436 0 776,689.73 240,766.37 145,306.54 0 1,465.60 0
1874 1,000,000 125,000 35,923.13 433,691 0 867,789.84 419,318.90 186,392.13 0 18,097.41 0
1875 1,000,000 150,000 42,768.40 437,200 0 979,403.38 512,017.82 119,224.75 0 26,792 0
1876 1,000,000 160,000 24,446.05 435,100 0 808,485.68 395,768.27 121,625.94 26,874 28,354 0
1877 1,000,000 172,000 23,517.46 432,500 0 756,934.02 581,105.78 150,486.96 0 29,049 0
1878 1,000,000 113,951.85 59,862.49 527,400 0 855,799.70 534,484.30 105,677.51 0 18,920 0
1879 1,000,000 117,108.66 66,314.19 534,300 0 1,101,008.33 362,662.16 267,039.89 0 13,258 0
1880 1,000,000 123,880.19 84,233.06 641,054 0 1,178,053.73 368,675.75 325,456.41 0 24,633 0
1881 1,000,000 132,230.14 112,789.33 647,849 0 1,510,852.20 371,918.30 463,692.95 0 26,202 0
1882 1,000,000 142,849.31 131,593.99 511,996 0 1,601,978.31 386,885.96 231,370.66 0 0 19,703 0
1883 1,000,000 148,360.85 110,343.91 346,500 0 1,424,071.17 249,607.69 187,597.75 0 0 19,691 0
1884 1,000,000 155,181.77 47,440.01 346,500 0 1,430,924.54 312,990.68 514,557.01 0 0 25,749 0
1885 1,000,000 159,284.72 45,791.80 288,000 0 1,541,599.90 624,787.04 450,301.26 0 0 22,993.50 0
1886 1,000,000 164,536.63 51,377.37 286,250 0 1,386,619.76 341,931.16 354,693.68 0 0 5,353.50 0
1887 1,000,000 171,211.89 37,718.06 45,000 0 1,483,877.75 427,831.21 155,579.91 0 0 4,371.50 0
1888 1,000,000 175,070.60 50,984.97 45,000 0 1,332,220.70 507,880.59 233,086.47 0 0 5,578.50 0
1889 1,000,000 181,564.59 83,135.56 45,000 0 1,648,958.15 485,397.57 328,852.67 0 0 36 0
1890 1,000,000 188,220.58 82,742.01 45,000 0 1,679,299.51 392,310.70 242,762.19 0 63,714.95 11,131 0
1891 1,000,000 196,137.42 123,762.24 45,000 0 1,468,206.28 291,956.04 250,014.12 0 47,604.38 546 0
1892 1,000,000 200,000 112,171.95 45,000 0 1,586,578.01 308,781.52 253,667.05 0 30,723.98 131 0
1893 1,000,000 200,000 87,017.79 153,000 0 1,546,089.17 303,829.57 238,442.62 0 17,761.84 9,981 0
1894 1,000,000 200,000 56,538.90 151,530 0 1,900,749.19 311,888.13 396,659.91 0 17,503.76 7,965 0
1895 1,000,000 200,000 64,236 45,000 0 1,926,428.40 385,390.48 299,517.50 0 16,835.24 45 0
1896 1,000,000 200,000 44,269.63 45,000 0 1,431,190.98 466,088 318,971.73 5,000 19,187.63 2,032 0
1897 1,000,000 200,000 51,217.42 43,780 0 1,679,262.25 866,161.68 371,861.34 0 28,663.75 3,215.25 5,000
1898 1,000,000 200,000 47,298.63 44,997.50 0 1,880,507.46 556,162.93 331,846.88 0 11,720.87 28 0

‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.