← The Welden National Bank of Vermont The Merchants National Bank of →

The First National Bank of

St. Johnsbury, Vermont

Charter
#489
Bank ID
489
Years
1864–1941
Observations
78

Assets

Year assets loans odraft bonds_circ bonds_dep bonds_hand bond_premiums securities_and_mortgages securities securities_usgov securities_other due_from_nb due_from_ra due_from_other_nb due_from_other_nb_and_sb real_estate oreo_and_mortgages current_expenses bills_nb checks_and_other currency legal_tender specie cash_and_exchange lawful_money cash_exchange_and_reserve us_debt redemption_fund due_from_treasurer trade_dollars frb_reserve other_assets
1864 190,000 5,000 146,100 775 5,000 26,240.30 6,884.70
1865 494,324.58 144,958.06 250,000 9,550 10,010.22 30,247.22 5,000 1,408.28 43,150.80
1866 517,738.59 195,351.34 250,000 5,750 4,000 16,281.54 5,000
1867 525,379 199,218.07 0 250,000 0 2,250 0 0 24,884.69 5,000 0 678 4,077.88 780 17,774 716.36 20,000 0
1868 534,754.01 191,476.57 0 250,000 0 1,450 0 0 46,615.30 0 6,000 0 959 2,902.36 1,067.78 24,283 0 10,000 0
1869 924,803.66 354,512.14 0 452,000 0 1,000 20,564.70 0 33,199.46 0 6,000 0 9,476 6,217.88 1,498.48 20,335 0 20,000 0
1870 965,190.09 380,512.90 0 452,000 0 1,000 8,000 0 57,660.33 0 17,000 0 7,297 4,794.22 925.64 36,000 0 0 0
1871 956,061.74 397,218.23 0 452,000 0 850 0 250 32,954.62 0 16,650 0 12,306 2,191.72 1,941.17 39,700 0 0 0
1872 973,458.81 422,704.40 0 452,000 0 100 0 0 38,300.93 0 16,000 0 2,285 3,082.71 985.77 38,000 0 0 0
1873 1,126,052.13 499,063.01 0 500,000 0 0 0 0 64,018.54 0 16,000 0 1,954 3,822.36 1,194.22 40,000 0 0 0
1874 1,128,404.24 539,123.77 0 500,000 0 0 0 0 37,611.34 0 16,000 0 616 5,873.42 1,179.71 5,500 0 0 22,500 0
1875 1,163,467.67 589,802.10 0 500,000 0 0 0 0 0 9,021.02 5,739.36 16,000 0 1,857 13,983.24 564.95 4,000 0 0 22,500 0
1876 1,159,456.83 591,207.84 0 500,000 0 0 0 0 0 10,212.22 1,862.67 16,000 0 1,242 9,179.54 52.56 7,000 200 0 22,500 0
1877 1,191,706.79 620,279.13 0 500,000 0 0 0 0 0 12,834.04 4,071 16,100 0 784 7,194.25 44.37 7,000 900 0 22,500 0
1878 1,176,040.93 567,464.86 0 500,000 0 0 0 0 0 28,720.30 3,008.86 22,905.80 0 3,451 6,966.49 231.62 10,000 10,792 0 22,500 0
1879 1,136,699.13 502,978.85 0 500,000 0 1,200 0 15,589.47 0 37,041.59 2,483.39 27,605.80 0 6,488 4,725.70 192.83 7,000 8,893.50 0 22,500 0
1880 1,197,662.03 475,768.80 0 500,000 0 0 0 72,646.30 0 11,522.37 7,979.71 74,885.95 0 6,538 2,580.71 136.69 9,700 13,403.50 0 22,500 0
1881 1,223,634.80 534,523.66 0 500,000 0 0 0 3,250 0 80,172.99 1,723.28 50,049.87 0 3,153 4,988.88 109.62 7,600 15,563.50 0 22,500 0
1882 1,244,124.88 629,932.64 0 500,000 0 0 0 600 0 24,385.67 218.09 36,571.72 0 1,351 4,709.96 157.80 400 23,748 0 22,050 0
1883 1,244,465.83 659,694.88 0 500,000 0 0 0 500 0 6,847.56 0 33,914.24 0 8,413 3,778.61 175.04 0 8,642.50 0 22,500 0
1884 932,548.80 627,321.45 0 200,000 0 0 0 5,500 0 38,402.10 686.70 28,723.21 0 4,271 4,451.67 122.67 0 14,070 0 9,000 0
1885 893,404.54 625,552.69 4,399.63 195,500 0 0 0 7,723.23 0 8,193.61 0 23,620.69 0 547 6,274.69 180.50 710 11,905 0 8,797.50 0 0
1886 909,888.24 604,059.15 764.06 185,500 0 0 0 5,500 0 51,608.16 0 27,771.35 0 5,148 2,098.81 46.71 6,608 12,313.50 0 8,347.50 0 123 0
1887 866,969.42 704,258.82 930.38 50,000 0 0 5,000 13,321.22 0 17,492.87 7,124 27,621.35 0 8,447 3,393.16 44.12 6,422 20,664.50 0 2,250 0 0 0
1888 1,063,240.50 636,193.74 3,353.42 50,000 200,000 0 54,906.25 29,908.43 0 10,706.32 14,637.75 22,243.35 1,802.77 775 4,528.43 28.54 18,143 13,763.50 0 2,250 0 0 0
1889 1,119,734.55 673,261.53 545.79 50,000 150,000 0 50,531.25 23,069.67 93,784.30 4,580.60 17,000 20,747.44 2,108.23 925 6,160.15 206.59 5,783 18,781 0 2,250 0 0
1890 801,682.64 626,107.33 398 50,000 0 0 11,531.25 20,837.67 28,963 3,940.41 17,000 19,875.87 1,777.32 320 4,030.40 32.39 7,109 7,510 0 2,250 0 0
1891 862,791.74 693,289.76 594 50,000 0 0 9,500 18,437.67 26,559.28 3,061.94 17,000 19,198.34 944.25 165 3,857.11 52.39 8,545 9,337 0 2,250 0 0
1892 821,323.03 637,023.19 1,641.49 50,000 0 0 8,000 21,499.67 54,104.33 10,047.59 17,000 1,518.05 1,486.22 605 930.71 124.78 4,644 10,448 0 2,250 0 0
1893 749,033.51 578,108.26 1,252.02 50,000 0 0 6,000 21,499.67 47,641.85 1,315.90 17,000 0 1,970.67 1,000 2,143.84 359.30 5,394 13,098 0 2,250 0 0
1894 727,476.27 569,866.50 914.61 50,000 0 0 6,000 21,421.75 41,690.62 1,318.07 17,000 0 550 4,358.46 144.26 1,000 10,962 0 2,250 0 0
1895 751,156.96 601,276.23 1,571.65 50,000 0 0 6,000 31,531.75 15,981.97 390 17,000 1,395.56 230 5,253.91 71.89 3,100 14,344 0 2,250 760 0
1896 816,631.42 488,348.05 1,384.37 200,000 0 0 24,750 28,022.08 13,986.16 239.10 23,500 8,003.56 440 4,656.28 166.32 2,000 14,385.50 0 6,750 0 0
1897 1,021,894.08 425,586.98 1,771.11 400,000 0 0 39,650 28,372.08 58,370.26 0 23,500 8,003.56 310 3,699.27 80.82 1,000 8,320 0 18,000 5,230 0
1898 1,018,012.55 373,773.80 1,950.73 400,000 50,000 0 48,250 40,814 13,511.82 3,437.75 23,500 8,000 1,900 2,853.11 67.34 320 8,634 0 18,000 23,000 0
1899 1,124,517.88 328,643.93 6,390.81 400,000 150,000 0 18,937.50 50,581.75 55,185.55 662.88 23,500 29,000 5,010 25,931.55 50.91 600 15,223 0 14,800 0 0
1900 700,649.38 369,214.95 188.58 50,000 0 0 16,468.75 93,138.50 76,880.47 758.50 23,500 31,000 11,300 1,703.22 52.41 2,300 21,644 0 2,500 0 0
1901 589,884.47 334,180.68 4,466.51 50,000 0 0 2,000 72,157.50 43,456.06 5,100.24 18,500 29,000 6,500 6,040.66 114.32 2,567 13,301.50 0 2,500 0 0
1902 779,064.03 353,744.73 97.30 100,000 100,000 0 17,375 67,048.50 34,411.72 14,968.43 18,500 29,000 10,000 10,261.91 102.44 2,000 16,554 5,000 0 0
1903 949,784.40 338,296.95 1.77 250,000 100,000 0 41,437.50 104,156.46 21,184.95 17,164.60 18,500 21,500 3,570 4,745.52 95.15 1,145 15,486.50 12,500 0 0
1904 860,844.36 291,990.33 145.91 250,000 70,000 0 29,000 93,700 20,011.36 21,784.31 18,500 20,500 0 8,190 5,472.60 49.85 2,210 16,790 12,500 0 0
1905 919,411 359,623 325,000 36,737 9,197
1906 684,532 341,075 210,500 47,750 72,499 12,708
1907 627,317 365,168 131,875 56,787 53,534 19,953
1908 674,407 333,208 174,031 82,500 66,766 17,902
1909 681,842 364,856 199,000 38,000 60,155 19,831
1910 657,160 333,126 198,000 24,500 83,773 17,761
1911 651,285 344,760 196,000 24,000 72,131 14,394
1912 686,787 357,617 194,000 23,500 90,682 20,988
1913 727,994 387,048 230,420 24,000 74,244 12,282
1914 661,280 332,567 228,000 23,500 60,429 16,781
1915 696,856 321,961 228,500 45,700 83,150 17,545
1916 656,875 296,197 212,500 45,700 87,445 15,033
1917 726,258 320,999 215,300 92,029 30,499 67,431
1918 774,351 335,747 254,251 80,947 72,336 18,979 12,091
1919 877,603 406,012 281,500 80,447 72,819 22,112 14,713
1920 883,114 423,397 221,023 90,315 103,256 25,472 19,651
1921 767,612 379,470 219,000 88,909 42,981 20,053 17,199
1922 827,102 396,822 217,000 128,812 48,834 22,597 13,037
1923 872,133 418,851 217,000 151,307 48,418 24,201 12,356
1924 860,996 400,349 218,875 156,161 50,868 23,767 10,976
1925 896,326 382,088 200,445 187,249 89,540 27,671 9,333
1926 890,674 416,168 199,000 135,473 129,446 10,587
1927 918,689 433,084 184,000 154,844 133,988 12,773
1928 973,942 400,402 181,500 212,182 168,944 10,914
1929 1,066,638 446,375 201,800 170,859 193,210 54,394
1930 822,996 393,604 201,800 97,069 75,850 54,673
1931 788,818 369,216 201,800 93,984 71,547 52,271
1932 693,158 273,885 201,800 91,385 69,914 56,174
1933 706,732 229,183 222,570 91,824 108,123 55,032
1934 787,484 195,519 251,528 139,842 146,448 54,147
1935 688,023 182,913 76,405 175,745 213,652 39,308
1936 662,206 143,162 75,889 199,547 200,122 43,486
1937 635,528 130,916 83,141 230,135 152,285 39,051
1938 678,083 144,942 59,042 201,541 235,430 37,128
1939‡
1940‡
1941 877,211 166,105 236,630 167,894 269,751 36,831

‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.

Liabilities & Capital

Year capital surplus undivided_profits surplus_and_undivided_profits notes_nb deposits us_deposits individual_deposits demand_deposits time_deposits due_to_nb due_to_sb due_to_tc_and_sb due_to_banks due_to_banks_and_other_liabs bills_payable rediscounts unpaid_dividends other_liabs
1864 105,000 30,000 55,000
1865 250,000 3,199.50 203,618 37,155.13 351.95
1866 250,000 4,000 3,232.87 224,035 36,470.72
1867 250,000 7,000 4,884.77 224,146 39,348.23 0 0 0 0 0
1868 250,000 15,000 5,304.66 223,968 40,481.35 0 0 0 0
1869 450,000 22,000 8,027.22 400,270 44,506.44 0 0 0 0 0 0
1870 450,000 28,000 5,474.57 401,058 80,657.52 0 0 0 0 0 0 0
1871 450,000 35,800 8,456.10 395,857 65,948.64 0 0 0 0 0 0 0
1872 450,000 43,500 10,970.84 395,615 73,372.97 0 0 0 0 0 0 0
1873 500,000 62,000 10,869.44 446,635 106,547.69 0 0 0 0 0 0 0
1874 500,000 78,000 12,426.40 446,786 91,191.84 0 0 0 0 0 0 0
1875 500,000 97,000 12,652.85 439,943 111,640.28 0 2,231.54 0 0 0 0 0
1876 500,000 110,000 14,948.61 443,838 90,670.22 0 0 0 0 0 0 0
1877 500,000 110,000 49,928.90 438,238 93,539.89 0 0 0 0 0 0 0
1878 500,000 110,000 33,287.04 434,235 98,518.89 0 0 0 0 0 0 0
1879 500,000 75,000 24,551.69 447,093 90,054.44 0 0 0 0 0 0 0
1880 500,000 75,000 13,401.54 446,590 162,670.49 0 0 0 0 0 0 0
1881 500,000 90,000 25,986.64 445,253 161,636.90 0 758.26 0 0 0 0 0
1882 500,000 100,000 12,181.31 436,622 170,321.57 0 0 0 25,000 0 0 0
1883 500,000 100,000 6,136.64 449,819 150,225.11 0 0 0 0 38,285.08 0 0
1884 500,000 80,000 12,948.65 179,775 158,635.15 0 0 0 0 0 1,190 0
1885 500,000 70,000 9,427.46 172,528 140,253.58 0 0 0 0 0 1,195.50 0
1886 500,000 77,000 9,915.42 163,985 158,697.82 0 0 0 0 0 290 0
1887 500,000 81,000 13,217.02 45,000 227,481.20 0 0 0 0 0 271.20 0
1888 500,000 89,000 11,647.99 45,000 197,592.51 220,000 0 0 0 0 0 0
1889 500,000 63,000 9,405.08 45,000 285,042.53 165,000 0 0 7,933.36 43,504.58 849 0
1890 500,000 66,500 11,317.55 45,000 178,469.09 0 0 0 0 0 396 0
1891 500,000 70,000 10,523.73 43,870 188,152.44 0 0 0 10,000 39,744.57 501 0
1892 500,000 70,000 9,497.13 43,780 187,352.90 0 0 0 10,000 0 693 0
1893 400,000 70,000 7,937.09 44,550 192,985.82 0 0 5,000 25,000 3,225.80 334.80 0
1894 400,000 53,500 4,840.96 45,000 212,644.11 0 0 0 0 11,000 491.20 0
1895 400,000 52,000 5,721.31 44,220 167,076.69 0 0 15,789.33 20,000 45,821.37 528.26 0
1896 400,000 50,000 5,936.57 157,500 125,271.47 0 12,000 6,540.44 25,000 34,317.94 65 0
1897 400,000 46,000 15,064.17 352,000 164,733.37 0 0 38,596.44 0 5,000 500.10 0
1898 400,000 15,000 3,797.94 357,060 163,293.30 50,000 0 8,741.47 11,000 9,119.09 0.75 0
1899 400,000 20,200 9,827.72 352,500 179,121.60 150,000 0 12,587.26 0 0 281.30 0
1900 400,000 25,000 18,058.01 50,000 185,203.23 0 0 21,798.93 0 0 589.21 0
1901 300,000 29,000 13,303.20 50,000 176,875.99 0 0 5,353.10 0 15,000 352.18 0
1902 300,000 31,000 14,871.77 100,000 187,002.68 100,000 0 7,083.74 35,000 3,853.30 252.54 0
1903 300,000 33,000 9,079.98 250,000 171,285.73 100,000 0 11,118.47 75,000 0 300.22 0
1904 300,000 35,000 2,495.65 250,000 165,909.26 70,000 0 17,136.92 20,000 0 302.53 0
1905 300,000 40,200 300,000 279,209
1906 200,000 48,128 200,000 25,000 183,637 27,767
1907 200,000 52,861 100,000 50,000 183,661 40,795
1908 200,000 40,000 12,777 150,000 50,000 161,565 60,067
1909 200,000 40,000 14,845 171,400 1,000 186,620 67,977
1910 200,000 40,000 16,169 175,000 1,000 198,503 26,488
1911 200,000 40,000 17,046 173,000 1,000 206,184 14,055
1912 200,000 40,000 18,328 175,000 1,000 221,210 31,249
1913 200,000 40,000 17,032 197,600 19,983 179,216 74,163
1914 200,000 40,000 17,884 196,500 19,866 122,249 64,781
1915 200,000 40,000 14,877 197,000 151,019 0 93,960
1916 200,000 40,000 10,643 195,100 173,563 0 37,569
1917 200,000 40,000 10,197 197,500 213,603 0 64,958
1918 200,000 50,278 195,300 235,630 0 93,143
1919 200,000 53,404 200,000 283,855 0 140,344
1920 200,000 54,856 195,300 349,100 0 83,858
1921 200,000 51,270 192,100 275,122 0 26,901 22,219
1922 200,000 57,689 196,400 321,726 0 26,287
1923 200,000 53,876 200,000 310,582 0 28,330
1924 200,000 51,871 195,800 304,215 13,050 39,060
1925 200,000 48,815 180,000 385,218 15,766 44,027
1926 200,000 48,298 180,000 362,712 1,101 52,333 46,230
1927 200,000 52,536 180,000 365,043 22,446 66,193 32,471
1928 200,000 54,201 180,000 421,635 1,410 86,696 30,000
1929 200,000 40,000 23,919 200,000 511,368 91,351 0
1930 200,000 40,000 28,422 200,000 326,376 28,198 0
1931 200,000 40,000 29,125 200,000 258,831 60,862 0
1932 200,000 25,000 21,428 200,000 231,730 15,000 0
1933 200,000 25,000 16,209 200,000 265,523 0 0
1934 200,000 25,000 17,839 200,000 344,645 0 0
1935 200,000 25,000 15,929 447,094 0 0
1936 150,000 60,700 21,266 430,240 0 0
1937 150,000 61,200 17,351 406,977 0 0
1938 150,000 61,200 24,350 442,533 0 0
1939‡
1940‡
1941 150,000 62,700 35,340 627,171 0 2,000

‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.