← The First National Bank of Vermont The National Union Bank of →

The Merchants National Bank of

St. Johnsbury, Vermont

Charter
#2295
Bank ID
2295
Years
1875–1941
Observations
67

Assets

Year assets loans odraft bonds_circ bonds_hand bond_premiums securities_and_mortgages securities securities_usgov securities_other due_from_ra due_from_other_nb due_from_other_nb_and_sb due_from_sb real_estate oreo_and_mortgages current_expenses bills_nb checks_and_other currency legal_tender specie cash_and_exchange lawful_money cash_exchange_and_reserve redemption_fund due_from_treasurer frb_reserve other_assets
1875 240,446.10 36,198.34 0 52,000 0 0 0 0 101,646.51 12,185.42 17,006.79 520.92 5,778 7,314.59 295.53 7,500 0 0 0
1876 480,668.11 387,169.16 0 53,000 0 190 0 0 4,847.53 3,586.07 20,000 776.94 2,221 957.74 324.67 5,000 0 2,595 0
1877 505,281.94 383,821.76 0 78,000 0 3,754.34 0 0 1,569.72 3,900.16 20,000 986.99 2,939 311.06 16.72 6,000 0 3,982.19 0
1878 507,190.92 337,222.01 0 103,000 0 5,117.65 0 0 6,900.34 2,101.13 30,258.05 917.85 5,881 2,178.79 79.10 5,600 0 7,935 0
1879 527,378.49 333,799.38 0 140,000 0 5,000 0 0 3,086.90 448.76 29,228.05 809.41 1,601 2,001.88 47.11 1,000 4,506 5,850 0
1880 626,408.47 334,467.05 11.35 200,000 100 6,400 28,211.84 0 2,953.19 169.59 29,353.70 763.12 5,763 3,042.99 172.64 3,000 3,000 9,000 0
1881 582,687.39 372,220.62 93.99 110,000 0 0 0 0 49,243.85 0 23,746.77 1,249.75 7,400 2,543.29 239.12 3,500 7,500 4,950 0
1882 658,557.12 431,005.01 0 150,000 800 26.80 0 0 24,184.64 1,705.08 24,044.02 1,811.81 4,395 2,795.73 39.03 4,000 7,000 6,750 0
1883 785,787.06 566,060 0 150,000 0 0 0 0 25,493.04 2,871.01 21,700 1,060.85 1,121 685.08 46.08 5,000 5,000 6,750 0
1884 735,037.14 511,849.72 0 150,000 0 0 2,133.33 0 20,256.65 3,188.24 21,700 1,085.29 5,208 577.44 288.47 4,500 7,500 6,750 0
1885 720,331.25 507,303.10 0 150,000 0 0 0 0 16,297.88 2,091.65 18,500 1,161.04 1,512 574.52 141.06 2,000 15,000 5,750 0
1886 766,164.68 531,250.52 0 150,000 0 12,000 0 0 24,419.24 781.71 18,000 1,198.96 4,086 1,578.88 99.37 4,000 12,000 6,750 0 0
1887 731,422.42 580,550.32 620.18 50,000 0 12,000 0 0 30,384.53 9,349.92 18,000 1,489.11 2,924 3,961.56 167.80 5,865 13,860 2,250 0 0
1888 743,269.53 508,278.73 94,690.27 50,000 0 12,000 10,900 0 23,387.59 0 19,000 1,877.62 511 239.17 35.15 12,500 7,600 2,250 0 0
1889 651,151.28 461,484.67 652.17 50,000 0 12,000 10,900 65,700.83 1,303.09 0 20,000 0 1,270.14 2,781 2,201.53 107.85 15,000 5,500 2,250 0 0
1890 793,488.82 542,607.30 1,696.71 50,000 0 10,000 13,000 52,453.30 0 0 20,000 0 1,363.11 1,025 64,365.79 227.61 26,500 8,000 2,250 0 0
1891 750,630.59 568,630.44 4,089.10 50,000 0 8,500 13,000 55,201.77 0 0 20,000 0 1,661.23 1,976 4,134.47 187.58 14,000 7,000 2,250 0 0
1892 704,293.03 546,635.19 2,225.32 50,000 0 8,000 11,650 19,800.45 7,864 0 20,000 0 1,822.07 6,342 1,462.10 241.90 15,000 11,000 2,250 0 0
1893 637,810.67 493,086.56 3,057.98 50,000 0 5,000 6,650 24,904.63 0 0 18,770.66 0 1,542.36 6,275 1,149.03 124.45 15,500 9,500 2,250 0 0
1894 562,268.92 413,715.67 956.52 50,000 0 5,000 7,650 30,337.95 0 0 27,939.82 0 6,094 2,005.12 319.84 7,000 9,000 2,250 0 0
1895 556,943.89 429,461.71 1,549.98 50,000 0 5,000 14,726.49 0 2,533.88 0 27,939.82 0 6,849 1,876.03 256.98 7,500 7,000 2,250 0 0
1896 542,944.77 346,451.24 278.72 50,000 0 5,000 14,726.49 27,292.94 25 1,214.88 27,939.82 38,000 565 339.12 24.56 15,195 13,642 2,250 0 0
1897 558,264.93 374,954.66 322.24 50,000 0 5,000 14,726.49 11,352.82 2,002.02 0 27,939.82 44,000 1,139 804.54 25.94 10,544 13,203.40 2,250 0 0
1898 580,673.88 369,196.26 718.39 50,000 0 5,000 13,076.49 35,864.08 2,996.02 0 29,397.48 54,500 1,104 862.21 87.30 3,621 12,000.65 2,250 0 0
1899 551,824.04 349,309.99 826.19 50,000 0 5,000 8,500 34,527.18 3,093.27 0 25,000 43,800 1,879 1,522.37 29.49 7,106 18,980.55 2,250 0 0
1900 617,333.46 442,270.69 1,083.18 50,000 0 0 8,000 8,351.13 7,277.16 0 25,000 34,500 1,014 551.83 24.62 16,993 19,767.85 2,500 0 0
1901 874,911.86 429,581.11 1,309.12 300,000 0 14,000 15,200 10,284.32 12,553.58 0 25,000 25,000 736 1,987.07 203.46 5,976 18,101.20 15,000 0 0
1902 932,307.89 494,191.64 255.62 300,000 0 14,000 9,500 9,327.72 15,111.41 239.01 25,000 25,000 1,796 1,556.33 235.16 3,530 17,565 15,000 0 0
1903 958,663.57 541,378.87 120.98 300,000 0 14,000 4,500 11,954.03 1,776.49 134.62 28,000 16,800 1,697 1,384.64 104.29 5,192 16,043.65 15,000 577 0
1904 974,726.31 503,754.45 899.93 300,000 0 14,000 14,300 58,892.92 2,382.96 0 28,000 16,800 0 1,010 1,481.30 292.85 643 17,018.90 15,000 0 250
1905 842,350 519,246 150,000 14,500 26,920
1906 869,810 564,926 150,000 57,900 59,275 37,709
1907 934,435 641,875 150,000 44,500 56,153 41,907
1908 969,585 660,109 150,000 50,500 72,670 36,306
1909 1,061,455 702,016 150,000 65,000 96,788 47,651
1910 1,125,700 802,866 150,000 70,000 50,783 52,051
1911 1,296,930 894,939 150,000 79,700 109,039 63,252
1912 1,356,580 926,209 150,000 82,700 132,335 65,336
1913 1,437,028 1,032,840 150,000 86,700 95,112 72,376
1914 1,524,340 1,078,423 150,000 83,000 131,981 80,936
1915 1,536,313 1,117,690 150,000 110,800 113,978 43,845
1916 1,590,545 910,466 115,000 349,250 159,830 56,005
1917 1,632,991 1,048,796 95,050 367,950 56,346 64,849
1918 1,573,749 881,261 192,900 351,650 92,694 50,524 4,720
1919 1,629,215 897,286 203,879 328,310 133,794 50,172 15,774
1920 1,593,618 985,869 148,834 305,265 82,471 55,445 15,734
1921 1,548,303 924,129 148,834 342,993 67,518 46,353 18,476
1922 1,590,054 728,051 148,834 503,029 138,577 48,499 23,064
1923 1,624,567 815,598 148,000 541,518 42,922 49,055 27,404
1924 1,583,557 731,861 148,000 563,144 63,570 48,420 28,562
1925 1,714,391 749,771 148,002 638,121 93,981 51,838 32,880
1926 1,745,532 767,986 128,000 646,784 167,116 35,646
1927 1,691,748 806,100 65,000 669,304 144,680 6,664
1928 1,955,057 1,044,379 65,000 646,167 192,416 7,095
1929 2,075,665 1,264,552 65,000 554,614 141,535 49,964
1930 1,860,275 1,202,763 65,000 361,710 180,107 50,695
1931 1,601,743 999,855 120,656 314,690 118,004 48,538
1932 1,405,323 782,945 126,456 299,322 148,871 47,729
1933 1,496,887 623,418 201,745 297,962 322,440 51,322
1934 1,668,473 492,644 287,991 368,572 461,417 57,849
1935 1,787,677 438,479 438,281 390,458 465,752 54,707
1936 1,783,999 438,507 467,219 269,764 559,997 48,512
1937 1,760,407 510,751 578,759 251,928 370,701 48,268
1938 1,520,572 436,691 439,293 244,153 354,975 45,460
1939‡
1940‡
1941 1,410,739 423,341 405,606 183,651 354,073 44,068

‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.

Liabilities & Capital

Year capital surplus undivided_profits surplus_and_undivided_profits notes_nb deposits us_deposits individual_deposits demand_deposits time_deposits due_to_nb due_to_other_nb due_to_ra due_to_sb due_to_tc_and_sb due_to_banks due_to_banks_and_other_liabs bills_payable rediscounts certified_checks unpaid_dividends other_liabs
1875 150,000 0 1,167.28 0 89,278.82 0 0 0 0 0 0 0
1876 300,000 0 23,135.16 47,700 109,832.95 0 0 0 0 0 0 0
1877 300,000 1,000 34,977.18 70,200 98,645.76 0 0 0 0 0 459 0
1878 300,000 5,500 21,254.45 92,000 80,010.47 0 0 0 8,000 0 426 0
1879 300,000 7,000 20,931.38 117,000 78,820.37 0 3,143.74 0 0 0 483 0
1880 300,000 9,000 20,292.90 180,000 91,380.57 0 0 0 25,000 0 735 0
1881 300,000 15,000 24,302.11 99,000 143,518.28 0 0 0 0 0 867 0
1882 300,000 18,000 21,361.86 135,000 183,298.26 0 0 0 0 0 0 897 0
1883 400,000 34,000 20,668.46 135,000 195,692.60 0 0 0 0 0 0 426 0
1884 400,000 21,000 15,350.76 135,000 162,846.38 0 0 0 0 0 0 840 0
1885 400,000 8,000 10,916.19 133,800 166,364.06 0 0 0 0 0 0 1,251 0
1886 400,000 18,000 7,671.47 135,000 194,632.44 0 299.77 0 0 10,000 0 561 0
1887 400,000 22,000 10,961.71 45,000 253,460.71 0 0 0 0 0 0 0 0
1888 400,000 26,500 7,062.38 45,000 248,960.42 0 0 0 0 15,746.73 0 0 0
1889 300,000 31,000 6,519.95 45,000 268,267.13 0 0 0 0 0 0 364.20 0
1890 300,000 35,000 8,717.83 44,000 404,656.71 0 0 0 0 0 832.28 282 0
1891 300,000 41,500 7,869.78 45,000 291,528.23 0 0 64,497.25 0 0 32.28 203.05 0
1892 300,000 47,500 6,406.21 45,000 269,684.35 0 0 35,487.19 0 0 32.28 183 0
1893 300,000 39,000 3,469.65 45,000 212,825.56 0 0 32,503.46 0 5,000 0 12 0
1894 300,000 6,700 8,531.28 45,000 170,693.97 0 0 11,022.62 20,000 0 0 321.05 0
1895 300,000 8,300 10,800.04 43,890 173,795.71 0 5,742.17 4,231.97 10,000 0 0 184 0
1896 300,000 11,000 13,511.70 45,000 172,017.26 0 0 163.06 0 1,021.44 0 231.31 0
1897 300,000 13,000 26,782.16 44,370 158,625.07 0 10,000 163.06 0 5,290.67 0 33.97 0
1898 300,000 15,750 23,421.67 44,500 195,999.12 0 0 723.06 0 0 0 280.03 0
1899 300,000 5,000 6,061.90 44,400 195,580.29 0 0 723.06 0 0 0 58.79 0
1900 300,000 11,500 7,020.37 49,250 247,705.85 0 0 0 1,501.99 0 0 0 0 355.25 0
1901 300,000 13,500 8,365.78 300,000 252,190.12 0 0 0 545.18 0 0 0 0 310.78 0
1902 300,000 16,500 16,574.01 296,000 300,082.08 0 0 0 0 2,977.02 0 0 0 174.78 0
1903 300,000 19,000 13,171.80 295,200 330,642.36 0 0 0 0 386.16 0 0 0 263.25 0
1904 300,000 21,500 18,406.51 289,700 342,627.05 0 1,731.97 415.38 0 0 0 0 0 345.40 0
1905 150,000 42,419 150,000 499,931
1906 150,000 52,147 150,000 0 516,759 904
1907 150,000 61,059 147,500 0 573,438 2,438
1908 150,000 50,000 11,400 150,000 0 606,726 1,459
1909 150,000 50,000 14,292 147,400 0 697,662 2,100
1910 150,000 50,000 23,064 150,000 0 750,460 2,176
1911 150,000 50,000 29,473 147,747 0 917,451 2,259
1912 150,000 50,000 30,658 149,997 2,688 970,283 2,954
1913 150,000 50,000 30,284 148,498 2,426 1,052,746 3,074
1914 150,000 50,000 33,588 148,997 2,461 1,136,096 3,198
1915 150,000 50,000 34,034 141,998 199,024 957,930 3,326
1916 150,000 50,000 23,003 110,648 201,655 1,055,239 0
1917 150,000 50,000 28,258 64,998 208,695 107,140 60,000
1918 150,000 78,887 64,398 257,178 1,023,288 0
1919 150,000 103,125 62,597 273,580 1,033,035 6,878
1920 150,000 81,060 61,498 286,872 1,003,046 11,142
1921 150,000 79,748 63,298 255,254 991,673 3,860 4,470
1922 150,000 91,832 61,698 267,828 1,013,174 2,331
1923 150,000 93,097 61,498 244,088 1,330,019 6,938
1924 150,000 102,473 62,198 254,081 1,010,154 1,909
1925 150,000 108,650 64,097 326,858 1,057,206 6,266
1926 150,000 107,096 64,097 323,323 1,092,039 6,280 2,697
1927 150,000 105,485 61,998 302,909 1,062,223 9,133 0
1928 150,000 107,109 64,197 405,127 1,181,166 7,208 40,250
1929 150,000 50,000 67,799 64,997 1,582,869 160,000 0
1930 150,000 50,000 76,266 64,997 1,469,012 50,000 0
1931 150,000 50,000 59,135 64,997 1,232,611 45,000 0
1932 150,000 50,000 13,082 64,998 1,126,799 0 444
1933 150,000 50,000 11,204 64,998 1,220,685 0 0
1934 150,000 30,000 14,727 64,998 1,408,748 0 0
1935 150,000 30,000 17,804 1,589,873 0 0
1936 150,000 30,000 24,902 1,579,097 0 0
1937 150,000 31,000 25,169 1,554,238 0 0
1938 150,000 31,000 24,744 1,314,828 0 0
1939‡
1940‡
1941 150,000 33,000 44,802 1,182,937 0 0

‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.