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The First National Bank of

Watkins, New York

Charter
#358
Bank ID
358
Years
1864–1899
Observations
36

Assets

Year assets loans odraft bonds_circ bonds_hand bond_premiums securities_and_mortgages securities due_from_nb due_from_ra due_from_other_nb due_from_other_nb_and_sb due_from_sb real_estate oreo_and_mortgages current_expenses bills_nb checks_and_other currency legal_tender specie lawful_money us_debt redemption_fund due_from_treasurer trade_dollars other_assets
1864 165,327.89 80,814.19 40,550 11,429.07 653.70 2,080.19 1,520.70 28,233.86 46.18
1865 224,699.07 71,346.66 42,000 25,450 10 12,862.74 156 2,052.49 1,955.25 39,865.32 29,000.61
1866 167,989.01 51,831.31 50,000 34,700 293.02 3,241.87 20 2,266.73 4,094.09
1867 179,944.40 55,508.23 334.41 50,000 45,700 544.61 0 4,059.49 0 2,179.36 2,233.21 1,018 865.57 86.52 6,955 0 10,460 0
1868 181,170.19 66,224.15 1,926.69 50,000 26,800 0 0 5,291.65 0 0 2,191.86 2,419.32 4,334 262.94 187.58 21,532 0 0 0
1869 224,335.56 136,569.54 0 50,000 0 548.29 0 16,890.80 1,496.08 27.50 2,500 2,149.55 1,406 1,667.17 183.13 10,802 95.50 0 0
1870 215,550.23 112,735.30 0 50,000 0 896.99 17,000 15,881.73 548.83 68.10 2,000 1,184.07 1,060 4,521.88 241.33 9,412 0 0 0
1871 205,526.84 94,770.53 0 50,000 0 178.21 27,000 15,203.05 236 57.06 2,000 941.98 5,356 784.01 0 9,000 0 0 0
1872 233,172.32 118,611.81 4,014.58 50,000 0 508.47 29,168 14,507.11 152.53 1,471.64 2,000 576.45 1,036 1,908.04 208.94 9,000 8.75 0 0
1873 159,584.83 52,127.22 843.75 50,000 0 0 26,600 8,318.36 91.96 196.14 5,891.42 6,681.30 389 368.44 67.24 7,980 30 0 0
1874 180,634.64 88,042.65 147.09 50,000 0 0 13,400 11,539.24 1,481.33 7,188.02 3,792.75 120 67.50 106.06 2,500 0 0 2,250 0
1875 190,871.67 101,603.62 214.52 50,000 0 0 0 0 16,087.18 7,127.47 7,728.83 2,052.27 467 216.05 124.73 3,000 0 0 2,250 0
1876 199,155.72 120,478.92 479.86 50,000 0 0 0 0 4,400.75 1,141.26 7,885.15 2,046.90 851 1,000.32 166.56 7,500 955 0 2,250 0
1877 194,127.58 108,706.74 72.85 50,000 5,000 0 0 0 6,245.13 464.95 8,032.03 2,511.13 887 419.98 597.77 8,400 540 0 2,250 0
1878 165,030.93 82,999.59 36.04 50,000 300 0 0 0 7,813.28 103.65 8,500 1,390.55 1,882 401.23 109.59 9,100 145 0 2,250 0
1879 186,361.36 108,873.32 7.77 50,000 0 0 0 0 6,422.88 413.86 8,500 2,227.50 982 362.61 31.67 6,000 289.75 0 2,250 0
1880 199,140.75 117,149.33 47.99 50,000 0 900 0 0 7,356.39 766.49 9,278 1,700.41 853 319.76 0.85 6,150 1,768.53 0 2,850 0
1881 215,624.91 132,828.08 141.82 50,000 0 0 0 0 6,416.62 1,467.30 9,278 2,424.44 3,733 806.88 15.34 3,000 3,263.43 0 2,250 0
1882 249,757.22 152,202.49 12.19 50,000 0 3,000 10,078.48 0 3,846.32 801.79 9,299.66 2,085.53 2,210 1,234.49 0 10,150 2,586.37 0 2,250 0
1883 249,426.34 149,807.28 416.06 50,000 0 4,328.87 0 0 7,392.32 7,333.63 9,391.93 2,283 996 2,042.14 106.96 1,525 11,503.15 0 2,300 0
1884 184,996.33 113,943.39 3.26 12,500 100 1,893.50 18,090 0 8,991.67 59.38 9,511.56 1,643.76 1,286 616.97 35.29 5,725 10,034.05 0 562.50 0
1885 200,014.69 140,203.88 58.18 12,500 0 1,875 18,090 0 2,714.96 81.16 10,893.41 1,562.53 273 110.35 41.32 1,100 9,678.80 0 562.50 269.60 0
1886 213,791.96 153,342.23 26.79 12,500 0 1,625 13,500 0 6,866.65 1,361.66 10,891.48 1,852.56 1,299 727.09 48.27 500 8,135.90 0 562.50 0.50 552.33 0
1887 205,756.13 143,628.50 342.43 12,500 0 0 13,500 0 4,629.10 3,917.65 11,172.92 1,013.01 2,725 955.81 72.31 4,800 5,934.90 0 562.50 0 2 0
1888 220,562.43 148,578.72 261.98 12,500 0 0 13,500 0 15,104.02 2,340.24 11,172.92 1,539.76 1,665 242.61 90.48 5,800 7,204.20 0 562.50 0 0 0
1889 213,930.23 150,641.94 11.48 12,500 0 0 12,500 9,896.54 2,531.12 538.02 11,184.67 0 1,691.23 1,780 828.26 144.87 2,000 7,119.60 0 562.50 0 0
1890 198,430.32 140,279.50 674.91 12,500 0 1,841.70 0 12,263.31 1,025.23 1,210.48 11,215.12 4,900 1,512.45 799 332.45 253.42 2,775 6,785.25 0 62.50 0 0
1891 203,676.73 120,304.25 968.94 12,500 0 1,841.70 7,599.83 15,715.13 330.09 134.56 11,383.40 16,025 1,046.01 2,578 548.60 315.72 2,500 9,323 0 562.50 0 0
1892 193,590.49 112,729.16 308.19 12,500 0 0 4,215.83 10,001.75 1,883.66 875.80 11,391.29 25,953 1,535.73 1,141 251.73 267.60 1,600 8,373.25 0 562.50 0 0
1893 215,842.38 116,059.22 56.11 12,500 0 0 2,740.83 12,884.70 638.55 49.20 11,519.39 32,689.32 2,319.28 3,700 576.10 216.18 3,500 15,831 0 562.50 0 0
1894 240,674.85 140,415.87 938.49 12,500 0 0 5,125 11,198.13 465.25 425.28 11,718.58 37,891.34 970 2,403.13 366.03 1,500 14,195.25 0 562.50 0 0
1895 207,664.46 119,592.89 2,104.85 12,500 0 0 2,833.88 5,696.72 312.11 507.11 12,051.98 36,363.91 45 1,167.47 180.04 0 13,746 0 562.50 0 0
1896 263,552.65 148,126.45 637.39 12,500 0 0 3,700 19,853.66 1,269.12 2,349.13 12,051.98 39,831.79 1,210 3,258.38 281.25 1,090 16,831 0 562.50 0 0
1897 270,770.03 152,475.19 551.84 12,500 0 0 3,700 18,651.18 8,784.23 5,118.93 10,000 41,081.94 690 1,094.25 991.72 1,000 13,568.25 0 562.50 0 0
1898 229,255.68 129,495.08 740.49 12,500 0 0 7,290.65 5,109.73 2,628.38 1,519.80 10,500 43,069.42 650 831.58 968.05 1,000 12,390 0 562.50 0 0
1899 190,991.82 91,089.16 376.06 12,500 0 1,375 7,270.45 1,470.57 1,506.38 1,214.60 10,500 51,592.93 835 954.21 261.41 500 8,933.55 0 562.50 50 0

Liabilities & Capital

Year capital surplus undivided_profits notes_nb deposits due_to_nb due_to_sb bills_payable rediscounts
1864 50,000 5,949.91 15,000 93,363 1,014.98
1865 50,000 944.43 6,018.09 36,000 131,736.55
1866 50,000 1,687.66 8,219.76 43,000 65,081.59
1867 50,000 114.83 5,959.18 42,850 80,875.94 144.45 0 0
1868 50,000 599.12 7,005.08 42,185 80,542.67 838.32 0
1869 50,000 3,000 5,396.85 42,700 115,592.47 2,646.24 0 5,000 0
1870 50,000 7,000 4,263.03 43,000 97,081.78 3,974.67 230.75 10,000 0
1871 50,000 7,000 8,528.83 43,000 96,911.34 86.67 0 0 0
1872 50,000 7,000 19,105.50 42,220 114,178.64 655.65 12.53 0 0
1873 50,000 7,000 15,563.90 44,470 42,442.20 8.73 0 100 0
1874 50,000 10,000 12,750.93 44,980 48,903.71 0 0 0 14,000
1875 50,000 13,000 5,122.99 44,000 61,448.68 0 0 0 17,300
1876 50,000 13,000 6,869.97 45,000 70,985.75 0 0 0 13,300
1877 50,000 13,000 4,500.11 45,000 66,027.47 0 0 0 15,600
1878 50,000 13,000 6,078.57 44,400 51,552.36 0 0 0 0
1879 50,000 15,000 7,348.34 45,000 60,756.98 0 756.04 0 7,500
1880 50,000 20,000 4,457.14 45,000 65,139.37 544.24 0 0 14,000
1881 50,000 22,000 3,808.67 45,000 67,920.04 996.20 0 0 25,900
1882 50,000 25,000 4,020.89 45,000 116,656.58 918.73 161.02 0 8,000
1883 50,000 25,000 4,349.94 45,000 104,596.55 1,516.92 0 0 18,962.93
1884 50,000 25,000 4,354.33 11,250 79,092 0 0 0 15,300
1885 50,000 25,000 3,930.38 11,250 66,087.23 0 306.76 17,400 26,040.32
1886 50,000 25,000 5,756.72 11,250 115,485.24 0 0 0 6,300
1887 50,000 30,000 6,364.99 11,250 103,783.65 0 152.24 0 4,205.25
1888 50,000 30,000 3,821.03 11,250 97,659.02 0 2,068.84 0 25,763.54
1889 50,000 30,000 3,415.82 11,250 101,996.93 0 0 0 17,267.48
1890 50,000 25,000 6,172.23 8,050 108,322.65 0 885.44 0 0
1891 50,000 25,000 4,179.75 11,250 88,101.81 0 1,350.12 0 23,795.05
1892 50,000 25,000 3,938.59 11,250 89,080.77 0 247.21 0 14,073.92
1893 50,000 25,000 4,370.99 11,250 113,763.80 0 157.59 0 11,300
1894 50,000 25,000 1,744.94 11,250 136,129.91 0 0 0 16,550
1895 50,000 15,000 1,973.35 11,250 111,786.11 0 0 0 17,655
1896 50,000 15,000 2,800.76 11,250 184,501.89 0 0 0 0
1897 50,000 13,000 3,443.84 11,250 165,896.61 0 0 0 27,179.58
1898 50,000 15,000 0 11,250 128,871.41 585.30 0 0 23,548.97
1899 50,000 15,000 0 11,250 90,555.45 347.36 67.80 0 23,771.21