The Citizens National Bank of
Waco, Texas
Assets
| Year | assets | loans | odraft | bonds_circ | bonds_dep | bond_premiums | securities | securities_usgov | securities_other | due_from_ra | due_from_other_nb | due_from_other_nb_and_sb | due_from_sb | real_estate | oreo_and_mortgages | current_expenses | internal_stamps | exchanges | bills_nb | checks_and_other | currency | legal_tender | specie | cash_and_exchange | lawful_money | cash_exchange_and_reserve | redemption_fund | due_from_treasurer | frb_reserve | other_assets |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1884 | 205,289.81 | 112,001.58 | 85.03 | 25,000 | 0 | 5,992.19 | 0 | 7,692.66 | 8,866.19 | 3,213.57 | 4,327.81 | 0 | 2,065 | 4,431.23 | 85.10 | 27,653 | 2,254 | 1,622.45 | 0 | |||||||||||
| 1885 | 273,781.49 | 170,050.26 | 5,810.71 | 25,000 | 0 | 5,339.99 | 0 | 18,129.28 | 28,035.90 | 3,283.57 | 2,498.93 | 0 | 750 | 419.10 | 75.75 | 12,053 | 1,116.75 | 1,218.25 | 0 | |||||||||||
| 1886 | 300,731.97 | 196,071.28 | 11,678.82 | 25,000 | 0 | 4,831.23 | 0 | 7,974.11 | 27,448.34 | 5,171.17 | 2,803.65 | 0 | 6,000 | 1,075.96 | 49.95 | 10,189 | 1,289.25 | 1,125 | 24.21 | 0 | ||||||||||
| 1887 | 282,173.82 | 180,032.72 | 10,447.59 | 25,000 | 0 | 4,075.85 | 0 | 1,398.38 | 21,631.21 | 5,171.17 | 2,783.79 | 0 | 10,060 | 0 | 39.78 | 17,504 | 2,784 | 1,125 | 120.33 | 0 | ||||||||||
| 1888 | 289,121.05 | 195,415.13 | 6,273.54 | 25,000 | 0 | 3,700 | 0 | 9,289.64 | 15,697.27 | 2,500 | 3,218 | 0 | 1,820 | 4,930.59 | 60.85 | 19,000 | 1,035 | 1,125 | 56.03 | 0 | ||||||||||
| 1889 | 315,233.70 | 217,505.72 | 16,047.73 | 25,000 | 0 | 0 | 0 | 13,108.25 | 4,216.55 | 7,691.02 | 0 | 0 | 3,510.21 | 7,037.18 | 5,190 | 0 | 299.80 | 12,000 | 2,462 | 1,125 | 40.24 | 0 | ||||||||
| 1890 | 503,833.80 | 376,460.68 | 12,050.37 | 25,000 | 0 | 0 | 0 | 16,356.95 | 17,613.02 | 0 | 0 | 0 | 4,456.65 | 2,414.13 | 10,000 | 0 | 189.75 | 30,000 | 8,167.25 | 1,125 | 0 | 0 | ||||||||
| 1891 | 561,630.09 | 429,280.95 | 6,205.22 | 25,000 | 0 | 0 | 0 | 21,750.37 | 30,782.68 | 679.87 | 0 | 0 | 4,060.57 | 1,453.88 | 3,150 | 0 | 19.30 | 30,000 | 8,122.25 | 1,125 | 0 | 0 | ||||||||
| 1892 | 638,042.03 | 517,677.01 | 17,102.60 | 25,000 | 0 | 0 | 0 | 28,844.59 | 12,718.30 | 771.53 | 3,656.80 | 0 | 3,634.83 | 1,868.77 | 4,190 | 0 | 46.85 | 15,000 | 6,405.75 | 1,125 | 0 | 0 | ||||||||
| 1893 | 530,375.43 | 400,570.47 | 4,027.25 | 25,000 | 0 | 0 | 200 | 26,442.27 | 26,659.73 | 0 | 3,500 | 0 | 7,153.09 | 8,702.07 | 2,105 | 0 | 15.55 | 20,000 | 4,875 | 1,125 | 0 | 0 | ||||||||
| 1894 | 615,917.71 | 374,707.82 | 119,481.67 | 25,000 | 0 | 0 | 0 | 1,113.44 | 33,607.77 | 831.27 | 3,500 | 0 | 23,584.13 | 7,560 | 881.50 | 29.11 | 10,000 | 14,496 | 1,125 | 0 | 0 | |||||||||
| 1895 | 678,297.96 | 421,201.27 | 53,078.63 | 25,000 | 50,000 | 5,687.50 | 0 | 29,160.84 | 42,254.16 | 3,266.80 | 3,500 | 0 | 19,422.20 | 3,505 | 1,194.36 | 120.45 | 7,750 | 12,031.75 | 1,125 | 0 | 0 | |||||||||
| 1896 | 553,668.16 | 340,402.19 | 22,501.78 | 25,000 | 50,000 | 5,687.50 | 4,937.63 | 32,186.20 | 8,661.06 | 2,916.60 | 3,500 | 390 | 17,316.88 | 10,340 | 1,706.12 | 230.20 | 18,500 | 8,267 | 1,125 | 0 | 0 | |||||||||
| 1897 | 554,118.16 | 302,101.22 | 20,117.07 | 25,000 | 50,000 | 5,687.50 | 5,565.65 | 43,886.33 | 19,057 | 3,187.23 | 3,500 | 390 | 11,555 | 21,650 | 2,116.96 | 43.70 | 29,750 | 9,385.50 | 1,125 | 0 | 0 | |||||||||
| 1898 | 621,807.42 | 332,924.59 | 11,480.70 | 25,000 | 50,000 | 5,687.50 | 9,175.65 | 85,201.20 | 17,001.53 | 7,085.75 | 3,500 | 390 | 9,759.45 | 20,435 | 2,494.45 | 593.10 | 37,000 | 2,953.50 | 1,125 | 0 | 0 | |||||||||
| 1899 | 724,162.37 | 456,703.71 | 25,819.33 | 25,000 | 50,000 | 5,687.50 | 5,175.65 | 45,440.85 | 9,695.56 | 3,931.81 | 3,937.50 | 0 | 22,072.98 | 15,000 | 1,274.54 | 1,409.19 | 14,250 | 37,638.75 | 1,125 | 0 | 0 | |||||||||
| 1900 | 891,002.15 | 513,920.46 | 48,834.37 | 100,000 | 50,000 | 4,875 | 5,175.65 | 61,633.37 | 6,154.07 | 2,855.27 | 47,484.04 | 5,477.39 | 600 | 9,548.46 | 6,900 | 860.42 | 27.65 | 5,000 | 15,456 | 5,000 | 1,200 | 0 | ||||||||
| 1901 | 1,073,355.24 | 588,665.10 | 42,127 | 100,000 | 50,000 | 4,875 | 5,393.21 | 58,591.70 | 27,963.82 | 6,698.64 | 94,428.21 | 5,677.39 | 0 | 27,630.26 | 3,500 | 7,479.92 | 731.24 | 10,000 | 32,595.75 | 5,000 | 1,998 | 0 | ||||||||
| 1902 | 970,080.49 | 476,014.80 | 26,360.13 | 100,000 | 50,000 | 4,875 | 14,875.65 | 88,685.85 | 14,345.40 | 6,561.30 | 96,528.21 | 5,477.39 | 0 | 6,025.78 | 11,500 | 1,238.40 | 171.83 | 14,000 | 48,420.75 | 5,000 | 0 | 0 | ||||||||
| 1903 | 880,691.56 | 426,460.15 | 46,585.66 | 100,000 | 50,000 | 4,875 | 14,044.52 | 60,006.99 | 19,960.41 | 6,367.93 | 96,528.21 | 4,977.39 | 0 | 8,295.78 | 4,000 | 1,093.22 | 198.05 | 5,500 | 26,798.25 | 5,000 | 0 | 0 | ||||||||
| 1904 | 1,071,655.93 | 530,107.93 | 49,518.06 | 100,000 | 50,000 | 4,875 | 35,844.52 | 53,880.19 | 22,096.08 | 32,267 | 96,528.21 | 4,977.39 | 0 | 0 | 13,901.40 | 31,966 | 16,203.22 | 219.18 | 6,500 | 17,771.75 | 5,000 | 0 | 0 | |||||||
| 1905 | 966,691 | 547,162 | 150,000 | 4,625 | 41,308 | |||||||||||||||||||||||||
| 1906 | 1,217,023 | 760,300 | 154,875 | 101,083 | 111,548 | 89,217 | ||||||||||||||||||||||||
| 1907 | 1,588,184 | 1,052,805 | 154,875 | 101,071 | 167,340 | 112,093 | ||||||||||||||||||||||||
| 1908 | 1,196,726 | 696,406 | 154,875 | 101,071 | 160,927 | 83,447 | ||||||||||||||||||||||||
| 1909 | 1,458,144 | 939,534 | 144,522 | 96,576 | 230,095 | 47,417 | ||||||||||||||||||||||||
| 1910 | 1,589,552 | 1,081,392 | 143,500 | 96,969 | 183,123 | 84,568 | ||||||||||||||||||||||||
| 1911 | 1,462,852 | 775,160 | 291,450 | 100,000 | 222,137 | 74,105 | ||||||||||||||||||||||||
| 1912 | 1,558,197 | 820,163 | 290,000 | 114,954 | 247,318 | 85,762 | ||||||||||||||||||||||||
| 1913 | 1,554,127 | 985,998 | 290,000 | 7,600 | 164,881 | 105,648 | ||||||||||||||||||||||||
| 1914 | 1,395,924 | 814,504 | 290,000 | 7,601 | 148,076 | 105,743 | ||||||||||||||||||||||||
| 1915 | 1,220,027 | 811,537 | 290,000 | 16,601 | 155,278 | 46,811 | ||||||||||||||||||||||||
| 1916 | 1,747,191 | 838,900 | 290,000 | 51,704 | 504,337 | 62,250 | ||||||||||||||||||||||||
| 1917 | 1,851,651 | 921,146 | 315,911 | 29,329 | 216,132 | 368,800 | ||||||||||||||||||||||||
| 1918 | 2,424,060 | 1,199,729 | 572,937 | 10,501 | 440,652 | 181,409 | 17,829 | |||||||||||||||||||||||
| 1919 | 2,474,755 | 1,287,478 | 785,015 | 10,500 | 271,683 | 100,079 | 20,000 | |||||||||||||||||||||||
| 1920 | 3,304,297 | 2,209,582 | 495,859 | 10,500 | 466,157 | 103,699 | 18,500 | |||||||||||||||||||||||
| 1921 | 2,343,346 | 1,340,160 | 500,524 | 15,226 | 383,352 | 54,560 | 49,524 | |||||||||||||||||||||||
| 1922 | 2,573,293 | 1,547,670 | 281,044 | 97,315 | 493,845 | 123,185 | 30,234 | |||||||||||||||||||||||
| 1923 | 3,065,375 | 1,935,279 | 280,000 | 46,467 | 538,770 | 230,506 | 34,353 | |||||||||||||||||||||||
| 1924 | 3,864,241 | 2,196,866 | 281,208 | 224,762 | 917,885 | 213,179 | 30,331 | |||||||||||||||||||||||
| 1925 | 3,703,883 | 2,152,605 | 792,253 | 120,532 | 396,967 | 222,607 | 18,919 | |||||||||||||||||||||||
| 1926 | 4,020,404 | 2,537,868 | 394,684 | 169,869 | 893,206 | 24,777 | ||||||||||||||||||||||||
| 1927 | 5,349,471 | 2,660,723 | 1,290,023 | 316,571 | 1,055,976 | 26,178 | ||||||||||||||||||||||||
| 1928 | 6,659,878 | 2,668,527 | 2,356,667 | 383,670 | 1,228,806 | 22,208 | ||||||||||||||||||||||||
| 1929 | 7,200,097 | 2,861,781 | 2,563,000 | 245,000 | 1,318,175 | 212,141 | ||||||||||||||||||||||||
| 1930 | 7,900,829 | 2,571,910 | 1,963,000 | 723,274 | 2,438,615 | 204,030 | ||||||||||||||||||||||||
| 1931 | 7,265,867 | 3,060,077 | 1,758,000 | 780,559 | 1,428,825 | 238,406 | ||||||||||||||||||||||||
| 1932 | 6,963,467 | 2,576,292 | 1,626,300 | 773,350 | 1,748,305 | 239,220 | ||||||||||||||||||||||||
| 1933 | 7,727,429 | 2,391,548 | 2,734,300 | 748,959 | 1,586,667 | 265,955 | ||||||||||||||||||||||||
| 1934 | 10,114,787 | 1,727,298 | 2,623,950 | 413,563 | 5,099,659 | 250,317 | ||||||||||||||||||||||||
| 1935 | 8,597,251 | 1,703,172 | 2,483,850 | 216,401 | 3,944,220 | 249,608 | ||||||||||||||||||||||||
| 1936 | 8,535,218 | 2,222,559 | 2,675,725 | 205,601 | 3,238,520 | 192,813 | ||||||||||||||||||||||||
| 1937‡ | ||||||||||||||||||||||||||||||
| 1938 | 8,940,272 | 2,891,957 | 3,260,500 | 224,363 | 2,457,848 | 105,604 | ||||||||||||||||||||||||
| 1939‡ | ||||||||||||||||||||||||||||||
| 1940 | 9,971,881 | 3,629,607 | 2,529,100 | 372,849 | 3,375,324 | 65,001 | ||||||||||||||||||||||||
| 1941 | 11,560,985 | 4,261,788 | 2,491,100 | 410,908 | 4,347,188 | 50,001 |
‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.
Liabilities & Capital
| Year | capital | surplus | undivided_profits | surplus_and_undivided_profits | notes_nb | deposits | us_deposits | usdo_deposits | individual_deposits | demand_deposits | time_deposits | due_to_nb | due_to_other_nb | due_to_ra | due_to_sb | due_to_banks | due_to_banks_and_other_liabs | bills_payable | rediscounts | certified_checks | unpaid_dividends | other_liabs |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1884 | 100,000 | 0 | 5,059.47 | 22,500 | 54,022.81 | 0 | 0 | 1,339.82 | 367.71 | 22,000 | 0 | 0 | 0 | 0 | ||||||||
| 1885 | 100,000 | 3,100 | 11,088.34 | 22,500 | 90,529.01 | 0 | 0 | 580.24 | 983.90 | 30,000 | 15,000 | 0 | 0 | 0 | ||||||||
| 1886 | 100,000 | 18,000 | 6,389.29 | 22,500 | 126,763.34 | 0 | 0 | 1,724.27 | 355.07 | 0 | 25,000 | 0 | 0 | 0 | ||||||||
| 1887 | 100,000 | 26,000 | 10,497.10 | 22,500 | 88,192.30 | 0 | 0 | 3,395.44 | 353.98 | 0 | 31,235 | 0 | 0 | 0 | ||||||||
| 1888 | 100,000 | 40,000 | 10,267.21 | 22,500 | 90,049.87 | 0 | 0 | 5,378.15 | 757.75 | 0 | 20,168.07 | 0 | 0 | 0 | ||||||||
| 1889 | 100,000 | 50,000 | 10,555.09 | 22,500 | 109,627.49 | 0 | 0 | 10,268.21 | 2,282.91 | 0 | 10,000 | 0 | 0 | 0 | ||||||||
| 1890 | 100,000 | 70,000 | 14,857.06 | 22,500 | 224,722.23 | 0 | 0 | 11,847.64 | 2,050.02 | 0 | 57,756.85 | 100 | 0 | 0 | ||||||||
| 1891 | 100,000 | 100,000 | 20,761.71 | 22,500 | 226,280.82 | 0 | 0 | 12,405.86 | 47.53 | 0 | 79,634.17 | 0 | 0 | 0 | ||||||||
| 1892 | 100,000 | 100,000 | 28,832.99 | 22,500 | 350,576.04 | 0 | 0 | 13,566.32 | 432.21 | 0 | 21,784.47 | 0 | 350 | 0 | ||||||||
| 1893 | 100,000 | 100,000 | 44,871.04 | 22,500 | 173,968.21 | 0 | 0 | 5,151.98 | 6,040.03 | 0 | 77,844.17 | 0 | 0 | 0 | ||||||||
| 1894 | 100,000 | 100,000 | 43,998.86 | 22,500 | 215,445.59 | 0 | 0 | 51,257.90 | 544.58 | 0 | 82,170.78 | 0 | 0 | 0 | ||||||||
| 1895 | 100,000 | 100,000 | 51,303.27 | 22,500 | 260,192.67 | 30,000 | 0 | 12,687.48 | 10,467.28 | 0 | 91,147.26 | 0 | 0 | 0 | ||||||||
| 1896 | 100,000 | 100,000 | 50,768.71 | 22,500 | 143,798.42 | 40,000 | 0 | 10,694.32 | 2,514.87 | 0 | 83,391.84 | 0 | 0 | 0 | ||||||||
| 1897 | 100,000 | 100,000 | 47,157.23 | 22,500 | 168,485.13 | 40,010.80 | 0 | 17,099.28 | 114.82 | 0 | 58,550.90 | 0 | 200 | 0 | ||||||||
| 1898 | 100,000 | 100,000 | 6,316.17 | 22,500 | 233,542.86 | 44,656.55 | 0 | 25,766.10 | 10,427.48 | 0 | 78,598.26 | 0 | 0 | 0 | ||||||||
| 1899 | 100,000 | 100,000 | 5,294.42 | 22,500 | 331,225.87 | 50,000 | 0 | 15,728.54 | 336.97 | 0 | 99,076.57 | 0 | 0 | 0 | ||||||||
| 1900 | 100,000 | 100,000 | 21,656.23 | 100,000 | 337,144.15 | 47,500 | 0 | 83,772.56 | 0 | 1,813.15 | 0 | 99,066.06 | 0 | 50 | 0 | |||||||
| 1901 | 100,000 | 100,000 | 29,530.34 | 100,000 | 535,712.29 | 50,000 | 0 | 94,989.32 | 0 | 7,213.03 | 0 | 55,860.26 | 0 | 50 | 0 | |||||||
| 1902 | 100,000 | 100,000 | 28,095.49 | 100,000 | 426,822.47 | 50,000 | 0 | 38,494.15 | 0 | 5,187.78 | 0 | 121,480.60 | 0 | 0 | 0 | |||||||
| 1903 | 100,000 | 100,000 | 30,831.96 | 100,000 | 327,253.61 | 50,000 | 0 | 9,071.58 | 30,000 | 3,921.30 | 0 | 129,613.11 | 0 | 0 | 0 | |||||||
| 1904 | 100,000 | 100,000 | 51,653.40 | 100,000 | 470,840.51 | 39,557.81 | 10,442.19 | 41,719.02 | 30,000 | 2,242.25 | 0 | 125,200.75 | 0 | 0 | 0 | |||||||
| 1905 | 100,000 | 161,274 | 100,000 | 605,417 | ||||||||||||||||||
| 1906 | 100,000 | 171,308 | 100,000 | 50,000 | 614,348 | 181,367 | ||||||||||||||||
| 1907 | 100,000 | 193,523 | 100,000 | 50,000 | 909,981 | 234,680 | ||||||||||||||||
| 1908 | 100,000 | 150,000 | 40,195 | 100,000 | 50,000 | 543,806 | 212,725 | |||||||||||||||
| 1909 | 100,000 | 150,000 | 44,764 | 100,000 | 40,050 | 675,859 | 347,471 | |||||||||||||||
| 1910 | 100,000 | 200,000 | 11,623 | 100,000 | 40,052 | 908,186 | 229,691 | |||||||||||||||
| 1911 | 250,000 | 50,000 | 21,718 | 250,000 | 38,277 | 609,369 | 243,488 | |||||||||||||||
| 1912 | 250,000 | 50,000 | 24,715 | 250,000 | 38,282 | 638,069 | 307,131 | |||||||||||||||
| 1913 | 250,000 | 50,000 | 48,177 | 250,000 | 46,542 | 705,280 | 204,128 | |||||||||||||||
| 1914 | 250,000 | 50,000 | 66,073 | 250,000 | 38,792 | 568,737 | 172,322 | |||||||||||||||
| 1915 | 250,000 | 50,000 | 71,138 | 250,000 | 460,292 | 25,537 | 213,060 | |||||||||||||||
| 1916 | 250,000 | 50,000 | 76,923 | 250,000 | 749,533 | 31,794 | 338,944 | |||||||||||||||
| 1917 | 250,000 | 50,000 | 84,148 | 250,000 | 961,043 | 50,720 | 205,740 | |||||||||||||||
| 1918 | 250,000 | 156,319 | 250,000 | 1,283,704 | 47,319 | 436,615 | ||||||||||||||||
| 1919 | 250,000 | 164,335 | 250,000 | 986,645 | 73,348 | 750,427 | ||||||||||||||||
| 1920 | 250,000 | 187,575 | 250,000 | 1,042,171 | 181,892 | 1,392,659 | ||||||||||||||||
| 1921 | 250,000 | 181,329 | 245,998 | 974,702 | 185,343 | 167,974 | 338,000 | |||||||||||||||
| 1922 | 250,000 | 172,586 | 244,798 | 1,203,628 | 254,268 | 347,093 | ||||||||||||||||
| 1923 | 250,000 | 192,778 | 249,997 | 1,357,021 | 414,591 | 454,822 | ||||||||||||||||
| 1924 | 250,000 | 226,597 | 237,097 | 1,753,961 | 630,285 | 735,705 | ||||||||||||||||
| 1925 | 250,000 | 226,790 | 240,397 | 1,493,242 | 869,366 | 506,145 | ||||||||||||||||
| 1926 | 250,000 | 217,775 | 246,897 | 1,799,680 | 1,083,954 | 378,784 | 43,314 | |||||||||||||||
| 1927 | 250,000 | 248,011 | 244,997 | 2,400,195 | 1,539,499 | 644,478 | 22,291 | |||||||||||||||
| 1928 | 250,000 | 221,909 | 243,247 | 3,045,029 | 2,330,187 | 548,289 | 21,217 | |||||||||||||||
| 1929 | 250,000 | 150,000 | 76,349 | 241,897 | 6,459,124 | 0 | 22,723 | |||||||||||||||
| 1930 | 250,000 | 150,000 | 78,393 | 249,995 | 7,152,588 | 0 | 19,850 | |||||||||||||||
| 1931 | 250,000 | 150,000 | 81,264 | 245,438 | 6,519,137 | 0 | 20,028 | |||||||||||||||
| 1932 | 250,000 | 150,000 | 81,196 | 247,960 | 6,234,311 | 0 | 0 | |||||||||||||||
| 1933 | 250,000 | 150,000 | 105,374 | 245,800 | 6,976,255 | 0 | 0 | |||||||||||||||
| 1934 | 250,000 | 150,000 | 131,272 | 244,160 | 9,331,855 | 0 | 7,500 | |||||||||||||||
| 1935 | 250,000 | 155,000 | 132,538 | 8,059,713 | 0 | 0 | ||||||||||||||||
| 1936 | 250,000 | 165,000 | 133,578 | 7,986,640 | 0 | 0 | ||||||||||||||||
| 1937‡ | ||||||||||||||||||||||
| 1938 | 250,000 | 185,000 | 122,809 | 8,382,463 | 0 | 0 | ||||||||||||||||
| 1939‡ | ||||||||||||||||||||||
| 1940 | 250,000 | 205,000 | 145,814 | 9,355,880 | 0 | 15,187 | ||||||||||||||||
| 1941 | 250,000 | 215,000 | 198,034 | 10,897,951 | 0 | 0 |
‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.