The First National Bank of
Ayer, Massachusetts
Assets
| Year | assets | loans | odraft | bonds_circ | bond_premiums | securities | securities_usgov | securities_other | due_from_ra | real_estate | current_expenses | bills_nb | checks_and_other | currency | legal_tender | specie | cash_and_exchange | lawful_money | cash_exchange_and_reserve | redemption_fund | due_from_treasurer | frb_reserve | other_assets |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1884 | 167,941.85 | 128,675.83 | 0 | 20,000 | 4,400 | 0 | 1,408.03 | 1,928.56 | 2,692.60 | 2,235 | 779.95 | 105 | 4,919 | 497.88 | 300 | 0 | |||||||
| 1885 | 210,705.69 | 164,117.80 | 644.25 | 20,000 | 4,180 | 0 | 5,345.87 | 1,812.75 | 2,597.53 | 225 | 68.23 | 107.76 | 8,372 | 2,834.50 | 400 | 0 | |||||||
| 1886 | 216,943.40 | 163,383.11 | 371.44 | 20,000 | 3,960 | 0 | 7,467.01 | 1,700 | 3,016.31 | 1,090 | 164.66 | 92.53 | 8,623 | 6,175.34 | 900 | 0 | 0 | ||||||
| 1887 | 212,765.02 | 162,453.79 | 858.58 | 20,000 | 3,740 | 0 | 1,039.37 | 1,703.75 | 1,731.53 | 330 | 1,661.92 | 156.28 | 11,156 | 7,533.80 | 400 | 0 | 0 | ||||||
| 1888 | 234,453.81 | 174,183.06 | 11.64 | 20,000 | 3,520 | 0 | 9,235.32 | 1,703.75 | 2,024.42 | 1,000 | 3,631.99 | 208.73 | 10,590 | 8,044.90 | 300 | 0 | 0 | ||||||
| 1889 | 224,133.04 | 174,955.54 | 868.72 | 20,000 | 3,300 | 0 | 3,583.84 | 1,719.25 | 1,768 | 455 | 850.68 | 84.16 | 8,882 | 7,365.85 | 300 | 0 | 0 | ||||||
| 1890 | 257,864.25 | 200,350.88 | 200.87 | 20,000 | 3,300 | 0 | 7,272.08 | 1,719.25 | 2,157.88 | 2,160 | 3,362.72 | 57.07 | 8,724 | 8,359.50 | 200 | 0 | 0 | ||||||
| 1891 | 206,923.63 | 138,948.07 | 73.21 | 20,000 | 3,300 | 23,080 | 6,671.17 | 1,728.25 | 1,232.87 | 220 | 0 | 10.46 | 3,200 | 7,559.60 | 0 | 900 | 0 | ||||||
| 1892 | 264,147.52 | 208,517.23 | 200.38 | 20,000 | 2,800 | 0 | 11,443.22 | 1,000 | 931.01 | 627 | 0 | 147.68 | 7,000 | 9,581 | 900 | 1,000 | 0 | ||||||
| 1893 | 268,828 | 207,493.59 | 130.74 | 23,000 | 2,175 | 0 | 17,271.41 | 1,000 | 1,024.02 | 0 | 440 | 95.09 | 6,679 | 8,484.15 | 1,035 | 0 | 0 | ||||||
| 1894 | 366,019.49 | 242,532.58 | 161.75 | 40,000 | 4,000 | 7,210 | 54,421.15 | 1,000 | 0 | 4.04 | 26.27 | 7,400 | 7,463.70 | 1,800 | 0 | 0 | |||||||
| 1895 | 358,062.84 | 263,746.93 | 89.33 | 40,000 | 4,000 | 11,300 | 18,840.66 | 1,000 | 70 | 37.17 | 0.10 | 3,365 | 13,813.65 | 1,800 | 0 | 0 | |||||||
| 1896 | 343,938.41 | 231,226.22 | 103.88 | 50,000 | 3,150 | 11,300 | 28,629.55 | 1,000 | 325 | 1.71 | 60.75 | 2,900 | 12,991.30 | 2,250 | 0 | 0 | |||||||
| 1897 | 383,079.72 | 276,865.80 | 556.72 | 50,000 | 2,500 | 9,750 | 22,984.23 | 0 | 400 | 12.05 | 21.82 | 4,400 | 12,279.10 | 2,250 | 1,060 | 0 | |||||||
| 1898 | 471,178.24 | 335,914.41 | 423.16 | 50,000 | 0 | 9,750 | 43,356.79 | 0 | 830 | 1.77 | 16.02 | 6,000 | 19,825.30 | 2,050 | 3,010.79 | 0 | |||||||
| 1899 | 469,103.57 | 337,145.18 | 1,047.11 | 50,000 | 0 | 11,720 | 44,476.05 | 0 | 535 | 43.27 | 193.96 | 4,000 | 16,293 | 2,250 | 1,400 | 0 | |||||||
| 1900 | 503,025.90 | 384,177.45 | 338.26 | 50,000 | 0 | 28,066.25 | 11,932.75 | 0 | 740 | 3.54 | 96.40 | 5,000 | 18,771.25 | 2,500 | 1,400 | 0 | |||||||
| 1901 | 503,301.99 | 339,151.06 | 572.46 | 50,000 | 0 | 43,220 | 33,745.16 | 0 | 130 | 0 | 9.36 | 12,000 | 21,973.95 | 2,500 | 0 | 0 | |||||||
| 1902 | 461,202.23 | 321,764.48 | 59.18 | 20,000 | 0 | 41,720 | 56,976.92 | 0 | 190 | 1 | 79.80 | 3,455 | 14,955.85 | 1,000 | 1,000 | 0 | |||||||
| 1903 | 431,349.74 | 307,137.67 | 346.73 | 20,000 | 0 | 51,720 | 28,295.09 | 0 | 475 | 5.75 | 53.10 | 5,000 | 17,316.40 | 1,000 | 0 | 0 | |||||||
| 1904 | 427,632.98 | 311,674.52 | 163.57 | 20,000 | 0 | 50,707.50 | 19,150.04 | 0 | 0 | 1,685 | 0 | 41.95 | 8,092 | 15,118.40 | 1,000 | 0 | 0 | ||||||
| 1905 | 533,643 | 341,087 | 20,000 | 67,348 | 24,792 | ||||||||||||||||||
| 1906 | 577,274 | 359,374 | 20,000 | 74,902 | 97,568 | 25,430 | |||||||||||||||||
| 1907 | 499,414 | 342,174 | 20,000 | 84,218 | 23,728 | 29,294 | |||||||||||||||||
| 1908 | 555,207 | 367,398 | 20,000 | 77,812 | 57,880 | 32,117 | |||||||||||||||||
| 1909 | 582,432 | 368,014 | 20,000 | 82,191 | 77,556 | 34,671 | |||||||||||||||||
| 1910 | 610,144 | 384,251 | 20,000 | 86,498 | 87,344 | 32,051 | |||||||||||||||||
| 1911 | 733,949 | 457,510 | 20,000 | 103,210 | 111,787 | 41,442 | |||||||||||||||||
| 1912 | 671,262 | 444,907 | 25,000 | 103,710 | 63,223 | 34,422 | |||||||||||||||||
| 1913 | 579,161 | 414,474 | 25,000 | 90,235 | 20,740 | 28,712 | |||||||||||||||||
| 1914 | 600,655 | 405,104 | 25,000 | 88,700 | 44,807 | 37,044 | |||||||||||||||||
| 1915 | 622,810 | 421,487 | 30,000 | 96,694 | 41,209 | 33,420 | |||||||||||||||||
| 1916 | 732,794 | 484,356 | 20,000 | 118,478 | 75,772 | 34,188 | |||||||||||||||||
| 1917 | 984,284 | 531,074 | 45,000 | 141,802 | 61,220 | 205,188 | |||||||||||||||||
| 1918 | 1,376,382 | 569,042 | 375,960 | 125,434 | 216,939 | 80,000 | 9,007 | ||||||||||||||||
| 1919 | 1,351,564 | 462,566 | 510,960 | 116,422 | 165,760 | 85,000 | 10,856 | ||||||||||||||||
| 1920 | 1,143,589 | 445,030 | 419,250 | 101,004 | 104,043 | 65,000 | 9,262 | ||||||||||||||||
| 1921 | 1,109,045 | 478,645 | 419,250 | 86,319 | 66,767 | 57,000 | 1,064 | ||||||||||||||||
| 1922 | 1,021,690 | 445,441 | 365,000 | 78,819 | 67,736 | 63,000 | 1,694 | ||||||||||||||||
| 1923 | 1,105,249 | 482,282 | 405,370 | 78,319 | 73,097 | 65,000 | 1,181 | ||||||||||||||||
| 1924 | 1,067,087 | 509,779 | 375,000 | 74,749 | 41,549 | 65,010 | 1,000 | ||||||||||||||||
| 1925 | 1,257,134 | 473,472 | 445,000 | 82,787 | 182,800 | 72,000 | 1,075 | ||||||||||||||||
| 1926 | 1,100,700 | 432,785 | 370,021 | 74,302 | 222,283 | 1,309 | |||||||||||||||||
| 1927 | 1,254,686 | 586,069 | 370,021 | 71,253 | 225,911 | 1,432 | |||||||||||||||||
| 1928 | 1,222,533 | 478,967 | 387,521 | 164,325 | 190,490 | 1,230 | |||||||||||||||||
| 1929 | 1,176,762 | 629,122 | 201,024 | 103,785 | 241,746 | 1,085 | |||||||||||||||||
| 1930 | 1,233,653 | 518,066 | 253,500 | 141,633 | 319,328 | 1,126 | |||||||||||||||||
| 1931 | 1,092,394 | 503,161 | 261,000 | 187,704 | 139,285 | 1,244 | |||||||||||||||||
| 1932 | 956,453 | 301,540 | 310,352 | 141,982 | 201,542 | 1,037 | |||||||||||||||||
| 1933 | 1,232,252 | 367,616 | 350,500 | 98,823 | 413,030 | 2,283 | |||||||||||||||||
| 1934 | 1,344,592 | 289,537 | 450,000 | 95,463 | 507,113 | 2,479 | |||||||||||||||||
| 1935‡ | 1,509,056 | ||||||||||||||||||||||
| 1936‡ | |||||||||||||||||||||||
| 1937‡ | |||||||||||||||||||||||
| 1938 | 577 | ||||||||||||||||||||||
| 1939 | 1,497,400 | 231,373 | 589,006 | 199,663 | 477,094 | 264 | |||||||||||||||||
| 1940 | 2,090,991 | 206,207 | 589,006 | 204,725 | 1,090,637 | 416 | |||||||||||||||||
| 1941 | 2,741,906 | 164,982 | 524,006 | 217,225 | 1,830,526 | 5,167 |
‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.
Liabilities & Capital
| Year | capital | surplus | undivided_profits | surplus_and_undivided_profits | notes_nb | deposits | us_deposits | individual_deposits | demand_deposits | time_deposits | due_to_nb | due_to_other_nb | due_to_ra | due_to_sb | due_to_tc_and_sb | due_to_banks | due_to_banks_and_other_liabs | bills_payable | unpaid_dividends | other_liabs |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1884 | 75,000 | 0 | 7,578.98 | 17,400 | 67,962.87 | 0 | 0 | 0 | 0 | 0 | 0 | |||||||||
| 1885 | 75,000 | 6,000 | 5,529.68 | 18,000 | 102,056.01 | 0 | 4,000 | 0 | 0 | 120 | 0 | |||||||||
| 1886 | 75,000 | 10,000 | 4,576.89 | 18,000 | 109,171.51 | 0 | 0 | 0 | 0 | 195 | 0 | |||||||||
| 1887 | 75,000 | 10,600 | 3,602.64 | 17,600 | 105,802.38 | 0 | 0 | 0 | 0 | 160 | 0 | |||||||||
| 1888 | 75,000 | 10,000 | 3,214.07 | 18,000 | 128,019.74 | 0 | 0 | 0 | 0 | 220 | 0 | |||||||||
| 1889 | 75,000 | 12,000 | 4,821.87 | 17,590 | 114,601.17 | 0 | 0 | 0 | 0 | 120 | 0 | |||||||||
| 1890 | 75,000 | 8,225.08 | 4,587.33 | 17,500 | 152,359.34 | 0 | 0 | 0 | 0 | 192.50 | 0 | |||||||||
| 1891 | 75,000 | 0 | 6,962.32 | 18,000 | 106,958.81 | 0 | 0 | 0 | 0 | 2.50 | 0 | |||||||||
| 1892 | 75,000 | 3,000 | 6,411.58 | 18,000 | 161,735.94 | 0 | 0 | 0 | 0 | 0 | 0 | |||||||||
| 1893 | 75,000 | 4,000 | 9,951.78 | 20,700 | 159,176.22 | 0 | 0 | 0 | 0 | 0 | 0 | |||||||||
| 1894 | 75,000 | 5,000 | 12,779.67 | 35,100 | 238,139.82 | 0 | 0 | 0 | 0 | 0 | 0 | |||||||||
| 1895 | 75,000 | 10,500 | 10,258.31 | 36,000 | 226,304.53 | 0 | 0 | 0 | 0 | 0 | 0 | |||||||||
| 1896 | 75,000 | 15,000 | 11,552.65 | 44,350 | 198,010.76 | 0 | 0 | 0 | 0 | 25 | 0 | |||||||||
| 1897 | 75,000 | 15,000 | 13,167.31 | 45,000 | 219,353.16 | 0 | 0 | 15,472.25 | 0 | 87 | 0 | |||||||||
| 1898 | 75,000 | 15,000 | 13,182.92 | 45,000 | 301,287.15 | 0 | 0 | 21,669.17 | 0 | 39 | 0 | |||||||||
| 1899 | 75,000 | 15,000 | 16,991.99 | 45,000 | 307,408.73 | 0 | 224.14 | 9,370.71 | 0 | 108 | 0 | |||||||||
| 1900 | 75,000 | 15,000 | 28,088.49 | 50,000 | 329,235.16 | 0 | 55.83 | 0 | 0 | 5,586.42 | 0 | 60 | 0 | |||||||
| 1901 | 75,000 | 15,000 | 32,606.26 | 50,000 | 308,456.83 | 0 | 948.28 | 0 | 0 | 21,212.62 | 0 | 78 | 0 | |||||||
| 1902 | 75,000 | 15,000 | 39,910.50 | 20,000 | 305,500.70 | 0 | 433.26 | 1,107.97 | 0 | 4,225.80 | 0 | 24 | 0 | |||||||
| 1903 | 75,000 | 15,000 | 28,724.91 | 20,000 | 274,939.88 | 0 | 299.80 | 0 | 0 | 2,310.15 | 15,000 | 75 | 0 | |||||||
| 1904 | 75,000 | 15,000 | 30,040.33 | 20,000 | 278,831.73 | 0 | 0 | 0 | 0 | 8,607.92 | 0 | 153 | 0 | |||||||
| 1905 | 75,000 | 45,101 | 20,000 | 393,540 | ||||||||||||||||
| 1906 | 75,000 | 46,798 | 20,000 | 0 | 425,390 | 10,086 | ||||||||||||||
| 1907 | 75,000 | 51,089 | 20,000 | 0 | 340,810 | 12,515 | ||||||||||||||
| 1908 | 75,000 | 25,000 | 28,608 | 20,000 | 0 | 398,520 | 8,079 | |||||||||||||
| 1909 | 75,000 | 25,000 | 33,355 | 20,000 | 0 | 419,809 | 9,268 | |||||||||||||
| 1910 | 75,000 | 25,000 | 39,627 | 20,000 | 0 | 443,307 | 7,210 | |||||||||||||
| 1911 | 75,000 | 50,000 | 22,955 | 19,500 | 0 | 559,987 | 6,507 | |||||||||||||
| 1912 | 75,000 | 50,000 | 29,657 | 20,000 | 1,435 | 476,199 | 18,971 | |||||||||||||
| 1913 | 75,000 | 50,000 | 33,565 | 20,000 | 2,116 | 377,317 | 21,163 | |||||||||||||
| 1914 | 75,000 | 50,000 | 40,985 | 13,100 | 4,091 | 412,729 | 4,750 | |||||||||||||
| 1915 | 75,000 | 50,000 | 32,780 | 20,000 | 418,282 | 0 | 26,748 | |||||||||||||
| 1916 | 75,000 | 50,000 | 32,828 | 19,500 | 539,096 | 0 | 16,370 | |||||||||||||
| 1917 | 75,000 | 50,000 | 35,806 | 19,700 | 738,106 | 26,075 | 39,597 | |||||||||||||
| 1918 | 75,000 | 84,563 | 20,000 | 1,132,412 | 19,423 | 44,984 | ||||||||||||||
| 1919 | 75,000 | 94,944 | 20,000 | 1,098,155 | 13,783 | 49,682 | ||||||||||||||
| 1920 | 75,000 | 100,688 | 20,000 | 913,555 | 13,428 | 20,918 | ||||||||||||||
| 1921 | 75,000 | 99,582 | 19,600 | 789,349 | 639 | 24,875 | 100,000 | |||||||||||||
| 1922 | 75,000 | 105,467 | 20,000 | 788,757 | 2,347 | 30,119 | ||||||||||||||
| 1923 | 75,000 | 108,496 | 19,200 | 868,463 | 4,461 | 29,629 | ||||||||||||||
| 1924 | 75,000 | 116,789 | 20,000 | 826,522 | 3,942 | 24,834 | ||||||||||||||
| 1925 | 75,000 | 111,786 | 18,900 | 981,108 | 3,563 | 26,777 | ||||||||||||||
| 1926 | 75,000 | 117,881 | 20,000 | 852,665 | 2,157 | 32,997 | 0 | |||||||||||||
| 1927 | 75,000 | 122,775 | 20,000 | 1,006,706 | 945 | 29,260 | 0 | |||||||||||||
| 1928 | 75,000 | 126,217 | 20,000 | 929,425 | 745 | 71,146 | 0 | |||||||||||||
| 1929 | 75,000 | 100,000 | 31,888 | 20,000 | 949,874 | 0 | 0 | |||||||||||||
| 1930 | 100,000 | 100,000 | 34,870 | 20,000 | 978,783 | 0 | 0 | |||||||||||||
| 1931 | 100,000 | 100,000 | 26,634 | 20,000 | 845,760 | 0 | 0 | |||||||||||||
| 1932 | 100,000 | 100,000 | 17,745 | 20,000 | 718,708 | 0 | 0 | |||||||||||||
| 1933 | 100,000 | 100,000 | 22,511 | 20,000 | 989,741 | 0 | 0 | |||||||||||||
| 1934 | 100,000 | 100,000 | 23,219 | 20,000 | 1,101,373 | 0 | 0 | |||||||||||||
| 1935‡ | ||||||||||||||||||||
| 1936‡ | ||||||||||||||||||||
| 1937‡ | ||||||||||||||||||||
| 1938 | 0 | 0 | ||||||||||||||||||
| 1939 | 100,000 | 100,000 | 31,493 | 1,265,907 | 0 | 0 | ||||||||||||||
| 1940 | 100,000 | 100,000 | 35,316 | 1,855,675 | 0 | 0 | ||||||||||||||
| 1941 | 100,000 | 100,000 | 34,257 | 2,507,529 | 0 | 120 |
‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.