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The First National Bank of

Richfield Springs, New York

Charter
#2651
Bank ID
2651
Years
1882–1941
Observations
60

Assets

Year assets loans odraft bonds_circ bonds_hand bond_premiums securities_and_mortgages securities securities_usgov securities_other due_from_ra due_from_other_nb due_from_other_nb_and_sb due_from_sb real_estate oreo_and_mortgages current_expenses internal_stamps bills_nb checks_and_other currency legal_tender specie cash_and_exchange lawful_money cash_exchange_and_reserve redemption_fund due_from_treasurer frb_reserve other_assets
1882 182,336.03 90,981.85 0 50,000 0 5,487.50 1,100 0 14,050.67 7,214.68 1,000 604.30 952 927.07 32.96 7,585 1,050 1,350 0
1883 219,471.13 111,053.54 67.66 50,000 0 4,500 400 0 16,296.07 5,297.43 13,749.72 527.65 0 1,102.80 8.26 10,687 2,030 3,751 0
1884 342,826.07 197,968.78 124.13 50,000 20,000 7,725 0 0 26,545 4,926.61 16,500 716.50 0 608.98 5.07 13,846 1,610 2,250 0
1885 378,198.50 193,242.91 102.97 84,000 0 9,500 0 0 44,779.78 4,985.97 15,500 977.87 0 401.76 6.24 13,386 7,535 3,780 0
1886 341,507.07 227,364.73 14.20 40,000 0 3,000 9,000 0 26,550.08 349.89 16,300 1,035.31 0 34.04 32.82 11,386 4,640 1,800 0 0
1887 322,502.04 222,149.20 560.28 30,000 0 1,500 8,400 0 25,498.19 840.97 14,500 1,106.21 0 379.95 181.24 12,036 4,000 1,350 0 0
1888 343,056.24 230,913.19 1,351.57 30,000 0 0 12,800 0 31,057.22 805.91 15,000 1,103.44 0 1,368.30 18.61 13,718 3,570 1,350 0 0
1889 343,376.80 210,754.63 241.96 30,000 0 0 13,800 40,132.98 1,629.42 12.48 15,000 6,200 1,383.41 950 285.19 65.73 11,031 10,540 1,350 0 0
1890 349,308.86 225,014.98 326.53 30,000 0 0 15,100 30,552.69 1,005.36 500 14,000 6,200 1,474.48 375 297.25 151.57 13,213 9,748 1,350 0 0
1891 400,615.98 237,212.24 646.84 30,000 0 0 22,135.65 52,078.55 4,261.52 0 14,000 6,200 1,650.58 0 1,004.32 66.08 22,960 7,050.20 1,350 0 0
1892 472,967.30 288,395.74 154.16 30,000 0 0 32,926.91 59,646.34 311.99 0 14,000 6,000 1,189.12 105.69 106.35 0 23,000 15,781 1,350 0 0
1893 441,457.72 298,951.76 453.59 30,000 0 0 40,312.69 7,418.36 864.80 3,025.41 13,500 5,500 868.30 0 26.91 3.40 23,205 15,977.50 1,350 0 0
1894 464,215.39 281,553.01 289.22 30,000 0 0 47,122.39 47,940.14 163.46 35 13,000 5,000 0 498.90 200.27 23,000 14,063 1,350 0 0
1895 441,421.93 289,736.11 127.35 30,000 0 0 53,977.42 22,802.18 473.40 17.70 13,000 4,000 0 751.17 11.10 17,199 7,976.50 1,350 0 0
1896 388,155.56 247,107.64 200.04 40,000 4,000 1,685 35,815.50 16,871.60 46.50 194.50 13,000 3,000 0 375.73 277.05 20,182 3,600 1,800 0 0
1897 378,283.20 234,485.49 114.08 40,000 0 1,000 32,752.96 12,945.99 616.94 1.15 13,000 9,378.22 0 310.55 210.82 26,322 5,345 1,800 0 0
1898 348,145.50 204,507.83 96.82 40,000 2,000 4,500 27,289.54 21,424.29 127.64 989.37 13,000 6,248 0 794.05 115.16 20,842 4,410.80 1,800 0 0
1899 390,863.86 220,879.06 685.56 40,000 0 4,500 35,835.20 36,654.58 1,864.35 0 13,000 4,000 0 370 214.11 21,381 9,680 1,800 0 0
1900 456,163.69 234,760.52 91.59 60,000 0 0 33,024.69 68,331.36 4,358.82 0 13,000 0 300 0 1,040.50 151.16 26,000 11,905.05 3,000 200 0
1901 435,821.89 236,818.76 722.81 60,000 0 0 56,807.40 22,310.96 5,120.02 9,669.82 12,500 0 200 0 1,590.49 104.63 21,029 5,948 3,000 0 0
1902 504,888.53 260,661.31 1,553.23 60,000 0 0 67,837.66 62,265.87 2,900.92 9,926.17 12,000 0 0 0 681.64 60.28 19,000 4,301.45 3,000 700 0
1903 546,277.06 289,704.96 887.38 60,000 0 0 95,498.08 43,150.34 3,291.57 9,013.81 11,000 0 0 0 0 102.92 20,063 9,265 3,000 1,300 0
1904 566,897.46 253,560.75 650.96 60,000 0 0 120,707.29 79,358.38 1,387.99 8,018.08 11,000 0 0 0 1,000 65.71 101.15 16,749 10,548.15 3,000 750 0
1905 582,504 242,801 60,000 178,623 23,440
1906 594,520 224,929 60,000 203,349 83,062 23,180
1907 636,661 236,738 60,000 258,049 51,453 30,421
1908 550,020 181,251 30,000 257,871 55,838 25,060
1909 606,570 191,832 50,000 263,686 67,905 33,145
1910 698,097 262,817 50,000 279,697 74,635 30,948
1911 781,403 287,845 52,000 324,853 77,775 38,930
1912 851,310 300,909 52,000 374,726 81,802 38,813
1913 845,012 309,693 50,000 365,288 77,237 42,794
1914 862,187 353,777 50,000 351,047 63,864 43,499
1915 921,553 367,301 50,000 401,646 70,446 32,160
1916 1,014,277 389,430 50,000 444,232 100,806 29,809
1917 1,197,029 431,800 121,200 492,077 52,561 99,391
1918 1,331,546 393,710 366,900 462,052 51,795 54,589 2,500
1919 1,603,203 581,846 372,009 477,046 113,590 55,526 3,186
1920 1,826,682 819,145 360,875 496,584 84,236 59,284 6,558
1921 1,788,012 827,162 280,950 537,515 80,035 60,072 2,278
1922 1,797,749 726,597 256,679 707,350 38,860 59,103 9,160
1923 1,914,742 764,620 227,231 816,558 28,672 75,308 2,353
1924 2,035,918 726,756 180,400 987,754 58,507 77,189 5,312
1925 2,094,734 748,137 139,000 1,082,190 60,710 62,101 2,596
1926 2,086,444 767,601 117,000 1,079,380 119,447 3,016
1927 2,252,389 861,432 104,000 1,133,143 149,784 4,030
1928 2,270,362 981,789 143,400 1,039,737 100,338 5,098
1929 2,245,461 1,097,744 100,000 902,152 127,183 18,382
1930 2,286,518 1,341,242 75,000 723,495 123,721 23,060
1931 2,113,599 1,248,577 79,600 644,586 113,487 27,349
1932 1,839,336 1,057,980 84,417 568,123 99,873 28,943
1933 1,741,895 964,639 124,642 480,466 140,223 31,925
1934 1,837,431 816,136 249,688 581,553 157,202 32,852
1935 1,849,472 740,706 243,519 636,392 197,508 31,347
1936 1,850,942 713,004 368,717 526,878 211,438 30,905
1937 2,077,700 632,746 633,385 534,673 241,134 35,762
1938 1,835,665 550,463 677,371 394,055 178,180 35,596
1939 1,722,359 567,787 611,880 301,011 212,118 29,563
1940 1,686,931 533,822 656,999 264,682 193,272 38,156
1941

Liabilities & Capital

Year capital surplus undivided_profits surplus_and_undivided_profits notes_nb deposits us_deposits individual_deposits demand_deposits time_deposits due_to_nb due_to_other_nb due_to_sb due_to_tc_and_sb due_to_banks due_to_banks_and_other_liabs bills_payable certified_checks unpaid_dividends other_liabs
1882 50,000 0 2,383.68 26,000 103,866.16 0 86.19 0 0 0 0 0
1883 50,000 2,000 2,471.86 42,000 120,000.42 0 1,231.15 1,767.70 0 0 0 0
1884 100,000 15,000 4,169.76 45,000 178,551.18 0 85 20.13 0 0 0 0
1885 100,000 16,000 5,300.94 75,600 179,333.32 0 1,316.47 197.77 0 0 450 0
1886 100,000 18,000 7,509.23 36,000 179,007.93 0 734.91 0 0 0 255 0
1887 100,000 20,000 6,038.40 27,000 168,705.36 0 218.28 0 0 0 540 0
1888 100,000 20,000 5,403.12 27,000 188,747.08 0 926.24 442.80 0 0 537 0
1889 100,000 20,000 7,932.64 27,000 185,745.12 0 991.96 1,468.08 0 0 239 0
1890 100,000 20,000 9,682.54 26,300 189,362.79 0 2,689 140.53 0 600 534 0
1891 100,000 20,000 11,301 26,640 240,244.60 0 2,020.48 79.54 0 0 330 0
1892 100,000 20,000 11,501.55 27,000 308,880.36 0 3,919.47 1,222.92 0 0 443 0
1893 100,000 20,000 12,779.45 26,330 280,287.31 0 1,973.07 13.89 0 0 74 0
1894 100,000 20,000 9,867.35 27,000 302,931.40 0 4,316.64 100 0 0 0 0
1895 100,000 20,000 11,590.92 26,185 282,959.16 0 670.11 16.74 0 0 0 0
1896 100,000 20,000 6,633.46 35,600 224,643.70 0 1,278.40 0 0 0 0 0
1897 100,000 10,000 5,944 35,060 224,045.76 0 1,399.28 34.16 0 0 0 1,800
1898 100,000 10,500 7,187.40 35,355 193,694.57 0 1,408.53 0 0 0 0 0
1899 100,000 11,500 6,558.36 34,000 237,430.14 0 937.36 0 0 0 438 0
1900 100,000 13,000 3,623.07 58,140 279,534.38 0 1,466.24 0 0 0 0 400 0
1901 100,000 15,000 1,949.90 60,000 258,729.64 0 122.35 0 0 0 0 20 0
1902 100,000 16,000 2,156.13 60,000 325,932.40 0 0 0 0 0 0 0 800
1903 100,000 17,000 3,498.81 60,000 364,195.91 0 304.79 0 0 0 0 0 1,277.55
1904 100,000 18,500 699.59 60,000 386,418.02 0 5.14 0 159.16 0 0 0 1,115.55
1905 100,000 19,844 57,500 404,044
1906 100,000 20,152 60,000 0 414,368 0
1907 100,000 22,122 58,900 0 455,269 370
1908 50,000 20,000 2,466 30,000 0 447,250 304
1909 50,000 20,000 2,003 49,300 0 485,267 0
1910 50,000 20,000 9,130 49,000 0 569,401 500
1911 50,000 20,000 16,242 49,400 0 644,812 949
1912 50,000 30,000 19,405 49,000 163 702,272 470
1913 50,000 35,000 17,373 49,400 263 691,397 1,577
1914 50,000 45,000 14,962 49,200 1,822 700,165 1,038
1915 50,000 45,000 16,370 49,000 287,158 473,968 57
1916 50,000 50,000 21,584 49,275 299,533 543,885 0
1917 50,000 50,000 22,177 49,925 286,212 738,715 0
1918 50,000 68,283 30,000 264,081 919,182 0
1919 50,000 70,189 37,760 387,915 1,053,696 3,643
1920 50,000 69,133 39,700 407,990 1,250,571 9,288
1921 50,000 78,305 39,300 357,786 1,262,581 40 0
1922 50,000 91,561 40,000 281,587 1,334,462 139
1923 50,000 100,108 40,000 342,480 1,381,807 347
1924 100,000 113,573 59,000 315,304 1,447,892 149
1925 100,000 117,417 50,000 354,779 1,472,437 101
1926 100,000 109,101 48,600 319,876 1,508,073 794 0
1927 100,000 143,326 47,900 344,461 1,610,415 6,287 0
1928 100,000 127,191 48,300 304,417 1,675,618 2,836 12,000
1929 100,000 100,000 53,781 50,000 1,884,080 47,600 0
1930 100,000 100,000 40,342 50,000 1,996,176 0 0
1931 100,000 100,000 9,922 50,000 1,829,677 24,000 0
1932 100,000 85,000 3,729 50,000 1,600,607 0 0
1933 100,000 50,000 7,939 50,000 1,533,956 0 0
1934 225,000 25,000 4,066 50,000 1,533,365 0 0
1935 225,000 25,000 15,249 1,584,223 0 0
1936 225,000 25,000 20,196 1,580,746 0 0
1937 224,000 26,000 27,458 1,800,242 0 0
1938 222,000 28,000 39,384 1,546,281 0 0
1939 205,000 45,000 16,163 1,456,196 0 0
1940 195,000 55,000 8,219 1,428,712 0 0
1941 0 18