The Citizens National Bank of
Romeo, Michigan
Assets
| Year | assets | loans | odraft | bonds_circ | bond_premiums | securities_and_mortgages | securities | securities_usgov | securities_other | due_from_ra | due_from_other_nb | due_from_other_nb_and_sb | real_estate | oreo_and_mortgages | current_expenses | bills_nb | checks_and_other | currency | legal_tender | specie | cash_and_exchange | lawful_money | cash_exchange_and_reserve | redemption_fund | due_from_treasurer | frb_reserve | other_assets |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1874‡ | |||||||||||||||||||||||||||
| 1875 | 194,660.37 | 106,347.17 | 0 | 34,000 | 4,345 | 0 | 0 | 22,289.25 | 0 | 9,937.86 | 374.52 | 383 | 7,401.87 | 51.70 | 8,000 | 0 | 1,530 | 0 | |||||||||
| 1876 | 209,590.74 | 109,709.04 | 0 | 34,000 | 4,345 | 0 | 0 | 32,751.91 | 0 | 10,354.36 | 489.46 | 2,030 | 8,717.07 | 41.60 | 5,500 | 122.30 | 1,530 | 0 | |||||||||
| 1877 | 191,017.99 | 129,993 | 0 | 34,000 | 3,000 | 0 | 0 | 2,986.93 | 2,755.36 | 10,354.36 | 35.97 | 945 | 151.76 | 81.66 | 5,000 | 183.95 | 1,530 | 0 | |||||||||
| 1878 | 198,925.14 | 128,447.48 | 198.35 | 34,000 | 0 | 0 | 0 | 10,041.26 | 2,241.66 | 10,354.36 | 471.40 | 2,620 | 537.01 | 59.97 | 7,000 | 1,423.65 | 1,530 | 0 | |||||||||
| 1879 | 222,526.54 | 134,787.72 | 15.17 | 50,000 | 0 | 0 | 0 | 15,919.79 | 521.46 | 10,354.36 | 54.37 | 1,030 | 62.67 | 4.75 | 6,000 | 1,526.25 | 2,250 | 0 | |||||||||
| 1880 | 234,345.90 | 149,393.25 | 0 | 50,000 | 0 | 0 | 0 | 4,732.27 | 2,934.17 | 10,354.36 | 195.35 | 5,980 | 313.74 | 23.46 | 6,000 | 2,169.30 | 2,250 | 0 | |||||||||
| 1881 | 246,767.99 | 126,256.24 | 221.34 | 50,000 | 0 | 0 | 0 | 32,752.01 | 0 | 10,754.36 | 471.16 | 8,871 | 450.28 | 7.15 | 6,000 | 8,734.45 | 2,250 | 0 | |||||||||
| 1882 | 248,799.97 | 102,295.03 | 127.23 | 50,000 | 0 | 100 | 0 | 30,571.14 | 31,506.58 | 10,754.36 | 416.20 | 7,409 | 486.36 | 9.77 | 4,000 | 8,874.30 | 2,250 | 0 | |||||||||
| 1883 | 242,127.03 | 156,884.36 | 0 | 50,000 | 0 | 0 | 0 | 7,490.30 | 2,964.01 | 10,754.36 | 216.54 | 3,676 | 742.73 | 13.03 | 3,500 | 3,635.70 | 2,250 | 0 | |||||||||
| 1884 | 211,740.43 | 117,290.95 | 105.64 | 50,000 | 0 | 0 | 0 | 13,166.33 | 2,177.71 | 10,754.36 | 532.65 | 2,372 | 1,646.75 | 8.99 | 3,000 | 8,435.05 | 2,250 | 0 | |||||||||
| 1885 | 216,035.97 | 129,360.67 | 0 | 50,000 | 0 | 0 | 0 | 3,946.56 | 1,980.18 | 10,754.36 | 522.69 | 2,187 | 863.03 | 26.93 | 3,000 | 11,144.55 | 2,250 | 0 | |||||||||
| 1886 | 236,601.09 | 133,263.30 | 903.04 | 50,000 | 0 | 0 | 0 | 6,335.43 | 5,346.85 | 10,354.36 | 425.77 | 3,916 | 2,333.54 | 13.55 | 3,000 | 18,459.25 | 2,250 | 0 | 0 | ||||||||
| 1887 | 226,380.59 | 123,217.18 | 286.15 | 25,000 | 0 | 0 | 0 | 15,986.60 | 13,364.69 | 10,354.36 | 430.16 | 5,041 | 998.34 | 11.51 | 3,000 | 27,565.60 | 1,125 | 0 | 0 | ||||||||
| 1888 | 209,205.67 | 142,301.43 | 12.49 | 25,000 | 0 | 0 | 0 | 15,037.61 | 113 | 12,154.36 | 427.11 | 5,018 | 1,093.64 | 17.48 | 0 | 6,805.55 | 1,125 | 100 | 0 | ||||||||
| 1889 | 217,829.88 | 139,689.50 | 61.57 | 25,000 | 0 | 0 | 26,716.61 | 35 | 10,354.36 | 1,800 | 462.83 | 2,937 | 1,161.29 | 64.32 | 0 | 8,422.40 | 1,125 | 0 | 0 | ||||||||
| 1890 | 210,735.45 | 137,094.49 | 281.34 | 25,000 | 0 | 0 | 23,522.30 | 443.31 | 10,354.36 | 1,800 | 52.02 | 1,342 | 1,094.93 | 27.85 | 0 | 8,597.85 | 1,125 | 0 | 0 | ||||||||
| 1891 | 221,879.53 | 153,365.13 | 90.24 | 25,000 | 0 | 0 | 20,038.40 | 401.35 | 10,354.36 | 2,600 | 40.15 | 2,502 | 1,546.37 | 91.13 | 1,000 | 3,725.40 | 1,125 | 0 | 0 | ||||||||
| 1892 | 222,513.99 | 155,132.78 | 272.16 | 25,000 | 0 | 0 | 17,308.54 | 201 | 10,354.36 | 1,314.37 | 72.37 | 2,380 | 781.30 | 51.26 | 1,000 | 7,520.85 | 1,125 | 0 | 0 | ||||||||
| 1893 | 214,589.60 | 156,045.88 | 0 | 25,000 | 0 | 0 | 11,007.68 | 12 | 9,400 | 1,314.37 | 538.46 | 3,515 | 248 | 41.91 | 0 | 6,841.30 | 625 | 0 | 0 | ||||||||
| 1894 | 206,328.77 | 147,437.01 | 197.94 | 25,000 | 0 | 0 | 10,238.78 | 75.87 | 9,400 | 4,000 | 832 | 1,112.85 | 25.12 | 0 | 6,884.20 | 1,125 | 0 | 0 | |||||||||
| 1895 | 199,550.57 | 148,769.70 | 205.40 | 25,000 | 0 | 0 | 3,168.09 | 134.30 | 9,400 | 2,630 | 3,494 | 352.37 | 31.01 | 0 | 5,240.70 | 1,125 | 0 | 0 | |||||||||
| 1896 | 204,592.06 | 155,700.91 | 228.17 | 25,000 | 0 | 0 | 4,820.79 | 78.65 | 9,400 | 0 | 1,574 | 1,091.96 | 24.38 | 0 | 5,548.20 | 1,125 | 0 | 0 | |||||||||
| 1897 | 225,956.82 | 147,151.42 | 300.66 | 25,000 | 0 | 0 | 28,431.82 | 79.71 | 9,400 | 3,500 | 2,320 | 3,030.87 | 16.29 | 0 | 5,511.05 | 1,125 | 90 | 0 | |||||||||
| 1898 | 191,732.87 | 100,066.76 | 565.67 | 25,000 | 0 | 0 | 40,893.37 | 141.23 | 7,400 | 3,500 | 3,093 | 3,216.61 | 51.93 | 0 | 6,679.30 | 1,125 | 0 | 0 | |||||||||
| 1899 | 220,656.96 | 100,535.69 | 384.25 | 25,000 | 0 | 0 | 59,666.97 | 99.59 | 7,400 | 9,601.07 | 2,919 | 6,477.36 | 85.08 | 0 | 7,362.95 | 1,125 | 0 | 0 | |||||||||
| 1900 | 222,688.48 | 104,890.04 | 493.89 | 25,000 | 0 | 0 | 54,467.20 | 25 | 7,400 | 10,500 | 3,869 | 7,015.36 | 27.54 | 0 | 7,750.45 | 1,250 | 0 | 0 | |||||||||
| 1901 | 206,392.39 | 128,812.48 | 1,457.20 | 25,000 | 0 | 5,000 | 18,554.95 | 75.25 | 6,000 | 10,500 | 2,547 | 791.97 | 9.99 | 0 | 6,313.55 | 1,250 | 80 | 0 | |||||||||
| 1902 | 206,732.38 | 126,986.23 | 521.19 | 25,000 | 0 | 10,000 | 16,935.57 | 90 | 6,000 | 10,500 | 1,652 | 1,003.21 | 29.63 | 0 | 6,764.55 | 1,250 | 0 | 0 | |||||||||
| 1903 | 196,951.10 | 111,904.88 | 359.10 | 25,000 | 0 | 19,000 | 11,900.39 | 604.46 | 6,000 | 10,500 | 2,290 | 1,696.59 | 15.98 | 0 | 6,429.70 | 1,250 | 0 | 0 | |||||||||
| 1904 | 204,593.80 | 113,216.24 | 2,894.59 | 25,000 | 0 | 19,000 | 17,131.64 | 92.46 | 6,000 | 10,460 | 0 | 1,474 | 608.95 | 38.67 | 0 | 7,427.25 | 1,250 | 0 | 0 | ||||||||
| 1905 | 209,638 | 109,330 | 25,000 | 14,750 | 8,097 | ||||||||||||||||||||||
| 1906 | 213,228 | 105,855 | 25,000 | 21,200 | 54,319 | 6,854 | |||||||||||||||||||||
| 1907 | 227,336 | 143,049 | 25,000 | 26,050 | 26,517 | 6,720 | |||||||||||||||||||||
| 1908 | 214,612 | 123,463 | 25,000 | 32,550 | 23,650 | 9,949 | |||||||||||||||||||||
| 1909 | 203,776 | 118,775 | 25,000 | 35,050 | 14,741 | 9,200 | |||||||||||||||||||||
| 1910 | 233,077 | 143,053 | 25,000 | 41,050 | 13,861 | 10,113 | |||||||||||||||||||||
| 1911 | 238,964 | 136,579 | 25,000 | 43,850 | 22,526 | 11,009 | |||||||||||||||||||||
| 1912 | 313,357 | 182,215 | 50,000 | 52,050 | 18,003 | 11,089 | |||||||||||||||||||||
| 1913 | 399,664 | 256,020 | 50,000 | 52,030 | 29,762 | 11,832 | |||||||||||||||||||||
| 1914 | 496,984 | 320,745 | 50,000 | 60,050 | 51,613 | 14,576 | |||||||||||||||||||||
| 1915 | 520,933 | 364,297 | 50,000 | 63,626 | 33,521 | 9,489 | |||||||||||||||||||||
| 1916 | 566,538 | 375,095 | 50,000 | 89,673 | 34,946 | 14,144 | |||||||||||||||||||||
| 1917 | 610,242 | 411,288 | 62,000 | 107,713 | 17,097 | 12,145 | |||||||||||||||||||||
| 1918 | 682,929 | 399,827 | 150,200 | 99,663 | 14,423 | 15,896 | 2,920 | ||||||||||||||||||||
| 1919 | 901,472 | 357,959 | 318,650 | 173,753 | 24,104 | 24,506 | 2,500 | ||||||||||||||||||||
| 1920 | 842,427 | 447,704 | 133,850 | 207,794 | 31,485 | 19,094 | 2,500 | ||||||||||||||||||||
| 1921 | 898,913 | 521,428 | 133,600 | 204,545 | 13,834 | 22,025 | 3,481 | ||||||||||||||||||||
| 1922 | 788,567 | 532,338 | 50,000 | 158,503 | 12,432 | 32,728 | 2,561 | ||||||||||||||||||||
| 1923 | 795,942 | 543,934 | 50,000 | 145,951 | 30,127 | 23,073 | 2,857 | ||||||||||||||||||||
| 1924 | 853,915 | 603,221 | 50,000 | 157,525 | 10,322 | 28,608 | 4,229 | ||||||||||||||||||||
| 1925 | 943,861 | 630,552 | 50,000 | 203,880 | 26,981 | 20,222 | 12,225 | ||||||||||||||||||||
| 1926 | 1,015,785 | 706,305 | 50,000 | 203,977 | 51,181 | 4,322 | |||||||||||||||||||||
| 1927 | 1,109,794 | 714,635 | 50,000 | 238,659 | 102,666 | 3,834 | |||||||||||||||||||||
| 1928 | 1,006,470 | 695,775 | 50,000 | 207,763 | 45,314 | 7,618 | |||||||||||||||||||||
| 1929 | 1,019,802 | 724,592 | 50,000 | 75,300 | 40,979 | 128,931 | |||||||||||||||||||||
| 1930 | 996,337 | 692,015 | 50,000 | 84,650 | 47,063 | 122,609 | |||||||||||||||||||||
| 1931 | 865,232 | 606,151 | 50,000 | 51,385 | 34,869 | 122,827 | |||||||||||||||||||||
| 1932 | 713,155 | 462,225 | 50,000 | 35,200 | 35,187 | 130,543 |
‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.
Liabilities & Capital
| Year | capital | surplus | undivided_profits | surplus_and_undivided_profits | notes_nb | deposits | us_deposits | individual_deposits | demand_deposits | time_deposits | due_to_nb | due_to_banks | due_to_banks_and_other_liabs | bills_payable | rediscounts | unpaid_dividends | other_liabs |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1874‡ | |||||||||||||||||
| 1875 | 100,000 | 500 | 4,019.20 | 30,100 | 60,021.17 | 0 | 0 | 0 | 0 | 20 | 0 | ||||||
| 1876 | 100,000 | 1,500 | 4,623.42 | 30,600 | 72,787.32 | 0 | 0 | 0 | 0 | 80 | 0 | ||||||
| 1877 | 100,000 | 2,665 | 3,657.37 | 30,600 | 49,077.62 | 0 | 0 | 0 | 5,000 | 18 | 0 | ||||||
| 1878 | 100,000 | 3,175 | 4,636.92 | 30,100 | 60,986.22 | 0 | 0 | 0 | 0 | 27 | 0 | ||||||
| 1879 | 100,000 | 4,050 | 5,265.06 | 45,000 | 67,801.98 | 0 | 0 | 0 | 0 | 409.50 | 0 | ||||||
| 1880 | 100,000 | 4,500 | 9,177.52 | 45,000 | 74,849.38 | 0 | 0 | 0 | 0 | 819 | 0 | ||||||
| 1881 | 100,000 | 5,500 | 6,119.94 | 40,800 | 93,497.55 | 0 | 0 | 0 | 0 | 850.50 | 0 | ||||||
| 1882 | 100,000 | 6,500 | 4,890.88 | 44,300 | 92,909.59 | 0 | 0 | 0 | 0 | 199.50 | 0 | ||||||
| 1883 | 100,000 | 7,500 | 5,778.96 | 45,000 | 83,585.57 | 0 | 0 | 0 | 0 | 262.50 | 0 | ||||||
| 1884 | 100,000 | 8,500 | 5,843.76 | 43,900 | 52,257.67 | 0 | 0 | 0 | 0 | 1,239 | 0 | ||||||
| 1885 | 100,000 | 9,500 | 5,375.81 | 45,000 | 55,068.16 | 0 | 0 | 0 | 0 | 1,092 | 0 | ||||||
| 1886 | 100,000 | 10,500 | 7,059.95 | 35,940 | 82,320.64 | 0 | 0 | 0 | 0 | 780.50 | 0 | ||||||
| 1887 | 100,000 | 12,000 | 6,469.98 | 19,790 | 87,252.61 | 0 | 0 | 0 | 0 | 868 | 0 | ||||||
| 1888 | 100,000 | 13,500 | 6,190.96 | 22,500 | 66,244.71 | 0 | 0 | 0 | 0 | 770 | 0 | ||||||
| 1889 | 100,000 | 16,000 | 5,937.76 | 22,500 | 73,199.62 | 0 | 0 | 0 | 0 | 192.50 | 0 | ||||||
| 1890 | 100,000 | 20,000 | 5,514.94 | 22,500 | 61,845.51 | 0 | 0 | 0 | 0 | 875 | 0 | ||||||
| 1891 | 100,000 | 20,000 | 6,474.55 | 22,500 | 72,625.98 | 0 | 0 | 0 | 0 | 279 | 0 | ||||||
| 1892 | 100,000 | 20,000 | 7,333.82 | 22,500 | 71,987.17 | 0 | 0 | 0 | 0 | 693 | 0 | ||||||
| 1893 | 100,000 | 20,000 | 6,451.05 | 22,500 | 64,629.55 | 0 | 0 | 0 | 0 | 1,009 | 0 | ||||||
| 1894 | 100,000 | 20,000 | 4,801.22 | 22,500 | 59,017.55 | 0 | 0 | 0 | 0 | 10 | 0 | ||||||
| 1895 | 100,000 | 20,000 | 4,169.80 | 22,500 | 52,438.57 | 0 | 102.20 | 0 | 0 | 340 | 0 | ||||||
| 1896 | 100,000 | 20,000 | 4,824.50 | 22,500 | 56,675.97 | 0 | 27.59 | 0 | 0 | 564 | 0 | ||||||
| 1897 | 100,000 | 20,000 | 7,626.50 | 16,350 | 80,728.32 | 0 | 0 | 0 | 0 | 1,252 | 0 | ||||||
| 1898 | 50,000 | 10,000 | 2,698.75 | 22,500 | 105,596.12 | 0 | 0 | 0 | 0 | 938 | 0 | ||||||
| 1899 | 50,000 | 10,000 | 3,277.99 | 21,400 | 135,300.97 | 0 | 0 | 0 | 0 | 678 | 0 | ||||||
| 1900 | 50,000 | 10,000 | 5,962.56 | 25,000 | 130,995.92 | 0 | 0 | 0 | 730 | 0 | |||||||
| 1901 | 50,000 | 10,000 | 4,640.23 | 25,000 | 116,410.16 | 0 | 0 | 0 | 342 | 0 | |||||||
| 1902 | 50,000 | 10,000 | 3,331.70 | 25,000 | 117,616.68 | 0 | 0 | 0 | 784 | 0 | |||||||
| 1903 | 50,000 | 10,000 | 2,912.31 | 25,000 | 108,304.79 | 0 | 0 | 0 | 734 | 0 | |||||||
| 1904 | 50,000 | 10,000 | 3,391.77 | 24,900 | 115,096.03 | 0 | 0 | 0 | 1,206 | 0 | |||||||
| 1905 | 50,000 | 12,493 | 25,000 | 122,146 | |||||||||||||
| 1906 | 50,000 | 12,358 | 25,000 | 0 | 125,870 | 0 | |||||||||||
| 1907 | 50,000 | 10,794 | 25,000 | 0 | 141,542 | 0 | |||||||||||
| 1908 | 50,000 | 10,000 | 758 | 25,000 | 0 | 128,854 | 0 | ||||||||||
| 1909 | 50,000 | 10,000 | 70 | 25,000 | 0 | 148,706 | 0 | ||||||||||
| 1910 | 50,000 | 10,000 | 585 | 25,000 | 0 | 147,492 | 0 | ||||||||||
| 1911 | 50,000 | 10,000 | 791 | 25,000 | 0 | 153,173 | 0 | ||||||||||
| 1912 | 50,000 | 6,200 | 1,786 | 50,000 | 89 | 205,282 | 0 | ||||||||||
| 1913 | 50,000 | 8,000 | 2,476 | 49,000 | 6 | 290,182 | 0 | ||||||||||
| 1914 | 50,000 | 10,000 | 2,614 | 50,000 | 16 | 384,354 | 0 | ||||||||||
| 1915 | 50,000 | 10,000 | 5,229 | 50,000 | 66,684 | 339,020 | 0 | ||||||||||
| 1916 | 50,000 | 10,000 | 6,481 | 50,000 | 85,231 | 364,825 | 0 | ||||||||||
| 1917 | 50,000 | 10,000 | 8,874 | 50,000 | 75,663 | 415,706 | 0 | ||||||||||
| 1918 | 550,000 | 19,954 | 50,000 | 94,556 | 388,419 | 80,000 | |||||||||||
| 1919 | 50,000 | 22,175 | 50,000 | 84,102 | 461,946 | 233,250 | |||||||||||
| 1920 | 50,000 | 28,445 | 48,500 | 76,000 | 579,982 | 59,500 | |||||||||||
| 1921 | 50,000 | 32,815 | 49,600 | 119,948 | 518,065 | 0 | 128,485 | ||||||||||
| 1922 | 50,000 | 39,748 | 50,000 | 95,493 | 553,326 | 0 | |||||||||||
| 1923 | 50,000 | 41,109 | 47,100 | 98,229 | 559,504 | 0 | |||||||||||
| 1924 | 50,000 | 52,118 | 48,800 | 107,744 | 540,252 | 0 | |||||||||||
| 1925 | 50,000 | 61,338 | 48,600 | 197,292 | 586,631 | 0 | |||||||||||
| 1926 | 50,000 | 50,580 | 49,200 | 195,376 | 667,398 | 3,231 | 0 | ||||||||||
| 1927 | 50,000 | 63,062 | 47,500 | 200,833 | 747,332 | 1,067 | 0 | ||||||||||
| 1928 | 50,000 | 50,683 | 49,000 | 133,734 | 717,808 | 2,245 | 3,000 | ||||||||||
| 1929 | 50,000 | 50,000 | 2,964 | 48,440 | 868,398 | 0 | 0 | ||||||||||
| 1930 | 50,000 | 50,000 | 2,495 | 50,000 | 843,842 | 0 | 0 | ||||||||||
| 1931 | 50,000 | 50,000 | 1,487 | 50,000 | 683,897 | 29,848 | 0 | ||||||||||
| 1932 | 50,000 | 21,000 | 5,649 | 49,520 | 541,101 | 45,802 | 83 |
‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.