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The First National Bank of

Binghamton, New York

Charter
#202
Bank ID
202
Years
1864–1941
Observations
78

Assets

Year assets loans odraft bonds_circ bonds_dep bonds_hand bond_premiums securities_and_mortgages securities securities_usgov securities_other due_from_nb due_from_ra due_from_other_nb due_from_other_nb_and_sb due_from_sb real_estate oreo_and_mortgages current_expenses internal_stamps exchanges bills_nb checks_and_other currency legal_tender specie cash_and_exchange lawful_money cash_exchange_and_reserve us_debt redemption_fund due_from_treasurer trade_dollars frb_reserve other_assets
1864 277,412.80 41,203.73 179,950 16,271.46 1,008.72 1,496.65 2,213.36 35,268.88
1865 522,708.27 63,983.74 320.09 202,200 118,250 1,150.12 12,109.81 1,543.43 1,485.56 121,115.52 550
1866 573,736.91 106,687.39 1,843.66 202,200 85,000 2,448.72 73,284.25 1,543.43 2,620.30 8,000
1867 574,875.35 221,366.54 2,212.04 202,200 50,000 12,250 0 0 1,572.49 301.46 4,543.43 3,092.43 1,532 2,390.57 37.39 48,677 0 24,700 0
1868 546,226.08 208,953.44 1,344.81 202,200 50,000 7,100 0 0 3,187.04 0 539.91 15,022.97 3,118.52 600 2,029.10 47.29 31,153 930 20,000 0
1869 612,254.07 237,454.33 7,211.21 202,200 50,000 150 0 0 0 7,156.95 770.32 38,051.91 3,352 1,489 3,642.68 219.67 40,532 24 20,000 0
1870 631,139.33 246,005.34 1,971.09 202,200 50,000 550 0 0 0 5,881.68 1,633.73 50,213.76 3,837.19 0 46 2,485.12 213.42 46,102 0 20,000 0
1871 698,727.99 317,044.74 1,245.59 202,200 50,000 0 0 500 0 9,337.01 1,556.39 49,764.01 3,983.04 0 1,366 1,502.59 1,451.62 53,442 335 5,000 0
1872 761,212.01 362,073.22 3,662.63 202,200 50,000 0 0 0 20,000 6,477.28 1,511.42 49,586.79 3,619.80 0 2,923 3,394.66 883.21 54,880 0 0 0
1873 793,436.88 410,619 2,557.41 202,200 50,000 0 0 0 0 8,707.46 1,151.20 49,000 4,050 0 579 4,408.11 765.70 59,399 0 0 0
1874 777,114.83 368,407.64 2,958.05 202,200 50,000 0 0 0 35,893.03 8,549.53 48,000 5,918.61 0 2,025 8,492.67 1,246.30 34,424 0 0 9,000 0
1875 811,018.33 401,854.65 6,924.82 202,200 50,000 0 0 0 0 22,889.76 18,257.98 48,000 5,122.92 0 5,943 7,071.25 2,894.95 30,859 0 0 9,000 0
1876 819,830.83 456,179.49 15,251.20 177,200 50,000 0 0 0 0 13,087.49 16,549.05 43,000 5,290.40 0 267 3,902.32 303.88 30,879 347 0 7,574 0
1877 747,686.53 343,178.37 8,132.72 177,200 50,000 0 0 0 0 33,047.49 14,831.70 43,000 6,723.96 0 501 4,066.36 656.93 56,859 1,515 0 7,974 0
1878 760,749.70 352,726.25 5,587.25 200,000 50,000 0 565.57 0 0 41,906.27 16,191.13 43,000 4,212.50 0 575 4,653 196.45 28,745 3,400.28 0 8,991 0
1879 797,373.31 377,388.05 7,600.56 200,000 50,000 0 0 0 0 40,858.40 8,844.03 43,000 4,456.25 0 3,106 5,051.06 196.10 37,400 10,481.86 0 8,991 0
1880 908,505.23 445,270.85 2,940.87 200,000 50,000 0 0 0 0 59,871.32 18,620.06 50,000 4,842.19 0 477 5,609.29 181.20 43,972 17,729.45 0 8,991 0
1881 976,866.38 502,930.72 6,256.96 200,000 50,000 0 0 0 0 18,134.74 24,423.15 55,692.90 4,609.95 0 8,463 27,874.01 182.65 21,458 47,849.30 0 8,991 0
1882 1,029,369.57 518,382.47 17,242.04 200,000 50,000 0 0 47,880 0 0 19,605.23 52,666.90 4,855.85 0 2,818 21,010.36 164.80 24,324 61,428.92 0 8,991 0
1883 958,872.33 466,942.04 8,034.26 200,000 50,000 0 0 33,500 0 8,403.64 20,659.82 66,951.64 3,674.99 0 2,670 7,557.75 0 29,055 52,232.19 0 9,191 0
1884 854,591.39 434,368.48 64.89 200,000 50,000 0 24,125 18,000 0 0 24,936.75 64,574.45 3,576.65 0 595 1,178.01 0 4,536 22,645.16 0 5,991 0
1885 882,666.14 442,588.10 250.36 200,000 50,000 0 24,000 6,000 0 8,104.20 24,096.38 64,374.45 3,373.19 0 50 6,637.45 0 3,193 38,758.91 0 8,991 2,249.10 0
1886 833,782.95 521,467.74 440.54 59,400 50,000 0 24,000 6,000 0 5,870.01 27,371.29 63,231.45 3,280.25 0 830 2,558.52 0 8,092 56,060.85 0 2,673 0 2,507.30 0
1887 875,656.85 569,841.96 4,415.54 50,000 50,000 0 20,000 7,400 0 30,896.01 39,997.30 53,354.03 2,716.11 0 740 2,878.67 0 7,166 34,001.23 0 0 2,250 0 0
1888 920,159.71 610,593.50 732.95 50,000 50,000 0 19,000 4,000 0 24,542.36 51,964.82 53,354.03 3,137.93 0 1,148 4,034.94 72.87 9,483 35,845.31 0 2,250 0 0 0
1889 1,065,918.68 715,454.75 986.67 50,000 50,000 0 18,000 0 46,750.08 45,008.83 16,940.81 40,000 16,754.03 3,214.38 0 886 6,708 98.02 17,546 35,321.11 0 2,250 0 0
1890 1,045,675.80 714,539.62 2,480.94 50,000 50,000 0 17,000 0 29,731.39 36,208.71 8,462.03 40,000 15,854.03 0 0 1,060 9,346.20 85.82 20,962 47,695.06 0 2,250 0 0
1891 1,001,913.19 660,898.58 4,949.27 50,000 50,000 0 16,000 0 41,381.46 32,136.06 9,640.44 40,000 34,827.03 0 0 1,015 4,055.29 101.06 13,114 40,545 0 2,250 1,000 0
1892 1,085,424.92 734,951.44 8,673.62 50,000 50,000 0 15,000 0 48,984.69 47,785.57 11,745.62 40,000 10,000 0 0 0 8,228.15 99.83 13,646 44,060 0 2,250 0 0
1893 1,123,355.20 724,395.54 4,592.28 100,000 50,000 0 15,250 8,000 33,043.48 68,638.42 13,760.29 40,000 10,000 0 2,609.56 735 1,934.47 154.16 15,237 30,505 0 4,500 0 0
1894 1,190,797.16 753,805.90 8,455.29 100,000 50,000 0 13,000 6,500 50,109.16 62,122.55 16,545.30 40,000 10,000 3,121.12 820 2,078.25 95.59 11,364 56,480 0 4,500 1,800 0
1895 1,237,918.92 756,397.54 8,407.68 100,000 50,000 0 13,000 6,500 94,942.38 67,260.29 21,683.62 40,000 5,664.70 1,200.44 745 1,350.77 126 21,212 44,928.50 0 4,500 0 0
1896 1,091,696.07 692,436.88 2,193.85 100,000 50,000 0 13,000 2,500 35,336.30 30,666.27 15,984.21 40,000 31,234.70 2,329.68 390 2,830.27 195.91 7,325 60,773 0 4,500 0 0
1897 1,131,451.81 703,841.61 0 100,000 50,000 0 10,000 13,370.31 39,715.34 37,027.30 7,480.18 44,000 53,494.51 4,132.39 1,280 2,218.32 83.35 8,000 52,308.50 0 4,500 0 0
1898 1,144,203.61 753,041.33 8,047.02 100,000 50,000 0 9,000 5,902.50 39,438.48 23,859.97 8,595.34 43,500 44,997.33 3,066.20 1,115 1,162.72 107.72 4,542 43,328 0 4,500 0 0
1899 1,165,351.94 771,031.04 3,128.50 100,000 50,000 0 4,400 8,400 41,280.96 29,328.43 8,144.34 43,500 21,485.20 6,153.79 2,000 296.66 119.27 10,000 61,583.75 0 4,500 0 0
1900 1,291,635.19 913,351.95 1,270.59 100,000 50,000 2,500 226.87 8,400 65,001.87 12,405.13 3,482.60 43,500 27,577.20 380.05 6,653.54 0 70.79 80.10 10,000 41,734.50 0 5,000 0 0
1901 2,729,467.82 1,805,223.15 748.39 100,000 50,000 2,000 7,500 360,464.75 152,244.38 51,944.67 1,626.18 62,428.02 23,610 348.58 5,555.82 1,260 3,025.19 160.69 30,000 66,328 0 5,000 0 0
1902 2,972,555.94 2,049,187.73 568.02 200,000 50,000 0 6,500 251,575 184,271.79 51,901.33 4,772.75 57,500 9,750 16.54 8,085.23 2,575 87.81 425.24 30,000 55,339.50 10,000 0 0
1903 3,045,510.50 1,870,762.17 737.97 400,000 50,000 0 21,000 301,354.14 143,530.15 51,349.73 3,285.86 57,500 9,750 0 7,381.03 1,260 40.50 302.95 41,000 66,256 20,000 0 0
1904 3,024,266.07 1,980,259.12 1,528.27 400,000 50,000 0 18,875 211,924.28 150,775.47 35,454.75 5,372.33 57,500 3,500 0 0 16,756.09 0 104.99 487.77 20,000 51,728 20,000 0 0
1905 3,075,617 2,024,778 450,000 93,946 107,857
1906 3,378,550 2,281,724 465,250 260,010 277,379 94,187
1907 3,686,788 2,383,849 467,150 369,220 324,359 142,210
1908 3,258,053 2,006,465 464,400 389,649 265,392 132,147
1909 3,971,420 2,326,548 444,000 545,545 498,630 156,697
1910 4,225,661 2,488,606 436,000 547,442 563,346 190,267
1911 3,886,150 2,398,528 436,000 537,355 371,808 142,426
1912 3,702,320 2,222,901 436,000 474,942 421,897 146,580
1913 3,594,559 2,322,399 430,800 357,761 404,578 79,021
1914 3,714,220 2,369,275 405,800 371,326 409,053 158,766
1915 3,805,327 2,243,547 405,800 387,963 605,846 162,171
1916 4,388,859 2,403,514 400,000 619,935 753,930 211,480
1917 5,079,737 3,033,899 429,450 715,217 407,726 493,445
1918 5,899,791 3,224,068 1,209,600 776,806 450,216 217,101 22,000
1919 6,120,595 3,353,691 1,186,400 707,636 644,200 208,668 20,000
1920 6,365,989 4,090,769 410,000 682,785 862,824 299,611 20,000
1921 6,062,406 4,009,653 464,523 648,273 644,303 269,755 25,899
1922 7,438,754 4,393,141 878,078 887,648 729,507 526,968 23,412
1923 8,487,956 5,133,767 1,453,653 723,337 738,271 307,758 31,170
1924 10,291,268 5,614,045 1,254,565 1,305,244 1,569,064 518,590 29,760
1925 9,864,789 6,448,223 704,993 1,001,948 1,131,819 565,949 11,857
1926 10,288,679 6,450,625 838,043 1,369,238 1,621,379 9,394
1927 11,264,183 6,846,205 1,006,737 1,714,013 1,681,565 15,663
1928 11,388,963 6,174,019 1,323,802 2,513,618 1,362,396 15,128
1929 12,670,659 7,176,302 1,731,115 1,830,033 1,860,882 72,327
1930 12,021,910 6,800,425 904,206 2,358,386 1,897,349 61,544
1931 11,595,972 5,523,123 1,052,362 3,333,220 1,622,483 64,784
1932 10,191,088 4,475,098 1,283,737 3,070,167 1,266,410 95,676
1933 9,926,839 4,322,524 1,438,833 2,894,494 1,149,940 121,048
1934 11,292,510 3,683,445 2,195,993 3,613,253 1,564,756 235,063
1935 11,143,793 4,016,214 2,144,187 3,194,755 1,693,260 95,377
1936‡
1937 11,099,392 3,560,404 2,087,430 2,554,446 2,825,426 71,686
1938 11,632,539 3,696,794 3,265,045 1,642,995 2,102,635 925,070
1939 11,490,992 4,076,493 2,951,552 1,269,606 2,320,495 872,846
1940 12,193,486 4,804,421 1,610,188 961,724 4,023,399 793,754
1941 12,467,711 6,267,418 1,895,761 802,072 2,732,317 770,143

‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.

Liabilities & Capital

Year capital surplus undivided_profits surplus_and_undivided_profits notes_nb deposits us_deposits usdo_deposits individual_deposits demand_deposits time_deposits due_to_nb due_to_other_nb due_to_ra due_to_sb due_to_tc_and_sb due_to_banks due_to_banks_and_other_liabs bills_payable rediscounts certified_checks unpaid_dividends other_liabs
1864 100,000 7,526.52 100,000 69,886.28
1865 200,000 4,000 12,132.40 179,500 76,281.45 50,794.42
1866 200,000 8,000 18,694.98 179,225 129,027.20 38,499.03 290.70
1867 200,000 16,000 31,366.79 178,265 106,471.58 37,222.60 0 5,549.38 0 0 0
1868 200,000 40,000 25,618.22 179,615 64,394.29 25,653.36 0 10,945.21 0 0
1869 200,000 60,000 19,814.19 178,844 116,512.03 19,322.27 0 17,761.58 0 0 0 0
1870 200,000 70,000 12,382.69 178,702 127,699.26 18,837.61 0 23,517.77 0 0 0 0 0
1871 200,000 78,000 14,240.75 179,962 172,997.91 31,392.35 0 22,134.98 0 0 0 0 0
1872 200,000 85,000 19,703.33 180,000 243,659.90 29,459.49 172.95 3,216.34 0 0 0 0 0
1873 200,000 95,000 17,769.06 178,385 225,032.31 19,662.82 170.20 38,266.50 345.04 0 18,805.95 0 0
1874 200,000 100,000 19,624.24 179,838 235,274.34 31,527.40 509.80 341.05 0 0 10,000 0 0
1875 200,000 100,000 18,595.40 179,950 271,484.97 28,152.99 155 679.97 0 0 12,000 0 0
1876 200,000 100,000 15,026.19 159,450 298,694.84 31,335.95 277.20 46.65 0 0 15,000 0 0
1877 200,000 50,000 22,319.64 159,420 286,493.63 28,632.27 0 820.99 0 0 0 0 0
1878 200,000 50,000 9,200.34 178,250 291,980.56 30,245.95 623.60 449.25 0 0 0 0 0
1879 200,000 50,000 8,089.23 179,910 323,681 33,111.19 706.10 1,875.79 0 0 0 0 0
1880 200,000 50,000 13,150.25 179,990 429,867.09 30,705.57 533.60 1,107.02 3,151.70 0 0 0 0
1881 200,000 50,000 20,642.88 179,930 480,666.43 32,373.47 692.20 5,179.28 7,382.12 0 0 0 0
1882 200,000 50,000 15,699.13 180,080 541,415.73 34,540.36 601.70 5,631.64 673.01 0 0 0 728 0
1883 200,000 50,000 5,778.38 177,980 482,698.37 39,964.82 0 1,178.40 1,272.36 0 0 0 0 0
1884 200,000 50,000 11,628.54 179,980 342,459.28 35,733.96 0 10,153.56 636.05 0 24,000 0 0 0
1885 200,000 50,000 7,955.98 164,980 403,866.32 40,973.92 0 10,210.74 4,679.18 0 0 0 0 0
1886 200,000 50,000 9,376.64 53,460 416,034.77 44,753.48 0 32,811.04 7,847.02 0 19,500 0 0 0
1887 200,000 50,000 11,054.93 45,000 466,541.73 47,000 0 30,246.80 5,813.39 0 20,000 0 0 0
1888 200,000 50,000 28,024.21 45,000 449,874.62 55,000 0 39,793.83 7,467.05 0 45,000 0 0 0
1889 200,000 50,000 53,608.99 45,000 565,818.13 55,000 0 65,645.52 846.04 0 30,000 0 0 0
1890 200,000 50,000 73,619.34 45,000 528,024.02 53,934.13 1,065.87 11,459.88 4,260.94 0 75,500 2,811.62 0 0
1891 200,000 50,000 56,532.13 45,000 553,543.56 49,595.39 404.61 17,105.12 7,221.77 0 21,000 1,510.61 0 0
1892 200,000 50,000 53,234.82 45,000 629,485.16 40,000 0 20,311.39 19,403.55 0 26,500 402 1,088 0
1893 200,000 50,000 58,487.80 90,000 599,520.18 50,000 0 45,697.70 9,417.52 0 19,000 0 1,232 0
1894 200,000 50,000 64,506.10 90,000 700,527.79 50,000 0 29,772.71 4,570.56 0 0 0 1,420 0
1895 200,000 50,000 64,585.91 90,000 711,558.81 45,000 0 59,686.90 17,087.30 0 0 0 0 0
1896 200,000 50,000 56,077.35 88,480 610,218.97 50,000 0 19,419.44 7,104.31 0 10,000 0 396 0
1897 200,000 50,000 63,515.41 90,000 607,242.37 50,000 0 25,666.57 9,277.46 0 35,500 0 250 0
1898 200,000 50,000 69,807.79 88,797.50 555,298.12 50,000 0 24,250.16 10,050.04 35,000 60,100 0 900 0
1899 200,000 50,000 21,936.16 89,997.50 647,769.38 50,000 0 88,094.91 16,003.99 0 0 0 1,550 0
1900 200,000 50,000 34,059.67 99,997.50 712,986.15 47,500 0 4,300.14 2,886.36 8,600.89 83,294.48 40,000 7,500 0 510 0
1901 400,000 150,000 73,763.52 100,000 1,584,891.93 50,000 0 47,254.98 0 28,107.61 150,449.78 145,000 0 0 0 0
1902 400,000 150,000 98,732.04 197,150 1,778,399.48 50,000 0 72,374.11 4,061.41 5,172.73 166,566.17 50,000 0 0 100 0
1903 400,000 150,000 117,661.28 400,000 1,604,130.90 50,000 0 60,122.18 12,982.99 8,959.26 101,443.89 140,000 0 0 210 0
1904 400,000 150,000 103,481.21 400,000 1,636,645.38 50,000 0 29,251.87 0 4,858.62 109,988.99 140,000 0 0 40 0
1905 400,000 269,291 400,000 2,006,325
1906 400,000 299,034 400,000 50,000 1,921,143 308,373
1907 400,000 301,895 400,000 50,000 2,196,537 338,356
1908 400,000 150,000 146,859 387,600 50,000 1,890,187 233,407
1909 400,000 150,000 153,308 400,000 30,000 2,648,343 189,769
1910 400,000 150,000 167,002 400,000 30,000 2,818,108 260,551
1911 400,000 150,000 128,448 395,598 30,000 2,572,979 209,125
1912 400,000 150,000 128,255 400,000 30,000 2,299,087 294,978
1913 400,000 150,000 89,362 395,000 24,825 2,290,794 244,578
1914 400,000 150,000 91,766 398,200 0 2,482,383 191,871
1915 400,000 150,000 81,901 400,000 2,675,000 0 98,426
1916 400,000 150,000 65,776 394,800 2,787,694 348,463 242,126
1917 400,000 150,000 60,113 390,500 2,724,682 818,734 535,708
1918 400,000 206,304 400,000 2,640,880 1,007,030 1,245,577
1919 400,000 237,814 400,000 3,304,594 1,124,511 653,676
1920 400,000 294,383 388,660 3,724,297 1,369,373 189,276
1921 400,000 337,157 397,000 3,150,623 1,531,238 246,388 0
1922 400,000 386,471 400,000 3,930,400 2,073,554 248,329
1923 400,000 457,753 395,000 3,989,846 2,689,591 255,766
1924 400,000 510,630 300,000 5,166,901 3,531,217 382,520
1925 400,000 606,484 100,000 4,521,048 3,570,785 237,972
1926 400,000 639,619 98,800 4,629,105 4,131,227 389,928 0
1927 400,000 742,599 98,600 5,128,244 4,603,978 242,762 48,000
1928 400,000 684,893 98,800 4,759,780 5,101,715 311,241 32,534
1929 600,000 700,000 253,719 100,000 11,016,940 0 0
1930 600,000 700,000 86,560 100,000 10,535,350 0 0
1931 600,000 600,000 129,482 100,000 9,255,490 911,000 0
1932 600,000 500,000 152,000 500,000 8,439,088 0 0
1933 600,000 500,000 124,474 595,750 8,106,615 0 0
1934 1,100,000 150,000 273,933 591,450 9,149,127 0 28,000
1935 1,100,000 156,000 333,668 9,501,520 0 52,605
1936‡
1937 600,000 238,000 383,088 9,828,312 0 49,992
1938 600,000 245,000 380,721 10,354,268 0 52,550
1939 600,000 250,000 353,716 10,225,334 0 61,942
1940 600,000 360,000 292,147 10,877,051 0 64,288
1941 600,000 370,000 353,227 11,059,208 0 85,276

‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.