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The Howard National Bank of

Burlington, Vermont

Charter
#1698
Bank ID
1698
Years
1870–1941
Observations
72

Assets

Year assets loans odraft acceptances_receivable bonds_circ bonds_hand bond_premiums securities securities_usgov securities_other due_from_ra due_from_other_nb due_from_other_nb_and_sb due_from_sb real_estate oreo_and_mortgages current_expenses internal_stamps bills_nb checks_and_other currency legal_tender specie cash_and_exchange lawful_money cash_exchange_and_reserve us_debt redemption_fund due_from_treasurer frb_reserve other_assets
1870 376,119.41 249,322.51 0 71,000 0 9,383.40 21,394.89 0 0 2,364.75 1,563.18 1,568 4,744.75 109.18 14,535 133.75 0 0
1871 657,620.09 370,868.64 0 200,000 200 25,490.67 20,972.62 0 0 0 1,505.31 2,060 3,070.85 0 31,202 2,250 0 0
1872 704,012.51 412,650.37 0 200,000 0 24,000 31,850.85 0 0 0 1,759.23 1,390 4,699.06 1,000 26,663 0 0 0
1873 815,323.10 490,078.81 0 200,000 0 16,000 72,524.89 0 0 0 1,705.70 2,017 3,661.70 550 28,785 0 0 0
1874 762,395.83 470,536.54 0 200,000 0 11,000 12,465.84 0 25,500 1,793.48 3,015 8,468.97 0 20,116 0 0 9,500 0
1875 724,732.87 418,375.56 0 200,000 0 4,000 0 43,142.78 0 25,500 2,694.59 1,810 3,305.54 891.50 13,846 0 0 11,166.90 0
1876 650,406.86 373,091.22 0 200,000 0 0 0 15,063.83 0 25,500 2,552.39 4,092 7,827.37 326.37 12,227 700 0 9,026.68 0
1877 698,235.02 394,646.43 0 200,000 2,800 0 0 48,173.25 0 25,500 1,982.36 1,400 2,241.48 50.43 10,000 2,200 0 9,241.07 0
1878 654,370.29 378,847.41 0 200,000 0 0 0 21,462.63 0 25,500 2,132.85 1,678 3,992.23 86.06 9,693 4,891.07 0 6,087.04 0
1879 631,751.37 349,317.40 3,351.11 200,000 2,500 0 0 18,549.63 0 25,500 2,258.35 3,981 2,993.69 270.05 7,935 6,074 0 9,021.14 0
1880 603,802.52 365,245.30 3,075.31 150,000 0 0 0 13,419.40 0 33,456.06 3,010.31 10,227 5,182.92 202.22 10,000 3,234 0 6,750 0
1881 549,873.23 370,273.93 1,392.46 100,000 0 0 0 22,819.89 0 22,854.94 2,479.80 2,929 8,572.31 60 9,000 3,755.90 0 5,735 0
1882 642,757.12 428,815.04 2,335.08 100,000 0 0 0 53,086.76 0 22,854.94 3,306.97 3,125 9,556.93 100.03 9,000 5,853.75 0 4,722.62 0
1883 702,266.57 464,026.81 2,364.68 100,000 0 0 0 75,243.70 3,510.41 21,654.94 2,460.92 9,831 2,954 0 4,486.20 233.91 11,000 4,500 0
1884 734,243.67 433,588.87 466.28 100,000 0 0 0 131,532.66 13,668.59 20,000 3,035.67 3,449 1,097.06 111.39 5,000 15,794.15 0 6,500 0
1885 749,008.39 531,155.61 840 50,000 0 7,000 0 86,303.57 10,431.38 20,000 2,488.70 5,501 2,376.22 95.71 4,600 25,966.20 0 2,250 0
1886 785,601.85 552,522.14 1,140.14 50,000 0 4,000 0 92,625.26 13,417.96 21,419.97 2,480.14 4,140 2,166.78 9.96 5,246 33,483.50 0 2,250 700 0
1887 786,603.84 549,030.21 304.23 50,000 0 0 0 96,826.28 21,647.26 21,419.97 2,255.08 5,690 1,925.68 46.13 8,342 26,867 0 2,250 0 0
1888 886,043.92 594,329.45 202.85 50,000 0 0 0 155,488.09 21,992.58 21,419.97 2,597.13 5,837 2,731.14 48.71 8,500 20,647 0 2,250 0 0
1889 807,193.74 599,660.20 2,188.20 50,000 0 0 0 81,949.67 15,651.29 0 15,000 0 2,870.63 5,421 2,105.40 57.85 10,588 19,451.50 0 2,250 0 0
1890 869,257.19 574,234.26 593.93 50,000 0 0 0 171,187.40 16,983.60 15,000 0 0 3,801.96 1,593 2,549.55 42.55 9,110 21,910.94 0 2,250 0 0
1891 848,830.25 636,214.51 686.05 50,000 0 0 0 77,825.34 26,063 0 15,000 0 1,194.08 2,949 1,488.27 107.59 15,455 19,597.41 0 2,250 0 0
1892 1,154,613.57 688,852.45 1,454.75 150,000 0 12,000 7,500 149,293.86 64,432.37 0 15,000 13,000 1,165.98 6,092 2,946.37 118.65 23,315 16,374.64 0 3,067.50 0 0
1893 1,118,856.16 671,946.95 1,186.25 150,000 0 12,000 6,000 92,034 67,997.95 0 15,000 13,000 1,805.90 4,368 8,419.36 233.50 36,150 37,964.25 0 750 0 0
1894 1,146,098.66 629,764.07 802.83 150,000 0 8,000 1,000 191,283.12 78,902.51 0 15,000 13,000 7,755 5,913.58 143.88 19,065 23,818.67 0 1,650 0 0
1895 1,061,631.16 711,225.06 261.89 100,000 0 0 1,000 86,815.14 75,296.77 0 15,000 13,000 6,422 2,909.58 180.07 21,370 23,650.65 0 4,500 0 0
1896 1,030,338.74 687,839.02 675 100,000 0 0 1,000 91,685.08 64,344.80 0 15,000 13,000 9,624 2,013.06 94.26 15,240 26,783.52 0 3,040 0 0
1897 1,087,966.26 727,401.34 280.40 100,000 0 0 7,460 72,117.92 96,732.15 0 15,000 13,000 7,185 8,187.35 192.28 14,815 23,134.82 0 2,460 0 0
1898 1,000,295.44 666,642.53 410.74 100,000 0 0 0 104,163.98 28,106.09 0 15,000 10,000 10,562 2,367.28 110.46 15,135 44,897.36 0 2,900 0 0
1899 1,141,030.02 740,688.12 2,708.70 100,000 0 0 0 181,995.77 34,796.40 0 15,000 0 9,666 4,281.28 247.32 16,885 31,501.43 0 3,260 0 0
1900 1,121,368.74 736,686 677.77 150,000 0 0 0 160,128.89 978.79 0 15,000 0 1,332.46 10,216 5,614.07 256.48 3,945 32,893.28 0 3,640 0 0
1901 1,185,982.24 754,250.39 443.57 150,000 0 0 0 193,839.55 861.28 0 10,000 0 743.51 11,572 7,331.25 229.75 11,975 41,925.94 0 2,810 0 0
1902 1,251,732.29 901,283.44 4,180.15 150,000 0 0 0 109,127.81 2,341.28 0 10,000 0 567.16 15,335 5,983.39 370.65 20,795 24,248.41 7,500 0 0
1903 1,277,069.27 841,560.58 1,553.79 150,000 0 0 0 173,672.80 3,381.45 0 40,000 0 0 18,490 6,602.47 332.68 14,805 22,570.50 4,100 0 0
1904 1,357,638.82 908,657.50 1,202.82 150,000 0 0 0 172,878.63 2,367.45 0 40,000 0 0 0 14,612 12,037.31 349.15 23,215 24,818.96 7,500 0 0
1905 1,421,911 1,003,168 150,000 0 44,378
1906 1,618,576 1,050,045 300,000 40,000 172,427 56,104
1907 1,596,356 1,000,304 300,000 40,000 202,753 53,299
1908 1,719,864 1,094,170 300,000 60,000 203,210 62,484
1909 1,674,182 1,138,201 300,000 47,500 127,141 61,340
1910 1,733,704 1,130,260 300,000 70,300 176,413 56,731
1911 1,757,769 1,095,406 300,000 152,585 150,311 59,467
1912 1,871,797 1,219,136 300,000 67,685 216,846 68,130
1913 1,914,602 1,240,191 300,000 71,835 230,866 71,710
1914 1,970,420 1,275,653 300,000 69,885 238,070 86,862
1915 2,062,234 1,376,865 300,000 76,335 240,952 68,062
1916 2,190,766 1,388,913 300,000 155,130 284,335 62,388
1917 2,548,977 1,694,964 313,136 144,544 123,607 272,726
1918 3,160,537 1,829,373 629,412 144,545 215,020 100,095 242,092
1919 3,230,894 1,892,397 557,961 144,545 336,874 85,624 213,493
1920 3,944,630 2,396,817 693,497 89,969 452,937 126,285 185,125
1921 3,400,212 2,185,550 111,057 406,500 228,532 334,214 103,041 31,318
1922 3,571,059 2,439,423 400,000 361,475 224,691 122,966 22,504
1923 3,700,145 2,591,202 400,000 320,339 211,619 136,128 40,857
1924 3,696,654 2,527,768 637,655 182,353 168,206 132,674 47,998
1925 3,981,879 2,618,914 638,881 270,068 249,134 146,189 58,693
1926 5,650,745 3,563,217 638,881 933,764 468,528 46,355
1927 5,564,106 3,585,080 638,881 775,005 504,584 60,556
1928 6,135,743 3,979,952 638,882 730,162 592,148 194,599
1929 5,731,998 3,816,426 638,881 633,506 498,964 144,221
1930 5,653,416 3,340,193 638,881 1,024,230 473,419 176,693
1931 5,865,174 3,300,264 846,354 989,708 545,860 182,988
1932 5,553,054 3,313,478 747,510 921,518 384,325 186,223
1933 5,354,240 3,140,846 730,697 831,567 484,864 166,266
1934 6,348,256 2,768,205 1,839,947 804,034 733,029 203,041
1935 6,395,206 3,036,329 1,298,989 520,440 1,318,832 220,616
1936 6,971,950 3,175,676 1,862,510 563,993 1,179,331 190,440
1937 6,962,679 3,998,411 1,446,413 323,858 1,041,143 152,854
1938 7,581,400 4,015,290 1,759,891 405,585 1,250,215 150,419
1939‡
1940‡
1941 9,304,567 6,311,366 866,210 381,534 1,485,637 259,820

‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.

Liabilities & Capital

Year capital surplus undivided_profits surplus_and_undivided_profits notes_nb deposits individual_deposits demand_deposits time_deposits due_to_nb due_to_other_nb due_to_sb due_to_banks due_to_banks_and_other_liabs bills_payable certified_checks unpaid_dividends other_liabs
1870 200,000 0 7,566.34 60,000 108,553.07 0 0 0 0 0
1871 300,000 1,500 6,862.21 168,000 155,987.88 0 0 25,000 270 0
1872 300,000 9,000 11,030.34 180,000 203,982.17 0 0 0 0 0
1873 300,000 13,000 8,689.49 179,000 314,493.61 0 0 0 140 0
1874 300,000 18,000 14,039.39 179,155 234,201.44 0 0 17,000 0 0
1875 300,000 22,000 11,498.70 180,000 201,234.17 0 0 10,000 0 0
1876 300,000 12,000 8,395.83 176,200 148,811.03 0 0 5,000 0 0
1877 300,000 14,500 11,963.31 170,000 201,333.71 0 0 0 438 0
1878 300,000 17,500 9,101.23 179,200 147,780.06 0 0 0 789 0
1879 300,000 20,000 7,658.54 175,000 128,615.83 0 0 0 477 0
1880 300,000 19,500 10,780.03 135,000 137,278.70 1,087.79 0 0 156 0
1881 300,000 22,500 8,596.24 90,000 128,737.99 0 0 0 39 0
1882 300,000 25,500 11,145.55 90,000 215,838.57 0 0 0 0 273 0
1883 300,000 28,500 12,294.92 89,000 272,153.65 0 0 0 0 318 0
1884 300,000 31,500 15,299.59 88,000 298,880.08 0 0 0 0 564 0
1885 300,000 34,500 17,337.33 45,000 352,168.06 0 0 0 0 3 0
1886 300,000 37,500 21,573.61 45,000 381,528.24 0 0 0 0 0 0
1887 300,000 42,000 24,220.06 45,000 375,383.78 0 0 0 0 0 0
1888 300,000 60,000 22,416.49 44,320 407,422.83 51,884.60 0 0 0 0 0
1889 300,000 60,000 25,153.88 44,500 336,212.50 40,476.41 742.45 0 0 108.50 0
1890 300,000 60,000 37,268.15 45,000 385,436.24 36,839.30 0 0 4,500 213.50 0
1891 300,000 60,000 41,776.08 45,000 373,451.50 28,266.67 0 0 0 336 0
1892 300,000 60,000 37,762.48 60,250 548,858.53 146,476.56 0 0 650 616 0
1893 300,000 60,000 34,455.09 133,400 460,145.83 130,851.74 0 0 0 3.50 0
1894 300,000 60,000 35,024.65 135,000 511,350.93 90,583.87 14,034.21 0 0 105 0
1895 300,000 60,000 37,784.33 90,000 449,451.70 124,307.63 0 0 0 87.50 0
1896 300,000 60,000 42,501.60 88,540 436,120.39 103,054.25 0 0 0 122.50 0
1897 300,000 60,000 40,793.06 89,997.50 462,569.75 134,605.95 0 0 0 0 0
1898 300,000 60,000 34,751.66 88,897.50 502,299.51 9,887.16 4,459.61 0 0 0 0
1899 300,000 60,000 39,938.18 90,000 631,129.40 18,738.07 1,171.87 0 0 52.50 0
1900 300,000 60,000 51,642.87 150,000 558,598.66 1,127.21 0 0 0 0 0
1901 300,000 60,000 49,414.06 150,000 626,568.18 0 0 0 0 0 0
1902 300,000 60,000 49,810.56 150,000 691,921.73 0 0 0 0 0 0
1903 300,000 60,000 59,004.62 148,350 709,714.65 0 0 0 0 0 0
1904 300,000 60,000 64,560.17 150,000 783,033.15 0 0 0 0 45.50 0
1905 300,000 143,451 150,000 828,460
1906 300,000 170,506 296,700 819,618 31,752
1907 300,000 192,416 295,400 727,586 80,954
1908 300,000 100,000 116,088 300,000 858,914 44,862
1909 300,000 100,000 132,696 300,000 793,980 47,506
1910 300,000 100,000 144,547 295,600 852,605 40,952
1911 300,000 200,000 64,553 299,997 836,538 56,681
1912 300,000 200,000 86,820 299,997 882,238 102,742
1913 300,000 200,000 111,558 299,997 955,972 47,075
1914 300,000 200,000 121,635 297,998 826,070 224,717
1915 300,000 200,000 128,788 295,798 748,159 50,000 339,489
1916 300,000 200,000 142,825 295,348 837,264 56,000 359,329
1917 300,000 200,000 147,093 295,198 1,085,424 56,000 465,262
1918 300,000 322,871 299,998 1,116,299 57,000 1,064,369
1919 300,000 353,917 299,997 1,315,189 88,000 873,791
1920 300,000 389,346 298,198 1,639,715 54,000 1,263,371
1921 500,000 262,072 283,098 1,605,548 46,000 188,632 514,864
1922 500,000 293,705 299,997 1,643,907 46,000 264,504
1923 500,000 290,922 299,997 1,771,526 0 315,074
1924 500,000 329,501 491,997 1,633,849 0 449,156
1925 500,000 342,592 492,498 1,821,566 0 447,429
1926 500,000 328,800 499,997 1,856,112 1,743,863 425,694 296,279
1927 500,000 391,559 491,198 1,676,790 1,935,546 291,732 277,281
1928 500,000 380,443 499,997 1,720,901 2,345,897 196,947 491,558
1929 500,000 200,000 251,279 499,998 3,879,141 351,189 50,391
1930 500,000 200,000 345,895 499,998 4,095,311 0 12,212
1931 600,000 200,000 220,848 499,997 3,813,532 493,041 37,756
1932 600,000 200,000 165,747 500,000 3,513,727 520,500 53,080
1933 600,000 200,000 101,831 500,000 3,915,487 0 36,922
1934 600,000 200,000 132,867 500,000 4,879,126 0 36,263
1935 600,000 210,000 162,055 5,377,796 0 45,355
1936 600,000 220,000 193,707 5,910,756 0 47,487
1937 600,000 230,000 231,509 5,844,441 0 56,729
1938 600,000 240,000 270,217 6,419,367 0 51,816
1939‡
1940‡
1941 600,000 325,000 352,264 7,861,920 0 165,383

‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.