← The National Albany Exchange Bank New York The National Exchange Bank of →

The National Commercial Bank of

Albany, New York

Charter
#1301
Bank ID
1301
Years
1865–1941
Observations
77

Assets

Year assets loans odraft acceptances_receivable bonds_circ bonds_dep bonds_hand bond_premiums securities_and_mortgages securities securities_usgov securities_other due_from_nb due_from_ra due_from_other_nb due_from_other_nb_and_sb due_from_sb real_estate oreo_and_mortgages internal_stamps exchanges bills_nb checks_and_other currency legal_tender specie cash_and_exchange lawful_money cash_exchange_and_reserve us_debt redemption_fund due_from_treasurer frb_reserve other_assets
1865 2,857,353.53 1,655,770.36 133.84 250,000 145,800 47.46 375,097.77 27,177.20 56,165.18 347,161.72
1866 3,092,425.59 1,079,554.18 794.83 500,000 1,050 9.32 680,116 4,973.61 56,165.18 141,275.91
1867 3,333,289.30 1,152,175.67 509.19 500,000 0 312,700 1.82 87,171.17 638,527.91 4,054.15 56,165.18 29,760 176,992.04 1,677 63,000 2,675.17 307,880 0
1868 5,383,569.12 2,145,814.61 1,784.46 500,000 0 157,250 40.57 260,790.62 1,251,191.14 0 3,361.57 56,165.18 33,370 446,090.45 5,500 300,000 1,120.52 221,090 0
1869 4,088,618.84 1,746,162.60 103.68 500,000 0 0 0 54,025.79 539,505.10 479,993.84 4,783.83 50,000 106,089 211,658.45 6,296.55 329,000 6,000 55,000 0
1870 3,431,946.57 1,294,055.67 1,908.58 500,000 0 0 0 66,600.37 656,064.56 313,753.38 0 50,000 0 103,646 155,870.02 9,135.99 225,912 0 55,000 0
1871 3,776,445.35 1,736,613.48 217.43 500,000 0 0 0 95,001.07 787,967.76 135,116.34 50,000 0 0 32,502 80,244.40 3,782.87 340,000 0 15,000 0
1872 3,147,455.10 1,642,140.38 334.07 500,000 0 0 0 12,500 327,494.19 211,342.58 0 50,000 0 54,759 69,485.94 5,398.94 264,000 0 10,000 0
1873 4,673,086.79 2,660,725.94 6,325.99 500,000 0 0 0 9,200 614,551.46 225,992 0 52,154.14 0 50,863 44,746.94 8,527.32 100,000 0 400,000 0
1874 6,397,147.33 2,118,421.81 2,920.35 500,000 0 0 0 60,925 924,259.53 2,008,327.85 50,000 20,058.90 63,813 39,552.34 6,750.55 5,000 0 575,000 22,118 0
1875 3,132,783.71 1,037,043.55 3,147.60 300,000 0 254,000 15,466.99 135,382.27 0 324,943.85 685,261.75 50,392.20 18,718.54 43,958 35,708.20 5,260.76 0 0 210,000 13,500 0
1876 4,326,473.55 1,515,376.94 1,871.95 300,000 0 904,000 154,368.17 136,927.36 0 594,723.77 277,852.06 50,395.70 24,567.13 40,364 79,781.96 748.51 0 2,000 230,000 13,496 0
1877 4,007,051.58 1,433,177.51 4,134.86 300,000 0 958,000 108,565.65 104,346.77 0 393,701.26 180,865.42 50,399.08 23,372.44 40,084 61,606.91 2,631.88 0 2,000 330,000 14,165.80 0
1878 3,148,847.94 1,407,627.46 797.17 300,000 0 304,200 28,656.39 102,346.77 0 441,964.57 124,326.66 50,399.08 12,738.75 36,937 58,195.80 891.03 15,000 4,000 250,000 10,767.26 0
1879 3,483,070.23 1,121,689.90 50.11 300,000 0 627,900 20,916.06 102,676.77 0 602,550.31 206,581.08 79,000 41,207.19 38,146 22,956.64 1,613.46 45,000 15,000 235,000 22,782.71 0
1880 2,480,261.11 1,194,927.85 203.47 300,000 0 0 0 80,561.77 0 263,134.65 297,558.40 50,000 16,175.05 69,018 27,680.11 790.99 35,000 33,500 95,000 16,710.82 0
1881 3,206,234.16 1,379,950.01 100.39 300,000 0 600,000 0 80,161.77 0 190,015.02 198,729.74 50,000 34,499.06 23,358 61,754.28 168.39 33,000 46,000 195,000 13,497.50 0
1882 3,533,032.71 2,139,875.44 158.60 300,000 0 100,000 60,875 76,761.77 0 280,881.24 106,734.16 51,200 33,667.97 31,826 31,061.51 293.52 19,000 107,200 180,000 13,497.50 0
1883 3,561,683.34 2,306,074.91 0 300,000 0 0 35,000 14,344.75 0 364,363.79 99,171.54 50,000 21,847.29 46,210 27,353.95 419.61 24,000 89,400 170,000 13,497.50 0
1884 4,028,236.66 2,309,350.39 0 300,000 0 0 20,000 6,930 0 575,855.33 314,261.93 50,000 15,114.17 42,036 22,782.01 464.73 9,000 147,950 200,000 14,492.10 0
1885 3,844,029.06 2,266,539.07 49.63 300,000 0 0 0 10,000 0 501,786.36 246,277.14 50,000 16,142.60 27,572 22,125.57 322.99 8,400 268,330 110,000 16,483.70 0
1886 4,613,526.27 2,808,301.71 25.06 300,000 0 0 0 95,000 0 387,073.84 470,344.95 40,000 7,324.52 38,077 7,030.75 31.94 32,600 408,450 0 13,497.50 5,769 0
1887 5,021,156.55 3,285,582.41 738.36 300,000 0 0 0 60,000 0 534,593.09 233,249.20 65,732.84 39,084.63 27,882 44,188.74 85.28 8,200 403,800.50 0 13,497.50 4,522 0
1888 5,265,898.98 3,212,029.73 252.09 300,000 0 0 0 59,187.50 0 839,119.67 126,056.77 140,000 16,618.53 19,862 14,712.13 25.76 36,043 491,870 0 10,121.80 0 0
1889 5,550,411.88 3,238,254.69 828.65 50,000 100,000 0 0 109,550.99 883,713.59 258,331.34 39,943.85 130,000 32,650.71 209,068.09 23,568 9,758.15 10.82 29,500 432,983 0 2,250 0 0
1890 6,385,747.14 3,680,945.97 2,004.52 50,000 100,000 0 0 173,441.46 1,280,801.62 224,002.11 19,692.91 130,000 10,000 21,976.17 39,266 42,450.61 93.77 153,400 435,422 20,000 2,250 0 0
1891 5,394,061.16 3,435,190.52 848.01 50,000 0 0 0 148,599.50 787,785.29 211,080.92 12,106.39 100,000 0 6,809.73 38,680 77,301.89 425.91 140,207 382,776 0 2,250 0 0
1892 5,756,959.26 3,244,955.91 1,672.90 50,000 0 0 0 201,607.10 1,179,074.02 318,105.22 73,554.78 100,000 0 95,923.10 13,849 55,798.05 156.73 116,800 303,212.45 0 2,250 0 0
1893 5,421,121.57 3,265,985.86 2,904.95 50,000 0 0 0 389,155.18 874,868.33 145,128.22 68,448.28 100,000 19,962.76 35,793.97 14,727 15,725.90 1,807.77 208,450 225,913.35 0 2,250 0 0
1894 5,080,293.72 2,957,351.10 2,474.78 50,000 0 0 0 296,530.10 838,356.86 200,329.96 87,997.50 100,000 13,200 21,501.03 17,678 65,588.79 1,188.70 190,000 235,846.90 0 2,250 0 0
1895 4,889,880.35 2,773,038.81 3,002.88 50,000 0 0 0 347,906.18 829,612.93 216,341.63 78,486.34 100,000 20,700 14,999.11 18,333 24,991.38 981.49 173,000 236,236.60 0 2,250 0 0
1896 5,361,676.38 3,240,551.73 384.57 50,000 0 0 0 426,792.90 681,519.99 184,156.21 31,445.11 100,000 24,313.24 26,479.16 20,735 67,772.85 2,202.12 227,000 276,073.50 0 2,250 0 0
1897 5,475,860.02 2,891,680.40 666.34 50,000 0 0 0 360,943.49 843,282.22 207,377.93 326,076.60 100,000 35,512.43 24,289.35 22,920 87,685.35 996.91 172,250 349,929 0 2,250 0 0
1898 5,486,045.27 2,680,535.82 1,841.73 50,000 0 50,000 0 565,523.45 772,027.57 291,413.46 475,296.19 100,000 35,912.43 26,588.73 17,635 14,549.39 459.80 52,250 349,761.70 0 2,250 0 0
1899 6,120,557.07 3,152,673.37 4,996.76 50,000 0 0 0 621,420.58 695,750.56 452,467.63 422,975.03 100,000 34,895.82 19,061.15 26,372 21,147.22 1,868.80 128,250 386,428.15 0 2,250 0 0
1900 6,706,844.33 3,446,812.86 10,661.93 50,000 0 0 0 566,712.09 868,732.55 356,387.08 633,782.03 100,000 39,195.82 113 25,866.36 25,812 24,474.29 4,589.72 143,000 408,204.60 0 2,500 0 0
1901 7,548,859.48 3,170,471.40 602.69 50,000 0 0 0 1,055,399.97 1,326,180.58 584,583.82 499,520.81 100,000 21,195.82 0 29,062.31 19,424 153,398.41 4,304.27 137,000 395,215.40 0 2,500 0 0
1902 13,315,833.17 6,104,367.33 1,268.03 200,000 222,100 0 0 1,004,716.08 1,944,120.64 1,670,139.81 1,051,145.41 100,000 94,096.36 0 55,804.03 31,655 50,426.49 3,878.24 358,000 414,115.75 10,000 0 0
1903 14,724,387.54 6,801,638.84 1,088.86 400,000 22,100 0 15,074.35 1,148,874.16 2,437,087.36 1,553,997.83 748,841.75 100,000 235,156.50 0 36,051.10 34,669 32,875.66 3,237.03 349,000 517,695.10 20,000 0 267,000
1904 16,460,148.68 6,768,101.41 1,729.87 400,000 22,100 0 14,553.35 1,429,622.19 2,506,656.65 2,157,387.39 1,230,793.84 363,485.17 0 0 73,276.23 38,838 21,576.35 3,713.13 425,000 737,315.10 20,000 0 246,000
1905 16,777,917 6,462,181 500,000 2,443,307 1,262,009
1906 20,434,758 7,996,937 615,000 3,176,553 7,136,461 1,509,807
1907 21,006,672 9,894,494 1,004,183 3,438,822 5,022,295 1,646,878
1908 23,679,397 9,340,552 1,000,000 3,471,327 8,307,203 1,560,315
1909 24,280,696 8,927,601 1,000,000 4,215,774 8,263,097 1,874,224
1910 23,234,114 8,636,246 1,000,000 3,420,923 8,480,803 1,696,142
1911 25,019,540 8,958,984 1,000,000 4,893,654 8,309,015 1,857,887
1912 30,167,235 11,830,211 1,000,000 4,648,233 10,415,529 2,273,262
1913 27,239,620 10,994,808 1,000,000 4,702,420 8,464,396 2,077,996
1914 28,820,470 10,960,799 1,000,000 6,227,732 8,873,789 1,758,150
1915 27,057,441 10,024,387 1,000,000 4,660,834 10,491,300 880,920
1916 29,062,619 12,362,546 1,000,000 5,384,578 9,380,239 935,256
1917 30,263,161 15,845,324 1,525,422 4,907,700 4,055,606 3,929,109
1918 30,770,677 16,448,574 3,638,861 4,073,600 5,039,826 1,344,434 225,382
1919 34,542,584 17,903,359 4,005,766 3,855,420 6,582,038 1,801,024 394,977
1920 36,093,789 19,255,961 2,832,833 5,779,463 4,810,816 2,857,148 557,568
1921 34,011,326 19,876,206 230,000 1,742,507 5,852,674 3,964,525 1,959,543 385,871
1922 37,935,822 20,333,880 4,998,780 5,248,022 4,474,058 2,621,722 259,360
1923 36,955,607 18,747,938 4,708,047 6,234,819 4,768,027 2,106,752 390,024
1924 47,633,303 26,115,997 6,260,847 6,607,859 4,713,348 3,677,542 257,710
1925 39,893,674 18,125,543 6,483,798 6,774,837 6,698,897 1,414,276 396,323
1926 42,920,653 19,956,535 6,142,821 7,701,371 8,533,985 585,941
1927 47,399,922 21,952,279 3,972,399 7,913,387 13,290,413 271,444
1928 41,666,458 21,233,867 4,506,190 6,799,114 8,752,927 374,360
1929 42,758,323 21,920,039 4,378,010 6,569,333 8,363,902 1,527,039
1930 47,668,910 21,584,390 8,113,353 6,042,279 10,460,130 1,468,758
1931 50,164,113 19,500,234 13,107,861 7,225,226 7,725,142 2,605,650
1932 56,157,502 17,482,824 12,162,738 6,961,110 17,927,729 1,623,101
1933 61,748,732 19,462,895 13,461,000 16,294,190 10,985,130 1,545,517
1934 65,923,147 26,039,605 15,997,603 10,603,295 11,804,090 1,478,554
1935 60,733,905 14,629,710 17,743,984 9,066,957 17,979,325 1,313,929
1936‡
1937‡
1938‡
1939 82,747,756 15,822,991 22,388,936 10,762,837 32,420,679 1,352,313
1940 91,305,822 18,585,152 17,530,012 10,567,526 43,215,501 1,407,631
1941 105,233,718 23,043,760 22,168,800 11,980,483 35,912,248 12,128,427

‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.

Liabilities & Capital

Year capital surplus undivided_profits surplus_and_undivided_profits notes_nb notes_sb deposits us_deposits usdo_deposits individual_deposits demand_deposits time_deposits due_to_nb due_to_other_nb due_to_ra due_to_sb due_to_tc_and_sb due_to_banks due_to_banks_and_other_liabs bills_payable certified_checks unpaid_dividends other_liabs
1865 500,000 187,828.09 0 225,000 1,639,492.36 48,284.47 255,184.61 1,564
1866 500,000 100,000 136,815.81 441,030 39,383 1,787,735.14 80,768.30 6,693.34
1867 500,000 100,000 177,373.71 440,425 13,468 1,937,724.90 0 0 112,575.93 51,721.76 0 0
1868 500,000 300,000 81,622.76 439,245 8,918 3,880,242.42 0 0 125,088.96 48,451.98 0
1869 500,000 300,000 156,375.10 439,296 7,328 2,481,279.12 0 0 144,583.85 59,756.77 0 0
1870 500,000 300,000 171,972.22 441,861 6,864 1,800,521.45 0 0 148,246.87 60,358.23 0 2,122.80 0
1871 500,000 300,000 194,103.26 441,976 5,869 2,255,361.89 0 0 26,547.62 50,769.98 0 1,817.60 0
1872 500,000 500,000 52,138.75 442,306 5,734 1,522,466.49 0 0 66,838.62 56,780.84 0 1,190.40 0
1873 500,000 500,000 92,412.97 442,334 0 2,951,793.34 0 0 54,044.81 130,784.47 0 1,717.20 0
1874 500,000 500,000 63,367.08 442,279 0 4,808,762.88 0 0 41,128.19 40,723.38 0 886.80 0
1875 300,000 500,000 86,194.27 269,929 9,236 1,863,535.54 0 0 65,937.34 37,055.56 0 896 0
1876 300,000 500,000 112,719.12 264,300 9,240 2,871,991.84 0 0 11,420.09 256,086.50 0 716 0
1877 300,000 500,000 101,988.51 249,100 9,196 2,589,748.45 0 0 37,038.21 218,852.41 0 1,128 0
1878 300,000 500,000 44,414.48 258,100 0 1,991,272.01 0 0 13,060.44 41,541.01 0 460 0
1879 300,000 500,000 24,482.16 270,000 0 2,266,837.14 0 0 83,344.32 37,676.61 0 730 0
1880 300,000 450,000 35,101.09 270,000 0 1,258,396.52 0 0 120,319.17 46,177.33 0 267 0
1881 300,000 450,000 10,685.23 269,950 0 2,013,331.74 0 0 109,379.32 52,505.02 0 382.85 0
1882 300,000 450,000 29,632.86 269,950 0 2,312,181.21 0 0 103,951.61 66,888.03 0 0 429 0
1883 300,000 450,000 38,406.76 269,950 0 2,344,410.37 0 0 121,413.80 37,151.41 0 0 351 0
1884 300,000 450,000 47,048.06 269,950 0 2,768,512.01 0 0 96,591.98 96,017.61 0 0 117 0
1885 300,000 450,000 59,339.25 250,600 0 2,681,759.69 0 0 52,238.64 49,716.48 0 0 375 0
1886 300,000 500,000 23,935.87 263,700 0 3,436,288.21 0 0 44,863.16 44,412.03 0 0 327 0
1887 300,000 500,000 39,285.92 258,800 0 3,715,392.18 0 0 174,896.45 23,560 0 0 9,222 0
1888 300,000 500,000 28,580.66 200,800 0 3,953,465.13 0 0 233,649.30 40,167.14 0 0 9,236.75 0
1889 300,000 500,000 61,906.54 15,000 0 3,948,542.57 110,000 0 513,699.47 92,194.30 0 0 9,069 0
1890 300,000 600,000 55,091.14 45,000 0 4,500,614.03 111,171.80 0 575,654.75 174,055.22 0 23,937.11 223.09 0
1891 300,000 600,000 88,483.90 45,000 0 3,481,091.39 0 0 675,681.71 165,141.69 0 29,407.39 9,255.08 0
1892 300,000 600,000 106,756.61 45,000 0 3,485,138.92 0 0 994,891.60 211,991.55 0 3,930.44 9,250.14 0
1893 300,000 600,000 112,824.01 44,500 0 3,457,164.37 0 0 511,678.72 122,847.48 250,000 13,016.99 9,090 0
1894 300,000 600,000 140,050.43 42,950 0 2,880,110.53 0 0 899,701.60 204,790.38 0 3,429.78 9,261 0
1895 300,000 700,000 82,028.62 33,300 0 2,684,689.67 0 0 750,220.37 324,250.55 0 6,078.14 9,313 0
1896 300,000 700,000 71,636.59 35,350 0 3,577,293.72 0 0 549,808.61 116,284.43 0 11,231.03 72 0
1897 300,000 700,000 88,288.61 40,400 0 2,918,008.61 0 0 790,797.47 629,587.79 0 8,433.54 344 0
1898 300,000 700,000 97,143.41 36,800 0 2,966,594.65 0 0 923,531.34 457,316.72 0 4,395.15 264 0
1899 300,000 700,000 105,387.04 35,300 0 3,037,237.52 0 0 1,423,377.06 483,127.69 0 34,507.76 1,620 0
1900 300,000 700,000 154,773.69 39,350 0 3,759,779.71 0 0 1,088,807.92 20,918.23 241,638.65 399,682.13 0 834 1,060 0
1901 300,000 700,000 207,182.21 36,050 0 4,341,454.33 0 0 1,364,250.80 81,935.92 231,530.80 281,153.86 0 4,645.56 656 0
1902 500,000 1,000,000 71,491.59 185,250 0 5,017,753.60 220,552.51 1,347.16 4,222,098.45 530,456.19 686,964.07 841,187.71 0 38,151.89 580 0
1903 500,000 1,000,000 124,073.72 367,600 0 6,029,156.66 219,251.66 2,543 3,763,448.83 690,920.12 862,373.40 1,146,995.45 0 17,044.70 980 0
1904 500,000 1,000,000 165,339.50 400,000 0 5,930,854.88 133,589.90 6,191.70 5,216,514.71 624,274.38 814,102.86 1,655,949.74 0 12,795.01 536 0
1905 500,000 1,151,775 392,800 14,733,341
1906 500,000 1,218,910 411,100 202,746 8,381,143 9,720,859
1907 1,000,000 1,810,474 986,500 200,981 6,385,954 10,622,763
1908 1,000,000 1,500,000 324,900 959,400 248,000 6,899,473 12,747,624
1909 1,000,000 1,500,000 402,799 989,100 89,192 7,706,217 12,593,387
1910 1,000,000 1,500,000 210,118 978,600 88,368 7,418,822 12,038,206
1911 1,000,000 1,500,000 226,746 999,997 88,782 6,674,807 14,529,208
1912 1,000,000 1,500,000 233,171 999,998 92,823 9,828,557 16,512,686
1913 1,000,000 1,500,000 240,812 982,200 120,372 7,171,102 16,225,134
1914 1,000,000 1,500,000 246,808 1,623,450 142,779 8,517,993 15,789,440
1915 1,000,000 1,500,000 243,756 988,097 8,753,352 1,684,496 12,887,740
1916 1,000,000 1,500,000 321,397 955,400 10,719,028 2,144,073 12,422,721
1917 1,000,000 1,500,000 495,147 981,400 11,550,472 2,540,230 12,195,912
1918 1,000,000 2,085,530 990,300 11,923,662 2,177,542 12,593,643
1919 1,000,000 2,227,986 1,000,000 16,447,549 2,670,842 11,196,207
1920 1,250,000 2,846,807 951,300 16,912,504 4,964,755 9,168,423
1921 1,250,000 3,279,712 932,900 17,020,995 4,325,521 6,886,453 315,745
1922 1,250,000 3,268,087 966,700 18,630,168 5,316,616 8,431,767
1923 1,250,000 3,272,780 999,850 15,934,900 5,409,711 7,592,878
1924 1,250,000 3,437,466 968,200 24,033,156 5,914,110 11,958,909
1925 1,500,000 3,694,623 964,900 17,539,766 6,622,747 9,277,414
1926 1,500,000 4,102,769 965,700 18,357,136 6,757,233 8,428,355 2,809,460
1927 1,500,000 4,262,242 990,500 26,778,452 6,755,035 6,814,680 299,013
1928 1,500,000 4,446,753 989,600 21,880,763 6,363,565 6,011,479 474,297
1929 1,500,000 3,500,000 1,773,748 1,000,000 34,679,282 0 305,293
1930 1,500,000 4,000,000 1,323,526 1,000,000 39,637,205 0 208,179
1931 1,500,000 4,000,000 1,608,639 1,500,000 41,379,885 0 175,589
1932 1,500,000 4,000,000 1,543,083 1,500,000 47,431,923 0 182,496
1933 1,500,000 4,000,000 1,284,876 1,500,000 53,295,815 0 168,041
1934 1,500,000 4,000,000 1,461,796 1,500,000 57,220,814 0 240,537
1935 1,500,000 4,000,000 1,775,629 53,193,654 0 264,622
1936‡
1937‡
1938‡
1939 1,500,000 5,000,000 2,126,903 73,911,588 0 209,265
1940 1,500,000 5,000,000 2,413,708 82,107,648 0 284,466
1941 1,500,000 5,000,000 2,689,416 95,690,844 353,458

‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.