9502. First State Bank (Bowlus, MN)

Bank Information

Episode Type
Suspension → Closure
Bank Type
state
Start Date
August 1, 1911*
Location
Bowlus, Minnesota (45.819, -94.409)

Metadata

Model
gpt-5-mini
Short Digest
7ffaf908

Response Measures

None

Description

The First State Bank of Bowlus was closed by the state bank examiner in early August 1911 and placed in receivership (C. Rosenmeier). Articles describe examinations, criminal charges against officers, sale of bank property by the receiver in 1912, and subsequent dividend payments — indicating permanent closure rather than reopening. There is mention of excitement but no explicit run/withdrawal described; closure was government-initiated after examination and connected troubles with the Royalton bank.

Events (5)

1. August 1, 1911 Suspension
Cause
Government Action
Cause Details
Closed by the state bank examiner after an examination and because of connections/financial ties with the insolvent Royalton State Bank; placed in charge of an examiner.
Newspaper Excerpt
Fearing the reflex action of the closing of the Royalton bank, the First State Bank of Bowlus ... was closed by the state examiner Tuesday and placed in charge of Examiner Millard.
Source
newspapers
2. August 1, 1911* Receivership
Newspaper Excerpt
the First State bank of Bowlus is now in the hands of a receiver, Attorney C. Rosenmeier having been appointed receiver.
Source
newspapers
3. April 13, 1912 Other
Newspaper Excerpt
C. Rosenmeier, receiver of the above named defendant, be and hereby is directed to offer for sale ... the real property belonging to the said defendant bank ... on Tuesday the 14th day of May, 1912 ... Dated April 13th, 1912.
Source
newspapers
4. June 21, 1912 Other
Newspaper Excerpt
A second dividend has been declared by C. Rosenmeier, receiver of the First State Bank of Bowlus, to its depositors, the present one being 20 per cent. This will make a total of 53 per cent to be paid the depositors from the defunct bank.
Source
newspapers
5. January 31, 1913 Other
Newspaper Excerpt
DEFUNCT BANK OF BOWLUS PAYS THIRD DIVIDEND Receiver Rosenmeier ... ordered by Judge Taylor to pay a 20 per cent dividend ... third dividend paid out since the bank was declared insolvent ... creditors will have received 73 1-3 per cent of their claims.
Source
newspapers

Newspaper Articles (14)

Article from Little Falls Herald, August 11, 1911

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2 STATE BANKS CLOSE Royalton and Bowlus Each Have a Bank Closed During Past Week The financial circles of the county received a severe shock during the past week, when the State Bank of Royalton, organized in March 1908 with a capitalization of $10,000, and The First State Bank of Bowlus, organized in September 1907 with a capitalization of $10,000, closed their doors. On July 28 the Royalton bank received a thorough examination by examiners from the state department, at which time it was found that the bank had greatly impaired its resources by loaning money freely to business houses in which its officers were directly interested, and besides this overdrafts which had been running a long time were discovered. Kelsey Chase, state superintendent of banks, thereupon threatened to close the bank unless an assessment of 30 per cent was levied against the stockholders of the institution to put the bank on a sound footing. Rather than comply with this order, the bank on last Friday closed its doors. The books show its resources to be $146,291.91, admitted liabilities $132,000, deposits on time certificates $85,000. The officers are Stephen Schwartz, president : H. A. Schwartz, vice-president: S. J. Swartz, Cashier. The bank was an old institution of the county, having been run as a private bank since the early 80's to 1908. Examiner Regan has been placed in charge of the Royalton bank. Whether the bank is solvent or not is not known and all kinds of stories are heard. Fearing the reflex action of the closing of the Royalton bank, the First State Bank of Bowlus, the ownership of which was closely allied with it, was closed by the state examiner Tuesday and placed in charge of Examiner Millard. The bank had upon examination been found to be in good financial condition, however, and will most likely be reorganized and reopened in a few days with some strong financial interests back of it. The bank has deposits of $80,000, and its surplus was given out as $1,000. The officers of this institution are O. H. Havill of St. Cloud, president; H.J. Schwartz of Royalton, vice president; J. C. McDougall, cashier. There was considerable excitement in Bowlus when the institution was closed and several parties from here and Royalton went out there. The county funds in these banks are covered by surety bonds. As soon as the Bowlus bank was closed, O. H. Havill tendered his reof the signation presidency of the Merchants National bank of St. Cloud. John N. Benson, was elected to sucCashier A. H. Reinbard was to promoted ceed him. vice president and Assistant Cashier Carl Benson was made cashier.


Article from Little Falls Herald, August 18, 1911

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LOSERS DEPOSITORS Royalton and Bowlus Banks Will Pay But 50 to 80 Per Cent St. Paul, Aug. 15.-Depositors in the defunct state banks at Royalton and Bowlus, probably will lose from 20 per cent to 50 per cent of the money they placed in the institutions for safe keeping. This fact became known today, although strenuous efforts have been made to keep the status of the banks under cover. The greatest loss, unless some unknown and unforseen asset appears, probably will be to depositors in the bank at Royalton. The deficit there aggregates approximately $37,000. The bank was organized with a capital stock of $10,000, and stockholders are liable for deuble the amount of their boldings. Even if an assessment of 100 cents, the full amount allowed under the law, be Jevied, the deficiency would not be met. Examination of the bank showed that the total deposits amounted to $109,539.92 at the time it closed. At the bank at Bowlus, the deficiency is approximately $14,000. This bank, too, was organized with capital stock of $10,000. The deposits aggregated at the time it closed $69,512.96. Should an assessment of 100 cents on the dollar be levied on the stockholders, for double their holdings, as provided for by law, the discrepancy probably could be met. It is feared, however, that in both banks are some stock hclders who are not "good'' for the amount they are liable. Suits are being prepared to place the bank in the hands of receivers. It is supposed that the court will order double assessment of stockholders at once to meet deficits. Pioneer Press (16) : The depositors of the First State Bank of Bowlus will not lose any of their money, Mr. Chase thinks, but the depositors of the State Bank of Royalton may lose from 20 to 50 per cent.


Article from Little Falls Herald, August 25, 1911

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BOWLUS Aug 16.-Albert Barton and wife returned from Minneapolis Tuesday evening. John Ruzicka, Joe Solors, Geo. Snezik and Louis Chirhart went to North Dakota Monday to register for a claim in the Berthold reservation. S. Baron and John McDougall de: parted for their homes in Royalton Tuesday, the failure of the First State Bank here having thrown them out of a position. Their many friends regret their departure. Paul Popelick came up from St. Cloud Sunday to visit his family. He is running a threshing rig between St. Cloud and Clear Lake. Dr. Gumper moved in his new office last week. The stork made a visit at Stephen Schwientek's home Saturday night and left a boy. Mother and boy are doing well and Steve is getting along as well as could be expected.


Article from Little Falls Herald, September 1, 1911

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BANKERS ARE ARRESTED One Charged with Embezzlement--Others Illegally Received Deposits Upon learning that the proposition of reorganizing the defunct Royalton bad as a task State bazardous Bank by been those dropped behind the too movement, State Bank Examiner Chelsey Chase came up Sunday and swore out a warrant for the arrest of the cashier of that bank, H. Jf Schwartz, for accepting deposits O. $500 from the First State Bank of Bowlng when he knew his bank to be insolvent. Schwartz was immediately placed under arrest and taken before Justice Phil S. Randall Sunday night, at which time he waived examination and was held to the grand jury of the coming term of court. Bail was fixed at $3,000, R. G. Batzer and Fred York of on his was afternoon, released Royalton Monday going bonds. but He yesterday morning was re-arrested together with his father, Stephen Schwartz, and his brother, Henry A. Schwartz, officers of the Royalton State Bank, on complaints sworn out by Mr. Chase. Deputy Sheriff Frank Heroux left the same morning for St. Cloud with a warrant for the arrest of O. H. Havill, president of the First State bank of Bowlus, but learning that the gentleman wanted had of late moved to Minneapolis, continued to the "mill' city to apprehend the banker, and was expected up last evening. An embezzlement charge made in this last complaint against Cashier H. J. Schwartz of the late Royalton instituiton, which, together with the First State bank of Bowlus is now in the bands of a receiver, Attorney C. Rosenmeier having been appointed receiver. He is charged with approfor his own use priating of Morrill $5,250 belonging to E. E. Crowe Henry A. Schwartz is charged with receiving on deposit from Frank A. Wilderson $807.55 when be knew the bank to be insolvent, while Stephen Schwartz is charged with receiving $600 on deposit from Herman Janning, on the same charge. O. H. Havill of the late First State bank of Bowlus is charged with taking a deposit of $115 from Ole Magnuson when he knew the Bowlus institution to be insolvent. The Schwartzs came up on the noon train yesterday and appeared before Justice Phil S. Randall in the afterbeing set 11. Bail September noon, hearing for for Stephen Monday, and Henry A. Schwartz was fixed at $4,000 each. while that of H. J. Schwartz was fixed at $2,000, there already being $3,000 bonds furnished for his appearat the District court on the first against were the same charge ance bondsmer preferred in him. each The instance, Wm. Broker, George Reader and P. B. McDougall going on the bonds, which were taken to St. Cloud last night for the District Judge's approval.


Article from Little Falls Herald, September 8, 1911

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HAVILLHEARINGSEPT.14 President of Bowlus Bank Claims It Is Solvent-Furnishes Bail O.H. Havill of Minneapolis, until recently of St. Cloud, who was president of the First State Bank of Bowlus was arrested for accepting a deposit of $115 from C. Magnuson when it is alleged the bank was known by him to be insolvent, appeared before Justice Randall last Friday morning and hearing was set for September 14th. Bail was fixed at $4,000, which was furmished by D. Abeles, Robert Harrison, H. C. Irving, C. S. Bunnell and John J. Liesen. Ripley Brower of St. Cloud appeared as attorney for Mr. Havill. In reference to the charge against him, Mr. Havill made the following statement to the press: "I believed and knew that the First State Bank of Bowlus was solvent for I personaly investigated its condition, and at the proper time I will be prepared to prove it. Until that time arrives I ask the public and my friends to suspend judgment. Immediately after receiving information that the State Bank of Royalton was involved 1 went to Bowlus on Thursday, August 3d and personally made an examination of the bank. I found the bank solvent with more than double the reserve cash on hand required by law. As a further precaution. I consulted the State Superintendent of Banks, Kelsey M. Chase, and requested that he make an examination, for the purpose of secaring bis advice as to what ought to be done in case there should be trouble at Bowlus as a result of the failure of the State Bank of Royalton. This was feared because of the fact that a large part of the stock of the Bowlus bank was not held by myself but by the officers of the insolvent bank of Royalton. The failure of the Bank of Royalton, as was feared, brought about a condition of things that made it necessary to close the Bowlus bank for the prolection of the depositors, but I am just as confident now as I was at the time that the First State Bank of Bowlus was solvent. I am not seeking to avoid any responsibility-I fearlessly accept it for I have violated no law nor done any disbonest act. Mr. Havill also stated that when he disposed of his interests in the Royalton state bank nine months ago it was solvent.


Article from Little Falls Herald, November 10, 1911

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COMMISSIONERS MEET Act on State Road, School, and Other Petitions A regular monthly meeting of the ounty commissioners was held Tues. day. New bond of Frank Armstrong was approved. Petition for county road in town of Leigh and Richardson was laid over to December meeting Application of transfer of liquor license of W. Hohn in town of Buh, to J. Vernig was granted. Final hearing on application to set off Aug Gustatson from District 35 to 49, was granted, as also that of John Mactey,Jr., from district 11 to district 52. The following was designated as a state road: Beginning at the east quarter post of Section One in Township Forty two, Range Thirty-one, and running thence west on the quarter line of said Section One and continuing thence west on the quarter line of Section Two of Township and Range and terminating at the west quarter post of saidSection Two. At this point same connects with a state road already established. Final hearing petitior of Annie Rutz to be set off from district 38 to district 36 was granted. The county commissioners at their meeting Tuesday decided to make a demand on the bondsmen guaranteeing the funds of the county in the detunct Royalton State bank and First State bank of Bowlus, for the amounts the county bad deposited in the banks at the time of their failure, $2,072.28 and $309.1 18 respectively. If the bondmen fail to make good the amounts, suits will be started against them. Charging that in paying $140 to School District No. 88 as interest on a state lown, the offices of School Dis. trict No. 117 had misappropriated the funds of the district, P. A. Kull, clerk of the latter district, appeared before the county commissioners Tuesday with the request that the board have the public examiner examine the books of the district. The matter was left over to the next meeting, the commissioners being of the opinion that this was not done with criminal intent and that the matter could be fixed up without calling the public examiner. That part of a state road heretotore established, in the following description, was annulled: Beginning at a point on the west line of Section 36, Township 131, Range 31, 33 feet at right angles from the easterly line of the right of way of Northern Pacific Railway, thence running in a southeasterly direction from said point of beginning at all points parallel with and 38 feet distant from the easterly line of the said right of way to the west line of Section 6, Township 130, Range 30, and from thence running south on the west line of said Section 6 to a point on said section line 33 feet southwesterly from and at right angles with the westerly line of said right of way, thence in a southeasterly direc tion parallel with the westerly line of said right of way and at all points 38 feet distant therefrom to the south line of Section 6. $150.00 was appropriated to the Town of Belle Prairie and $225.00 to the town of Ripley, both for general road and bridge purposes. Fifty dollars was appropriated to the village of Randall to be used on approaches to the bridge in said village on Section line between Sections and 8. The county auditor was authorized to advertise for bids for new bridge across Pike Creek, same to be let next meeting of the worrd. A number of bills were also allowed.


Article from Little Falls Herald, February 9, 1912

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HAVILL CASE LASTING Defense Presenting Evidence--District Court Adjourns After This Case The state reated its case against O. H. Havill, pre-ident of the defunct First State Bank of Bowlus, on trial for ac epting a deposit is hen be bad reason to believe the bank to he insolvent, at 5:30 o'clock Tuesday atter noon. The evidence it introduced attacked the value of the bonds of the Western Granite company of St Cloud, individual loans, value of defenuant's and wife's note.. as also these of H. J. Schwartz and wife, Armstrong Im plement company of Royalton. Clark C. the Eldred granite and company, C. Dragoo, in which members defend of ant was one of the principal stock holders. It was held that the bonds of these companies and partie snotes were practically valueless. The prosecution introduced evidence to show that a 60 acre tract of land which the granise company had purchased for $1600 had been immenjat.ly entered on us books as of a value of $16,000 and therempon gave mortgage trust deed for same to the extent of or $50,000 in bonds, $3,000 of which it turned over to the First State bank of Bowlus as collateral for a loan. Wit. ne-ses test:fied ttat the Western Granite company had since 1905 lust about $52 000 A hability of $2.000 more was shown by the state against the Armstrong Implement company, bringing the total liamlities of the company to about $11,000 with assets including $3,000 book accounts, running to about $8 000. Evidence was also introduced to show that the only property which Mrs. Havill, defendant's wif-, who bad a note in the bank for $1.500. owned was H cottage which shortly after the failure of the bank was dreated to Attorney Ripley B. Brower of Sr. Cloud. Mr. Brower was called on the stand by the state and testified that the deen to the property was only given pim in trust to act as defendant's council. On the books of the granite company were found a claim against the J. & W. A Elliott Contracting company of lis and the state university for the stand Minneap. placed $3,000, on and Mr. and Richmond testined th was the Ellietta bad paid the entire claim


Article from Little Falls Herald, April 19, 1912

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State of Minnesota? 95. County of Morrison In District Court, Seventh Judicial District State of Minnesota, ex rel, George T. Simpson, as Attorney General, Plaintiff. vs First State Bank of Bowlus, Defendant. On reading the affidavit and petition of C. Rosenmeier, receiver of the above named defendant, praying for leave to sell the property of the above named defendant and the court being fully advised in the premises and it appearing that such sale is for the best interest of the creditors of the said defendant, IT IS ORDERED: That C. Rosenmeier, receiver of the above named defendant, be and hereby is directed to offer for sale to the highest bidder for cash, upon sealed bids, which bids will be opened in the office of the said C. Rosenmeier in the Village of Royalton, Morrison County, Minnesota, the said receiver, on Tuesday the 14th day of May, 1912, at 10 o'clock in the fore-noon of that day, all the real property belonging to the said defendant bank, consisting of Lot twenty-one (21) of block seven (7) in the town (now village) of Bowlus, Morrison County, Minnesota, excepting, however, from the said lot, that part thereof covered by that certain partition wall agreement, entered into between the said bank and one W. A. Shoemaker, which agreement has been duly filed and recorded in the office of the Register of Deeds, Morrison County, Minnesota. That all information pertaining to the said property may be obtained by the bidders either from the said C. Rosenmeier or from the appraisers duly appointed by the court, to-wit: C. R. Rhoda of Royalton, Minnesota, Norman McLeod of Bowlus, Minnesota, and M. N. Young of R. F. D. No. 4 Royalton, Minnesota. That all the bids shall be accompanied by a certified check for ten per cent of the amount of such bid as a guaranty of good faith and said bid shall be presented at the time and place above stated, or mailed to the said receiver to the said date and hour. IT IS FURTHER ORDERED: That a copy of this order shall be published in the Royalton Banner. a weekly newspaper published in the Village of Royalton. Morrison County, Minnesota; in the Little Falls Transcript and Little Falls Herald, newspapers published in the City of Little Falls, Morrison County, Minnesota, weekly for three consecutive weeks immediately prior to the said date of May 14th, 1912 and that further notice be given by posting orders of this copy for three consecutive weeks immediately prior to said 14th day of May, 1912 in the said Village of Royalton, in the Village of Bowlus and in the City of Little Falls, all in Morrison County, Minnesota. That all bids are subject to confirmation by the court, as provided by law. Dated April 13th, 1912. M. D. TAYLOR, A-19-3ts District Judge.


Article from Little Falls Herald, April 26, 1912

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State of Minnesota ss. County of Morrison In District Court, Seventh Judicial District State of Minnesota, ex rel, George T. Simpson, as Attorney General, Plaintiff vs First State Bank of Bowlus, Defendant. On reading the affidavit and petition of C. Rosenmeier, receiver of the above named defendant, praying for leave to sell the property of the above named defend+ ant and the court being fully advised in the premises and it appearing that such sale is for the best interest of the creditors of the said defendant, IT IS ORDERED: That C. Rosenmeier, receiver of the above named defendant, be and hereby is directed to offer for sale to the highest bidder for cash, upon sealed bids, which bids will be opened in the office of the said C. Rosenmeier in the Village of Royalton, Morrison County, Minnesota, the said receiver, on Tuesday the 14th day of May, 1912, at 10 'clock in the fore-noon of that day, all the real property belonging to the said defendant bank, consisting of Lot twenty-one (21) of block seven (7) in the town (now village) of Bowlus, Morrison County, Minnesota, excepting, however, from the said lot, that part thereof covered by that certain partition wall agreement, entered into between the said bank and one W. A. Shoemaker, which agreement has been duly filed and recorded in the office of the Register of Deeds, Morrison County, Minnesota. That all information pertaining to the said property may be obtained by the bidders either from the said C. Rosenmeier or from the appraisers duly appointed by the court, to-wit: C. R. Rhoda of Royalton, Minnesota, Norman McLeod of Bowlus, Minnesota, and M. N. Young of R. F. D. No. 4 Royalton, Minnesota. That all the bids shall be accompanied by a certified check for ten per cent of the amount of such bid as a guaranty of good faith and said bid shall be presented at the time and place above stated, or mailed to the said receiver to the said date and hour. IT IS FURTHER ORDERED: That a copy of this order shall be published in the Royalton Banner, a weekly newspaper published in the Village of Royalton. Morrison County, Minnesota; in the Little Falls Transcript and Little Falls Herald, newspapers published in the City of Little Falls, Morrison County, Minnesota, weekly for three consecutive weeks immediately prior to the said date of May 14th, 1912 and that further notice be given by posting orders of this copy for three consecutive weeks immediately prior to said 14th day of May, 1912 in the said Village of Royalton, in the Village of Bowlus and in the City of Little Falls, all in Morrison County, Minnesota. That all bids are subject to confirmation by the court, as provided by law. Dated April 13th, 1912. M. D. TAYLOR, A-19-3ts District Judge.


Article from Little Falls Herald, May 3, 1912

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State of Minnesota as. County of Morrison In District Court, Seventh Judicial District State of Minnesota, ex rel, George T. Simpson, as Attorney General, Plaintiff. vs First State Bank of Bowlus, Defendant. On reading the affidavit and petition of C. Rosenmeier, receiver of the above named defendant, praying for leave to sell the property of the above named defendant and the court being fully advised in the premises and it appearing that such sale is for the best interest of the creditors of the said defendant, IT IS ORDERED: That C. Rosenmeier, receiver of the above named defendant, be and hereby is directed to offer for sale to the highest bidder for cash, upon sealed bids, which bids will be opened in the office of the said C. Rosenmeier in the Village of Royalton, Morrison County, Minnesota, the said receiver, on Tuesday the 14th day of May, 1912, at 10 'clock in the fore-noon of that day, all the real property belonging to the said defendant bank, consisting of Lot twent y-one (21) or block seven (7) in the town (now village) of Bowlus, Morrison County, Minnesota, excepting, however, from the said lot, that part thereof covered by that certain partition wall agreement, entered into between the said bank and one W. A. Shoemaker, which agreement has been duly filed and recorded in the office of the Register of Deede, Morrison County, Minnesota. That all information pertaining to the said property may be obtained by the bidders either from the said C. Rosenmeier or from the appraisers duly appointed by the court, to-wit: C. R. Rhoda of Royalton, Minnesota, Norman McLeod of Bowlus, Minnesota, and M.N. Young of R. F. D. No. 4 Royalton, Minnesota. That all the bids shall be accompanied by a certified check for ten per cent of the amount of such bid as a guaranty of good faith and said bid shall be presented at the time and place above stated, or mailed to the said receiver to the said date and hour. IT IS FURTHER ORDERED: That a copy of this order shall be published in the Royalton Banner. a weekly newspaper published in the Village of Royalton, Morrison County, Minnesota; in the Little Falls Transcript and Little Falls Herald, newspapers published in the City of Little Falls, Morrison County, Minnesota, weekly for three consecutive weeks immediately prior to the said date of May 14th, 1912 and that further notice be given by posting orders of this copy for three consecutive weeks immediately prior to said 14th day of May, 1912. in the said Vil. lage of Royalton, in the Village of Bowlus and in the City of Little Falls, all in Mor. rison County, Minnesota. That all bids are subject to confirmation by the court, as provided by law. Dated April 13th, 1912. M. D. TAYLOR, A-19-3ts District Judge.


Article from Little Falls Herald, June 21, 1912

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A second dividend has been declared by C. Rosenmeier, receiver of the First State Bank of Bowlus, to its depositors, the present one being 20 per cent. This will make a total of 53 per cent to be paid the depositors from the defunct bank.


Article from Little Falls Herald, September 27, 1912

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COURT HAPPENINGS IN GRAND JURY RETURNS NINE INDICTMENTS-NUMBER OF CASES DISPOSED OF In the action of C. Rosenmeier, receiver, First State Bank of Bowlus vs. Paul Popilek, et al, a verdict was directed in favor of the plaintiff. The action was to secure judgment on a note of $1,500 which was held by the defunct bank of Bowlus. A verdict of no damage was brought in the case of Donley vs. Anna Zelenski. The suit was for the recovery of damages alleged to have been caused by the scattering of skunk weed seeds on the plaintiff's land. The case of the Freeman-Patterson Shoe company vs. The Little Falls Cooperative company, E. A. Kling garnishee, was settled according to stipulations. The case of A. M. Davis vs. Carl Gerspach, A. M. Watson vs. Town of Morrill and Simon Kassela, vs. Nick Maier were continued. The case of J. M. Brown vs. John P. Langer and Elizabeth Langer and Hubert Langer and Margaret Langer was dismissed without cost to the defendant or plaintiff. The case of the Merchants National Bank of St. Cloud vs. Jos. Waltman will probably be settled out of court. In the case of the Merchants National Bank of St. Cloud vs. Stanislaus Loza and I. W. Bouck, a trial was waived. The case of Mike Janson vs. T. J. Mathieson which was an action for the settlement of an account and that of J. A. Doschke, Peter Doschke and Katherine Doschke vs. Reeves -and company, which is an action to recover money paid to Reeves and company on a mortgage which was given in part payment on a threshing rig which proved to be unsatisfactory and was returned; were both settled before coming up for trial. The case of Geo. Benz and Sons vs. Frank Armstrong as sheriff has been settled. The Searstock Land company vs. C. A. Carlson and Carl Anderson was tried on September 19 and 20 and a verdiet in favor of the defendant was rendered. The case of John F. Egan vs John Wilczek, a libel case, was dismissed by the plaintiff. The grand jury returned several indictments and failed to indict in several cases. Four indictments against Paul Lemanczek and two against John Wludarske were returned. The first is charged with selling liquor to minors and with selling on Sunday. The latter is charged with assault in the second degree. H. E. Mann, charged with assault with a dangerous weapon was indicted as was John Wludarske indicted on the same charge. In the case of T. Kelly, charged with entering the Pioneer Drug store, and of J. J. Kunza and Leo Urbanski both charged with violating the liquor laws, the grand jury failed to indict. In the case of E. A. Loucks vs. Mathias Thommes, which was tried Wednesday, a verdict of $74 was given plaintiff. This action was for the recovery of hay stumpage which was cut during the year 1910 and which is the property of Mr. Loucks. The case of the State vs. Alex Trzebiatowski was on trial Thursday. This is a case in which the complaining witness, Pauline Smuda, charges the defendant with being the father of her child. Defendant wa. found guilty.


Article from Little Falls Herald, January 31, 1913

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DEFUNCT BANK OF BOWLUS PAYS THIRD DIVIDEND Receiver Rosenmeier of the First State Bank of Bowlus has been ordered by Judge Taylor to pay a 20 per cent dividend to the creditors of the band, according to notices sent out during the week. This will have been the third dividend paid out since the bank was declared insolvent and the creditors will have received 73 1-3 per cent of their claims. Another dividend will be forthcoming but the amount 1S not known at the present time.


Article from Little Falls Herald, November 20, 1914

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COUNTY RECOVERS DEPOSITS JUDGMENT ENTERED AGAINST BONDSMEN OF DEFUNCT BANKS FOR $965.80 Morrison county has been given a judgment for $965.80 against Steven Schwartz, John Schwartz and Richard Wilde of Royalton in district court for money deposited in the Royalton State bank and the First State Bank of Bowlus, county depositories, which failed in August, 1911. The above named men were liable for the amount on deposit, having signed the bonds when the banks were made county depositories. The case was heard at a special session of district court here Friday evening, Judge Roeser of St. Cloud presiding. County Attorney D. M. Cameron represented the county. On Monday he was notified that a judgment had been entered in favor of the countv. The total amount deposited in the two banks together with interest was $965.80, $889.30 being in the Royalton bank and $76.50 in the other. On Wednesday Sheriff Paul Felix received a check from R. Wilde for $1,300, in settlemens of the judgment and costs of the case.