Union Bank (Richland, MI)

Episode Information

Episode UID
9116624891121
Episode Type
Suspension โ†’ Reopening
Bank Type
private
Bank ID
911662489 hash
Start Date
May 12, 1893
Location
Richland, Michigan (42.376, -85.455)

Metadata

Model
gpt-5-mini (chosen from majority vote of a three-model LLM ensemble)
Short Digest
880c02ef11256716

Response Measures

None

Description

Articles state Union Bank is a branch of the Columbia National (Chicago) and closed May 12 but expected to resume in days.

Events (1)

1. May 12, 1893 Suspension
Cause
Correspondent
Cause Details
Closed because of failure/connection with the Columbia National Bank of Chicago (branch relationship).
Newspaper Excerpt
The Union bank, a branch of the Columbia National of Chicago, closed today. Cashier Watts says the depositors will be paid in full and the bank running again in two or three days.
Source
newspapers

Newspaper Articles (11)

Article from Daily Kennebec Journal, May 13, 1893

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DOZENS GO UNDER. All Sections of Indiana and Michigan Report Failures of Banks. INDIANAPOLIS, May 12.-It is reported that the bank at Boswell, controlled by the Dwiggins syndicate, was closed today. The Citizens' Bank of Hebron (Ind.) closed its doors today, on account of the Columbia National Bank failure. The bank of Spiceland. Spiceland, Ind., suspended today. It was a state institution, with 836,000 capital, of which $13,000 was subscribed by Dwiggins, Starbuck & Co., Chicago. Deposits amounted to $30,000 and loans something more than that. The bank at Monroeville. Ind., a branch of the Chemical National Bank, Chicago, closed its doors today. The Citizens State Bank of Knox. Ind suspended today. Dwiggins of the Columbia Bank, Chicago, was the principal owner. The depositors are almost frenzied. Banks at Walkerton, Arcadia and Ox. ford are closed. All were dependant upon the Columbia. The Union Bank, Richland. Mich branch of the Columbia National, Chicago. closed today. Cashier Watts says the depositors will be paid in full. The private banking institution of Paris and Nave, Rockford, Mich., closed its doors today. The bank did a lively business among farmers. The bank was affected by the failure of the Capital National Bank of Indianapolis.


Article from The Portland Daily Press, May 13, 1893

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township and school funds are tied up. It is believed that depositors will be paid in full. GRAND RAPIDS, Mich., May 12.- - The private banking institution of Paris and Nave at Rockford closed its doors today. The bank did a lively business among farmers. The bank was affected by the failure of the Capital National Bank of Indianapolis. RICHLAND, Mich., May 12.-The Union bank, a branch of the Columbia National of Chicago, was closed today. Cashier Watts says the depositors will be paid in full. Knox, Ind., May 12.-The Citizens' State Bank of this city suspended today. D. Wiggins, of the Columbian Bank of Chicago, was the principal owner. The depositors have been almost frenzied all day. The banks at Walkerton, Arcadia and Oxford were closed. All were dependent upon the Columbia. CHICAGO, May -About 40 country banks in Indiana, Illinois, Michigan and Ohio were connected with Dwiggins' Columbian Bank combination. Failures Abroad. NEW York, Mav 12.-The Eveniag Post's London special says: There were seven defauits on the stock exchange today, and more are expected tomorrow. Most of the failures were in African mines, and are small. The Failures of the Week. NEW YORK, May 12.-Dun & Co. and Russell & Co., report 257 United States failures in the last seven days. There were 150 for the corresponding week last year.


Article from Grand Rapids Herald, May 13, 1893

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Other Michigan Banks RICHLAND Mich. May 12 The Union bank. a branch of the Columbia No. tional of Chicago, closed this morning Cashier Watts says that the depositors will be paid in full and the bank run ning again in two or three days EDWARDSBURG, Mich. May 12. The Citizens bank of this place closed its doors this morning. About #25,000 of local deposits together with township and school funds, are affected A large amount of the bank's stock " FAR held by the broken Columbia National bank of Chicago. CHARLEVOLY Mich. May 12 W B. Brown & Co., proprietors of the Bank of Charlevois. made an assignment last last night to R. W Kate The a posite will probably not exceed $10,000 and it is expected that all creditore will be paid in full. LAWTON Mich May 12 The A meri can bank of this city closed its doore this morning It is controlled by the Colum bia National bank of Chicago Nearly every business firm in the city is in volved. besides many farme TH and others who were depositors The deposite amount to about $30,000 The deposit tors have attached the funds and the bank is now in the hands of the sheriff.


Article from The Morning News, May 13, 1893

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BANKS GOING 10 SMASH. Branches of the Chicago and Indianapolis Concerns Closing. Eight or Ten Small Institutions Forced to Close Their Doors- The Liabilities and Assets in Most Instances Do Not Represent Large Amounts. Some of the Officials Not to Be Found. Cincinnati, May 12.-The private banking firm of Dwiggins, Starbuck & Co. has failed. THE DUNKIRK BRANCH GOES. Portland, Ind., May 19.-The Dunkirk National Bank of Dunkirk, owned and controlled by Dwiggins, Starbuck & Co of Chicago has failed. Its liabilities are at least $75,000. The firm owns a number of other banks and these are reported to have gone to the wall. A CRASH AT CHARLEVOIX Charlevoix, Mich., May 12.-W. P. Brown & Co., bankers. doing business under the name of the Bank of Charlevoix, have made an assignment to R. W. Kane. No statement has yet been made as to the cause of the suspension. BANKERS SKIP TOWN. Paw Paw, Mich., May 2.-Great excitement prevails at Lawton. The managers of the local bank did not open the institution this morning, having left town last night. Citizens have some $18,000 deposited in the bank. TWO SHUT UP IN INDIANA. Kokomo, Ind. May e.-The state bank of Russiaville did not open its doors this morning. It was a small institution controlled by the Columbia National Bank of Chicago. Some of the stock held by farmers in the vicinity The officers claim that neither the depositors or stockholders will lose anything The bank of Greentown has closed its doors. The suspension is due to the suspension of the Chemical National Bank of Chicago. CAN'T FIND THE OFFICIALS. Toledo, O., May 12. The Ottawa County Bank at Elmore, a branch of the Chicago Columbia. has closed its doors The bank officials are not to be found. HERE ARE THREE MORE. Indianapolis, Ind. May The branch banks of the Columbian National at Moreystown and Greenwood are said to have failed, The Moreystown bank is of considerable importance, having a capital of $75,000. The Farmers and Merchants' Bank of Geneva, Ind.. closed its doors at noon. It was the oldest institution of the kind in the town. The Bank of Spiceland of Spiceland, Ind., suspended to-day. The bank was state institution, with $36,000 capital, of which $18,000 was subscribed for Dwig gins, Starbuck & Co. of Chicago. The de posits amounted to $30,000. and the loans were something more than that MONROEVILLE IN LINE. Monroeville, Ind. May 12.-A bank here. which was a branch of the Chemical National Bank of Chicago, closed its doors to-day. A statement as to the condition of the bank cannot be given. MONTICELLO FEELS THE CRASH. Monticello, Ind., May 12.-The Commercial Bank of Brookston closed to-day. The principal stock is owned by the Dwiggins syndicate. Efforts are being made to have a receiver appointed to protect the depositors. A Lynching Rumor. Columbia, S. C., May 12.-A report reaches here late to-night to the effect that the negroes of Barnwell are gathering together to lynch the colored woman who swore away the life of John Peterson before the mob. FEARED A RUN. Morristown, Ind. May 12.-The Commercial Bank of Morristown closed this morning from fear of a run. There is confidence in the ability of the managers to bridge over the difficulty and resume business to-morrow. No uneasiness is felt by the depositors. A ROCKFORD BANK CLOSED. Grand Rapids, Mich.. May 12.-The private banking institution of Paris & Nave, at Rockford, Kent county. closed its doors this morning upon order of the proprietors, who live at Indianapolis. The bank did lively business among farmers. Nothing is known.of the bank's condition, except that it was affected by the failure of the Capital National Bank of Indianapolis. A CONVOY BANK SUSPENDS. Convoy. O., May 2.-The Farmers Bank of Convoy, O., closed its doors to day, caused by its relations with the Columbia National Bank of Chicago. No statement of the bank's condition has been made. A card on the doors states: "This bank has suspended.' DOORS SHUT AT EDWARDSBURG. Edwardsburg, Mich. May 12.-The Citizens' Bank of this place closed doors this morning. About $25,000 of local deposits together with township and a school funds, are affected. It was branch of the Chicago Columbian. PAYMENT IN FULL PROMISED. Richland, Mich., May -The Union Bank. a branch of the Columbian of Chicago, closed this morning. Cashier Watts says that depositors will be paid in full and the bank running again in two or three days. A HEBRON BANK FAILS. Hebron. Ind., May 12.-The Citizens Bank of Hebron closed its doors to-day The suspension was caused by the Columbia National failure. WHISKY DEALERS FAIL. Louisville, Ky., May 12.-The wholesale whisky firm of W. H. Thomas & Sons suspended payment this morning. The suspension at first caused some excitement. which quickly subsided when it became known that this action was the result of dullness of the whisky trade and the tight money market. The different bankers with which the firm have done business place the excess of assets over liabilities at $150,000 to $400,000.


Article from The Wilmington Daily Republican, May 13, 1893

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MANY BANK FAILURES. Panic Stricken Bankers in Indiana Country Towns. DRAGGED DOWN BY THE COLUMBIA. The Panic Spreads to Michigan and Ohio Banks, and Several Suspensions Are Added to the List in These States-Pecullar Methods of the Columbia Bank. May 13.-The failure of the a Columbia CHICAGO, National bank has disclosed of shystering without a parallel and in system American banking. The president to of the Columbia is shown have manager organized about fifty small concerns and insignificant points in Indiana of at all of which were correspondents likely Ohio, broken bank, and it is scarcely the the that of them will survive. But litany were at places where there was be banks business the moral effect is likely to The tle serious than the actual business losses. in Columbia more had very little chiefly Chicago, and such as it had was were with customers who, like the bank, the without commercial standing. Hence business was not felt in reputable other failure and had it occurred at any half circles, time it would have been forgotten in an hour. PORTLAND, Ind., May 13.-A courier the Dunkirk announces the failure of confrom Dunkirk bank, which is owned and by Dwiggins, Starbuck & Co., filed of trolled Chicago. Attachments were at once to and deputy sheriff left immediately The a all the available property. the levy on has failed for at least $75,000, and bank may reach $100,000. The firm con- of trolling amount this bank owns a number and these are reported to havegone enothers, to the wall. The Geneva bank of their terprise also has failed. INDIANAPOLIS, Ind. May 13.-State Audi- ComHenderson was notified that the could tor mercial State bank, of Russiaville, its demands. The Commercial in not meet is one of about twenty banks Indiana bank that are thought to be connected as with the Columbia National. Perhaps to the private banks are also related many Chicago concern to some extent. Reports show other small places in the state banks. that from a panic has seized the smaller county, bank at Brookston, White (o statesuspended The yesterday afternoon. made. It of its condition has been ment controlled by the Columbia National. was banks of the Columbia Nationalstring said to The Moreystown and Greenwood are liabilities at have also failed, the latter with amounting to $60,000. The Moreystown bank is of considerable importance, having a capital addition of $75,000. to the above the following bank, In are reported: Citizens' suspensions Ind. Bank of Spiceland, SpiceHebron, Ind.; Monroeville bank, Monroeville, Ind., land, Commercial bank, Norristown, these Ind.; Citizens' bank, Knox, Ind. All of were and branches of the Columbia National Chicago. INDIANAPOLIS, May B.-The directors that the Capital National bank claim and of has been no loss on discounts, dollar. there not a department has lost a that bank, they say, is more than solvent. The will ask the examiner to permit They resumption after an examination. FORT WAYNE, Ind., May 13, -News Mer- of suspension of the Farmers' and reached chants' the bank at Geneva, Ind., has the here. It was the oldest institution of kind in the town. CINCINNATI, O., May 13. -The private & firm of Dwiggins, Starbuck failed. banking at Williamsburgh, O., has of the Co., failure is due to the failure Mr. The Columbia bank, of Chicago, of which is was cashier. About $8,000 the Dwiggins the Williamsburg bank from will due Columbia, all of which, it is thought, Williamslost. The postmaster at be ordered the arrest, for alleged burgh, embezzlement, of Lawrence G. Good, cusexpert accountant. He was taken in tody. O., May 13.-The Farmers' CONVOY, of this place, has closed its doors, bank caused by its relations with the Columbia National. EDWARDSBURG, Mich., May 13. -The Cit- its bank, of this place, has closed izens' About $25,000 of local deposits, todoors. gether with township and school funds, Chiare re affected. It was a branch of the cago Columbia. RICHLAND, Mich., May 13. -The Union a branch of the Columbia National bank, bank, of Chicago, has closed its doors. Cashier Watts says that the depositors will be paid in full and the bank running again in two or three days. CHARLEVOIX, Mich., May 13.-W. P. & Co., bankers, doing business unBrown the name of the Bank of Charlevoix, Kane. have der made an assignment to R. W. PAW PAW, Mich., May 13. Great excitement prevails at Lawton. The managers the in of a local bank there did not open town stitution yesterday, having left Thursday night. Citizens have about$18,000 deposited in the bank. LAWTON, Mich., May 13.-The American It of this city has closed its doors. bank controlled by the Columbia National business bank is of Chicago. Nearly every in the city is involved, besides depositors. many farmers man and others who were The deposits amount to about $30,000. SAN JOSE, Cal., May -The liabilities to the Santa Clara bank are now stated by of $300,000. Assurances had been given the be officers of the bank that the depositors would be paid in full


Article from New-York Tribune, May 13, 1893

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Atchley, at Batavia, the county seat, shortly before last midnight, and was caused by the failure of the Columbia Bank of Chicago. About 88,000 is due the Williamsburg bank from the Columbia, all of which It is thought will be lost. The postmaster at Williamsburg ordered the arrest of Lawrence P. Good, expert accountant, who had started for Cincinnati this mornIng. Good was taken in custody on his arrival here. The order of arrest charges Good with embezzlement. Toledo, Ohio, May 12.-The Ottawa County Bank. at Elmore, a branch of the Columbia Bank of Chicago, has closed its doors and the bank officials are not to be found. Convoy, Ohlo. May 12.-The Farmers' Bank of Convoy, Ohio, closed its doors to-day. The failure was caused by its relations with the Columbia Bank of Chicago. No statement of the bank's condition has been made. Edwardsburg, Mich., May 12.-The Citizens' Bank of this place closed Its doors this morning. Dwiggins, the Columbia National Bank of Starbuck Chicago, held & Co., a large of share of the stock in the Citizens' Bank. Citizens of this place are interested to the extent of $25,000. Township and school funds are also tied up. Charlevoix, Mich., May 12.-W. P. Brown & Co., bankers, doing business under the name of the Bank of Charlevoix. have made an assignment to R. W. Kane. No statement has yet been made as to the cause of the suspension. Pawpaw, Mich., May 19.-Great excitement prevails at Lawton. The managers of a local bank there did not open the Institution this morning, having left town last night. Citizens have some $18,000 deposited In the bank Richland, Mich. May 12.-The Union Bank. a branch of the Columbia National. of Chicago, closed Its doors this morning. Cashier Watts says that the depositors will be paid In full and the bank running again in two or three days. Ottawa, III., May 12.-Richard J. Hornick. banker. merchant and speculator. of Grand Ridge, made an assignment to-day to Lacy Hibbs and Caleb A. Porter. The cause of the assignment is given as a run on his bank. caused by the financial entanglement of his brother. his backer, John Hornick, of Sloux City, Iowa.


Article from Rock Island Daily Argus, May 13, 1893

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Like Bricks in a Row They Tumble. GRAND RAPIDS, Mich., May 13. - The private banking institution of Paris & Nave at Rockford, Kent county, has closed its doors upon the order of the proprietor, who lives at Indianapolis. The bank did a lively business among the farmers. Nothing is known of the bank's condition, except that it was affected by the failure of the Capital National bank, of Indianapolis. RICHLAND, Mich., May 13.-The Union bank, a branch of the Columbia National of Chicago, has been closed. Cashier Watts says that the despositors will be paid in full and the bank running again in two or three days. EDWARDSBURG, Mich., May 13. - The Cititens' bank of the place has closed its doors. About $25,000 of local deposits, together with township and school funds are affected. It was a branch of the Chicago Columbia.


Article from Rock Island Daily Argus, May 13, 1893

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BANKING ON WIND. Alleged Facts About the Columbia Concern. DIRECTORS TALK OF RESUMPTION, But Matters Are In a Much Mixed Condition-Development of Financier Dwig-Operations of His County Bank Scheme-Connections That Have Gone Inder-Correspondents in Illinois-Im tators at Indianapolis-An Epidemic of Failures. CHICAGO,May 3.-Interesting disclosures are promised in connection with the investigation into the Columbia National bank failure. The directors have held a meeting to discuss the practiciability of resuming, but the result of their affairs of the bank are in such deliberations was not given out. The a thorough mix that it is not known just how matters stand. Zimri Dwiggins. president of the Columbia bank, was a banker at Attica, Ind., ten or twelve years ago and at that ti e established close relations with G. W. Wiggs and J. M. Starbuck, who were running a system of bucket shops under the name of Wiley, Strawbridge & Co. Sunk $300,000 in a Silver Mine. They determined to start a bank and organized the United States National bank with a capital of $50,000. The bucket shop business was subsequently broken up un der the bucket shop law, the bank being left in Dwiggins' control while Wiggs went to New Mexico. The stock of the United States bank was swelled to $500,000 and Wiggs, who had discovered an alleged gilt-edged mine, drew $300,000 to pay for it. The mine was to be sold to English investors. The mine was a "dead horse" and never panned out. Took Up a Country Bank Scheme. Nothing daunted by the failure of the New Mexican scheme, Dwiggins and Starbuck undertook the establishment of a chain of country banks. It is not own how many were then organized, but after the Columbia was established they went it with vim, and their connections are now more extensive than before. The scheme was to visit some well-known and well-todo farmer in a town and secure his services s cashier of a branch, the farmer taking a large block of stock. The money was advanced by the Columbia and some one put in control whom they could manipulate The country bank stock thus acquired was either used as collateral for loans by the Columbia National or bought outright. As the money sent out into the country soon came back to the reserve center the bank was not out of cash long, and practically no capital was required in the promotion business, Got on Too Heavy a Load. The Columbia, however, finally got load ed up with country bank stock for which it had no special use, and then it was de termined to organize a company to take stock, issue debenture bondson them and sell the bonds, The United States Loan and Trust company was according ly put in the field, with Zimri Dwiggins as president, and incorporated under the laws of Indiana, The company represented that upon the basis of country bank stocks yielding 8, 10 and 12 per cent. dividends and 6 per cent debenture bonds would be issued. Who Is Good for the Loan Company? To make the bond good the United States Loan and Trust company guaranteed the payment of principal and interest. The scheme caught on in good style and it is known that at one financial concern's office $250,000 of the United States Loan and Trust company's debentures had been registered. The approximate amount of bank stock held for this is 8450,000 and President Dwiggins.ha $500,000 more on hand. The nited States Loan and Trust company has no visible assets except about $1,000 in office furniture. Country Concerns That Failed. The following banks connected with the Dwiggins-Starbuck-Columbia bank combination, have closed: Commercial bank of Brookston, Ind.: bank of Dunkirk, Ind.: Commercial bank of Morristown, Ind.; Commercial bank of Russiaville, Ind.: Citizens' bank of Edwardsburg, Mich.: Union bank of Richland, Mich., Others in Indiana: Bank of Spiceland, at Spiceland, capital $36,000, Dwiggins subscribing $13,000 thereof; Citizens Bank of Hebron; Citizens' State Bank, of Knox (Dwiggins): Bank of Orleans at Orleans (Paris & Nave); banks at Walkerton, Arcadia, Oxford and Boswell. Correspondents in Illinois. There are a good many correspondents in Indiana and the following in Illinois: Byon's bank,of Byron (Dwiggins, Starbuck & Co.); Farmers' and Merchants bank of Casey; Bank of Lynn, East Lynn (O. A. Ross); Georgetown bank (Dwiggins, Starbuck & Co); First National bank of Hoopestown, capital $50,000; People's bank of Martinsville; Farmers' and Merchants' Carmel; State Bank of Farmers' Bank of Boyden & Son's of capital farm; Sheffield; Mount A. $25,000; W. bank, Ridge- Orian, of Spring Valley National bank, capital $50,000. Creditors Assured of Their Money. Crowds of people congregated around the offices of the Columbia National bank, but who were assured from notices posted by those had drawn on the bank that they themselves would see to the liquidation all given such drafts, and other assurances were of by officials that all would get their money. DID A DWIGGINS BUSINESS.


Article from St. Paul Daily Globe, May 13, 1893

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COLUMBIA BRANCHES. Many Country Banks Carried Down by the Chicago Failure. CASEY, III., May 12.--The Columbia National bank is the principal stockholder in the Farmers' and Merchants' bank. of this city. The Farmers' and Merchants' made an assignment today. The assets, consisting of money, notes are are uncertain, and liabilities fixtures, probably $16,000. but, it The is thought, will reach $23,000 or over. DUNKIRK, Ind., May 12.-The Dunkirk bank closed its doors last night, suspending payment to depositors. The bank is owned by Starbuck, Dwiggins & Co., of Chicago, and has gone down for about $70,000. It is assumed that the failure is the result of the collapse of the Columbia National bank, of Chicago, of which Mr. Dwiggins was president. KOKOMO, Ind., May 2.-The Commercial State bank, of Russiaville, and the Farmers' bank at Greentown, both under one management, closed their were in $60,000. doors this They morning, caught with deposits the Colum- of bia bank failure, of Chicago. They were recently crippled by a large milling company failure. INDIANAPOLIS, May 12.-A special from Brookston, Ind., to the News says the Commercial bank of that place has closed its doors. It was closed entirely by the Chicago Columbia. No statement of assets or liabilities as yet. The banks of the Columbia National string at Morristown and Greenwood are said to have also failed. The Morristown bank is of considerable importance, having a capital of $75,000. FORT WAYNE, Ind., May 12.-News of the suspension of the Farmers and Merchants' bank, at Geneva, reached here late this afternoon. The bank closed its doors at noon. It was the oldest institution of the kind in the town. INDIANAPOLIS. May 12.-The Central bank, of West Lebanon. Ind., is running today, but will probably have to close, at least temporarily, on account of the failure of the Columbia National bank. The impression is that the Central will be only temporarily disabled. CHARLEVOIX, Mich., May 12.-W. P. Brown & Co., bankers, doing business under the name of the Bank of Charlevoix, made an assignment to R. W. Kane last night. No statement has yet been made as to the cause of suspension. GRAND RAPIDS, Mich., May 12.-The private banking institution of Paris & Rye, of Rockford, this county, closed its doors today upon orders of the comptroller, who lives at Indianapolis. Nothing is known of the bank's finances, except that it was affected by the failure of the Capital Bank of Indianapolis. LAWTON, Mich., May -The village IS greatly excited over the failure of the local bank to open this morning. The managers have left town. The citizens have deposits there amounting to $18,000, and are taking legal steps to realize something. RICHLAND, Mich., May 12. -- The Union bank, a branch of the Columbia


Article from Grant County Herald, May 18, 1893

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MANY BANKS CLOSE. Result of the Failure of the Columbia National of Chicago. CHICAGO, May 13.-Dispatches received here announce the suspension of the following banks, all of them due to their connection with Dwiggins, Starbuck & Co., of the Columbia national bank of this city, which closed its doors on Thursday: Bank of Dunkirk, Portland, Ind., liabilities estimated at from $75,000 to $100,000; Commer rial state bank of Russiaville, Ind., deposits, 560,000; Farmers' bank, Greentown, Ind.: priwater banking firm of Dwiggins, Starbuck & Co., at Williamsburg, O.; Ottawa bank, Elmore. O: Commercial bank of Morristown, Ind: Citizens' national bank, Boswell. Ind.: Commercial bank of Brookston, Ind.; Commercial bank at Walkerton, Ind.: Farmers' and Merchante bank of Genewa. Ind : Bank of Greenwood, Ind.; Bank of Orleans, Orleans, Ind.: Citizens bank, Hebron, Ind.: Farmers' and Merchants' bank, Casey, Ill.: Citizens' bank of Edwardsburg, Mich Bank of Lawton, Mich.: Bank of Oregon. Wis: Union bank, Richland, Mich: Spiceland bank, Spiceland, Ind : Citi zens' state bank, Knox, Ind: Central bank, West Lebanon, Ind.; banks at Oxford, Ind, and Arcadia. Ind.


Article from Grand Rapids Herald, May 18, 1893

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STATE NEWS IN BRIEF. Hazel Hive, L O.T. M., auxiliary to Jackson tent No. 368, was instituted at Jackson Tuesday by Great L T. Com mander Bina M. West of Port Huron. The new hive has a charter membership of twenty-one The following officers were elected and installed Past lady commander, Mrs. Susie W. Bennett; lady commander, Mrs. Harriet J. Ho bart; lieutenant commander. Mrs. Ida Schlencker; record keeper, Miss Hor tense Weeks; finance keeper, Mrs. Hat tie E. Southworth; chaplain, Mrs. Lu cinda A. Cottrell; sergeaut, Mrs. Kate Avery; mistress at armis, Mrs. Leah M Fisher; sentinel, Mrs. ida A. Hazelton, picket, Mrs. Sarah J. Johnston. Bay City had an epidemic of accidente Tuesday. W. Clais was kicked in the back by a horse; a 7 year-old boy fell in a cistern; Frank Barney shot Bertie Sells in the leg while fooling with a ple tol, and Mrs. J. Van Kleeck was injured in a runaway. Ed Young and Dr. Borden, two young Adrian sports, each about 75 years old, had a tight over some financial matters and were separated just as Young was getting the worst of a good old fashioned Erie canal thrashing. The creditors of the Lansing Lumber company report the available assets $573,032 and the liabilities $461,163. The proposition to issue five year 6 per cent semi-annual bonds was accepted by the creditors. The Jackson Patriot has abandoned the old-time blanket sheet and bloesonis out as an eight page, six column paper May your shadow never grow less. The Three Rivers Paper company will furnish the state with print paper, and book paper will be supplied by their Kalamazoo paper company. The trial of the absconding Kalama ZOO telephone manager, W. A. Mowrer, has been continued until the October term of the circuit court. Burglars are having a lively time at Muskegon seeing the nimble dollar slumbering. A grocery panned out crackers and cheese. The Union bank of Richland, which closed its doore on the suspension of the Columbia of Chicago, will resume busi ness in a few days. Grand Chancellor W. H. Loomie of Grand Rapids conferred the third de. gree, K. of P., at Myrtle lodge, Detroit, Tuesday night. The Kalamazoo District Epworth League is holding a two days' convention. Adrian's council has adopted the proposed amendments to the charter.