878. First National Bank (San Bernardino, CA)

Bank Information

Episode Type
Run → Suspension → Closure
Bank Type
national
Bank ID
3527
Charter Number
3527
Start Date
June 23, 1893
Location
San Bernardino, California (34.108, -117.290)

Metadata

Model
gpt-5-mini
Short Digest
9d68cd7bc07b15e8

Response Measures

Accommodated withdrawals, Public signal of financial health, Capital injected, Full suspension, Books examined

Receivership Details

Depositor recovery rate
65.8%
Date receivership started
1895-01-29
Date receivership terminated
1904-09-30
OCC cause of failure
Fraud
Share of assets assessed as good
18.5%
Share of assets assessed as doubtful
62.9%
Share of assets assessed as worthless
18.5%

Description

The articles describe two distinct episodes. In June–July 1893 the bank endured a five-day run, suspended temporarily (June 23, 1893) and reopened with Comptroller approval on July 21, 1893. In November 1894 another run/sudden rush (Nov 8, 1894) led to a suspension that did not revive: negotiations to liquidate failed, the Comptroller appointed a temporary receiver Jan 29, 1895, and a permanent receiver was appointed Feb 6, 1895. Because the bank ultimately went into receivership and did not resume normal business, the overall episode is classified as run_suspension_closure. OCR errors in some articles were corrected (e.g., San Bernandino -> San Bernardino).

Events (11)

1. July 3, 1886 Chartered
Source
historical_nic
2. June 23, 1893 Run
Cause
Local Banks
Cause Details
Run began when the Farmers' Exchange closed and spread amid general Southern California banking panic; articles also mention false and malicious reports circulating.
Measures
Bank posted notice of temporary closure/suspension; decided to suspend temporarily rather than press debtors to raise cash.
Newspaper Excerpt
in San Bernardino the First National Bank closed after a severe run of five days.
Source
newspapers
3. June 23, 1893 Suspension
Cause
Local Banks
Cause Details
Depletion of cash from sustained withdrawals tied to regional banking stringency and runs on other local institutions; also attributed partly to false reports.
Newspaper Excerpt
Owing to the stringency of the money market and the unusual withdrawal of deposits during the last five days, this bank is forced to close its doors temporarily,
Source
newspapers
4. July 21, 1893 Reopening
Newspaper Excerpt
Promptly at 10 o'clock this morning the First National bank of this city reopened its doors for business, in accordance with authority granted by Comptroller of the Currency Eckels. At the paying teller's window over $100,000 in gold was displayed ... At 11 o'clock less than $50 had been paid out to depositors and $12,412 had been taken in. (July 21, 1893).
Source
newspapers
5. November 8, 1894 Run
Cause
Rumor Or Misinformation
Cause Details
Direct accounts state the withdrawal of large sums by a few heavy depositors alarmed by rumors that the bank was unsafe; described as a quiet/organized run driven by rumors.
Measures
Cashier posted suspension notice to protect all depositors; stockholders and depositors later held meetings to try to rehabilitate or reorganize the bank.
Newspaper Excerpt
The First National Bank ... closed its doors this morning. A quiet run was organized that went on all day yesterday ... on opening this morning the rush commenced, and Cashier Kohl closed the doors
Source
newspapers
6. November 8, 1894 Suspension
Cause
Rumor Or Misinformation
Cause Details
Articles attribute the failure to withdrawal of large sums by depositors alarmed by rumors that the bank was unsafe.
Newspaper Excerpt
Funds Ran Short. ... The San Bernardino First National bank closed its doors this morning and posted a notice that the suspension was due to lack of funds.
Source
newspapers
7. November 21, 1894 Other
Newspaper Excerpt
Depositors of the broken First National Bank of San Bernardino, Cal., are arranging to run the bank themselves. The stockholders of the First National bank have been holding meetings daily ... endeavoring to arrive at some amicable arrangement ... but so far their efforts have proved unavailing, and it is now uncertain what will be done. There is some talk of a receiver being appointed. (Nov 21–23, 1894).
Source
newspapers
8. January 29, 1895 Other
Newspaper Excerpt
Negotiations with the local banks to liquidate the affairs of the First National Bank of this city failed. Comptroller Eckels to-day wired the appointment of Bank Examiner Wightman as temporary receiver with full power. (Jan 29, 1895).
Source
newspapers
9. January 29, 1895 Receivership
Source
historical_nic
10. February 6, 1895 Receivership
Newspaper Excerpt
The Comptroller of the Currency has appointed William J. Broderick, receiver of the First National Bank at San Bernardino, Cal. (Feb 6, 1895).
Source
newspapers
11. November 4, 1895 Other
Newspaper Excerpt
The comptroller of the currency has declared a dividend of 10 per cent. in favor of the creditors of the First National bank of San Bernardino, Cal. (Nov 4, 1895).
Source
newspapers

Newspaper Articles (25)

Article from The Sun, June 24, 1893

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STANFORD AVERTED A PANIC. The Dead Senator's Last Service to Call. fornia Business Men. SAN FRANCISCO. June 23.-The closing of the Pacific Bank and the People's Home Savings Bank this morning caused some excitement. but the only serious run was on the San Francisco Savings Union. which. however, paid all depositors who asked for less than $1,000. Those who wanted more had to give thirty days' notice. The commercial banks have been heavily fortifled within the last three days. as they have been able to draw money from the Sub-Treasury against balances in New York. This privilege. which saved San Francisco from a panic, was the last service rendered by Senator Stanford. He made a personal appeal by telegraph to President Cleveland on June 20, and Mr. Cleveland at once ordered Secretary Carlisle to receive gold certificates as convertible currency at the New York Sub-Treasury and permit the payment in like amounts at the San Francisco Sub-Treasury. This saved transportation that would have consumed six days. Had Mr. Stanford not interfered the banks here would have been caught with small reserves. and a disastrous panic would have resulted. Conservative bankers express little hope of the resumption of the Pacific Bank It is involved in too many speculative schemes on which no money can be realized for years. if at all. On top of about three millions scattered among California schemes. the bank has borrowed $400.000 from New York banks. and it owes considerable on foreign certificates of deposit. These certificates are issued in New York, and interest is paid on coupons. The small schemes. running from $10.000 to $50,000 on which the bank has lost money. are counted by the dozen. The People's Home Savings Bank will pull through. as several of the directors are rich men. and R. S. McDonald of the Pacific Bank to-day transferred to them the Pacific Bank building. worth $200,000. his residence. and other valuable real estate, and reports from Southern California show better feeling. but in San Bernardino the First National Bank closed after a severe run of five days.


Article from St. Paul Daily Globe, June 24, 1893

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Stood It Five Days. SAN BERNARDINO, Cal., June 23.The First National bank closed its doors today after standing a run for the past five days.


Article from The Herald, June 24, 1893

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CLOSED FOR ONE DAY. The First National of San Bernardino Temporarily Embarrassed, SAN BERNARDINO, June 23-[Special.] -People passing the First National bank this morning were surprised to see 8 notice which read: "Owing to the stringency of the money market and the unusual withdrawal of deposits during the last five days, this bank is forced to close its doors temporarily," posted on the front door. The bank opened as usual, but had only kept open 15 minutes when the county treasurer appeared and attempted to cash a check for $25,000, which could not be met. The news soon spread and in a few moments a large crowd had collected on the corner discussing the suspension. The majority of the people are fully satisfied that there has been no mismanagement, as no unfavorable remarks were heard regarding the institution. The opinion of all is that the bank is solvent and only closed temporarily. Its affairs are in a good condition and the utmost confidence is felt in the directors and stockholders. A HEAVY DRAIN. The First National has sustained a heavy drain on its cash resources for some days. Like the Farmers' Exchange it is the victim of false and malicious reports circulated by parties eeeking to injure its standing. The run started on the morning that the Farmers' Exchange closed its doors, and has continued intermittingly up to the present time. The panic in Los Angeles and other parts of Southern California prevented outside aid. While the bank could have tided over by realizing on outstanding assets in this city, this course meant pushing other people to the wall, and it was decided to suspend temporarily, or until the present flurry in financial circles had subsided. This course, it is needlees to eay, has been the best for the interests of the city. Any other would have involved the debtors of the bank at once, and caused considerable embarrasement. The officers of the bank are Joseph Brown, president; M. B. Garner, vicepresident; O. H. Kohl, cashier. Its directors are Joseph Brown, H. Brink meyer, J. W. Hall, O. H. Kohl, W. J. Curtis, L. D. Crandall, M. B. Garner, J. Flanders, John M. James. It has a paid-up capital stock of $100.000, a surplus fund of $25,000, undivined profits, $7995. There were individual deposits of $261,000; demand certificates of deposit, $98,478. In the last five days between $100,000 and $200,000 has been paid out over the counter. AN OFFICER'S STATEMENT. One of the leading officers in an interview said: "We closed, of course, owing to the depletion of the cash on hand by the steady run made on us for a week past. We could have raised money here by pressing the debtors of the bank, but as this would have involved a great deal of suffering and embarrassment, we concluded to close the doorsunti the money market had regained its normal condition, or until the present furry is over. The depositora of the bank are amply protected. There is considerably over a dollar in assets for every dollar of liabilities." The suspension has had no effect whatever on the other banke. At the San Bernardino National Bank some very heavy deposits have been made while the withdrawale were no larger than usual. There is no doubt that the bank will resume. READY TO RESUME. SAN BERNARDINO, Cal., June 23.-[By the Associated Press.]-The Firet National Bank of San Bernardino, which closed doors this morning, will reopen again tomorrow morning.


Article from Griggs Courier, June 30, 1893

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controversy over the opening and closing of the world's fair on Sunday is ended so far as his department is concerned. THE store of Charles Piellas in Lansing, Mich., was robbed by two men of diamonds valued at $160,000. A CYCLONE swept for fifty miles across the counties above Atlanta, Ga., wrecking many buildings and ruining crops. FAILURES were reported of the Columbia bank at New Whatcom, Wash., State bank at Minneapolis, Minn., First national bank at San Bernardino, Cal., People's home savings bank at San Francisco and the Cataract bank at Niagara Falls, N. Y. THE business part of the village of Mount Sterling, O., was destroyed by fire. LEROY PAYNE, one of Chicago's oldest liverymen, failed for $250,000. THE maple sugar crop of Vermont the past season was 5,759,762 pounds, and the bounty will be $70,000. THE new directory of Brooklyn. N. Y., gives that city a population of over 1,000,000. PRINCESS EULALIA sailed from New York on the steamer La Touraine for Spain. THE business portion of Leonardsville, Kan., was destroyed by fire. THE well-known stallion Arrival, record 2:241/2, for whom his owners refused $15,000, died at Gardiner, Me. THIRTEEN contract laborers who arrived in New York from Germany were told that they must return on the same steamer.


Article from The Morning Call, July 20, 1893

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AWAITING THE WORD. A National Bank Ready to Open Its Doors. SAN BERNARDINO, July 19.-James B. Lazoar of Denver and William B. Wightman of San Francisco, national bank examiners, who have for some days past been looking into the affairs of the First National Bank of this city, have made their report to Comptroller of the Currency James H. Eckels, recommending that the bank be allowed to open at once. They state that they find the affairs of the bank in good condition, and there was no reason why the run should have been made upon it. It is stated that Eckels is in New York on official business. and as soon as he can be reached and his consent obtained the bank will open its doors with about $90,000 in hard coin on hand.


Article from Evening Star, July 21, 1893

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National Bank Matters. The controller of the currency today appointed Mr. John P. Hopkins of Kensington, Chicago, III., receiver of the Chemical National Bank of Chicago, III. The controller has been advised that the First National Bank of Cheyenne, Wyo., has closed its doors to business, The controller of the currency has authorized the First National Bank of San Bernardino, Cal., and the First National Bank of Santa Ana, Cal., to reopen their doors for business, These banks have complied with the requirements imposed by the controller and are reported by the bank examiner to be in satisfactory condition with unimpaired capital. The controller of the currency has ordered a dividend of 30 per cent in favor of the creditors of the Evanston National Bank of Evanston, III. The checks for the payment of the dividend will be distributed on or about August 1 by the examiner at the bank of Evanston. The controller of the currency has been advised that the Farmers' National Bank of Henrietta, Tex., has closed its doors to business.


Article from The Seattle Post-Intelligencer, July 22, 1893

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A Ban Bernardino Bank Resumes. SAN BERNARDINO, Cal., July 21.Promptly at 10 o'clock this morning the First National bank of this city reopened its doors for business. in accordance with authority granted by Comptroller of the Currency Eckels. At the paying teller's window over $100,000 in gold was dia played, besides n large amount of greenbacks and silver coin. At 11 o'clock less than $50 had been paid out to depositors and $12,412 had been taken in. Not the slightest disposition is manifested among depositors to withdraw their money, but the unusually good feeling prevailing has led many to open new accounts with the bank. Prominent business men are continually dropping in to congratulate the officers of the bank, who wear smiling faces. The craze which led up to the run on the banks here has entirely died out, and there are no indications of a repetition of the past unfortunate experiences.


Article from The Wheeling Daily Intelligencer, July 22, 1893

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THE WORST IS OVER. Comptroller Eckels Thinks the Money Crisis is About Passed. WASHINGTON, D. C., July 21.-Secretary Carlisio will not be at the treasury department until to-morrow morning, Mr. Eckels, the comptroller of the eurrency, is still of the opinion that the worst is over. The fate ot a majority of national banks that are insolvent represent nothing more serious than temporary inability to pay out unusual sums of money that could have been provided had panic stricken stockholders given reasonable notice. The day was opened propitiously by instructions of two California national banks-the First of San Bernardino, and the First of Santa Anna-to reopen their doors for business. The comptroller also received notice that the Second National Bank, of Ashland, Ky., which closed its doors June 27, reopened for business on July 19, having complied with the requirements of the law. Reports received from nearly all the national banks in New York City show them to be in excellent condition, notwithstanding the great demands that have been made on them. A statement of the condition of the Brooklyn national banks on July 12 under the call for a statement showing their standing at the close of business on that day shows that the reserve amounted to 27.01 per cent and resources $17,587,553. Twenty-five per cent is considered an excellent showing.


Article from The Middleburgh Post, July 27, 1893

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Financial and Commercial. ADA, O.-The Citizens' Bank the most prominent in Hardin county, has failed. MADISON. Isp.-The Carrollton Woolen Mill Co., has assigned with liabilities of $7.000. The Nashville, Chattanooga and St. Louis Railway Company has declared a dividend of 14 per cent., payable August 1. The McNamara Dry Goods Company, of Chicago has suspended. It was among the largest houses of its kind in the West. POMONA, CAL-The People's Bank has re. opened with plenty of coin. Only #4 were drawn out the first hour, Deposits were liberal. PARKER, KAN.-The State Bank has failed. STERLIN, CoL-The Bank of Sterlin has assigned. BUZEMAN, Mosr -The Bozeman National Bank has closed. YATES CENTER, KAN.-The Woodson State Bank has'suspended. HUTCHINSON, KAN.-The Hutchinson National Bank has closed its doors. ASPEN. CoL-The J. B. Wheeler Banking Company and the Pioneer Bank have failed OKLAHOMA City-The Bank of Oklahoma City and the Oklahoma National Bank have succumbed to runs and failed. FORT SCOTT, KAN.-The First National Bank the oldest financial institution in Southeastern Kansas suspended payment. ASHLAND, KY.-The Second National Bank which suspended three weeks ago. resumed business Thursday. CHICAGO.-The Chemical National bank will not resume business. The reasons given are the stringency of the money marketand the inability of some stockholders to meet the assessments which would be levied up. on them if the bank resumed. KANSAS CITY, KAN.-The Citizens bank, the Bank of Richmond and the Farmers and Merchants bank at Ossawattomie, also of Kansas, all private institutions, closed their doors. HAREISONVILLE, Mo.-The First National Bank of Harrisonville, suspended payment and is in the hands of the Comptroller of the Currency, NASHUA, N. H.-The Security Trust Comrany closed its doors. It promises to pay depositors in full. ANTHONY. KAS.-The First National Bank and the First National Bank of Calago City, Col., have suspended. THE Bank of Bellville, Republic county, Kan., a private institution with $20,000 capital, has failed. NATIONAL bank examiners have recommended to the Comptroller that the First National Ban 1 of San Bernardino, Cal., which recently failed. be allowed to reopen at once, its affairs being in good condition. New YORK-Charles M. Preston, state bank examiner, reports the banks of this state to be in a good condition generally and be anticipates no failures.


Article from The Durham Daily Globe, July 28, 1893

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IN THESE days of suspensions and failures it is gratifying to note that many of them are due only to temporary embar rassments and that many of the reputed bursted banks are over their trouble and are again doing business. Among those which have re opened during the last few days are: Gate City National Bank, At lanta, Ga.: First National Bank, Los Angeles, Cal.; First National Bank, San Diego, Cal.: First National Bank, Santa Anna, Cal; First National Bank, San Bernardino, Cal: the Southern California National Bank, Los Angeles, Cal: Merchants' National Bank, Fort Worth, Tex.; Second National Bank, Ashland, Ky.; Capital National Bank, Indianapolis, Ind: First National Bank, Palouse City, Wash; Washington National Bank, Spokane Falls, Wash; National Bank of Commerce, Provo City, Utah, and First National Bank, Cisco, Texas.


Article from The Times, September 3, 1893

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BANKS HAVE RESUMED. Those That Were Temporarily Embarrassed Now All Right. WASHINGTON, D. C. Sept. 1.Controller Eckels has prepared the following statement of banks which temporarily suspended during the late stringency and have since resumed business: Black Hills National Bank, Rapid City, S. D., capital stock, $125,000; Gate City National Bank, Atlanta, Ga., $250,000; Capital National Bank, Indianapolis, Ind., $300,000; Washington National Bank, Spokane Falls, Wash., $250,000; First National Bank, Palouse city, Wash., $75,000: Southern California National Bank, Los Angeles, Cal: $200,000; First National Bank, Los Angeles, Cal., $200,000; First National Bank, San Diego, Cal., $300,000; First National Bank, Santa Ana, Cal., $150,000; First National Bank, Kendallville, Ind., $50,000; First National Bank, San Bernardino, Cal., $100,000; Second National Bank, Ashland, Ky., $50,000; First National Bank, Rico, Col., $50,000; National Bank of Commerce, Provo City, Utah, $50,000; First National Bank, Cisco, Texas, $50,000; American National Bank, Leadville, Col., $100,000; Central National Bank, Pueblo, Col., $50,000; Missouri National Bank, Kansas City, Mo., $250,000; First National Bank, Fort Scott, Kan., $300,000; Union National Bank, Denver, Col., $1,000,000; National Bank of Commerce, Den ver $500,000; Hutchinson National Bank, Hutchinson, Kan., $100,000; People's National Bank, Denver, Col.,$600,000; First National Bank, Anthony, Kan., $50,000; Greeley National Bank, Greeley, Col., $50,000; Farmer's National Bank, Henrietta, Tex., $50,000; State National Bank, Vernon, Tex., $100,000; Fourth National Bank, Louisville, Ky., $200,000; First National Bank, The Dalles, Ore., $50,000; Waupaca County National Bank, Waupaca, Wis., $50,000: Waxabachee National Bank, Waxabachee, Tex., $100,000; Citizen's National Bank, Attica, Ind., $50,000; First National Bank, San Marcos, Tex., $80,000; First National Bank, Lockhart, Tex., $50,000. Total capital stock of $6,030,000. Since January 1 last 154 national banks have suspended. Of this number one has gone into voluntary liquidation, 57 have been placed in the hands of receivers, 62 are in the hands of national bank examiners with excellent prospects of early resumption, in addition to the 34 above named which have already resumed business.


Article from The Daily Morning Journal and Courier, November 9, 1894

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Bank Closed its Doors. San Bernadino, Cal., Nov. 8.-The First National bank of this city closed its doors this morning. A quiet run went on all' day yesterday and this morning a rush was made,


Article from The Times, November 9, 1894

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Ren on 19 Bank Brenks It. SAN BERNARDINO. CAL. Nov. 8.The First National Bank, of this city, closed its doors this morning. A quiet run was organized that went on all day yesterday. Nothing was thought of it, but on opening this morning the rush com. menced, and Cashier Kohl closed the doors and posted the notice to protect all depositors. The bank was doing the largest business in the city. The bank officers have not yet made n statement. They closed with over $10,000 on hand, and there will be a surplus after danositors are paid.


Article from St. Paul Daily Globe, November 9, 1894

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Funds Ran Short. SAN BERNARDINO, Cal., Nov. 8.-Tire San Bernardino First National bank closed its doors this morning and posted a notice that the suspension was due to lack of funds. The directors assert that the bank's depositors will not lose a dollar. They state that the withdrawal of large sums by a few heavy depositors, who had become alarmed by rumors that the bank was unsafe, brought on the failure.


Article from Daily Kennebec Journal, November 9, 1894

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NEWS NUGGETS. Brought by the Wires from the North. East South and West. Charlie Mitchell's health is very poor and he has changed his mind about coming to this country. The Electric Street railway and lighting system at Vancouver, B. C., has been to an English company. The price paid said to be $350,000. Religious services were held at noon, Wednesday, in the church at Livadia, to which the body of Alexander III. was moved the previous night. The Union Lesgue Club, New York, Thursday night, made Rev. Dr. Chas. H. Parkhurst an honorary member. Dr. Parkhurst is the first clergy man to enjoy that distinction. A collision between a passenger and freight train, resulting in the loss of lives, occurred at Rosensteel siding, 103 miles east of Pittsburg, on the Baltimore & Ohio, Wednesday. The internal revenue collections for the district of New Hampshire, which comprises Maine, New Hampshire and Vermont, for the month ending October 31, amounted to $39,714. Schooner Eddie H. Wicks wrecked Block Island, Tuesday night, will be a total loss, except her sails which were stripped from her, Wednesday. The crew saved by the life savers. The Pall Mall Gazette prints a Yoko hama dispatch saying the Jadanese are laying torpedoes at Port Arthur and are in other ways completing the trap which they have been preparing for the Chinese. The government cruiser Constance arrived at Quebec, Thursday. with the schooner Marie Louisiane, seized at the instance of Collector McGee of Point Esquimaux, on suspicion of smuggling rum. The First National Bank of San Bernandino, closed its doors, Thursday. A quiet run was organized that went on all day, Wednesday. Nothing was thought of it, but on opening, Thursday, a rush was commenced and Cashier Kohl closed the doors. The bank was doing the largest business in the city. The American Board of Commissioners for Foreign Missions has received from Spain, through the state department Washington, the sum of $17,000 as indemnity for the loss of property and other injuries it flicted upon its work at Ponape. one of the Caroline islands, by the Spanish authorities a few years since. At Wakefi 11, Mase.. Thursday an extra coal train while shifting from one main line to the other jumped the iron and several cars were thrown from the tracks and piled up. Both main tracks were blocked, delaying both inward and outward trains and injured No


Article from The Portland Daily Press, November 9, 1894

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Bank Closed Its Doors. San Berardino, Cal., November 8.-The First National bank of this city closed its doors this morning. Quite a run was organized that went on all day yeserday. Nothing was thought of it, but on opening this morning the rush commenced, and Cashier Kohl closed the doors. The bank was doing the largest business in the city.


Article from The Morning News, November 9, 1894

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A SAN BERNARDINO BANK SHUT. Depositors Organize a Run and the Suspension Follows. San Bernardino, Cal., Nov. 8.-The First National bank of this city closed its doors this morning. A quiet run was organized that went all day yesterday. Nothing was thought of it, but on opening this morning the rush commenced and Cashier Kohl closed the doors and posted the notice to protect all depositors. The bank was doing the largest business in the city, 1


Article from The Star, November 21, 1894

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LATE NEWS IN BRIEF. Items of Interest from Many Places For Hasty Reading. CAPITAL AND LABOR. The trouble with the dock laborers at New Orleans is about ended. Frank A. Knowles, a Salem, O., harness manufacturer assigned with liabilities 01 $4,200 and assets unknown. Depositors of the broken First Nationa Bank of San Bernardino, Cal., are arranging to run the bank themselves. The block coal miners of Brazil, Ind., declare that they will not go out, even if a strike should be ordered by President MeBride. Samuel Gompers. president of the American Federation of Labor, has gone to Chicago to aid union cloakmakers their in winning their strike.


Article from The Herald, November 22, 1894

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SAN BERNARDINO. AN ARMY OF TRAMPS INFESTING THE CITY. A Case of Highway Robbery-First Notional Bank Matters in Statu Qno-The Barnes Case. SAN BERNARDINO, Nov. 21.-Last night about 9 o'clock Charles Lawson was held up by two footpade on D street, between Fifth and Sixth streets. and after being beaten over the head and one ear nearly chopped off, was relieved of bis watch and some small change. The highwaymen have not as yet been apprehended. The town is full of tramps and they are arriving in large numbers daily over the eastern railroads, and the citizens are realizing that the present winter will be a tough one in regard to these nuisances. A few more holdups and a vigilance committee will be formed here and there are enough determined citizens in San Bernardino to protect the city from the encroachment of the "hobos." Reports from the desert state that the lines of both railroads are thick with tramps, who are creating terror at all small stations. Interest in the Barnes poisoning case has not abated and the issue of tomorrow's examination is awaited with eagerness by the public. it is now almost positively known that Mrs. Sullivan, the mother of Barnes, who lived in the house several months, was also given arsenic. She is now in a very bad state from the effects of the poison. She will probably conclude her testimony tomorrow. The minstrels arrived this morning and will appear at the opera house tonight. Their street parade attracted u large crowd. The next attractions at the opera house will be Charlie's Aunt, Tuesday, No. vember 27th. and Robert Downing in the Gladiator, Wednesday, November 28th. The stockholders of the First National bank have been holding meetings daily since Monday, endeavoring to arrive at some amicable arrangement of the affairs of the defunct bank. and if poseible to reorganiza under new manage. ment, but 80 far their efforts have proved unavailing, and it is now uncer. tain what will be done. There is some talk of a receiver being appointed. Depositors, however, are sure of receiving their money, the only drawback being a question of time. Chas. Neal, an escape from Whittier, was captured here Monday night by Officer Farie, and returned to the inatitution. Bishop Montgomery of the Catholic church will lecture Monday night at the opera house, his subject being Church and State. F. A. Urban, proprietor of the St. Charlee hotel, is making extensive improvements in that well known hostelry. He has recently let a contract to L. F. Clemans, the electrician of Los Angeles, to place in a new annunciator, which work will be completed at once. Charles Kelly, a barber, who has a small shop just next to the motor depot, has been guilty of attending to outside matters, not looking after home affairs as close as he should, and last evening, his wife, indignant at continued neglect, met her rival in the motor depot and, with a well-balanced parasol, proceeded to wipe up the sawdust on the floor with her enemy. They were finally separated, the wife's sunshade in fragments, and the cause of her unreat in tears and with disarranged hair. This morning Mr. Kelly was on the warpath. but there was no telling where it would end. No arrests were made. Dr. and Mrs. W. F. Edgar of Los Angeles, who have been visiting friends here for several days, returned home yesterday. H. Brinkmeyer, one of the leading property owners of the city, was here this week from Oceanside. Frank J. Dyer, editor of the South Riverside Bee, was in the city today on business.


Article from The Herald, November 23, 1894

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THAT SUSPENDED BANK. An Attempt to Aid the San Bernardino Institution. In referring to the suspended First National bank of San Bernardino the other day N. J. Levinson of the Daily Sun of that city said "that it seems likely that the depositors will arrange to rehabilitate the bank soon. It is understood that the stockholders will not stand in the way and that they will place their stock in escrow for a certain length of time. Thus the principal debts of the bank will be temporarily provided for. The intention of the stockholders is to put new capital into the concern, put it on a sound basis and build it up."


Article from The Morning Call, January 30, 1895

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Failed to Liquidate. SAN BERNARDINO, Jan. 29.-Negotiations with the local banks to liquidate the affairs of the First National Bank failed. Comptroller Eckels to-day wired the appointment of Bank Examiner Wightman as temporary receiver with full power. Special Agent Lynch left for San Diego this afternoon.


Article from The Morning Call, February 7, 1895

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Broderick Appointed Receiver. WASHINGTON, Feb. 6.-The Comptroller of the Currency has appointed William J. Broderick, receiver of the First National Bank at San Bernardino, Cal.


Article from The Herald, June 15, 1895

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Sued for a Big Sum The suit of William J. Broderick, as receiver of the First National bank of San Bernardino against Joseph Brown, formerly president of the bank, for $15,000 borrowed from the institucion upon notes, is on trial in the United States circuit court. The defendant sets up a counter claim of $20,500, which he says was a loan to the bank when it was in financial stress. The plaintiff maintains that it was a voluntary assessment. and similar in its nature to those of other shareholders who wanted to prevenu the bank from going to the wall.


Article from The Seattle Post-Intelligencer, November 5, 1895

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Business Failures. Washington City, Nov. 4.-The comparoller of the currency has declared a dividend of 10 per cent. in favor of the creditors of the First National bank of San Bernardino, Cal., and the Baker City National bank of Baker City Or. Montreal. Nov. 4.-The Banque du Peuple, which suspended three months ago, opened again today. Denver, Nov. 4.-A petition to remove J. J. Riethmann, jr., as assignee of the Riethmann estate, were presented in court today. The petitioners claim to represent $450,000 of the indebtedness and say the estate is worth $2,000,000. They allege that the rights of the creditors are ignored and that no attempt has been made to convert any of the assets into cash.


Article from The San Francisco Call, August 23, 1896

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HOTEL DEL CORONADO. Among the prominent San Francisco guests now at the hotel are Mrs. L. Hermann and daughter, Mrs. William Burling, Miss Burling, grand-daughter of Mrs. Hermann, and the Misses Lolita and Norma Burling, her great-granddaughters. Miss Cornelia O'Conner is the guest of the Misses Rossington, daughters of Solicitor W. H. Rossington of the A. T, and S. F., who are summering at Hotel del Coronado. S. C. Pardee of San Francisco is one of the popular young society men here at present. Mrs. E. P. Wilder, Mrs. W. H. Patton and Miss E. D. Patton are San Franciscans recently arrived, Albert M. Johnson, Mrs. Johnson and child, Master Lawrence Johnson and Miss Mary Crese are Sacramento guests who are spending August at the hotel. Major Hooper of the Occidental is recuperating at Coronado after his recent severe illness and gaining at the rate of a pound a dav. Miss Hooper, who accompanies her father, is enjoying the social life at Coronado. Mr. and Mrs. E. W. Runyon of Red Bluff entertained with a delightful tally-ho party on Monday, following the boulevard around the bay and picnicking in one of the orange groves. On a recent musical evening little Miss Holterhoff, daughter of Godfrey Holterhoff, treasurer of the Southern California Railroad Company, entertained the guests with an exquisite rendering of "O Promise Me" in her sweet childish voice, responding to an enthusiastic encore with "Little Alabama Coon." Mrs. Otheman Stevens, wife of the well-known Los Angeles newspaper man, is here accompanied by her little daughter. W. S. Gilmore of the Pasadena Town Talk is a visitor here. Senator and Mrs. James McCudden of Vallejo spent Sunday at the hotel. E. F. Dickins of the United States Coast Survey was here for a few days early in the week. A small party of guests from the hotel visited San Luis Rey on Sunday morning, attending service at the mission. A paivate-car party, including W. B. Biddle, general freight and traffic manager of the Atchison, Topeka and Santa Fe system, Chicago, Mrs. Biddle, three children and Mrs. George Frost of Milwaukee are enjoying life at Coronado-by-the-Sea. A weekly intrenchment drill is performed by Company H of the First Infantry, U. S. A., Lieutenant Noble commanding, at the North Island Coronado on Thursdays. The Rev. W. J. Chichester of the Presbyterian church of Los Angeles is staying at the hotel during his summer vacation accompanied by his family. Fishing for canes is the latest fad at Coronado. The lines are baited for shark. Two gentlemen caught ten the other morning from the wharf varying from six to ten feet in length, and including the dog, tiger and leopard varieties. The backbones only are converted into canes. A picturesque blue-overall brigade, whichin-cludes little misses of from 2 to 6 summers, is marshaled daily on the sands by the attendant maids. The accouterments include buckets and shovels. The family of Colonel William E. Sinn, the veteran theatrical manager and proprietor of the Park and Montauk theaters at Brooklyn, N. Y., is making a three months' visit at Coronado. Charles Nordhoff, the well-known journalist, whose home is at Coronado, has become a disciple of the wheel, and may be seen every afternoon exercising on the avenue. Judge J. M. Bonner of New Orleans, accompanied by his handsome niece, is summering here, William J. Broderick, receiver of the First National Bank, San Bernardino, and a party of twenty friends are enjoying a fortnight's outing at Coronado. Crosby S. Noyes, editor of the Washington (D. C.) Evening Star, is here, accompanied by his family. Miss Noyes of Washington, D. C., gave a bowling party and Welsh rarebit supper on Wednesday evening. The guests were Mrs. Jardine, Miss Hubbard and Miss Shoemaker, Pasadena; the Misses Rossington, Topeka; Miss Burling and Miss O'Connor, San Francisco; the Misses Adams, Detroit; Messrs. Oakley, Chicago; Ely, Cincinnati; Pardee, San Francisco; Shoemaker, Jardine and Strange, Pasadena; and McKenzie, Coronado. The evening passed delightfully. Miss Burling carried off the ladies' first prize, Mr. McKenzie the gentlemen's, and Mr. Oakley the consolation prize.