7911. City Savings Bank (Detroit, MI)

Bank Information

Episode Type
Suspension → Closure
Bank Type
savings bank
Start Date
February 11, 1902
Location
Detroit, Michigan (42.331, -83.046)

Metadata

Model
gpt-5-mini
Short Digest
69b37ca48e16f838

Response Measures

None

Description

Multiple articles (Feb 11–28, 1902) report the City Savings Bank of Detroit being taken into custody by the State Banking Commissioner after discovery of massive overdrafts/over‑certified checks by vice‑president F. C. Andrews. The bank suspended operations and a receiver (Union Trust Company) was appointed; criminal charges followed and receivership/closure persisted (later litigation). Articles mention depositors at a branch learning of the suspension, but do not describe an independent depositor run prior to suspension — rather the institution was closed by the commissioner and placed in receivership. Corrected obvious OCR issues (e.g., Henry C. Andrews -> H. R. / Henry R. Andrews; City Savings Bank sometimes shown as Detroit Savings Bank in clipped lines).

Events (2)
1. February 11, 1902 Suspension
Cause
Bank Specific Adverse Info
Cause Details
Discovery of large unlawful overdrafts and over‑certified checks by Vice‑President F. C. Andrews (indebtedness reported > $1,000,000) and irregular bookkeeping; compelled commissioner takeover and suspension.
Newspaper Excerpt
City Savings Bank...has been in the hands of State Banking Commissioner Maltz since this morning
Source
newspapers
2. February 14, 1902 Receivership
Newspaper Excerpt
The Union Trust Company as receiver and Banking Commissioner Maltz to-day began an inventory of the assets of the wrecked City Savings Bank; Judge Donovan appointed the Union Trust Company, receiver for the City Savings Bank; bond fixed at $600,000.
Source
newspapers

Newspaper Articles (22)
1. February 11, 1902 New-York Tribune New York, NY
Article from New-York Tribune, February 11, 1902

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OFFICIAL WRECKS BANK. SPECULATION BRINGS ABOUT GREAT RASH IN DETROIT. NICEPRESIDENT F. C. ANDREWS ARRESTED HAS DRAWN MORE THAN THIRD OF $3,000,000 OF SAVINGS DEPOSITS Feb. 10 Vice-President Frank C. Detroit of the City Savings Bank, which has Andrews in the hands of State Banking Commisbeen George L. Maltz since this morning. was arrested stoner late this afternoon and arraigned at o'clock to-night, on the charge of "wil9:30 fraudulently and knowingly'" securing fully, the bank without security and without from knowledge of the other directors, a sum exthe ceeding $1,000,000. He was released on $10,000 his examination was set for February Henry C. Andrews, 21. ball. The and cashier, through whom F. C. Andrews is said to have secured money by means of overdrafts and certified the checks. is seriously ill at his home, with nervous prostration. addition to a total indebtedness to the City Savings In Bank of $1,158,000. to secure which Mr. Andrews has signed over to the institution all real estate holdings and stocks, bonds and his securities, which, it is estimated, will other total about $1,000,000. four local banks and a company hold his checks, certified to by trust cashier. Andrews, to the amount of $662, the A considerable number of these checks are 000. protected by securities deposited with them by Mr. Andrews soon as Commissioner Maltz took charge of the As institution he immediately began an exambooks. It was found that the permitted F. C. Andrews to overination cashier had of its liabilities his account $914,000. Other draw C. Andrews's total indebtedness to to $1,158,000. In addition to this brought the bank F. up for F. C. the cashier had certified to checks which he had deposited in other banks, of $662,000. At the of his Andrews to the amount close issued examination Commissioner Maltz to-night the follow statement of the bank's condition at the close of business on February 8: Resources-Total loans and discounts. bonds. and securities, $2,363,093 over in real estate, other asserts, banks. drafts, mortgages $288,697 $913,852 $10,899: $18,922. and undivided cash Liabilities Stock, surplus profits, $225,212; deposits, $3,370,251 RECORD OF THE TRANSACTIONS. The examination showed that the record of F. C. Andrews's transactions was not kept in the regular way, but in a memorandum book. The first record of a transaction between the cashier and F. C. Andrews is January 11, but the examiners estimate that the transactions have been going on for about six weeks. President F. C. Pingree explained the manner in which the certified checks were obtained as follows: "F.C. Andrews would draw a check for the amount he wanted, and have it certified by the cashier, Henry R. Andrews. He would present this certified check to the persons he was doing business with. and ask them to hold it out for the day. as the bank was not in funds to meet it. Perhaps he would thus hold it out for two or three days, and eventually, when there was money enough in the bank to meet the check, he would go in and take it out. There would be only a slip of paper in the drawer. and the withdrawal would be put down as a cash item. With this money he would in person pay the certified check and tear it up. This was done time and again." Unfortunate speculations, especially heavy purchases of Amalgamated Copper stock, are believed to be responsible for Mr. Andrews's ruin. F. C. Pingree. president of the City Savings Bank. says that Andrews told him that he lost $400,000 in Amalgamated Copper. CLEARING HOUSE EXPELS BANK. The City Savings Bank was the depository for the funds of the county auditors, their balance there being more than $150,000. and F. C. Andrews was arrested this afternoon on a complaint sworn out by Auditor Christian, after a long conference between the auditors and Prosecutor Hunt. The warrant was served on Andrewe who is Commissioner of Police, by two of his detectives, in the office of the Detroit Trust Company, where he had been in consultation with officers of the banks holding his certified checks. The City Savings Bank was also the depository for the Board of Education, which had a total of $467,000 on deposit. Other local banks will temporarily advance funds to the Board of Education for salaries and running expenses At a meeting of the Clearing House Associa- on tion. this afternoon. the following statement the suspension was issued: The disaster which has to-day befallen criminal the ir Bank is the result of City regularities Savings confined entirely to that of institution its viceand caused by the rash management. and president who controlled the been exThe hetrayed his trust The bank officers has of this pelled from the desire association. to state to the public that any there is association no need of apprehension regarding other bank in the city James K Andrews of the firm of Warren. An drews & Co. when seen last night at his home No. 32 West Twenty -fifth-st. said Frank C. Andrews was member of our firm until the first of this month, when he retired the We are in no way related to one another; game is merely a coincidence. His reasons for leaving the firm and our business relations do not feel at liberty to discuss now." F. B Schenk and James v. Lott, president and cashier respectively of the Mercantile after Na Bank. of New-York, said yesterday tional noon that the failure of the City Savings Bank of was a complete surprise to them. The Detroit, Mercantile National Bank had been since corre- 1894 spondent for the Detroit institution and had always had the utmost confidence in the and integrity of the suspended bank prudence These men stated that the City National Savings Bank owed nothing to the Mercantile Mr. Bank had a large balance to its credit. and the former president of the City a Lott said Bank, that George R. Angel, died about year Savings and. although Mr. Lott would not say the ago, intimated that the death of president might directly he have had something to do with the present suspension. It was said at the Fourth National Bank of that it have the City Savings Bank Detroit used as to correspondent, but that the arrangement was a terminated some time ago. CIRCULAR TO M. S. R. HOLDERS.

2. February 12, 1902 The Montgomery Advertiser Montgomery, AL
Article from The Montgomery Advertiser, February 12, 1902

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F. C. ANDREWS TALKS SAYS HE HAS NOT A PENNY IN THE WORLD. Declares That He is Not Worried by His Own Condition, But Wants to Save the Others Involved Detroit, Mich., Feb. 11.-The most vital question to the depositors of the wrecked City Savings Bank is whether the checks which Cashier H. R. Andrews certified for F. C. Andrews when he had no funds $662.00 and in the bank, amounting which the latter depositer other local banks and a trust company are legal. If they are held to be illegal because of the Cashier Andrews having certified to them without the knowledge of the directors, it is thought the assets of the City Savings Bank, with what has been tunred over to it by F. C. Andrews, will be sufficient to pay depositors in full. On the contrary if they are to be held legal it will take just that amount from the depositors. President F. C. Pingree said todav that he believed the checks would be declared illegal and that the depositors would receive at least 75 cents on the dollar. In the statement prepared yesterday of the bank's condition, these certificate checks were ignored. F. C. Andrews has not turned over to the City Bank any of the securities he took out of the other banks with the over-certified checks and their whereabouts are not known. Nothing could be learned in regard to them by the bankers who questioned him yesterday. There was not much change early today in the condition of Cashier H. R. Andrews. who is seriously 111 with nervous prostration. At the close of a meeting this afternoon between President Pingree. Banking Commissioner Faltse, W. C. Millan and Attorney Whiting, it was announced that the Union Trust Company of this city would be recommended to.act as receiver for the City Savings Bank. This will be opposed by the County officers who want a receiver who is not interested in any way in Andrew's over certified checks that are held by Detroit banks. F. C. Andrews was interviewed this afternoon for the first time since the City Bank closed its doors. "I have not a penny. I am rulned," he. But I don't worry about mysaid self. All that is on mv mind is to save the others involved in this crash. "I did not take the certified checks all in one day. but successively. I went to the banks and exchanged them for the collaterals but in most instances they had been sold. 'The monev I got was used to pay drafts and obligations at other banks. There are memoranda of every transaction and all the collaterals can be satisfactorily explained if they will only take the trouble to listen to me. As far as Harry Andrews is concerned, he can take a man's note for $5.000 if he supposes the maker to be good, can't he? And if the maker turns out worthless, he has only a piece of paper to show for it. hasn't he? I had plenty of collaterals at the time. If they would only give me a chance and let me pull out everybody would get his money. I have got lots of equities and other things that I have not turned over to them yet, but will do so as soon as they will listen to me. These criminal proceedings are all right but if the fellows think they can get their money by putting me behind the bars for a year where I can get a rest I am satisfied. "The people need not worry about the public funds which were In the bank. They will be restored although it "will perhaps break the directors who will have to make good the deficiency.'

3. February 13, 1902 Wood County Reporter Wisconsin Rapids, WI
Article from Wood County Reporter, February 13, 1902

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Astounding Bank Revela= tion at Detroit Irregular Book = Keeping Makes act Possible Believed that Most Creditors are Protected Detroit, Feb. President Frank C. Andrews of the City Savings bank, which has been in the hands of State Banking Commissioner Maltz since yesterday morning, was arrested yesterday afternoon and arraigned last night on the charge of "wilfully, fraudulently and knowingly" securing from the bank without security and without knowledge of the other creditors a sum exceeding $1,000,000. He was released on $10,000 bail and his examination is set for February 21. Cashier Henry C. Andrews, through whom F. C. Andrews is said to have secured the money by means of overdrafts and certified checks, is seriously ill with nervous prostration. In addition to the total indebtedness to the City Savings bank of $1,158,000, to secure which Andrews signed over to that institution all of his real estate and securities, which it is estimated will total $1,000,000, four local banks and a trust company hold his checks, certified to by Cashier Andrews, to the amount of $662,000. A considerable number of these checks are protected by securities deposited with them by Andrews. Commissioner Maltz found that Cashier Andrews had permitted -F. C. Andrews to overdraw the account by $914,000. Other liabilities brought F. C. Andrews' total indebtedness up to $1,158,000. In addition to this Cashier Andrews had certified to checks for F. C. Andrews which he had deposited in other banks to the amount of $662,000. At the close of the examination Maltz last night issued the following statement of the bank's condition Feb. 8: Resources-Total loans, discounts, bonds, mortgage securities, $2,363,093; overdrafts, $913,852; real estate, $10,899: cash, $268,697; other assets, $18,922. Liabilities-Stock surplus, undivided profits, $225,212; deposits, $3,370,251. Examination showed the records of F. C. Andrews' transactions had not been kept in a regular way, but in a memorandum book. The first record of transaction between Cashier Andrews and F. C. Andrews is Jan. 11, but examiners estimate the transactions have been going on for about six weeks. The bank was a depository for the funds of the county auditors, their balance there being more than $150,000, and F. C. Andrews was arrested yesterday afternoon on complaint sworn out by Auditor Christian. Warrant was served on Andrews, who is commissioner of police, by two of his detectives. The bank was also the depository for the board of education which had $467,000 on deposit. Other local banks will temporarily advance funds to the board of education for salaries and running expenses. At a meeting of the clearing house association a statement was issued saying the disaster was the result of criminal irregularities, and that the bank was expelled from the association and assuring the public there was no cause of apprehension. There was nothing like a panic in any of the other banks and comparatively few deposits were withdrawn. At the Gratiot avenue branch of the City Savings bank, which drew its deposits largely from laboring people, there were many pathetic scenes as the depositors learned that the bank had suspended.

4. February 13, 1902 Gilpin Observer Central City, CO
Article from Gilpin Observer, February 13, 1902

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IF TOOK A MILLION BANK or FICER BETRAYS TRUST. ce President Andrews of Detroit Savings Bank Overdraws His Account With Connivance of the Cashier. Detroit, Feb. 11.-Vice President Frank C. Andrews of the City Savings has been in State Commissioner L. bank, Banking which the George hands arrested of this morning, was late and tothe charge of and knowingly" night Maltz this on since afternoon, "wilfully, securing arraigned fraud- from without security out of the ulently the bank, the knowledge other and direc- withsum exceeding was on $10,000 was set for tors, released a $1,000,000. February bail, and 21st. his He C. Andrews, Andrews is examination whom Cashier F. Henry C. said through to have secured the money by means of overdrafts and certified checks, is seriously ill at his home, with nervous prostration. In addition to a total indebtedness to bank to which F. C. over to that the secure City Savings institution Andrews of $1,158,000, all has his and and securities, which, estireal signed other estate holdings stocks, it is bonds four will total about $1,000,000, local and a trust his certified to by mated, checks, banks company Cashier hold Anto the amount of number of drews, considerable these $662,000. deposited checks A are protected by securities with them by Mr. Andrews. At the close of his examination ComMalt to-night statement of the missioner following issued bank's Febru- con- the ition at the close of business ry 8th: Resources-Tota loans and discounts, and securities, $2,escash in 363,093; tate, onds, $10,889; mortgages overdrafts, $913,852; bank, $288,697; real other assets, $18,022. Liabilities-Stock, surplus and undivided profits, $225,212; deposits, $3,370,251. The examination showed that the record of F. C. Andrews transactions was not kept in the regular way, but in a memorandum book. The first rec. ord of a transaction between Cashier Andrews and F. C. Andrews is January 11, but the examiners estimate that the transactions have been going on for about six weeks. President F. C. Pingree explained the manner in which the certified checks were obtained as follows: "F.C. Andrews would draw a check for the amount he wanted, and have it the He would present Andrews. certified by cashier, with Henry this whom certi- C. to the he was business and to hold for that day, as fied check doing it out person ask the him bank was not in funds to meet it. Perhaps he would thus hold it out for two or three and eventually when there was enough in the he would go in it check, money days, the bank and to take meet would be of in the drawer drawal be put as a paper out. There would down only and the the slip with- cash With this money the certified tear person em. pay check he would and time in it up. This was done time and again." The City Savings bank was the defor the funds their balance auditors, pository of there the county being more than $150,000 and F. C. Andrews this on comsworn out by plaint as arrested afternoon Auditor between Christian, a the after a long conference auditors and Prosecutor Hunt. The was served on Andrews, who is of of Trust warrant commissioner the Detroit police, Company, in the where office he had been in consultation with officers of the banks holding his certified checks. The City Savings bank was for which had a also education, the depository local total the banks board of $467.- will of 000 Other advance the education temporarily board on deposit. of for funds salaries to and running expenses. The other banks of the city are in good condition and there is no panic. Gratlot Avenue the At the Savings bank, which branch drew its of City defrom peo were scenes as ple, posits the there depositors largely many learned the pathetic that laboring the bank had were to any vicinity suspended. quell Policemen disorder, but in their the services were not necessary at any time. It is expected that F. C. Andrews will issue a statement later. While walking up and down the hallway outside the trust company's office to-day he said: "Young men can point to me as an example of the result of speculation mania."

5. February 14, 1902 The Indianapolis Journal Indianapolis, IN
Article from The Indianapolis Journal, February 14, 1902

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WARRANT FOR CASHIER. Charges Filed Against One of the Detroit Bank Wreckers. DETROIT, Mich., Feb. 13.-The Union Trust Company as receiver and Banking Commissioner Maltz to-day began an inventory of the assets of the wrecked City Savings Bank so that the amount of property turned over to the receiver by the banking commissioner will be definitely known. A bond in the sum of $10,000 was to-day given for the appearance of Cashier H. R. Andrews for arraignment in the Police Court Feb. 27 on the warrant which was sworn out for him Tuesday on complaint of Banking Commissioner Maltz. The warrant charges Andrews with having ordered Paying Teller Schrage, of the bank, to certify as good a check for $175,662.50 drawn by F. C. Andrews when the latter did not have that amount to his credit in the bank.

6. February 14, 1902 The Grit-Advocate Julesburg, CO
Article from The Grit-Advocate, February 14, 1902

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A HE TOOK MILLION BANK OFFICER BETRAYS TRUST. Vice President Andrews of Detroit Savings Bank Overdraws His Account With Connivance of the Cashier. Detroit. Feb. 11.-Vice President Frank C. Andrews of the City Savings bank, which has been in the hands of State Banking Commissioner George L. Maltz since this morning, was arrested late this afternoon, and arraigned tonight on the charge of "wilfully, fraudulently and knowingly" securing from the bank, without security and without the knowledge of the other directors, a sum exceeding $1,000,000. He was released on $10,000 bail, and his examination was set for February 21st. Cashier Henry C. Andrews. through whom F. C. Andrews is said to have secured the money by means of overdrafts and certified checks, is seriously ill at his home, with nervous prostration. In addition to a total indebtedness to the City Savings bank of $1,158,000, to secure which F. C. Andrews has signed over to that institution all his real estate holdings and stocks, bonds and other securities, which, it is estlmated, will total about $1,000,000. four local banks and a trust company hold his checks, certified to by Cashier Andrews, to the amount of $662,000. A considerable number of these checks are protected by securities deposited with them by Mr. Andrews. At the close of his examination Commissioner Malt to-night issued the following statement of the bank's condition at the close of business February 8th: Resources-Total loans and discounts, bonds, mortgages and securities. $2.363,093; overdrafts, $913,852; real estate, $10,889; cash in bank, $288,697; other assets, $18,022. Liabilities-Stock surplus and undivided profits, $225,212; deposits, $3. 370,251. The examination showed that the record of F. C. Andrews' transactions was not kept in the regular way, but in a memorandum book. The first record of a transaction between Cashier Andrews and F. C. Andrews is January 11, but the examiners estimate that the transactions have been going on for about six weeks. President F. C. Pingree explained the manner in which the certified checks were obtained as follows: "F. C. Andrews would draw a check for the amount he wanted. and have it certified by the cashier, Henry C. Andrews. He would present this certified check to the person with whom he was doing business and ask him to hold it out for that day. as the bank was not in funds to meet it. Perhaps he would thus hold it out for two or three days, and eventually when there was money enough in the bank to meet the check. he would go in and take it out. There would be only the slip of paper in the drawer and the withdrawal would be put down as a cash item. With this money he would in person pay the certified check and tear it up. This was done time and time again." The City Savings bank was the de. pository for the funds of the county auditors, their balance there being more than $150,000 and F. C. Andrews was arrested this afternoon on a complaint sworn out by Auditor Christian, after a long conference between the auditors and Prosecutor Hunt. The warrant was served on Andrews, who is commissioner of police, in the office of the Detroit Trust Company. where he had been in consultation with otlicers of the banks holding his certified checks. The City Savings bank was also the depository for the board of e education, which had a total of $467.000 on deposit. Other local banks will temporarily advance funds to the board of education for salaries and running expenses. : The other banks of the city are in 1 good condition and there is no panic. At the Gratiot Avenue branch of the f City Savings bank. which drew its deposits largely from the laboring peo ple, there were many pathetic scenes as the depositors learned that the bank

7. February 14, 1902 The State Herald Holyoke, CO
Article from The State Herald, February 14, 1902

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HE TOOK A MILLION BANK OFFICER BETRAYS TRUST. Vice President Andrews of Detroit AcSavings Bank Overdraws His count With Connivance of the Cashier. Detroit, Feb. 11.-Vice President C. Andrews of the City Savings of Frank which has been in the hands L. bank, Banking Commissioner George arrested State since this morning, was Maltz this afternoon, and arraigned fraud- tolate on the charge of "wilfully, from night and knowingly" securing withulently bank, without security and directhe the knowledge of the other He out a sum exceeding $1,000,000. and his tors, released on $10,000 bail, 21st. examination was was set for February Cashier Henry C. Andrews, through have F. C. Andrews is said of to oversecured whom the money by means seriously and certified checks, is ill drafts at his home, with nervous prostration. addition to a total indebtedness In City Savings bank of $1,158,000, has to the which F. C. Andrews all his to secure to that institution holdings and real securities, which, and signed other estate over $1,000,000, stocks, it is bonds four estimated, will total about hold banks and a trust company Cashier Anlocal checks, certified to by A his to the amount of $662,000. checks drews, number of these considerable protected by securities deposited are with them by Mr. Andrews. close of his examination Com- the At the Malt to-night issued bank's conmissioner statement of the Februdition following at the close of business ary Resources-Tota 8th: loans and discounts, $2,mortgages and securities, real esbonds, overdrafts, $913,852; 363,093; tate, $10,889; cash in bank, $288,697; other assets, $18,022. Liabilities-Stock surplus and undi- $3, vided profits, $225,212; deposits, 370,251. examination showed that the The of F. C. Andrews' transactions but record not kept in the regular way, first recwas memorandum book. The Cashier in a transaction between Janord of a and F. C. Andrews estimate is Andrews but the examiners going uary 11, transactions have been F. that the about six weeks. President manifer in on for Pingree explained the obtainC. which the certified checks were ed follows: as Andrews would draw and a check have F.C. amount he wanted, C. for certified the by the cashier, Henry this certiit He would present whom he Andrews. check to the person with ask him to fied doing business and the bank was out for that day, as Perhaps hold it in funds to meet it. two or was not thus hold It out for there he would and eventually when meet three days, enough in the bank and to take it was check, money he would go in slip of the There would be only the the without. in the drawer and a cash paper would be put down as would in drawal With this money he and tear item. the certified check and time person it up. pay This was done time again." City Savings bank was the county de The for the funds of the being pository their balance there Andrews auditors, than $150,000 and F. C. a commore arrested this afternoon on Christian. was sworn out by Auditor between the after plaint a long conference Hunt. The auditors was and served Prosecutor on Andrews, the office who warrant commissioner of police, in where is Detroit Trust Company, with offiof the been in consultation certified he had the banks holding his was cers of The City Savings bank board of checks. the depository for the of $467. also which had a total banks will education, deposit. Other local to the 000 on advance funds salaries and board temporarily of education for running other expenses. banks of the city panic. are in The condition and there is no of which good At the Gratiot Avenue branch drew its the defrom the laboring were many the City posits there Savings largely bank, pathetic that scenes bank peo the ple, depositors learned were in as the Pollcemen their had suspended. quell any disorder, but services vicinity to were not necessary at any time. expected that F. C. Andrews While It is issue a statement later. outwill and down the hallway to-day side walking the up trust company's office he said: men can point to me as an example "Young of the result of speculation mania.'

8. February 15, 1902 The Van Buren Press Van Buren, AR
Article from The Van Buren Press, February 15, 1902

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# WANT HIS COLLATERAL. Suit to Secure the Return of Certain Collateral Held by the Detroit Savings Bank Wrecker. Detroit, Mich., Feb. 13. Sidney A. Witherbee has began suit in the cir- cuit court against F. C. Andrews, former vice-president of the City sav- ings bank, whose overdrafts and overcertified cheeks caused the bank's suspension, to compel the re- turn of certain securities, including a concession for a railroad in Mexi- co. Witherbee alleges that, last September, Andrews promised to loan him $60,000, but when he drew on him from Mexico for that amount the draft was not honored. Later he se- cured $50,000, but has since, so he al- leges, been unable to secure the other $10,000 or collateral for it. 11 charges that Andrews intends to turn over this collateral of Wither- bee's to his own creditors.

9. February 19, 1902 The Star Reynoldsville, PA
Article from The Star, February 19, 1902

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LATEST NEWS NOTES. Small, Maynard & Co., publishers of Boston, Mass., have made an assignment. The two houses of the New Jersey Legislature elected Frank O. Briggs State Treasurer. Willis Cooper shot and killed William Perry and Mrs. Barbara Russell at Amite City, La. Clarence E. Dawson, chairman of the Civil Service Board of the rural free delivery service, resigned. Peter Burchwab, a Chicago real estate dealer, committed suicide in his office by turning on the gas. The battleship Illinois in trial test Wednesday demonstrated that she was the fastest ship in the navy. The schooner which was burned to the water's edge off Cape May, N. J., was the Mary Graham. The crew is safe. Mrs. L. E. Ellis, wife of Dr. L. E. Ellis. of Detroit, and a sister of Rear Admiral W. T. Sampson, died Tuesday. Two negro prisoners at Sumterville, Fla., broke out of jail after seriously wounding an officer and killing a citizen. Mrs. Louisa Vannella, 25 years old, and her 2-year-old child, of Philadelphia, were asphyxiated by illuminating gas. The City Council of Mitchell, S. D., voted to accept the proposition of Andrew Carnegie to donate $10,000 for a public library. Caroline S. Rathcone, of New York, bequeathed $70,000 to establish a home for aged and infirm persons at Evansville, Ind. A solid silver statuette of Rear Admiral Schley, six inches high, has been received by Isidor Raynor, his counsel at Baltimore. Theodore Roosevelt, Jr., is rapidly convalescing and was glad to see his sister Alice, who arrived at the Groton, Mass., College Saturday. A bill giving $50,000 that Prof. Smith make experiments to eradicate mosquitoes was reported favorably to the Legislature of New Jersey. d Henry L. Wilson, United States minister to Chili, is to leave Santiago soon on a visit to the United States, going by way of Buenos Ayres. Music hall of the Maennerchor at Utica, N. Y., burned, at a loss of $50,f 000. Fire Lieutenant John Bernie was caught beneath a falling wall and killed. Fifty-three million dollars of new insurance policies in the first six weeks of the year is announced by one 5 of the life insurance companies of New York. Admiral von Baudissin, commander of the German imperial yacht Hohenzollern, has ben kept busy since his t arrival in New York receiving and returning calls. A Tennessee scientist claims to a have discovered electrical strata in the earth which will make sending of S Marconigrams through mountains an e easy accomplishment. f = Charles W. Pearson, who denies the miracles recorded in the Bible, re0 signed as professor of English litero ature in Northwestern University at o Chicago Wednesday. Judge Donovan, of Detroit, Mich., appointed the Union Trust Company, receiver for the City Savings Bank. The bond of the Union Trust Company t was fixed at $600,000. Judge Teasdale, at Kansas City, Mo., h 1granted the application of Frank James for an injunction to stop the n production of "The James Boys of y 1 Missouri," on the ground of private rights. A boulder rolling down steep declivity struck a work train on Choctaw, 0, Oklahoma & Gulf Railroad, near LitW tle Rock, Ark., killing seven men and d seriously injuring 14. d Judgment by default for $30,000 1, against Prince Kuiwha, second son of m the King of Korea, was entered by Chief Justice Bingham in the Circuit Court for the District of Columbia Friday. Property covering a total area of five blocks at St. Louis was

10. February 21, 1902 Montpelier Examiner Montpelier, ID
Article from Montpelier Examiner, February 21, 1902

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Shaughnessey a Bankrupt. In the United States court at Salt Lake Monday, Colonel Michael Shaughnessey, a mining promoter, filed a petition that he be adjudged bankrupt. He gives his liabilities as $187,000 and his assets $25,000. In his petition he attributes his failure partly to the suspension of the City Savings Bank of Detroit which was interested in several deals with which he was connected. Shaughnessy was formerly United States marshal of Utah Territory and 18 well known throughout the country.

11. February 22, 1902 The L'anse Sentinel L'anse, MI
Article from The L'anse Sentinel, February 22, 1902

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brated throughout the country. The thirty-fourth annual convention of the National Woman Suffrage association began in Washington. Senator Beveridge, of Indiana, says the Anglo-Japanese treaty means a war with Russia at no distant period. The new Syms-Eaton academy at Hampton, Va., has been dedicated, the occasion being commemorative of the founding of the first free school in America. The total value of exports for the last seven months is $522,123,146, against $532,979,377 for the corresponding period in 1901. Prof. Charles W. Pearson, who denied the infallibility of the Bible, has resigned from Northwestern university faculty and quit the Methodist church. A new electric headlight tested on the St. Paul road makes the track visible a mile ahead. A receiver has been appointed for the wrecked City savings bank of Detroit. Valuable securities of the bank are missing. New York police in a report to the Italian ambassador declared King Humbert's assassination was planned there. Millers from 25 states met in Chicago and organized the National Federation of Millers. An icequake was distinctly felt in Menominee, Mich. Chairs and desks in a number of offices were shaken and bric-a-brac tumbled off walls. Emperor William's yacht Hohenzollern arrived at New York. Six persons were killed and six more badly wounded in a fight between a sheriff's posse and mountaineers near Middlesboro, Ky. Mrs. Julia Elma Brewster Brick, who died at her home in Brooklyn, N. Y., bequeathed nearly $1,000,000 to charities. An Erie vestibuled passenger train was derailed between Phalanx and Mahoning, O., and 22 persons were hurt, one of them fatally. Smallpox at Des Moines. Ia., caused the city council to prohibit all public meetings. Alien teachers in the public schools in Chicago have been ordered to become naturalized on penalty of dismissal. They number 158. Leonel de Peau, who was Col. Roosevelt's physician in Cuba, is now in Washington to report conditions on the island. He says annexation is the only thing that will avert disastrous revolution. For the seven months ending January 31 the balance of trade in favor of the United States as against the rest of the world was $345,907,909. President Roosevelt departed from Groton, Mass., for Washington, confident that his son will speedily recover from an attack of pneumonia. Commander Booth-Tucker, of the Salvation Army, took the oath of allegiance in New York as a citizen of the United States. In a railway collision between Baltimore & Ohio trains at Indian Harbor, Ind., Conductor Huntley and Brakeman Brice, both of Garrett, were killed. Philemon Crelin, a special officer at Milburn, N.J., fatally shot his wife and daughter and killed himself. Representatives of various professions told the nationalist suffragists in Washington that the "new woman" is rapidly advancing and that her enemies are becoming fewer. Dr. Roberts, secretary of the Presbyterian revision committee, declares that the Presbyterian church repudiates the charge that it teaches either fatalism or infant damnation. John Rosel, Jr., 28 years old, and Kittie, his wife, aged 22, killed themselves in New York with poison.

12. February 28, 1902 The Forrest City Times Forrest City, AR
Article from The Forrest City Times, February 28, 1902

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A third warrant was issued, on the 21st, for Frank C. Andrews, vice-president of the City savings bank of Detroit, Mich., which is in the hands of a receiver, on a complaint charging him with making a false report on the bank's condition to the state banking commissioner on February 20, 1901. Mr. Andrews was sent to jail in default of $50,000 bail.

13. March 1, 1902 Pullman Herald Pullman, WA
Article from Pullman Herald, March 1, 1902

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roads are completed to Grand Forks. The company expects to fit up the mine with a complete line of machinery. Attorney C. R. Leonard of Butte, Mont., has been elected president of the Britannia Copper Mining company, which has extensive copper deposits in British Columbia. George H. Robinson, T. M. Hodgens and Frank M. Leonard have been elected on the directorate of the same company. "With transportation facilities the Okanogan (Wash.) country would come to the front as one of the best mining districts in Washington," said C. T. McElroy of Milwaukee, Wis. Mr. McElroy is interested in a mining property on Goat mountain in Blue Lake camp in the Salmon river mining district, Okanogan county. At Bolster, Wash., a big strike is reported on the Grant Lode claim, owned by Peter Grant and Aaron Anderson. The claim is situated on Copper mountain, 1500 feet southeast of the Buckhorn group. The surface showing extends along the face of the mountain about 750 feet. The character of the ore is decomposed quartz. A sensational suit was filed with the clerk of the district court at Wallace, Idaho, by Dr. I. L. Magee against the Gold Hunter Mining & Smelting company, wherein the sum of $80,000 is demanded as damages and accrued interest and a restraining order prayed for to prevent the defendant from continuing work on the Yolande lode pending the trial of the cause. Jacob Neiderauer, mine manager for the Copper Head Mining company, which is operating several claims on Goat mountain eight miles northeast of Conconully, Wash., is exhibiting specimens of copper ore which he claims will assay about $70 to the ton. The property is across the valley from the Q. S. mine. There are 20 claims in the group which carry some of the best values in copper in the entire Okanogan district. The property is owned almost entirely by Milwaukee (Wis.) men. Lloyd Brown has returned from the Bullion camp, near Northport, where he has been connected with the Bull-ion mine, owned and operated by Spokane and eastern people. He reports that the crosscut which was being run on the 175-foot level has encountered the lead and has passed through 40 vet of ledge matter, carrying considerable mineral. The pay shoot near the alls has not been struck yet, but the result of striking the ledge is considered good news for the owners. Not only is the matter carrying considerable mineral, but it has more ore than it did on the upper level. In the United States court at Salt Lake, Utah, Colonel Michael Shaugnessy, a mining promoter, filed a petition that he be adjudged a bankrupt. He gives his liabilities as $187.000 and his assets $25,000. In his petition he attributes his failure partly to the suspension of the City Savings bank of Detroit, which was interested in several mines in which he was connected. Colonel Shaugnessy was formerly United States marshal of Utah territory and is well known throughout the country. Among his creditors are James B. King of Helena, Mont., $2500; State Savings bank of Butte, Mont., $2500. The department of mines and metallurgy of the Louisiana Purchase exposition has been about the busiest spot around the world's fair headquarters during the past two weeks. Greater prominence has been given to the department of mines and metallurgy at this exposition than ever before. The palace of mines and metallurgy will be larger and more elaborate in its arrangements than any similar structure ever devoted to this subject. On its walls will be pictured the world's mineral production. On its floor will be grouped the materials illustrative of the world's mineral wealth. Persons in the United States desiring to make mineral and ore exhibits should correspond with the official exposition commission appointed in their own state. One of the most important mining deals that has been effected in Butte in a number of years has been consummated when the Colusa-Parrot Mining & Smelting company sold the Colusa-Parrot mine to the Anaconda Copper Mining company. The terms of the sale have not been made public, but it is understood the consideration was a large one. In addition to the sale of the mine, this deal brings to

14. July 25, 1902 Five Mile Beach Journal Wildwood, Five Mile Beach, Holly Beach, Anglesea, NJ
Article from Five Mile Beach Journal, July 25, 1902

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drews, of the Detroit City Savings Bank, of which he was vice president, and which was obliged to suspend business when it was discovered that his indebtedness to the institution exceeded $1,000,000. When Andrews landed in Detroit twelve years ago he

15. January 1, 1903 The Rich Hill Tribune Rich Hill, MO
Article from The Rich Hill Tribune, January 1, 1903

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BUSINESS FAILVRES. Jan. 10-Cleveland. O., Euelid Trust & Savings Co.: $1 1,500,000. II-Painesville, O. People's bank: $173,000 Chirago, Geo. H. Phillips, "corn king, falls for second time in 7 months. 17-Albany, Ga., Commercial bank: $123,000 2-Bellwood. Neb., Platte Valley state bank Feb. 10-Detroit, Mich. City savings bank. on account of shortage of Vice President Frank c. Andrews Il-Belment (0) national bank Burnett Tex., private bank of W. R. Westfall & Co. Mar. 1-Elkhart, III., State bank. II-Wanatah Ind., Julhia Center banker. Americus, Ga., People's bank: $30,000. Apr 4-BL Paul, U. S. Saving & Loan Co.: $800,000. N-Algonaç (Mich.) Banking Co.'s bank; $32,000 Jun. 3-Chicago, John A. & Alexander Davideen. marble contractors $1,891,888. II-Charlesten (S. C.) Exposition Co., placed in receivers' hands: $450,000. as Murdeck, Neb., German state bank: $37,000 Jul. -New York city, M. P. Anderson, real estate operator; $1,580,242 20-Brooklyn. N. X4 Malcolm Brewing Co.: $800.000. Allg 16-Elgin, IIL. Obadlah Bands Butfor corporation, $445,000. 20-Clayeland, O., Forward Reduction Co., beening Texas all: $500.000. 24 Kloora (Ind) bank $10.000. step -New York American bioycle trust. -Treaton. N. In National Balt Ca sell $800,000.

16. January 2, 1903 The Bourbon News Paris, KY
Article from The Bourbon News, January 2, 1903

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BUSINESS FAILVRES. Jan. 10-Cleveland, O., Euclid Trust & Savings Co.; $1,500,000. 11-Painesville, O., People's bank; $173,000. 14-Chicago, Geo. H. Phillips, "corn king," fails for secona time in 7 months. 17-Albany, Ga., Commercial bank; $123,000. 28-Bellwood, Neb., Platte Valley state bank. Feb. 10-Detroit, Mich., City savings bank, on account of shortage of Vice President Frank C. Andrews. 25.-Belmont (0.) national bank. 26-Burnett, Tex., private bank of W. H. Westfall & Co. Mar. 3-Elkhart, Ill., State bank. 15-Wanatah, Ind., Julius Conitz, banker. 20-Americus, Ga., People's bank; $30,000. Apr. 4-St. Paul, U. S. Saving & Loan Co.; $800,000. 24-Algonac (Mich.) Banking Co.'s bank; $32,000. Jun. 3-Chicago, John A. & Alexander Davidson, marble contractors; $1,391,838. 13-Charleston (S. C.) Exposition Co., placed in receivers' hands; $450,000. 30-Murdock, Neb., German state bank; $37,000. Jul. 3-New York city, M. P. Anderson, real estate operator; $1,535,212. 29-Brooklyn, N. Y., Malcolm Brewing Co.; $800,000. Aug. 16-Elgin, Ill., Obadiah Sands Butter corporation, $445,000. 20-Cleveland, O., Forward Reduction Co., booming Texas oil; $500,000. 24-Elnora (Ind.) bank; $10,000. Sep. 2-New York, American bicycle trust. Oct. 7-Oto, Ia., bank of F. H. Cutting & J. T. Willett; $20,000. 16-New York, Gillman, Son & Co's banking house; $200,000. Nov. 5-Richmond, Va., Leon L. Strause, leaf tobacco; $300,500. 13-Boyton. Central national bank. Dec. 8-Omaha, W. H. Bennett Co.'s. department store.

17. January 9, 1903 The Jasper Weekly Courier Jasper, IN
Article from The Jasper Weekly Courier, January 9, 1903

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BUSINESS FAILVRES. Jan. 10-Cleveland, O., Euclid Trust & Savings Co.; $1,500,000. 11-Painesville, O., People's bank: $173,000. 14-Chicago, Geo. H. Phillips, "corn king," fails for second time in 7 months. 17-Albany, Ga., Commercial bank; $123,000. 2S-Bellwood, Neb., Platte Valley state bank. Feb. 10-Detroit, Mich., City savings bank, on account of shortage of Vice President Frank C. Andrews. 25.-Belmont (O.) national bank. 26-Burnett, Tex., private bank of W. H. Westfall & Co. Mar. 3-Elkhart, III., State bank. 15-Wanatah, Ind., Julius Conitz, banker. 20-Americus, Ga., People's bank: $30,000. Apr. 4-St. Paul, U. S. Saving & Loan Co.: $800,000. 24-Algonac (Mich.) Banking Co.'s bank; $32.000. Jun. 3-Chicago, John A. & Alexander Davidson, marble contractors; $1,391,838. 13-Charleston (S. C.) Exposition Co., placed in receivers' hands; $450,000. 30-Murdock, Neb., German state bank; $37,000. Jul. 3-New York city, M. P. Anderson, real estate operator; $1,535,212. 29-Brooklyn, N. Y., Malcolm Brewing Co.; $800,000. Aug. 16-Elgin, III., Obadlah Sands Butter corporation. $445,000. 20-Cleveland, O., Forward Reduction Co., booming Texas oil; $500,000. 24-Elnora (Ind.) bank: $10,000. Sep. 2-New York. American bicycle trust. Oct. 7-Oto. 1a., bank of F. H. Cutting & J. T. Willett: $20,000. 16-New York, Gillman, Son & Co's bank. ing house: $200,000. Nov. 5-Richmond, Va., Leon L. Strause, leaf tobacco: $300,500. 13-Boston Central national bank. Dec. 8-Omaha, W. H. Bennett Co.'s. department store.

18. January 9, 1903 Newport Weekly Independent Newport, AR
Article from Newport Weekly Independent, January 9, 1903

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BUSINESS FAILVRES. Jan. 10-Cleveland. O., Euclid Trust & Savings Co.; $1,500,000. 11-Painesville, O., People's bank: $173,000. 14-Chicago, Geo. H. Phillips, "corn king," fails for second time in 7 months. 17-Albany, Ga., Commercial bank: $123,000. 28-Bellwood, Neb., Platte Valley state bank. Feb. 10-Detroit, Mich., City savings bank. on account of shortage of Vice President Frank C. Andrews. 25.-Belmont (O.) national bank. 26-Burnett, Tex., private bank of W. H. Westfall & Co. Mar. 3-Elkhart, Ill., State bank. 15-Wanatah, Ind., Julius Conitz. banker. 20-Americus. Ga., People's bank: $30,000. Apr. 4-St. Paul, U. S. Saving & Loan Co.; $500,000. 24-Algonac (Mich.) Banking Co.'s bank; $32,000. Jun. 3-Chicago, John A. & Alexander Davidson, marble contractors; $1,391,838. 13-Charleston (S. C.) Exposition Co., placed in receivers' hands; $450,000. 80-Murdock, Neb., German state bank; $37,000. Jul. 3-New York city, M. P. Anderson, real estate operator; $1,535,212. 29-Brooklyn, N. Y., Malcolm Brewing Co.; $800,000. Aug. 16-Elgin, Ill., Obadiah Sands Butter corporation, $445,000. 20-Cleveland, O., Forward Reduction Co., booming Texas oil; $500,000. 24-Elnora (Ind.) bank: $10,000. Sep. 2-New York, American bicycle trust. 80-Trenton, N. J., National Salt Co. ("salt trust"); $300,000.

19. January 10, 1903 Woodville Republican Woodville, MS
Article from Woodville Republican, January 10, 1903

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BUSINESS FAILVRES. Jan. 10-Cleveland, O., Euclid Trust & Savings Co.; $1,500,000. 11-Painesville, O., People's bank: $173,000. 14-Chicago, Geo. H. Phillips, "corn king," fails for second time in 7 months. 17-Albany, Ga., Commercial bank; $123,000. 28-Bellwood, Neb., Platte Valley state bank. Feb. 10-Detroit, Mich., City savings bank, on account of shortage of Vice President Frank C. Andrews. 25.-Belmont (O.) national bank. 26-Burnett, Tex., private bank of W. H. Westfall & Co. Mar. 3-Elkhart, III., State bank. 15-Wanatah, Ind., Julius Conitz, banker. 20-Americus, Ga., People's bank; $30,000. Apr. 4-St. Paul, U. S. Saving & Loan Co.: $800,000. 24-Algonac (Mich.) Banking Co.'s bank; $32,000. Jun. 3-Chicago, John A. & Alexander Davidson, marble contractors; $1,391,838. 13-Charleston (S. C.) Exposition Co., placed in receivers' hands; $450,000. 30-Murdock, Neb., German state bank; $37,000. Jul. 3-New York city, M. P. Anderson, real estate operator; $1,535,212. 29-Brooklyn, N. Y., Malcolm Brewing Co.; $800,000. Aug. 16-Elgin, III., Obadiah Sands Butter corporation, $445,000. 20-Cleveland, O., Forward Reduction Co., booming Texas oil; $500,000. 24-Elnora (Ind.) bank: $10,000. Sep. 2-New York, American bicycle trust. Oct. 7-Oto, Ia., bank of F. H. Cutting & J. T. Willett; $20,000. 16-New York, Gillman, Son & Co's banking house: $200,000. Nov. 5-Richmond. Va., Leon L. Strause, leaf tobacco: $300,500. 13-Boston. Central national bank. Dec. 8-Omaha, W. H. Bennett Co.'s. department store.

20. February 26, 1903 The Saint Paul Globe Saint Paul, MN
Article from The Saint Paul Globe, February 26, 1903

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FAILS BECAUSE A SURETY. Director of a Suspended Bank Files a Petition in Bankruptcy. DETROIT, Mich., Feb. 25.-Homer McGraw, one of the directors of the wrecked City Savings bank, of this city, today filed a petition in bankruptcy. His liabilities are $806,000 and his assets $6,028. Mr. McGraw's bankruptcy was contributed to largely by the recent decision of the circuit court holding the sureties of Cashier Andrews, of the bank, who was also treasurer of the school board, liable for $444,731 of school funds that were on deposit at the bank when it suspended. Mr. McGraw was one of the sureties.

21. March 13, 1903 The Indianapolis Journal Indianapolis, IN
Article from The Indianapolis Journal, March 13, 1903

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of twenty years. The notes will be secured by a consolidated mortgage on the plant. The loan was made to meet obligations to be incurred in carrying out government and other contracts, for which more than the sum named will be eventually received. Satisfactory arrangements have been made and papers signed between the government and the Chandler-Dunbar Water Company for a mill and dam at Sault Ste. Marie, Mich. By the arrangement a strip of land of the water power company is reserved by the government in case it is needed for widening the canal and a third lock, while the company secures certain privileges in St. Mary's rapids. This clears up everything for the construction of the plant of the American Soo Paper Company. Everything is in readiness to begin work on what will be the Soo's second largest water power development. Frank C. Pingree, who was president of the wrecked City Savings Bank at Detroit at the time of its collapse through unlawful use of the bank's funds by its vice president, Frank C. Andrews, now a prisoner in the State Prison at Jackson. to-day filed a petition in bankruptcy. His liabilities are given as approximately $825,000, assets $124,000. The liabilities are almost entirely in bonds given to the Detroit School Board, the city of Detroit and the State of Michigan for public funds confided to Harry C. Andrews as cashier of the wrecked bank. The principal item of the assets consists of $110,000 stock in the Pingree Shoe Company. The effort to remove the effects of the defunct Boughton, Ford & Co.'s bank at Burton, O., from the state court to federal jurisdiction crystallized at Cleveland in a petition for involuntary bankruptcy filed in the United States District Court. The petition is in the name of William A. Hawes, Emma Miller and Henry Hodges, all of whom were despositors in the bank. They ask that the copartnership of George H. and R. N. Ford, who did business under the firm name of Boughton, Ford & Co., be adjudged bankrupt by the Federal Court. According to the latest figures given out by the receiver for the bank the liabilities are $1,028,165 and the appraised assets $207,000. H. C. Webster, a young Cleveland englneer, recently secured from the Aqueduct Commission of New York a contract for building fourteen highway bridges in the Bronx for $309,250. As soon as he was told that he was the fortunate bidder he said he did not want the contract and begged the city officials to take the job off his hands. The aqueduct commissioners told him that his bid was guaranteed by a fidelity company of Maryland and that they would hold him or his sureties to a faithful performance of the work. After thorough investigation, however, the commission decided it would be useless to try to compel Webster to take the contract, and, as there was so little difference between his bid and the next higher one, the latter was accepted. Control of the Standard Steel Car Company, of Pittsburg, with its fine car works at Butler, Pa., has passed from the original owners to the American Car and Foundry Company. With it went the control of the Southern Car and Foundry Company, which was not long ago purchased by Pittsburg interests, and has since been operated by the Standard Company. The deal involved an exchange of properties valued at $6,500,000, and will give to the American Car and Foundry Company a well-equipped steel car plant to build up its trade in steel cars. With the sale of the Standard interests it is said that the interests of Schoens in steel car building will cease permanently and that the whole attention of the Schoens will be directed to the manufacture of steel car wheels.

22. April 29, 1904 The Yale Expositor Yale, MI
Article from The Yale Expositor, April 29, 1904

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# FROM ALL OVER MICHIGAN Andrews' Checks Are Good, In an opinion filed Tuesday the supreme court held that the runds of the Detroit board of education, amounting to $464,000, and those of the library commission, amounting to $38,551 60, on deposit in the City Savings bank when it failed, cannot be considered special trust funds to be paid from any assets of the bank. The order of the circuit judge denying the petition of the school board and library commission, was affirmed. The supreme court also rendered a decision in the famous case of the Union Trust Co., receiver of the City Savings bank of Detroit, against the Preston national bank. The plaintiff brought suit to recover a balance owing by the Preston National. The latter endeavored to offset its indebtedness by a check of Frank C. Andrews for $100,000, certified by the City Savings bank and accepted by the Preston National. It was held in the court below that the check was invalid in the hands of a bona fide holder, but the supreme court reverses this decision and orders a new trial. The opinion is by Judge Carpenter, and is signed by other justices save Judge Grant, who did not sit. # DETROIT GETS THE FAIR. IZ Buildings Are Not Rendy on Time Will Be Held at Pontine. Detroit gets the state fair. This was the unanimous decision of the location commission at the meeting held after lunch Wednesday. Only one ballot was taken on reassembling. It was agreed that in case Detroit could not get the buildings ready this season Pontine should keep the fair for the present year. A Mother's Grief. The badly decomposed body of little Georgie Neal, the 7-year-old son of Mr. and Mrs. M. F. Neal, who was drowned in the Battle Creek stream Saturday, March 5, was recovered Saturday evening about one-half mile from the point where he was drowned, near the old Abbey tavern in two feet of water at the end of a sandbar. A searching party composed of business men and citizens generally was to have started out to-morrow morning in search of the body. The mother of the child is nearly crazy with grief and all attempts to pacify her have been in vain. MICHIGAN NEWS NOTES.