7805. North Middlesex Savings Bank (Ayer, MA)

Bank Information

Episode Type
Suspension → Closure
Bank Type
savings bank
Start Date
February 11, 1891
Location
Ayer, Massachusetts (42.561, -71.590)

Metadata

Model
gpt-5-mini
Short Digest
f2413924

Response Measures

None

Description

Multiple newspapers (Feb 11–20, 1891) report the North Middlesex Savings Bank of Ayer closed their doors or have suspended after its cashier H. E. (Harold) Spaulding disappeared and letters suggesting stock speculation/shortages were found. There is no mention of a depositor run or any reopening; the bank was enjoined from paying out pending investigation. I classify this as a suspension leading to closure (no reopening evidence).

Events (1)

1. February 11, 1891 Suspension
Cause
Bank Specific Adverse Info
Cause Details
Cashier H. E. Spaulding disappeared after evidence (letters/demands from brokers) indicated he had been speculating in stocks and there was a shortage; injunction restraining payments pending investigation.
Newspaper Excerpt
The North Middlesex Savings Bank ... closed their doors today ... Cashier Spaulding has been missing
Source
newspapers

Newspaper Articles (9)

Article from The Seattle Post-Intelligencer, February 12, 1891

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BANKS WRECKED BY A CASHIER. He Was a Church Member, But He Gambled in Stocks. AYER, Mass., Feb. 11.-The First National and North Middlesex banks closed their doors today, and ugly rumors are afloat concerning them. Spaulding; cashier of both institutions, has been missing since Monday evening and where he has gone no one knows. The exact financial condition of the bank is unknown. The books will be examined at once. Last week Spaulding ascertained that the directors of the North, Middlesex bank were about to have it examined, when he left home, not saying when he would return. Colonel Sedham, formerly bank examiner, has advised the banks not to pay out money until there has been an official investigation. He states that a letter has been found which indicates that Cashier Spaulding has been speculating in stocks. An investigation tends to show that both banks are solvent, the North Middlessex especially 80, as none of the funds have bee n tampered with. If there is any loss it shall fal on the National bank. Spaulding IS a regular member of the Methodist Episcopal church, and was supposed to be A man of sterling character and upright habits. CC amissiacher of Savings Banks Locke said that om a superficial examination he should think savings bank all right. The only chance for a discrepancy is on the pass-books of depositors. Bank Inspector Getchell has arrived to examine the condition of the national bank. The last balance sheet with the North Middlesex bank showed assets and liabilities of $198,000. The supreme court this evening issued an injunetion restraining the North Middlesex Savings bank from paying out any money until an investigation of the finances has been made. NEW YORK, Feb. 11.-Adolph A. Hoffman and Alfred E. Frommett, silk manufacturers of Patterson, N. J., assigned today without preference. LOUISVILLE, Feb. 11.-Mr. Levinge was today appointed receiver of the Kentucky Union Railway Company, on petition of Kennedy, Todd & Company and the Central Trust Company, of New York, who allege that they advanced money to the railroad company for which no return has been made. WILMINGTON, Del., Feb. 11.-The shortage of J. Eldridge Pierce, absconding secretary of the City Loan Association, will amount to $90,000. The assets of the concern are about $50,000, against $140,000 at this time last year. ST. PAUL, Feb. 11.-The National GermanAmerican bank has filed a petition for the appointment of a receiver for Charles Faber, proprietor of the St. Paul hotel, alleged to be insolvent. The petition alleges that Faber's debts amount to $120,000 and his assets to $90,000. PENDLETON, Or., Feb. 11.-M. J. Greene, secretary and manager of the Pendleton Hardware and Implement Company, which assigned yesterday, was arrested last evening on complaint of Benjamin Selling, president of the company, on a charge of abezziement. The examination occurs tomorrow. Greene is under $2,500 bonds. Greene maintains his innocence, and claims the charge has been brought against him by his enemies.


Article from St. Paul Daily Globe, February 12, 1891

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B USINESS TROUBLES. Ugly Rumors Concerning Two Massachusetts Banks. AYER, Mass., Feb. 11.-The First National. and the North Middlesex Savings banks have closed their doors and ugly rumors are afloat concerning them. H. E. Spaulding, cashier of both institutions, has been missing from town since Monday evening. Where he has gone no one here knows, he leaving no word as to his intentions. The exact financial condition of the banks is not now known. Investigation but tends to show that both the First National and North Middlesex Savings banks are solvent. the latter specially so, as none of its funds have been tampered with. If there is any loss, it will fall on the national bank. Cashier Spaulding has doubtless been dabbling in stocks. This fact is gathered from a letter sent by a New York brokerage firm received here to-day demanding a remittance of $1,500, which letter was opened by the bank authorities. The theory is that he has been dealing in margins and taking small sums from the bank which he is now unable to repay. The sums cannot be large, since the bank was examined only a month ago, and was then all right. The supreme court this afternoon issued an injunetion restraining the North Middlesex institution for savings at Ayers, Mass., from paying out any money until an investigation of the finances of the bank can be made. WILMINGTON, Feb. I1.-Itisevident that the shortage of J. Eldridge Pierce, the absconding secretary of the City Loan association, will amount to $90,000, instead of $47,591, as recently computed. It is believed the assets of the concern are now about $50,000, against $140,000 this time last year. A committee of the association is investigating the assets, and will report at the next monthly meeting. PHILADELPHIA, Feb. 11.-A special to the Press from Lewisburg, Pa., says: The Lewisburg Nail works were levied on yesterday by the sheriff to satisfy a judgment of $35,000. The property of the firm will be sold at sheriff's sale on the 23d inst. NEW YORK, Feb. 11.-Adolph A. Hoffman and Alfred E. Frommett, silk manufacturers of Paterson, N. J., assigned to-day to William Stephenson, without preferences. VASHINGTON, Feb. 11.-The comptroller of the currency has appointed A. W. Wickham, of Salina, Kan., receiver of the First National Bank of Ellsworth, Kan., insolvent. DENVER, Col., Feb. 11.-Daniel Sheehan, the leading merchant of Red Mountain, has closed his store, everything being covered by attachments. His liabilit2es are estimated at $40,000; assets unknown.


Article from The Iowa Plain Dealer, February 19, 1891

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THE EAST. In the Connellsville (Pa.) coke regions over 17,000 miners struck for an advance of 12 per cent. in wages. The fight promised to be a long and bitter one. THREE miners intombed in the Susquehanna coal colliery at Grand Tunnel, Pa., were rescuent after going five days without food. IN Boston Rev. Edward Everett Hale, Mrs. Mary A. Livermore, Rev. Minot J. Savage and others have signed an agreement to form a society for the investigation of spiritualism. THE New Jersey Legislature passed a bill exempting foreign insurance companies from taxation and imposing an additional rate on domestic companies. IN a collision at Elmira, N. Y., four railway employes were killed. THE death of James Redpath, the Irish Nationalist, journalist and lecturer, occurred in New York from the effects of injuries received by being run down by a horse car.. He was 58 years of age. THE North Middlesex Savings Bank and the First National Bank, at Ayer, Mass., closed their doors. THE steamer Bruce and two tugs were sunk in the bay at New York and eighteen lives were reported lost. THE death of Samuel Morey, who came into prominence during the Presidential campaign of 1880, and who was arrested in connection with the "Morey Chinese letter," occurred at Nashua, N. H., aged 68 years. AT the age of 105 years Mrs. Theodore French died at Syracuse, N. Y. IN New York 100 certificates for 100 shares each of the American Sugar Trust, aggregate face value $1,000,000, were pronounced to be counterfeit.


Article from The Redwood Gazette, February 19, 1891

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THE EAST. In the Connellsville (Pa.) coke regions over 17,000 miners struck for an advance of 12 per cent. in wages. The fight promised to be a long and bitter one. THREE miners intombed in the Susquehanna coal colliery at Grand Tunnel, Pa., were rescued after going five days without food. IN Boston Rev. Edward Everett Hale, Mrs. Mary A. Livermore, Rev. Minot J. Savage and others have signed an agreement to form a society for the investigation of spiritualism. THE New Jersey Legislature passed a bill exempting foreign insurance companies from taxation and imposing an additional rate on domestic companies. IN a collision at Elmira, N. Y., four railway employes were killed. THE death of James Redpath, the Irish Nationalist, journalist and lecturer, occurred in New York from the effects of injuries received by being run down by a horse car. He was 58 years of age. THE North Middlesex Savings Bank and the First National Bank, at Ayer, Mass., closed their doors. THE steamer Bruce and two tugs were sunk in the bay at New York and eighteen lives were reported lost. THE death of Samuel Morey, who came into prominence during the Presidential campaign of 1880, and who was arrested in connection with the "Morey Chinese letter," occurred at Nashua, N. H., aged 68 years. AT the age of 105 years Mrs. Theodore French died at Syracuse, N. Y. IN New York 100 certificates for 100 shares each of the American Sugar Trust, aggregate face value $1,000,000, were pronounced to be counterfeit,


Article from The Worthington Advance, February 19, 1891

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FROM WASHINGTON. IN the United States the visible supply of grain on the 9th was: Wheat, 23,358,790 bushels; corn, 2,591,951; oats, 3,218,092 bushels. ON the 13th Admiral David Porter, the hero of many a naval battle, died suddenly in Washington of fatty degeneration of the heart. He was 78 years of age. THE business failures in the United States during the seven days ended on the 13th numbered 297, against 306 the preceding week and 302 the corresponding week last year. THE EAST. THREE miners intombed in the Susquebanna coal colliery at Grand Tunnel, Pa., were rescued after going five days without food. IN Boston Rev. Edward Everett Hale, Mrs. Mary A. Livermore, Rev. Minot J. Savage and others have signed an agreement to form a society for the investigation of spiritualism. THE New Jersey Legislature passed a bill exempting foreign insurance companies from taxation and imposing an additional rate on domestic companies. IN a collision at Elmira, N. Y., four railway employes were killed. THE death of James Redpath, the Irish Nationalist, journalist and lecturer, occurred in New York from the effects of injuries received by being run down by a horse car. He was 58 years of age. THE North Middlesex Savings Bank and the First National Bank, at Ayer, Mass., closed their doors. THE steamer Bruce and two tugs were sunk in the bay at New York and éighteen lives were reported lost. THE death of Samuel Morey, who came into prominence during the Presidential campaign of 1880, and who was arrested in connection with the "Morey Chinese letter," occurred at Nashua, N. H., aged 68 years. AT the age of 105 years Mrs. Theodore French died at Syracuse, N. Y. IN New York 100 certificates for 100 shares each of the American Sugar Trust, aggregate face value $1,000,000, were pronounced to be counterfeit. IN New York new counterfeit $5 Treasury notes were found in circulation. The bill is signed by W. S. Rosecrans as Register, and J. N. Huston as Treasurer, and the work is poorly done. AT Dover, Del., Jesse H. Proctor and Frederick Young were hanged for murder. WEST AND SOUTH. JOSEPH FREEMAN, editor of the Daily Progress of Independence, Mo., was found frozen to death in a corn-field near his home. THE Legislature of Indiana passed a law making it a felony to conduct a bucket-shop, deal in margins or rent a building for the purpose. LOUIS P. HOLSEY, of Arizona, shot his wife, who had instituted proceedings for divorce, and then committed suicide in a hotel at Columbus, Kan. JAMES GAFFNEY placed $2,800, the savings of years, in a stove at St. Louis for safe keeping. Some time after he started a fire in the stove and the money was consumed. AT Appomattox, Va., the old mansion in which Lee surrendered to Grant has been purchased by a Niagara Falls (N. Y.) company and will be made a museum for war relies. ADVICES from the recent cyclone in Alabama say that in Tuscaloosa, Shelby and Talladego counties stores and dwellings were unroofed, stables blown down, and a great many horses and cattle were killed. AT St. Louis the San Miguel Consolidated Gold Mining Company was formed with a capital of $15,000,000. General B. F. Butler is at the head. and the object is to buy up and control all the free gold claims of the San Miguel mining district. NEAR Sidney, O., Jacob Weber was shot dead by William Cisso, a neighbor, while stealing corn from the latter's barn. Weber leaves a widow and ten children. THE notion store of Joseph A. Bigel & Co. at Cincinnati was robbed of $50,000 worth of silks and velvets. THE North Dakota Legislature passed a bill to resubmit the question of a prohibition amendment to the constitution. THE population of Michigan is 2,093,889. A FARMER named Allan M. Murphy, of Baraga, Mich., was fleeced out of $3,800 by New York "green-goods" men. THE steamer Thanemore, which left Baltimore for London on November 26 last, was given up as lost. There were forty-six persons on board. A BILL passed the Missouri Legislature prohibiting pool-selling in the State on horse races and elections. THE Legislature of Idaho met in joint convention and elected W. H. Claggett United States Senator. He will contest the seat of Senator-elect Dubois.: JOHN BENTON and Hale Cooper were fatally injured in a quarrel over a girl at a dance at Palmyra, Kan. AT Indianapolis fifty of the Indiana survivors of the Mexican war held a reunion. THE death of Daniel Looper, an exsoldier aged 101 years, occurred at his home near Carrollton, III. THROUGHOUT Hale and Swisher counties in Texas prairie fires had destroyed thousands of acres of range.


Article from River Falls Journal, February 19, 1891

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THE EAST. IN Boston Rev. Edward Everett Hale, Mrs. Mary A. Livermore, Rev. Minot J. Savage and others have signed an agreement to form a society for the investigation of spiritualism. THE New Jersey Legislature passed a bill exempting foreign insurance companies from taxation and imposing an additional rate on domestic companies. IN a collision at Elmira. N. Y., four railway employes were killed. THE death of James Redpath, the Irish Nationalist, journalist and lecturer, occurred in New York from the effects of injuries received by being run down by a horse car. He was 58 years of age. THE North Middlesex Savings Bank and the First National Bank, at Ayer, Mass., closed their doors. THE steamer Bruce and two tugs were sunk in the bay at New York and eighteen lives were reported lost. THE death of Samuel Morey, who came into prominence during the Presidential campaign of 1880, and who was arrested in connection with the "Morey Chinese letter," occurred at Nashua, N. H., aged 68 years. AT the age of 103 years Mrs. Theodore French died at Syracuse, N. Y. IN New York 100 certificates for 100 shares each of the American Sugar Trust, aggregate face value $1,000,000, were pronounced to be counterfeit. IN New York new counterfeit $5 Treasury notes were found in circulation. The bill is signed by W. S. Rosecrans as Register, and J. N. Huston as Treasurer, and the work is poorly done. AT Dover, Del., Jesse II. Proctor and Frederick Young were hanged for murder. CAPTAIN NORTON'S steam life-boat in which the Captain with his wife, niece and seven men left New London, Mass., for Toulon, France, November 23, has been given up as lost. AN intimate friend of the poet Whittier confirmed the report that the poet had finally decided to lay away his pen for good.


Article from Iron County Register, February 19, 1891

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BY ELI D. AKE. MISSOURI IRONTON. M. DE LESSEPS announces the issue of sixty thousand three per cent. debenture bonds for Suez canal improvements at 420 per 500-franc share. RAOUL, better known as "Dick" Mandelbaum, of San Francisco, has fled to Australia, leaving the liquor firm of Mandelbaum & Sons, $104,000 short. CHARLES PRATT, an Englishman who recently committed suicide at Annecy, France, proves to have been possessed of a fortune of £208,000, to which he recently fell heir. ADMIRAL DAVID D. PORTER, who had been in failing health for some years, died suddenly, on the 13th, at his residence in Washington, of fatty degeneration of the heart. Hon. A. H. H. STEWART, of Staunton, Va., Secretary of the Interior under President Filmore, was, on the 12th, reported to be critically ill and liable todie at any moment. THE French police have traced the individual who sent a false telegram about affairs in Rio de Janeiro, for the purpose of creating a panie in Brazilian bonds, and hope soon to secure his arrest. FORGED certificates of stock in the American Sugar Trust have recently been sold on the floor of the New York Stock Exchange. The price realized was S85 per share, and it is believed the sales made were extensive. NEARLY 450 of the men who were employed at the Lorillard Brick Works, at Keyport, N.J., which recently assigned, are out of work and in destitute circumstances. Money is due to the men from the works, but they can not get it. COLONEL H. M. BLACK. commander of the Twenty-third Infantry and of Fort Sam Houston, Tex., was retired from active service at noon on the 15th. The period of his active service was the longest of any officer serving in the line. By direction of the President, Colonel J. W. Forsythe. who was suspended by General Miles for his conduct of the fight at Wounded Knee, has been restored to his command. This action was taken as a result of the investigation of the Wounded Knee fight. THE official statistics of loss of life and limb in the Third Pennsylvania anthracite coal-mining district for the year 1890 show that it was the most disastrous year in the history of the region. One hundred men were killed, fifty-five of whom left widows. MRS. SILAS COVALT. of Muncie, Ind., has been notified that she is one of the heirs to the Anneke Jans estate, in the heart of New York City, valued at $200.000,000, and she and other heirs will meet at Indianapolisnext month. where definite arrangements will be made to settle the vast inheritance. AN important feature of the programme for the treatment of the Indian question is the scheme now being prepared by the War Department for the enlistment of a number of young bucks for service in the ranks of the army. It is proposed to enlist about 2,000, including 600 or 700 scouts. BERLIN advices say that the Kaiser's eccentricities are attracting more and more attention every day. In some respects he seems to be imitating the mad King Louis of Bavaria, by taking unexpected trips here and there, and appearing where he is little looked for. JAMES REDPATH. the famous Irish Nationalist, journalist and lecturer. and vice-president of the Anti-Poverty Society, who was run down by a horse-car opposite the New York City post-office one day recently. died at St. Luke's Hospital, on the 10th. from the effect of his injuries. ON the 11th. the First National and North Middlesex savings banks of Ayer, Mass., closed their doors, and ugly rumors are afloat concerning them. H. E. Spaulding, cashier of the National institution, is missing. The officers are reticent, but claim that the banks are all right. An investigation is in progress. THE Supreme Court of New York. upon application of counsel for Matt Allen, the well-known horse-trainer. has granted an attachment against the the property in that State of Senator George Hearst. Allen is suing the Senator for $9.595 for services in training his running horses and commissions on winnings. T F FLETT agent of the Northwest


Article from The Red Cloud Chief, February 20, 1891

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MISCELLANEOUS. A DECREE has been issued under the authority of the King of Italy forbidding any one to emigrate under the age of 34 unless accompanied by the father of the emigrant. This is intended to put an the padrone traffic in of the Christian Church at are engaged in a the matter of using an organ yarm in church. On a Sunday night the musical instrument was dragged into the street and burned. VICTOR MACK, a well known private banker of Paris, has disappeared. His creditors mourn to the amount of 20,000,000 franca. THE coke strikers in the Connellsville region had increased to 16,000 on the 10th. THE United States cruiser Baltimore hassailed from Toulon for Chill. THE British steamer Thanemore, from Baltimore for London, has been given up for lost. She had a crew of 34 men. As the time set by law for the Pottawatomies to take their lands in sevenalty has expired the agent at Shawneetown Is engaged in forcibly alloting the few who were backward. THERE was a terrific explosion of gas in an Indianapolis sewer the other atternoon that injured severely William Rock and John Christianson. THE First National and the North Middlesex Banks, of Ayer, Mass., have suspended. Cashier Spaulding has disappeared. GEORGE J. GIBSON, secretary of the great whisky trust, has been arrested at Chicago on the diabolical charge of blowing up non-trust distilleries by dynamite. FROM a reliable report it is learned that the Russian authorities have caused a wholesale expulsion of Jews from Novgorod and its environs. IT is evident that the shortage of Eldridge Pierce, the absconding secretary of the City Loan Association, of Wilmington, Del., will amount to $90,000 instead of $47,951, as recently reported. It is believed the assets of the concern are now about $60,000, against $140,000 this time last year. THE striking Connellsville coke burners threatened to mob the non-union men at Rainey's works, and forty detectives were distributed at the several plants. EXTENSIVE prairie fires have been raging through the western part of Hale and Swisher Counties, Tex., and thousands of acres of range have been destroyed. The fire was of incalculable damage to stockmen. THOMAS NORTHCUT, Levi Brown, Ruth Jenners and Sidney Jenners were badly injured by an explosion of gas at Lafayette, Ind. The Jenners can not recover. THE boiler in the Quebec Worsted Company's factory at Hare Point, Que., exploded recently, completely demolishing the engine house and about half of the factory. About 50 operatives were killed and wounded. PRIVATE BLACKEN, Fifth cavalry, recently killed the second cook, Gottlieb Nonneman, at San Francisco. RIOTOUS scenes occurred at the Clark thread mills near Newark, N. J., the other evening when the non-union spinners quit work. A boy was shot through the foot by a special policeman. Two of the crew of the steamer Calliope, that took fire at her dock at Newport, England were found dead in their bunks. MRS. LA FRANCE and two children were burned to death in their home at St. Albert. Ont. A NATIVE of the Shan States, Burmah, recently ran amuck and shot Major Nixon, Lieutenant Jameson and two Sepoys dead. EVERETT WILEY shot and killed Jan Samphon at the Bowman Lumber Company's camp near Brownstown, W. Va. BUSINESS failures (Dun's report) for the seven days ended February 12 numbered 297, compared with 306 the previous week and 302 the corresponding week of last year. TROUBLE commenced at the grading for the World's Fair at Jackson park, Chicago, on the 13th, a number of idle workmen attempting to drive off the Italians working for a contractor, causing the work to be stopped. THE pumping out of No. 1 slope at Jeansville, Pa., where the bodies of the miners are buried, is progressing rapidly. The counter gangway is now empty, and soon the slope will be dry. Preparations are being made to take care of the bodies of the men when they are reached and give them prompt and careful burial. THE combination pulp and straw board mill at Elkhart, Ind., exploded with terrific force, demolishing the large brick mills. Schuyler Neswander, aged 25, was blown thirty feet and torn to pieces. George Hickman was crushed from his hips down and will die. Two other men were hurt.


Article from Shenandoah Herald, February 20, 1891

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THE NEWS EPITOMIZED Eastern and Middle States THE strike of coke workers and miners in the Connellsville (Penn:) region is general. All the plants have closed down. Order prevails at all points. Over eighteen thousand men are idle. THE Conemaugh River at Johnstown, Penn., has just given np another flood victim. The body, which is that of a woman, is fairly well preserved except that it ishealless. THE Connecticut House in session at Hartford voted to recede from its position and concur with the Senate. JAMES REDPATH, the well-known abolitionist lecturer, journalist, author and Irish nationalist and Vice-President of the AntiPoverty Society, who was run down by a horse car in New York City, diei from the effects of his injuries, in the fifty ninth year of his age. WESTBOUND pallonger train was wrecked at Groveland, N. Y. Two passengers were killed and several injured. THE State Senate at Albany; N. Y., confirmed the nomination of James F: Pierce, to be Superinten dent of the Insurance Do partment; six publicans voted for him. HAROLD E. SPAULDING, Cashier of the First National Bank and Treasurer of the North Middlesex Institution for Savings, at Ayer, Mass., has disappeared and with hint has gone about $20,000 in cash. The two institutions have closed their doors. THE official statistics of loss of life and limb in the Third Anthracite Coal Mining District of Pennsylvania for the year 1890 show that this was the most disastrous year In the history of the region. One hundred men were killed, fifty-five of whom left widows, with a total of seventy-six orphans: EDWARD RUCK was killed and Pass Boardman and James Long fatally injured by an explosion of gas in the Nelson colliery at Shamokin, Penn. ALLAN M. MURPHY. sixty years of age, of Barga, Mich., lost $400 in Philadelphia, Penn., by the green goods game. When he inade complaint to detectives he was locked up, much to his surprise, under a recent act of Congress. which makes the negotiator in who the game equally guilty. The men played the game got away. WITHIN twelve days four men, all employes, were killed on the system of elevatel roads in New York City, WILLIAM H. M. SISTARE, once a banker and broker, was arrested in New York City charged with having swindled August Heck= scher, a Phila delphia man, out of $63,000. LINCOLN'S birthday was celebrated wit's dinners in New York City, Brooklyn, Boston, Philadelphia, Buffalo, Saratoga and Pittsburg. SAMUEL MOREY, who came into promihence during the Garfield-Hancock Presidential campaign of 1880, died a few days at Nashua, N. H. He was arrested in connection with the famous Morey letter. and spent several days in Ludlow Street Jail, New York. Morey was a pensioned veteran and a member of the Grand Army. EDWARD WERKHEISER and his team were killed in Williams towaship, Penn., by a cave-in of the road over an ore mine. MISS CATHARINE DREXEL, the $7,000,000 heiress, took the final VOW and became Sister Mary Catharias at Pittsburg, Penn. THE One hundreith anniversary of Peter Cooper's birthday was celebrated by a large gathering at the Cooper Institute in New York City. CHARLE3 H. MURRAY, Supervisor of the last census in New York City, refused, on orders from Superintendent Porter, to give information about it to the Assembly Investigating Committee.