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ADAMS & CO. TO THEIR CREDITORS. Comments which have been made on the closing of our house seem to require that, before presenting to our creditors the proposition which is below, I should sequaint the public, as our friends are already acquainted, with the facts which demonstrate that the real causes of our suspension were not of our own making 1 he stoppage of 8 well known and popular house is misfortune and humiliation enough, without having to bear responsibility for the faults of others. Had our pw poses and efforts been seconded 88 they should have been, in quarters where we had aright to expect it, the calamity *hich has just overtaken the commanity would never have happened. Such are the relations of banking-houses to each other, and such the nature of public confidence in banks, that without some sort of mutual good faith and cooperation, and at least a general idea of each other 8 resources and position, no system of banks conducted upon any large and liberal principles, can withstand 8 general crisis, but must fall together, in commen confusion and disaster, sufla as we have just witnessed. The first banking. house in the country cannot always foresee a run. Its own position and ability to go through a crisis it can ascertain, and ought not to withold from those who have an interest and a right to know. For months 8 leading banking. house in this city has been quietly strengthening itself and sustaining its parent house elsewhere, a: the expense of every other banking house here, and especially of ours. The bouse of Adams & Co. hold to-day thousands of dollars in bills receivable from our merchants for indisper sable accommodations wherewith to meet their loans suddenly called in, and for which the hard cash has left our vaults.