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A Cashier Steals $24,370. New York special: The Putnam County Savings bank of Brewsters is in the grocery and dry goods store of W. T. Lobdell & Co. Ferdinand A. Hoyt was secretary and treasurer and cashier of the bank, and an equal owner in the store with Mr. Lobdell and Edward Storm. Mr. Storm died week before last. The store is draped in mourning for him and the bank is also in mourning over a deficit by the cashier. The state bank examiner, O. P. Richardson, made the discovery in going over the books of the bank last Tuesday afternoon, and on Wednesday he spoke to Cashier Hoyt about it. Mr. Hoyt told Mr. Richardson that he would find $24,370 missing, and gave him a memorandum of separate amounts he had stolen and dates. The defalcation was principally confined to the years 1884 and 1885. Hoyt said he had lost money in speculation and had not been able since to square himself with the bank. Mr. Hoyt told the president, Morgan Horton, and a meeting of the trustees was held. Mr. Hoyt made a clean breast of everything, and said he would make good the defalcation; that the bank should not lose a penny. He surrendered to the bank his interest in the store, worth, he said, $15,000, then he gave away all his wife's possessions, mortgaging for $11,000 their home which includes a farm about one and a half miles from Brewster, and deeding two houses and lots in the city valued at $5,000 each, with the understanding that whatever was left over after satisfying his debt to the bank was to come back to him. An effort was made to keep the defalcation quiet, but it leaked out, and there was a run on the bank. About $50,000 was withdrawn by depositors whose confidence in the concern was shaken.