First National Bank (Niagara Falls, NY)

View Charter #4899 on SPMC View balance sheet

Episode Information

Episode UID
489901164
Episode Type
Run → Suspension → Closure
Bank Type
national
Bank ID
48990 national
Charter Number
4899
Start Date
December 11, 1896
Location
Niagara Falls, New York (43.094, -79.057)

Metadata

Model
gpt-5-mini (chosen from majority vote of a three-model LLM ensemble)
Short Digest
22dd158315a73cd6

Response Measures

Full suspension, Books examined

Other: A receiver was appointed and the bank examiner (Van Brocklin) took charge of the suspended bank.

Receivership Details

Depositor recovery rate
100.0%
Date receivership started
1896-12-18
Date receivership terminated
1898-05-16
OCC cause of failure
Losses
Share of assets assessed as good
35.3%
Share of assets assessed as doubtful
49.7%
Share of assets assessed as worthless
15.0%

Description

A receiver was appointed Jan 1897 and the cashier was arrested on charges related to the failure.

Events (5)
1. April 18, 1893 Chartered
Source
historical_nic
2. December 11, 1896 Run
Cause
Bank Specific Adverse Info
Cause Details
Heavy withdrawals following failures/large loans to the Niagara Glazed Paper Company and related director losses led to a run over several days.
Newspaper Excerpt
The action taken by the directors is said to be due to heavy withdrawals amounting almost to a run on the bank.
Source
newspapers
3. December 11, 1896 Suspension
Cause
Bank Specific Adverse Info
Cause Details
Directors decided to suspend after heavy withdrawals and the failure of a major borrower (Niagara Glazed Paper Co.); newly elected president had not qualified.
Newspaper Excerpt
The First National Bank of this city closed its doors this morning and posted a notice announcing its suspension.
Source
newspapers
4. December 18, 1896 Receivership
Source
historical_nic
5. January 4, 1897 Receivership
Newspaper Excerpt
Harmer St. C. Denny of Buffalo was yesterday appointed receiver of the First National Bank of Niagara Falls, N. Y.
Source
newspapers

Newspaper Articles (21)
1. December 11, 1896 The Jersey City News Jersey City, NJ
Article from The Jersey City News, December 11, 1896

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NIAGARA BANK CLOSED. Heavy Withdrawais Crippled the First Nasional--Depositers All Right NIAGARA FALLS, N. Y., Dec. 11, 1896. The First National Bank of this city, closed its doors this morning and posted a notice announcing its suspension. The directors held a`meeting last night to consider the condition of the bank's affairs, and at 12:30 o'clock this morning they decided to suspend. Among those present was Senator Ellsworth of Lockport, The action taken by the directors is said to be due to heavy withdrawals amounting almost to a run on the bank. It is believed that the depositors will be paid in full. The bank was organized on June 1, 1893, with a capital of $100,000. The assets and liabilities are estimated at $300,000. Two days ago President Phillips resigned and George R. Rani, President of the First National Bank of Tonawanda, was elected in but has not yet qualified.

2. December 11, 1896 Rock Island Argus Rock Island, IL
Article from Rock Island Argus, December 11, 1896

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More Prosperity. Niagara Falls, N. Y., Dec. 11 The First National bank closed its doors today as the result of a run. West Superior, Wis., Dec. 11.-The National Bank of Commerce of Duluth failed this morning.

3. December 11, 1896 San Antonio Daily Light San Antonio, TX
Article from San Antonio Daily Light, December 11, 1896

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BANK SUSPENSION. Niagara Falls, N. Y., Dec. 11.-The First National bank of this city did not open its doors for business this morning. The depositors will all get their money, it is said. There has been a run on the bank for the past few days.

4. December 11, 1896 The Evening Times Washington, DC
Article from The Evening Times, December 11, 1896

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National Bank Closes Its Doors. Niagara Falls, N.Y., Dec. 11.-The First National Bank of this city closed its doors this morning and posted a notice announcing its suspension. The directors held a meeting last night to consider the condition of the bank's affairs, and at 12:30 o'clockthismorningthey.decidedto suspend. The action taken by the directors is said to be due to heavy withdrawals amounting almost to a run on the bank. It is believed that the depositors will be paid in full.

5. December 12, 1896 New-York Tribune New York, NY
Article from New-York Tribune, December 12, 1896

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BANKS CLOSE THEIR DOORS. FAILURE OF THE FIRST NATIONAL OF NIAGARA FALLS-WESTERN INSTITUTIONS GO UNDER. Niagara Falls, N. Y., Dec. 11.-The First National Bank of this city closed its doors this morning and posted a notice announcing its suspension. The directors held a meeting last night to consider the condition of the bank's affairs. and at 12:30 o'clock this morning they decided to suspend. Among those present was Senator Ellsworth, of Lockport. The action taken by the directors is said to be due to heavy withdrawals, amounting to almost a run on the bank. It is believed that the depositors will be paid in full. The bank was organized on June 1, 1893. with a capital of $100,000. The assets and liabilities are estimated at $300,000. Two days ago President Phillips resigned, and George B. Rand, president of the First National Bank of Tonawanda, was elected in his place, but has not yet qualified. The Cataract Milling Company, O. B. GaskIII. president, has been seized by the Sheriff on executions issued by Eastern parties. The mill was a heavy borrower from the First National Bank. Ex-Mayor Phillips, the president of the bank. accuses Cash er Henry Durk, of making large loans. about $80,000. to C. B. Gaskill, president of the Street Railway Company. of the Cataract Milling Company and a director of the power company, without the knowledge or consent of the directors or other officers of the bank. He also says that the loans were so cleverly covered up that the bank examiner could not learn of them. All this Mr. Durk denies. Syracuse, N. Y., Dec. 11.-Two receivers were this afternoon appointed for the Commercial Travellers' Life Association of New-York State. The assets are placed at $60,000 and the liabilities at $100,000. The association was first organized in 1872. Harlan, Iowa. Dec. 11.-Frederick A. Bennett, State Bank Examiner, took possession of the Harlan State Bank yesterday, under instructions from the Auditor of the State. Its capital is said to be $50,000 and deposits $75,000. The depositors will be safe, as the assets will. it is expected, pay them and leave a little for the stockholders. Duluth, Minn. Dec. 11.-The National Bank of Commerce of this city closed Its doors this morning. Its paid-up capital was $200,000. Its last statement showed undivided profits of $10,000. deposits of $200,000 and loans and discounts of $375,000. A notice posted on the door states that, owing to inability to make any money in the business, the directors had decided to suspend. and that the bank expected to pay depositors at an early date. Toledo, Ohio, Dec. 11.-Leland Smith & Co., whole. sale tobacco and cigars. failed to-day. Liabilities, $10,000: assets, somewhat less. The vice-president. J. G. Gould. disappeared several days ago, but it is said that fact has nothing to do with the failure. E. M. Harley & Co., retail gentlemen's furnishings. also failed to-day. The preferred claims amount to $23,000: assets not given. Providence. Dec. 11.-Walter F. Slade and Francls H. Clough. doing business as Walter F. Slade & Co., at the Clear River woollen mill. in Burrellville, were adjudged insolvent in the Supreme Court to-day. Their liabilities are $136,592. and their assets about $53,500.

6. December 12, 1896 The Morning News Savannah, GA
Article from The Morning News, December 12, 1896

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BANK DOORS SHUT. The First National of Niagara Falls Closes Its Doors. Niagara Falls, N. Y., Dec. 11.-The First National Bank of this city, closed its doors this morning and posted a notice announcing its suspension. The directors held a meeting last night to consider the condition of the bank's affairs, and at 12:30 o'clock this morning decided on suspension. The action taken by the directors is said to be due to heavy withdrawals amounting almost to a run on the bank. It is believed the depositors will be paid in full.

7. December 12, 1896 Albuquerque Weekly Citizen Albuquerque, NM
Article from Albuquerque Weekly Citizen, December 12, 1896

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Ningara Falls Bank Fails Niagara Falls, N. Y., Dec. 11. At the First National bank this morning. a no uce WAS posted that the directors last night decided to close the institution It is said that depositors will get their money. A few days ago the Niagara Glazed Paper company failed and neveral of the bank directors were hard hit. This WISH generally known. and there has been it run on the bank the past few days. These facts and the failure of the newly elected president to qualify caused the suspension. The bank's capital was $100,000; individual deposits. $118,267 demand certifieaten outstanding $16,639; notes and bills re-discounted, $20,078.

8. December 12, 1896 The Seattle Post-Intelligencer Seattle, WA
Article from The Seattle Post-Intelligencer, December 12, 1896

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Two Banks Fail. NIAGARA FALLS, N. Y., Dec. 11.-At the First National bank of this city this morning a notice was posted that at the meeting of the directors last night It was decided to close the Institution. It said that depòsitors will get their money. A few days ago the Niagara Glazed Paper Company Lailed, and several of the bank directors were hit hard. This was generally known, and there has been a run on the bank for 8. few days past. These facts and the failure of the newly-elected president to qualify caused the suspension. At the last report the capital stock was $100.000: individual -eposits, $118,367; demand certificates outstanding. $16,639; notes and bills rediscounted, $29,678. WEST SUPERIOR. Dec. 11.-The National Bank of Commerce of Duluth failed to open this morning. A notice posted stated that owing to inability to make any money the directors had decided to suspend. but expected to pay depositors at an early date. The bank is capitalized at $200,000 and has $30,000 surplus. At the last report the capital was $200,000; deposits, $92,000.

9. December 12, 1896 The News & Observer Raleigh, NC
Article from The News & Observer, December 12, 1896

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NIAGRA BANK FAILS. Washington, Dec. 11.-Notice was received of the failure of the First National bank Niagara Falls. The bank's capital was $100,000; individual deposits $118,267; demand certificates outstanding, $16,639; notes and bills rediscounted, $29,678. DULUTH BANK FAILS TO OPEN. West Superior, Wis., Dec. 11.-The National bank of Commerce of Duluth failed to open for business this morning. A notice posted on the doors stated that owing to inability to make any money in the business the directors had decided to suspend. The notice also stated that the bank expected to pay depositors at an early date. The bank is capitalized at $200,000 and has $30,000 surplus. GLASS FACTORIES RESUME. Pittsburg, Pa., Dec. 11.-A general resumption of operations in the window glass factories of the country will take place to-morrow, furnishing employment to several thousand workers. Five factories employing over 1,000 men will start up here to-night and a sixth employing 300 men to-morrow.

10. December 12, 1896 The Bryan Daily Eagle Bryan, TX
Article from The Bryan Daily Eagle, December 12, 1896

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Bank Falls at Niagara Falls. NIAGARA FALLS, Dec. 11.-The First National bank of this city did not open its doors for business this morning. It is said the depositors will get their money. The Niagara Glazed Paper company failed recently and several off the bank directors were hit by the failure. This was generally knows and there was a run on the bank for a few days past.

11. December 12, 1896 The Roanoke Daily Times Roanoke, VA
Article from The Roanoke Daily Times, December 12, 1896

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TWO BANK FAILURES. West Superior, Wis., Dec. 11.-The National Bank of Commerce of Duluth failed to open for business this morning. A notice posted on the doors 'stated that owing to inability to make any money in the business the directors had decided to suspend. The notice also stated that the bank expected to pay depositors at an early date. The bank is capitalized at $200,000 and has $30,000 surplus. Washington, Dec. 11.-Notice was received of the failure of the First National Bank of Niagara Falls. The bank's capital was $100,000; individual deposits $118,276; demand certificates outstanding $166,639; notes "and "bills rediscounted $29,678. NEWARK AT KEY WEST. Washington, Dec 11.-The Newark has arrived at Key West.

12. December 12, 1896 The Saint Paul Globe Saint Paul, MN
Article from The Saint Paul Globe, December 12, 1896

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DOMINION OF CANADA. Montreal 6.5 $12,328,650 Toronto 7.1 8,496,650 Halifax 14.4 1,352,017 Hamilton 1.5 780,051 9.7 1,925,00S Winnipeg Totals 24,882,376 WALL STREET TALK. Intimations are forthcoming that the various Cuban resolutions in the senate will remain in the hands of the foreign relations committee, possibly till after the holidays; but, though fear on the score of Cuba has measurably subsided in Wall street, it has not been followed by any development of public interest in the market. Bonds, particularly the better grades of railroad mortgages, and strong, and this fact is the subject of both attention and favorable comment. The investment demand for giltedge securities holds out very well. and is expected to increase on account of the January interest payments. It was rumored on the board that the selling of General Electric was for account of a prominent operator, who picked up 5,000 shares around 30 to 31. Bank statement tomorrow will probably be another good one, but the market needs some decided news to break this dullness. The Statist estimates that ten of the twelve leading railway companies will pay larger dividends for the second half of 1896 than for the same period of last year, and one other may increase, leaving only one to maintain the rate. The increases range from 1/4@3/4 to 1 per cent, and the amounts paid for the half year from 13/4 or to 83/4 per cent. FOREIGN FINANCIAL. NEW YORK, Dec. 11.-Evening Post's London financial cablegram: The settlement having been satisfactorily concluded, the tone of the stock markets today was good. The improvement was led by the recovery in mines, which was due to covering by bears. Home rails also rose sharply on hopes that the expected strike may be averted. Americans were steady, except Louisville and St. Paul, which were dull on the New York lead. South Americans were strong. Brazil exchange improved 9 1-16d. Indian council drafts sold up 1 shilling and 3 5-32d. Money was in strong demand and the Bank of England lent a considerable amount to the market for a week at 4 per cent. The Paris and Berlin markets were firm. INSURANCE RECEIVER. SYRACUSE. N. Y., Dec. 11.-The Commercial Travelers' Life association, of this city, one of the oldest co-operative insurance companies, went into the hands of receivers today. The order was upon the application of the attorney general's office on the ground of insolvency. The assets of the company are $60,000, but liabilities $100,000. Jacob Amos and James E. Ratchford are the receivers. NEW YORK MONEY. NEW YORK, Dec. 11.-Money on call easy at 1@1½ per cent; last loan, 1½ per cent, closed, 1@1½ per cent. Prime mercantile paper, 4@5 per cent. Sterling exchange steady, with actual business in bankers' bills at $4.86%@4.86% for demand and $4.831/2@4.83% for sixty days. Posted rates, $4.84/2@4.87 Commercial bills, $4.82½. Bar silver, 65%c. Silver certificates, 65%@65%c. BANK SUSPENDED. NIAGARA FALLS, N. Y., Dec. 11.-The First National bank of this city did not open its doors for business this morning. A few days ago the Niagara Glazed Paper company failed and several of the bank directors were hard hit by the failure. This was generally known and there had been a run on the bank for a few days past. These facts and the failure of the newly elected president to qualify caused the suspension. U. P. TIME EXTENDED. NEW YORK, Dec. 11.-The reorganization committee of the Union Pacific railroad company today addressed a circular to the holders of securities of the company's main lines, inclusive of the Kansas Pacific, explaining the decision to extend to June 30, 1897, the time during which the plan and agreement may be declared operative. TREASURY STATEMENT. WASHINGTON, Dec. 11.-Today's statement of the condition of the treasury shows: Available cash balance, $225,774,429; gold reserve, $133,114,405. CHICAGO MONEY. CHICAGO. Dec. 11.-Money steady: unchanged. New York exchange 40c premium. Foreign exchange firm; demand, $4.867/8C; sixty days, $4.83%. BANK CLEARINGS. St. Paul-$872,687.94. Minneapolis-$1,720,276.59. New York-Clearings, $93,406,309; balances, $6,341,365. Boston-Clearings, $16,153,735; balances, $2,246,718.

13. December 13, 1896 New-York Tribune New York, NY
Article from New-York Tribune, December 13, 1896

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IN THE BANK EXAMINER'S HANDS. Niagara Falls, N. Y., Dec. 12.-Bank Examiner Van Brocklin arrived this morning and took charge of the affairs of the suspended First National Bank. On July 14 the bank issued Its last statement, which was as follows: Resources-Loans and discounts. $243,554.97 United States bonds, $2,500; due from United States Treasurer $1.125; cash on hand. $23,139.41: cash in bank. $44.699 37: stock and bonds, $2.600: furniture and fixtures. $3,548 total, $343,667.35. Liabiitties-Capital stock $100,000; surplus fund. $3,000: undivided profits $7.041.04: circulation, $22.200; deposits. $168,647 72; rediscounts, $42.778.59: total, $343,667.35.

14. December 16, 1896 The Advocate Topeka, KS
Article from The Advocate, December 16, 1896

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NOTES AND COMMENT. The First National bank of Niagara Falls, N. Y., has failed. Bryan's majority in Colorado was 127,942. The total vote was 188,400. The Niagara Glazed Paper Company of Niagara Falls, N. Y., has failed. Texas Populist papers are demanding the passage of the Australian ballot law in that State. Reports seem to indicate that Maceo, the Cuban General, was killed in a skirmish December 7. The dispatches state that Hanna will help Huntington get his Pacific railroad bill through Congress. Los Angeles Civic Review: "We wanted sixteen to one, but what we are likely to get is nothing to ate." It has been decided by the Executive committee of the gold Democracy to maintain the organization. The various National Soldiers' Homes cared for 40,448 veterans last year at an average of $111.60 each. The National committee of the National party is called to meet at the Sherman I House, Chicago, January 1. The National Bank of Commerce of Duluth, Minn., has closed its doors. The cause assigned is inability to make money. The Idaho Supreme court holds that the woman's suffrage amendment was legally adopted at the recent election in that State. The Supreme court of Kentucky has decided that whisky in bond in government warehouses in that State is subject to taxation. At Albany, Ga., a Negro charged with assaulting a girl was placed on trial, con. victed and sentenced to hang in one hour's time. The Union and Confederate soldiers of Missouri are being organized into one body under the name of the "Blue and the Gray." H.L. Loucks is a candidate for Senator from South Dakota to succeed Senator Kyle. Mr. Kyle is a candidate for reelection. Attorney General Harmon reports to Congress that the present anti-trust laws are defective and inadequate. He recommends legislation on this line. Missouri officers are still keeping up the search for Bob Taylor, the murderer who escaped from jail a few days before the date on which he was to hang. Of McKinley's 7,100,000 votes. 1,700,000 were colored and 19.92 per cent. were of foreign birth. Only 12.14 per cent. of Bryan's vote were foreign born. The Statistician of the National Department of Agriculture for December show that winter wheat is in better condition in Kansas than in any State in the union. Ex-President Harrison says that he has no desire to accept any position which would result in his return to public life. The people will be fully satisfied if his mind remains unchanged. Six men held up an Iron Mountain train within one mile of the St. Louis Union depot December 10. The express car was a through one, and all the valuables being locked in a strong safe, nothing was secured. The Santa Fe New Nexican makes the sensible suggestion that the present Department of Agriculture be abolished and in its place & Department of Industry be created, with bureaus of agriculture, mining and manufactures. William K. Vanderbilt contributed $150,000 to the Republican National campaign fund. The Pennsylvania railroad gave $100,000. These were the largest amounts given to the fund. The total fund ran thamilliana

15. December 16, 1896 The Representative Saint Paul, Minneapolis, MN
Article from The Representative, December 16, 1896

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MORE PROSPERITY. IT IS BOOMING-THE BANKS HAVE THE SMALL-POX. Read this: Harlan, Iowa, Dec. 10.-Frederick A. Bennett, state bank examiner, took possession of the Harlan State Bank today under instructions from. the auditor of the state. Its capital is $50,000; deposits, $75,000, It was started last January. And here's another: Liverpool, Ohio, Dec. 10.-The banking-house of Jonathan Esterly & Co. of Columbiana, established by Jonathan Esterly in 1875, has gone into the hands of receivers. The assets of the house are given as $200,000, while the indebtedness to depositors is about $165,000. The receivers are Josiah Rohrbaugh and Aaron Esterly, who are required to give a $225,000 bond. It is said the appointment of the receivers is merely to wind up the business. And here's another-with only $29 of assets!! Who would be foolish enough to refuse to follow the lead of such a financier as that? These are our natural guides and guardians! Topeka, Kan., Dec. 10.-An examination of the assets of the recently failed Baxter Springs Bank, of which Colonel Alexander Warner was president, reveals only $29,36 in cash on hand. The capital stock of the bank was $65,000. And here is another. Four bank failures in one day! Prosperity must be here. Washington, Dec. 10.-The comptroller of the currency has appointed Thomas A. E. Weadock of Michigan receiver of the First National Bank of East Saginaw, Mich. And here is another, the next day, Dec. 11. Duluth, Minn., the National Bank of Commerce, of Duluth, failed to open for business this morning. A notice posted on the doors stated that owing to the inability to make any money in the business, the directors had decided to suspend. The notice also stated that the bank expected to pay depositors at an early date. The bank is capitalized at $200,000, and has 30,000 surplus. And here is another: Washington, Dec. 11.-The comptroller of the currency has received notice of the First National Bank of Niagara Falls. The bank's capital was $100,000; individual deposits, $118,267; demand certificates of deposit outstanding, $16,639; notes and

16. December 17, 1896 Goldsboro Weekly Argus Goldsboro, NC
Article from Goldsboro Weekly Argus, December 17, 1896

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The First National Bank of Niagara Falls, N. Y., has suspended; cause, heavy withdrawals, amounting almost to a run on the bank. The British barque Kildonan, from Greenrock, for Newport News, was abandoned in a sinking condition, December 6th, in latitude 46 north, longitude 7 west. The crew have arrived at Hull. The German ship Rajah, Capt. Bellmar, from Berry. Wales, for Hong Kong, foundered in the British channel. Two of her crew have been picked up. Seventeen others, the remainder of the crew were drowned, The steam yacht Advance, of New York, which arrived at Norfolk yesterday, is being closely watched by the Government authorities. There is no positive evidence that she is a filibuster, but a very vigilant eye is being kept upon her.

17. December 19, 1896 The Morning Times Washington, DC
Article from The Morning Times, December 19, 1896

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City Brevities Rumsey C. Smith was arrested last night for fast riding by Policeman Robertson, of the Eighth precinct. Dallas E. Brady was locked up at the E street station-bouse last night on the charge of beating his wife Mary. Harmer St. C. Denny of Buffalo wasyesterday appointed receiver of the First National Bank of Niagara Falls, N. Y. J. Taylor Ellyson, mayor of Richmond, Va., and chairman of the Democratic State central committee, is registered at the Raleigh. A four-story apartment house will soon be crected at No. 1631 Nineteenth street. The building will be of brick with a Seneca stone front. Department Commander John C. McElroy with members of his staff made an official visit to the temporary home for soldiers last evening. Rev. C. B. Ramsdell, pastor of the North Presbyterian Church, will discuss "Foundations" tomorrow afternoon at the Y. M. C. A. gospel meeting for men. A youth named Sonny Blackstone was arrested last night for pigeon stealing and locked up at No. 2. The stolen birds were in Blackstone's pockets when arrested. W. S. Ballinger was-arrested yesterday by Humane Officer John Reiplinger and Policeman Boswell, of the Eighth precinet, on a charge of cruelty to animals. The educational department and literary society of the local Y. M. C. A. have practically taken a holiday until after the close of the Christmas social season. Plans for the proposed new building of the Washington Hebrew Congregation have been accepted and building operations will be commenced in the early spring. Laura Henry, a cook at No. 3300 O street northwest, started to carve a steak last evening. and came near severing a middle finger. Herinjuries were dressed at Emergency Hospital. Mount Vernon Assembly of Painters, No. 1748, held their annual election of officers last evening at the rooms of the Workingmen's Library Association, No. 316 Eighth street northwest. The police made seventy-four arrests during the twenty-four hours ending at 9 o'clock yesterday morning. There were forty-three colored prisoners and thirtyone whites, eight being women. Thomas Cox and Lewis Fields, colored boys, stole a ham from in front of a Fourand-a-balf street meat stand last evening and later landed in the E street stationhouse to answer a charge of petit larceny. The current number of the Y. M. C. A. Monthly contains an interesting historical sketch of the organization of the association, written by Mr. Otes C. Wight and contributed by his son, Mr. John B. Wight. Two vagrants picked up by Mounted Policeman Boland at the Benning stock yards were locked up at the Ninth precinct last night. August Malfeldt and Thornton werethe namesthey gave. Charles Belt, a colored lad, started on

18. December 31, 1896 The Pioche Weekly Record Pioche, NV
Article from The Pioche Weekly Record, December 31, 1896

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TELEGRAPHIC RESUME. Things That Have Happened all Over the Country MENTIONED IN THESE PARAGRAPHS. Selections That Will Greatly Interest Our Readers Both Old and Young. Ludwig Schuett, a German, tried to murder the German Consul-General in New York. William J. Bryan has contracted with J. J. Rohce of New York for a lecturing tour. Josephine Jeroski, grandniece of the great Pulaski, has committed suicide 'X 'N Brooklyn, u! The Salvation Army intends to make a specialty of finding lost friends for those who apply. The American Bessemer Association, controlling $25,000,000 of proprety, will probably be dissolved. A Milwaukee man has left $4000 to a certain lodge, provided its members drink two kegs of beer at one sitting. Repubilean mombers of the Congressional Ways and Means Committee have started work on a new tariff bill. An Omaba dispatch says the District Court at Omaha has declared the city curfew ordinance unconstitutional. Chicago constables with drawn pistols prevented a performance from going on, because the theater was under attachment. Contributions for foreign missions have increased in the past year $1,100,000, but in the United States there has been a decrease of $70,000. Miss Frances E. Willard has issued an appeal to the "dear mothers and sisters of America" asking them to remember at Christmas time the orphans of Armenia. The First National Bank of Niagara Falls, N. Y., has closed. The failure was due to heavy withdrawals. The assets and liabilities are estimated at $300,000. O. L. Partridge, formerly secretary of the Alpena Loan and Building Association, has been found guilty of embezzling $20,000. It practically wrecked the association, in which many poor persons had invested their savings. William E. Kettles is the name of the operator in Washington who, on April 3, 1865, received the telegraph message from General Weitzel to Secretary Stanton announcing the capture of Richmond. Kettles was then only 15 year old. The Casino building, together with the bridge which spanned Four Mile Run at the main entrance to Schley Park, Oakland, Pennsylvania, has been destroyed by fire. The Casino building and contents represented an investment of $540,000. Insurance, '000'92$ The Homestead Mining Company of Deadwood, South Dakota, has met with a heavy loss, which will delay the construction of its new Ellison hoist, which was found to be on fire, and before it could be controlled nearly all in the building that was combustible was destroyed. The building was

19. January 4, 1897 The Morning Times Washington, DC
Article from The Morning Times, January 4, 1897

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BANK CASHIER ARRESTED. Henry Durk of the Niagara National Arraigned. Buffalo, N. Y., Jan. 3.-Henry Durk, cashier of the defunct First National Bank of Niagara Falls, was arrested late yesterday afternoon, brought to this city, and arraigned last night before Commissioner Norton on charge of beingimplicated in the failure of the bank. The warrant for the arrest was sworn out by Bank Examiner Van Brocklin, who was placed in charge of the bank until a receiver was appointed. Durk pleaded not guilty and was released on bail, pending a hearing on January 15. The warrant charges Durk with certifying to checks of the Cataract Milling Company, when the company had no funds in the bank. Colonel C. B. Gaskill was president of the Cataract Milling Company, which failed shortly after the bank closed, and it is supposed that the checks in question were among the alleged overdrafts made by him, which have been the subjet of much adverse comment.

20. January 8, 1897 New-York Tribune New York, NY
Article from New-York Tribune, January 8, 1897

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CRIME OF A BANK CASHIER. Niagara Falls, N. Y., Jan. 7.-Another startling disclosure was made in the affairs of the suspended First National Bank to-day. when it was discovered that $400 which had been handed to Henry Durk, as trustee of the Hospital Association. to be deposited by him. as cashier of the bank. had never been credited to the association. Receiver Denny found that the association's account had been overdrawn $400, and an investigation showed that Durk had opened up an account against the association. charging it with a withdrawal of $400, while no record of a deposit appears whatever.

21. January 16, 1897 The Dickinson Press Dickinson, ND
Article from The Dickinson Press, January 16, 1897

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Crimes and Criminals. The detectives working on the Blue Cut train robbery case brought to Kansas City another suspect arrested near Glendale. Kansas City.-Eugene Rideway, the fourth of the quartet who haid up and attempted to rob an electric car between Kansas City and Independence, on the night of Nov. 27 last, has been arrested at his home at Centropolis and lodged in jail here. Corning. N. Y.-Horace Cook, a prominent church worker, has been arrested charged with the attempted murder of his father-in law, Solomon Adams. a prominent farmer in the town of Woodhull, last Mondey night. Cov. Altgeld of Illinois pardoned twenty convicts, twelve of them charged with murder. The sentences of the latter ranged from short terms for manslaughter to imprisonment for life for murder in the first degree. Buffalo, N. Y.-Henry Duck, cashier of the First National bank, of Niagara Falls, which recently suspended, was arrainged last night before United States Commissioner Norton, in this city, on a charge of being implicated in the failure of the bank. He pleaded not guilty, and was admitted to bail in $10,000. Springfield, Ill. - Gov. Altgeld has commuted the sentence of the Chicago bankers, Charles J. and Frank R. Meadoweroft, convicted of receiving deposits when their bank was insolvent. The sentence was changed from a penitentiary sentence to sixty days in jail. The governor states that both the state's attorney and judge who presided at the trial recommended clemency. O. F. Miller, convicted in the United States district court. with C. H. Dow and Sidney G. McClirken. of having defrauded the Commercial National bank of Denver out of $125,000 by means of "kiting," was released from jail under $10,000 bonds. The three convicted bank wreckers will be sentenced Jan. 23, and the case will then be taken to the supreme court.