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FURTHER BANK FAILURES IMPROBABLE Banks have failed at Delco, Burley and Idaho Falls, Idaho during the last ten days and this does not reveal anything especially new in business. All lines of business have been hard put to weather the financial stringency and banks have been frankly confessing to the people all the time, that they were running on as close margins as they thought was safe, endeavoring to make their loaning capacity do the greatest good that was possible. One of the banks that failed at Burley last spring, has reorzaniged and is doing business again; and in most cases of bank failures in Idaho this year, the depositors are protected, there being one notable exception at Pocatello. The failure at Idaho Falls last week, was the result of a long struggle to try to pull the bank thru, and while the other banks in Idaho Falls professed to sincerely regret the failure, yet it does not seem that they put their regret into action to try to save the bank. In a statement issued by the four surviving banks, they say that they had been helping the weaker bank in proportion- to their capital stock, and that the total amount of money loaned by the surviving bank to the state bank, the one that failed, was $23,500 or about $5800 apiece. They also admit that they received ample security for these loans, having received for the security two dollars worth of collateral for each dollar of the loan. It has been our understanding that bankers in these days, were glad to help one another in cases of trouble, but we do not regard this as an example of actually helping the state bank, when it needed help. If these other strong banks loaned it only $6000 apiece, they did not give it very much help when they took two dollars worth of collateral for every dollar's worth of the loan, they put themselves outside of the
