3343. First National Bank (Denison, IA)

Bank Information

Episode Type
Suspension → Closure
Bank Type
national
Bank ID
4784
Charter Number
4784
Start Date
December 31, 1924
Location
Denison, Iowa (42.018, -95.355)

Metadata

Model
gpt-5-mini
Short Digest
812c323f

Response Measures

None

Description

Contemporary newspapers (Dec. 31, 1924 / Jan. 1, 1925) report the First National Bank of Denison closed its doors and was turned over to the state banking department/receiver. Articles describe no explicit run on the First National itself (runs affected other local banks), and the bank was placed in the hands of the state/receiver, consistent with suspension followed by permanent closure/receivership.

Events (3)

1. August 1, 1892 Chartered
Source
historical_nic
2. December 31, 1924 Receivership
Newspaper Excerpt
Five banks closed their doors during the day and two of them were turned over to the State banking department ... The others included the First National Bank of Denison, Iowa ... String of Iowa Banks In Hands of Receiver (headline).
Source
newspapers
3. December 31, 1924 Suspension
Cause Details
Unable to obtain depository bonds for public moneys and uncertainty as to subrogation rights of surety companies, prompting probable withdrawal of large sums of public (state) funds and shaken public confidence.
Newspaper Excerpt
The others included the First National Bank of Denison, Ia., ... Five banks closed their doors during the day and two of them were turned over to the State banking department
Source
newspapers

Newspaper Articles (11)

Article from The State Journal, January 1, 1925

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Article Text

FIVE BANKING HOUSES CLOSE Combination of Causes Results In Their Failure. DES MOINES. lowa. Dec. 31 (By A. Pt A combination of causes. includ ing uncertainty as to subrogation rights of surety companys guaranteeing to public deposits the public with drawal of large sums of public money because of failure of banks to obtain depository bonds for public mon eye and shaken public confidence, was assigned by various officials to night for series of bank suspensions in today Five banks closed their doors during the day and two of them were turned over to the state banking department which. it was announced will exert every effort to protect the rests of depositors. These two were the Commercial Savings and the Mechanics Savings Bank here. The others included the First Na tional Bank of Denison. lowa and private banks controlled by that institu tion in Dow City and Vail. The Commercial Savings Banks here was the largest institution to close its doors Officers declared they were unable to obtain surety for the $600,000. state funds on deposit and that withdrawal of this sum was in prospect with the changing administration in state treasury on Friday. The Mechanics Bank. closely allied with the Commercial. suspended business after experiencing a run during he first hour this morning. Reports of the suspensions caused runs upon other banks here throughout the day. but none was reported in


Article from The Washington Post, January 1, 1925

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Article Text

STATE FUNDS UNSECURED, TWO IOWA BANKS CLOSE Uncertainty of Security Companies' Rights Among Causes Assigned. DOORS OF 3 OTHERS SHUT Des Moines, Ia., Dec. 31.-A combination of causes, including uncertainty as to subrogation rights of surety guaranteeing public deposits, the probable withdrawal of large sums of public money because of failure of banks to obtain depository bonds for publie moneys and shaken public confidence, was assigned by various of ficials tonight for the series of bank suspensions in Iowa today. Five banks closed their doors during the day and two of them were turned over to the State banking department, which, it was announced, will exert every effort to protect the interests of the depositors. These two were the Commercial and the Mechanics Savings banks The others include the First National bank, of Denison, Ia., and private banks controlled by that institution in Dow city and Vail The Commercial Savings bank here was the largest institution to close its doors. Officers declared they were unable to obtain surety for the $600 000 State funds on deposit and that withdrawal of this sum was in prospect with the changing administration in the State treasury on Friday The Mechanics bank, closely allied with the Commercial, suspended business after experiencing a run this morning. Reports of the suspensions caused runs upon other banks here throughout the day. but none was reported in diffeulties tonight. Robert Leach, superintendent of banking, is examining the condition of the banks. It was said progress was being made toward consolidations with other banks of the two which closed here.


Article from The Indianapolis Star, January 1, 1925

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Article Text

FIVE IOWA BANKS FORCED TO CLOSE Runs on Other Institutions in Des Moines CheckedMergers Predicted. DES MOINES, Ia., Dec. combination of causes, including tainty as to subrogation rights of surety companies deposits, the probable withdrawal of large of public money of failure of banks to obtain depository bonds for public moneys and shaken by tonight for the series of bank suspensions in Iowa today. Five banks closed their doors during the day and them turned to the banking which was will exert every :ffort to protect the interests of depositors. These two were the Commercial Savings and the Mechanics Savings banks The others included the First National bank of Denison, and private banks controlled by that Institution in Dow City and Vail. Falled Get Bonds The Commercial Savings bank here largest institution to close its Officers declared they unable obtain surety for the $600,000 state funds deposits. that withthis with the changing dministration in the treasury Friday. The Mechanics bank. closely allied with the Commercial, suspended business after experiencing run during the first this morning of the suspensions caused banks here throughout the day, but was reported in difficulties tonight. Robert superintendent of banking. declined to discuss the suspensions for publication before he has examined the condition of the banks, but said progress was being made consolidations with other banks of the two which closed here.


Article from The Daily Astorian, January 1, 1925

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Article Text

BANKS IN IOWA IN BIG CRASH Combination of Causes Is Fatal to Five: Runs Met by Others. DES MOINES, Iowa, Dec. 31. (A) combination of causes, including uncertainty as to subrogation rights of surety public deposits, the probable withdrawal of large sums of public money because of failure of banks to obtain depository bonds for public moneys and shaken public confidence, was assigned by various officials tonight for the series of bank suspensions in Iowa today. Five banks closed their doors during the day and two of them were turned over to the state banking department, which, it was announced, exert every effort to protect the interests depositors. These two were the Commercial Savings and the Mechanics Savings banks here The ohters included the First National bank of Denison, lawo, and pri(Continued on Page Three)


Article from The Butte Miner, January 1, 1925

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Article Text

String of Iowa Banks In Hands of Receiver DES MOINES, Iowa, Dec. bination of causes, including uncertainty to subrogation of rights of surety companies guaranteeing public deposits, the probable withdrawal of large sums of public money because of failure of banks obtain depository bonds for public moneys and shaken confidence was by rious officials tonight for the series bank Iowa today. Five banks closed their doors during the and two of them turned over the state department, which, was announced, exert every effort protect interests of depositors. These two were the Commercial Savings and the Mechanics Savings banks here. The others included the First Na. tional Bank of Denison, Iowa, and private banks controlled by that institution in Dow City and Veil.


Article from The Salt Lake Tribune, January 1, 1925

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Article Text

FIVE BANKS IN IOWA CLOSED Deposit Guaranties Uncertainties Contributing Cause; Runs Halted DES uncer tainty subrogation rights surety deposits the probable public money of failure of banks obtain depository bonds public moneys shaken public confidence were signed by officials tonight for the series of bank súspensions today banks closed doors Ing the day and them turned the banking every effort protect the the and Savings First tional bank Denison Dow largest doors obtain for deposit that this prospect the tration in the treasury on bank allied the after experiencing during the first banks the but reported difficulties Robert declined the examined said banks, made banks the which


Article from The Macon News, January 1, 1925

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Article Text

Failure Of Iowa Banks Explained combination causes, including uncertainty rights public deposits. the probable with. drawal large sums money because of failure of banks to obtain bonds for pubmoneys and public fidence, assigned various ficials night for the bank suspensions in Iowa during their doors during the day and of them turned to the state banking department was announced effort protect the interests of depositors. These two Savings Mechanics Savings Banks The others the First Na. tional Bank of Dennison, Iowa and banks controlled that private stitution in Dow City and Vall.


Article from The Record, January 1, 1925

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Article Text

FIVE BANKS IN IOWA ARE CLOSED DURING THE DAY DES MOINES, Jan. 1.-A combination causes, including uncertainty as subrogation rights guaranteeing public deposits, the probable withdrawal of large sums of public money failure of banks obtain depository bonds public moneys and shaken public confidence, assigned by various officials night the series bank suspensions in Iowa terday. Five banks closed their doors during the day and two of them turned the bankexert every effort protest the interests deposiThese the Com* mercial Savings the Mechanics Savings banks here. others included First National bank Denison, private controlled by that institution Dow City and


Article from The Palm Beach Post, January 2, 1925

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Article Text

FIVE IOWA BANKS CLOSE DOORS IN DAY Des Moines, Iowa., Jan. 1.-A combination of causes, including uncertainty as to subrogation rights of surety companies guaranteeing public deposits, the probable withdrawal of large sums of public money because of failure of banks to obtain depository bonds for public moneys and shaken public confidence. was assigned by various officials tonight for the series of bank suspensions in Iowa, today. Five banks closed their doors during the day and two of them were turned over to the state banking department, which it was announced, will exert every effort to protect the interests of the depositors. These two were the Commercial Savings and the Mechanics Savings banks here. The others include: The First National Bank of Denison, Iowa, and private banks controlled by that in stitution in Dow City and Vail. The Commercial Savings Bank here was the largest institution to close its doors. Officers declared they were unable to obtain surety for the $600,000 state funds on deposit and that withdrawal of this sum was in prospect with the changing administration in the state treasury on Fri-


Article from Fergus County Argus, January 8, 1925

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Article Text

CLOSE IOWA Des Moines Des. and the Mechanics banks, closed their Savings, the taken by today and were doors The the state was given in each cause actual heavy pective and private funds. public this department The unofficially ternoon bank of DenFirst National that the Bank of Dow City, nison, Ia., the bank of Vaile, the Traders' and because of been closed These three heavy said to be closely stitutions Robert Leach, superintendent lated, been advised had not their difficulties. the details


Article from The Bushnell Record, January 14, 1925

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Article Text

Bank Run Headed Off Denison, run on the Craw. ford county State bank, following blosing of the First National bank, stopped when high-powered automobile drew up the bank, and great stacks money said total thousand dollars were carried into the vaults.