2764. Irish American Bank (Augusta, GA)

Bank Information

Episode Type
Suspension → Closure
Bank Type
state
Start Date
December 20, 1913
Location
Augusta, Georgia (33.471, -81.975)

Metadata

Model
gpt-5-mini
Short Digest
cd9f1f4d

Response Measures

None

Description

The papers report the bank's doors were closed by the state bank examiner Dec. 20, 1913 after discovery of forgery and chaotic books. A receiver was appointed Jan. 26, 1914 and the institution is described as failed. No articles describe a depositor run; cause is bank-specific adverse information (forgery, large overdrafts, mismanagement).

Events (2)

1. December 20, 1913 Suspension
Cause
Bank Specific Adverse Info
Cause Details
Cashier James P. Armstrong alleged to have forged an endorsement; books found in chaotic condition with large overdrafts and mismanagement.
Newspaper Excerpt
the doors of which institution were closed last Saturday by the state bank examiner at the instance of the board of directors.
Source
newspapers
2. January 26, 1914 Receivership
Newspaper Excerpt
Judge Henry C. Hammond to-day appointed Irving Alexander as receiver of the Irish-American Bank. He will be required to give bond of $50,000. ... assets of the bank were estimated at about $400,000 and the liabilities at about $600,000.
Source
newspapers

Newspaper Articles (13)

Article from Evening Star, December 21, 1913

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Article Text

WARRANT FOR BANK CASHIER. Forgery Charge Against James P. Armstrong of Augusta, Ga. AUGUSTA, Ga., December 20.-A warrant charging forgery has been sworn out against Cashier Times P. Armstrong of the Irish-Americal Bank, the doors of which institution ere closed last Saturday by the state bank examiner at the instance of the board of directors. It is alleged that Armstrong forged the signature of a local business man as the indorser of a note on which he secured funds. According to the family and friends of Armstrong he will return to Augusta tonight or tomorrow and give himself up to the officers. Bond in the sum of $10.000 will be arranged and he will assist the auditors in clearing up the tangled affairs of the institution. As a resu't of the Irish-American failure the Industrial Lumber Company, with liabilities of over $175,000, was placed in the hands of a receiver by the United States court at Charleston, S. C. The whereabouts of Armstrong at present are known only to his family and a few intimate friends. It is known that he left here several days ago, but those close to him say that he is within thirty minutes' ride of Augusta and will return.


Article from The Bamberg Herald, December 25, 1913

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Article Text

CHARGED WITH FORGERY. Warrant Sworn Out Against Cashier of Augusta Bank. Augusta, Ga., Dec. 20.-A warrant charging forgery has been sworn out against Cashier James P. Armstrong, of the Irish-American Bank, the doors of which institution were closed last Saturday by the State bank examiner at the instance of the board of directors. It is alleged that Armstrong forged the signature of a local business man as the endorser of a note on which he secured funds. According to the family and friends of Armstrong, he will return to Augusta tonight or tomorrow and give himself up to the officers. Bond in the sum of $10,000 will be arranged and he will assist the auditors in clearing up the tangled affairs of the institution. As a result of the Irish-American failure the Industrial Lumber Company, with liabilities of over $175,000 was placed in the hands of a receiver by the United States Court at Char!eston, S. C. The whereabouts of Armstrong at present is known only to his family and a few intimate friends. It is known that he left here several days ago, but those close to him say that be is within thirty minutes' ride of Augusta and will return.


Article from Atlanta Georgian, January 22, 1914

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Article Text

Receiver Is Asked For Augusta Bank AUGUSTA, Jan. 22.-A receiver has been asked for the Irish-American Bank and Judge Hammond will decide today whether or not to name one. The board of directors adopted a resolution asking for a receiver and Attorney General Felder came from Atlanta with the petition. The receiver is asked because certain note-hclders are claiming priorities and because there is no designated representative to collect assets.


Article from Atlanta Georgian, January 22, 1914

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Article Text

Receiver Is Asked For Augusta Bank AUGUSTA. Jan. 22.-A receiver has been asked for the Irish-American Bank and Judge Hammond will decide today whether or not to name one. The board of directors adopted a resolution asking for a receiver and Attorney General Felder came from Atlanta with the petition. The receiver is asked because certain note-holders are claiming priorities and because there is no designated representative to collect assets.


Article from Atlanta Georgian, January 22, 1914

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Article Text

Receiver Is Asked For Augusta Bank AUGUSTA, Jan. 22.-A receiver has been asked for the Irish-American Bank and Judge Hammond will decide today whether or not to name one. The board of directors adopted a resolution asking for a receiver and Attorney General Felder came from Atlanta with the petition. The receiver is asked because certain note-hclders are claiming priorities and because there is no designated representative to collect assets.


Article from Atlanta Georgian, January 22, 1914

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Article Text

Receiver Is Asked For Augusta Bank AUGUSTA, Jan. 22.-A receiver has been asked for the Irish-American Bank and Judge Hammond will decide today whether or not to name one. The board of directors adopted a resolution asking for a receiver and Attorney General Felder came from Atlanta with the petition. The receiver is asked because certain note-holders are claiming priorities and because there is no designated representative to collect assets.


Article from Atlanta Georgian, January 23, 1914

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Article Text

Receiver Is Asked For Augusta Bank AUGUSTA, Jan. 22-A receiver has been asked for the Irish-American Bank and Judge Hammond will decide today whether or not to name one. The board of directors adopted a resolution asking for a receiver and Attorney General Felder came from Atlanta with the petition. The receiver is asked because certain note-hclders are claiming priorities and because there is no designated representative to collect assets.


Article from Atlanta Georgian, January 26, 1914

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Article Text

DEBTS OF FAILED BANK $600,000.00 Liabilities of Augusta Institution About $400,000-One Overdraft $140,000. AUGUSTA, Jan. 26.-Judge Henry C. Hammond to-day appointed Irving Alexander as receiver of the IrishAmerican Bank. He will be required to give bond of $50,000. The Union Savings and the National Exchange Banks were designated as depositories for funds to be collected by the receiver. Attorney General Thomas S. Felder stated that the assets of the bank were estimated at about $400,000 and the liabilities at about $600,000. The books of the Irish-American Bank were found in such a choatic condition that the bank examiners have weeks of work ahead of them. It was neccessary, however, for something to be done to conserve the assets of the institution, so a hurried report of the estimated assets and liabilities was made. According to the books of the IrishAmerican, the deposits were $471,000, while the overdrafts were in excess of $180,000. The overdraft of the Industrial Lumber Company exceeded $140,000, while various overdrafts make up the remaining $40,000. An overdraft of F. H. Boatwright, a former employee, for $10,000 was found.


Article from Atlanta Georgian, January 26, 1914

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Article Text

DEBTS OF FAILED BANK $600,000.00 Liabilities of, Augusta Institution About $400,000-One Overdraft $140,000. AUGUSTA, Jan. 26.-Judge Henry C. Hammond to-day appointed Irving Alexander as receiver of the IrishAmerican Bank. He will be required to give bond of $50,000. The Union Savings and the National Exchange Banks were designated as depositories for funds to be collected by the receiver. Attorney General Thomas S. Felder stated that the assets of the bank were estimated at about $400,000 and the liabilities at about $600,000. The books of the Irish-American Bank were found in such a chaotic condition that the bank examiners have weeks of work ahead of them. It was neccessary, however, for something to be done to conserve the assets of the institution, 80 a hurried report of the estimated assets and liabilities was made. According to the books of the IrishAmerican, the deposits were $471.000, while the overdrafts were in excess of $180,000. The overdraft of the Industrial Lumber Company exceeded $140,000. while various overdrafts make up the remaining $40,000. An overdraft of F. H. Boatwri tht, a former employee, for $10,000 was found.


Article from Atlanta Georgian, January 26, 1914

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Article Text

DEBTS OF FAILED BANK $600,000.00 Liabilities of Augusta Institution About $400,000-One Overdraft $140,000. AUGUSTA, Jan. 26.-Judge Henry C. Hammond to-day appointed Irving Alexander as receiver of the IrishAmerican Bank. He will be required to give bond of $50,000. The Union Savings and the National Exchange Banks were designated as depositories for funds to be collected, by the receiver. Attorney General Thomas S. Felder stated that the assets of the bank were estimated at about $400,000 and the liabilities at about $600,000. The books of the Irish-American Bank were found in such a chaotic condition that the bank examiners have weeks of work ahead of them. It was neccessary, however, for something to be done to conserve the assets of the institution, so a hurried report of the estimated assets and liabilities was made. According to the books of the IrishAmerican, the deposits were $471,000. while the overdrafts were in excess of $180,000. The overdraft of the Industrial Lumber Company exceeded $140,000, while various overdrafts make up the remaining $40,000. An overdraft of F. H. Boatwri (ht, a former employee, for $10,000 was found.


Article from Americus Times-Recorder, January 28, 1914

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Article Text

AUGUSTA BANK IN HANDS RECEIVER ) Augusta, Ga., Jan. 27.-Irvin Alexder, a local attorney, was appointed ceiver of the Irish-American bank Judge Hammond today. Attorney eral Felder gave to the court an ate of the assets and liabilities. rmer he places at $400,000 and or at $600,000. These figures, are ubject to considerable books show that apAUE 70,000 was on deposit the failure and there of $180,000. The overlustrial Lumber comexcess of $140,000.


Article from The Watchman and Southron, January 28, 1914

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Article Text

Augusta, Jan. 26.-Judge Hammond today appointed Irving Alexander a receiver for the Irish-American Bank under a bond of $50,000. Attorney General Felder estimates the assets of the institution at $400,000 and the liabilities at $600,000.


Article from Atlanta Georgian, February 25, 1914

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Article Text

Ex-Receiver Is Sued For Funds of Bank AUGUSTA, Feb. 25. Suit has been filed by attorneys for Bryson Crane, receiver of the Citizens Trust Canzpany, against J. P. Armstrong. former receiver, and the United States Fidelity & Guaranty Company, surety, for $16,210.15, which it is alleged Armstrong is short. The disclosures, showing that the Irish American Bank, of which Armstrong was cashier, has a deficit of nearly $300,000. has caused a sensation in Augusta.