20774. Bank of Shelby (Memphis, TN)

Bank Information

Episode Type
Suspension → Closure
Bank Type
state
Start Date
August 13, 1895
Location
Memphis, Tennessee (35.150, -90.049)

Metadata

Model
gpt-5-mini
Short Digest
9e0107d6

Response Measures

None

Description

Multiple contemporaneous articles (Aug 13–14, 1895) report the Bank of Shelby failed to open, 'assigned' and had its affairs placed in the hands of R. L. Matthews under a deed of trust. Reports cite inability to realize on loans and low cash on hand. No article describes a depositor run prior to suspension; the bank was assigned (closed) and placed under a deed of trust, indicating permanent closure/assignment rather than a temporary suspension with reopening.

Events (3)
1. August 13, 1895 Other
Newspaper Excerpt
Later its affairs were placed in the hands of R. L. Matthews, under a deed of trust covering all its properties. The liabilities are stated to be $107,000 and the assets $137,000, of which only $56 is cash on hand. The amount due depositors is about $95,000. The officers ... say they will pay depositors in full and that the failure is caused by inability to realize on property loans.
Source
newspapers
2. August 13, 1895 Receivership
Newspaper Excerpt
Later its affairs were placed in the hands of R. L. Matthews, under a deed of trust.
Source
newspapers
3. August 13, 1895 Suspension
Cause
Bank Specific Adverse Info
Cause Details
Inability to realize promptly on loans; very low cash on hand (reported as $56), assets insufficiently liquid to meet liabilities (~$95,000 due depositors).
Newspaper Excerpt
The Bank of Shelby failed to open this morning. Later its affairs were placed in the hands of R. L. Matthews, under a deed of trust.
Source
newspapers

Newspaper Articles (16)
1. August 13, 1895 The Providence News Providence, RI
Article from The Providence News, August 13, 1895

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DISPATCHES IN BRIEF. CONSTANTINOPLE, Aug. 13.---The Vali of Salonica telegraphs that a Bulgarian band, numbering about 1000, has attacked the village of Janakli, in the district of Kirdjuali and burned 290 houses. The Armenians are also said to have killed 25 of the inhabitants. The Vali of Arianople has sent a similar dispatch, but he thinks that the accounts of the affair are probably exaggerated. MEMPHIS, Aug. 13.---The Bank of Shelby, a small concern, bas suspended. WASHINGTON, Aug. 13.---Brevet Major Francis H. Bates, retired of the army, is dead of paralysis, after an illness of over six weeks. He was retired in 1893. LONDON, Aug. 13.---About 400 members of the House of Commons were sworn in when the House adjourned until tomorrow. Nashua, N. H., Aug. 13.---George Butlers barn at South Lyndeboro, was struck by lightning this morning and burned with its entire contents, including several horses. Loss, $1500; insurance, $1000.

2. August 14, 1895 The Seattle Post-Intelligencer Seattle, WA
Article from The Seattle Post-Intelligencer, August 14, 1895

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Article Text

Bank Failures. Memphis, Tenn., Aug. -The Bank of Shelby failed to open this morning. Later it was placed in the hands of R. T. Matthews, under a deed of trust. The liabilitles are stated to be $107,000; assets, $137.000, of which $36 is cash on hand. The amount due depositors is about $95,000. Joseph J. Williams is president, E. B. Lacy cashier. Cincinnati, Aug. 13.-Jude O'Neil rendered a decision today that the Commercial bank had been insolvent months before it closed. and that all depositors who could identify their money would recover the same. The court holds further that the bank was unlawfully conducted. and its officers are liable for violation of the law and the stockholders for losses. Merced, Cal., Aug. 13.-Warrants have been sworn out at Snelling, this county, charging the officers and directors of the Merced bank. which suspended last October, with embezzlement. The officers are John Ruddle, president; C. Landram, vice president; J. R. Howeil, cashier: directors, J. D. Price, A. Zirker, H. G. Peck, J. R. White, C. C. Nelson. Nelson is a supervisor who just successfully resisted a sult to oust him from office for allowing $9,000 of the county money to be on open deposit in the Merced bank when it suspended. The charges against the bank officials and directors are based on evidence produced in the suit to oust Nelson from office.

3. August 14, 1895 The Roanoke Times Roanoke, VA
Article from The Roanoke Times, August 14, 1895

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Article Text

The Bank of Shelby Suspends. MEMPHIS, Tenn, August 13 -The Bank of Shelby failed to open its doors this morning. Later its affairs were placed in the hands of R. L. Matthews, under & deed of trust covering all of its properties. The liabilities are stated to be $107.000 and the assets $137,000, of which only $ 6 1s cash on hand. The amount due depositors is about $95,000 The capital stock is $100,000. of which about one-third is paid up. The bank began business three years ago. The suspension created no uneasiness here.

4. August 14, 1895 Pine Bluff Daily Graphic Pine Bluff, AR
Article from Pine Bluff Daily Graphic, August 14, 1895

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7 NEWS NOTES. Spain has issued a call for 12,000 more troops to go to Cuba to fill vacancies due to the Cuban war, The International Parliamentary Conference, or peace arbitration, was opened in Brussells yesterday with representatives from fourteen different countries present. In an interview Justice Field is credited with saying that Secretary Carlisle can succeeed Justice Jackson if he will accept the appointment at the hands of President Cleveland. At a meeting of the Ministers of the Spanish Cabinet, held August 13th, it was decided to pay the Mora claim of $1,500,000 in September, without interest. The interest due, as agreed on in 1887, is $800,000. Judge Woods has refused to grant an appeal in the Whiskey Trust case, and 80 Gen. John McNulta, receiver of the trust will today at auction, dispose of the seventeen distilleries and the company's office building at Peoria. A cablegram signed by the Chinese Foreign Ofice was received by the Chinese Legation at Washington yesterday which says: "No Americans were injured in the recent riots in Ku Chang, though several of the English were. Five of the rioters have been arrested." Tammany Hall wasre-organized at a meeting held last night. Henry D. Purror was chairman of the committee on organization and ex-Police Commissioner James J. Martin was Chairman of the Executive Committee, which virtually places the control of Tammany in the hands of the old element. It is now said that the cause of the collapse of the Ireland building in New York City, which caused the death of sixteen people, was due to the fact that the central pillar of the structure was directly over an old well, the undermining of which precipitated the disaster. The story to the effect that U.S. Ambassador James B. Eustis had dropped the case of John L. Waller, formerly U.S. Consul at Tamatava, Island of Madagascar, who was recently sentenced to twenty-one years' imprisonment by court martial for conspiracy against the French Government is now energetically denied. The Bank of Shelby, of Memphis, Tennessee, closed its doors yesterday and its affairs were placed in the hands of R. L. Matthews, under a deed of trust covering all the property. The liabilities of the bank are stated to be $107,700, and the assets $137,000, of which only $56 is cash on hand. The amount due depositors is about $95,000. The capital stock is $100,000, of which one-third is paid up.

5. August 14, 1895 The Morning News Savannah, GA
Article from The Morning News, August 14, 1895

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Article Text

A Bank Assigns. Memphis, Tenn., Aug. 13.-The Bank of Shelby, a small institution, starting here in 1892, assigned this morning. Its liabilities are $107,000; assets $147,000. The officers of the bank say they will pay dollar for dollar and will have a surplus for the stockholders. The bank was started in 1892, and would have gone under in 1893, but for the assistance-of the associated banks,

6. August 14, 1895 Birmingham Age-Herald Birmingham, AL
Article from Birmingham Age-Herald, August 14, 1895

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Article Text

Failure of a Small Bank at Memphis. Memphis, Aug. 13.-The Bank of Shelby, a small institution starting here in 1892, assigned this morning. The liabilities are $107,000; assets $137,000. Officers of the bank say they will pay dollar for dollar, and will have a surplus for stockholders. The bank would have gone under in 1893 but for the assistance of associated banks.

7. August 14, 1895 The Times Richmond, VA
Article from The Times, August 14, 1895

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A Small Bank Assignment. MEMPHIS, TENN., Aug. 12,-The Bank of Shelby, a small institution, commenced business here in 1892, assigned this morning. The liabilities are $107,000; assets, $137,000. The officers of the bank say they will pay dollar for dollar, and will have a surpus for the stockholders. This bank was started in 1832, and would have gone, under in 1893, but for the assistance of associated banks.

8. August 14, 1895 The Norfolk Virginian Norfolk, VA
Article from The Norfolk Virginian, August 14, 1895

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The Bank of Shelby Assigns. By Southern Associated Press. MEMPHIS, TENN,, August 13,-The Bank of Shelby, a small institution started here in 1892, assigned this morning, The liabilities are $107,000 and the assets $137,000. The officers of the bank say that they will pay dollar for dollar, and will have B surplus for the stockholders. The back was started in 1892, and would have gone under in 1893, but for the assistance of the Associated Banks.

9. August 14, 1895 Pawtucket Tribune Pawtucket, RI
Article from Pawtucket Tribune, August 14, 1895

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Bank Suspends. MEMPHIS, Aug. 14.-The Bank of Shelby failed to open its doors yesterday. The liabilities are stated to be $107,000, and the assets $137,000, of which only $56 is cash on hand. The amount due depositors is about $95,000.

10. August 15, 1895 The Austin Weekly Statesman Austin, TX
Article from The Austin Weekly Statesman, August 15, 1895

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A BANK FAILURE. A Financial Institution of Memphis Forced to the Wall. Memphis, Aug. 13.-The Bank of Shelby failed to open its doors this morning. Lattely its affairs were placed in the hands of R. L. Matthews under a deed of trust covering all its properties. The liabilities are stated to be $107,000 and the assets $137,000, of which only $56 is cash on hand. The amount due depositors is about $95,000. The capital stock is $100,000, of which about one-third is paid up. The bank began business about three years ago and has never done much. It was in trobule during the crisis of 1893 and was only saved by the other city banks coming to its rescue. Its officers are: J.J. Williams, president; H. H. Litty, vice president; T. D. Cary, cashier. They cleam that the bank will pay depositors in full and that the failure is caused by inability to realize on property loans. The suspension creates no uneasiness here.

11. August 21, 1895 Watertown Republican Watertown, WI
Article from Watertown Republican, August 21, 1895

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lineage, is a public charge at San Francisco. -The Bank of Shelby at Memphis, Tenn., suspended. It was a small in. stitution. -An attorney, a bailiff and a judge were the principals in a fight in an Omaha courtroom. -Louisville saloonkeepers have decided not to serve any free lunch during the Grand Army encampment. -The father of Lillian Low at New York is still confident he can produce evidence that the girl was murdered. -The admiralty court at Bremerhaven decided that the first mate of the Crathie was responsible for the Elbe disaster. -Robert W. Golzan, a wealthy and supposedly shrewd broker of St. Louis, allowed two gamblers to skin him out of $4700. -Dick Croker is still master of Tammany. The reorganization at New York was according to the plans of the old leaders. -At Galesburg, Ill., John Householder knelt on the railroad track and let a train cut his head off. He was drunk and despondent. -The body of Pietro Morino, a labor. er, the fourteenth victim of the collapsed building accident in New York, was taken from the ruins. -Favorable reports are received from London regarding the progress of negotiations for resuming the interest on the Guatemalan debt. -Three foreigners having trained bears refused to leave Farmer McComb's premises near Middletown, N. Y. McComb shot all three and two of them are dead. -A San Frnacisco paper says the heirs of Jose de Jesus Noe will soon bring suit to recover a vast tract of land near Golden Gate park, known as San Miguel ranche, valued at $24,000,000. -Application was made at Duluth, Minn., for a receiver for the Standard Ore company. -Chief Detective William Owens was stricken with apoplexy at Louisville, Ky., and his life is despaired of. -During a storm at Cleveland the car barns of the Cleveland Electric Railway company were blown down. -J. C. Hegel and a party of men from Wabash, Ind., are going to North Dakota on bicycles to work in the harvest fields. -It is stated that Loie Fuller, the wellknown American dancer, who is now in England, is about to embrace Catholicism. -The steamer Gypsy was sunk in collision in Lake Winnipesaukee, New Hampshire, seven persons having a narrow escape. -In a fight between three stonecutters and tramps on a freight train near Erie, Pa., Henry Eastlake and Barney Smith were shot and seriously wounded by the tramps. -According to the new regulations of the ministry of education women will be admitted to the Berlin university in order to study medicine, dentistry and pharmacy. -A convict at the southern prison at Jeffersonville, Ind., to avoid doing his task in one of the departments of the institution. cut off four fingers of his right hand. -The outbreak of splenic, or Texas cattle fever, in Warren county, Tenn., which has caused large losses, is now believed to be under control and is rapidly abating. -Wiley Williams, William Williams and Sant Konkle were arrested at Paris, Tex.. charged with being the leaders of a "Whitecap" gang organized to drive out the negroes.

12. August 22, 1895 Eagle River Review Eagle River, WI
Article from Eagle River Review, August 22, 1895

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lineage, is a public charge at San Francisco. -The Bank of Shelby at Memphis, Tenn., suspended. It was a small in. stitution. -An attorney, a bailiff and a judge were the principals in a fight in an Omaha courtroom. -Louisville saloonkeepers have decided not to serve any free lunch during the Grand Army encampment. -The father of Lillian Low at New York is still confident he can produce evidence that the girl was murdered. -The admiralty court at Bremerhaven decided that the first mate of the Crathie was responsible for the Elbe disaster. -Robert W. Golzan, a wealthy and supposedly shrewd broker of St. Louis, allowed two gamblers to skin him out of $4700. -Dick Croker is still master of Tammany. The reorganization at New York was according to the plans of the old leaders. -At Galesburg, Ill., John Householder knelt on the railroad track and let a train cut his head off. He was drunk and despondent. -The body of Pietro Morino, a laborer, the fourteenth victim of the collapsed building accident in New York, was tak. en from the ruins. .-Favorable reports are received from London regarding the progress of negotiations for resuming the interest on the Guatemalan debt. -Three foreigners having trained bears refused to leave Farmer MeComb's premises near Middletown, N. Y. McComb shot all three and two of them are dead. -A San Frnacisco paper says the heirs of Jose de Jesus Noe will soon bring suit to recover a vast tract of land near Golden Gate park, known as-San Miguel ranche, valued at $24,000,000. -Application was made at Duluth. Minn., for a receiver for the Standard Ore company. -Chief Detective William Owens was stricken with apoplexy at Louisville, Ky., and his life is despaired of. -During a storm at Cleveland the car barns of the Cleveland Electric Railway company were blown down. -J. C. Hegel and a party of men from Wabash, Ind., are going to North Dakota on bicycles to work in the harvest fields. -It is stated that Loie Fuller, the wellknown American dancer, who is now in England, is about to embrace Catholicism. -The steamer Gypsy was sunk in collision in Lake Winnipesaukee, New Hampshire, seven persons having a narrow escape. -In a fight between three stonecutters and tramps on a freight train near Erie, Pa., Henry Eastlake and Barney Smith were shot and seriously wounded by the tramps. -According to the new regulations of the ministry of education women will be admitted to the Berlin university in order to study medicine, dentistry and pharmacy. -A convict at the southern prison at Jeffersonville, Ind., to avoid doing his task in one of the departments of the institution, cut off four fingers of his right hand. -The outbreak of splenic, or Texas cattle fever, in Warren county, Tenn., which has caused large losses, is now believed to be under control and is rapidly abating. -Wiley Williams, William Williams and Sant Konkle were arrested at Paris, Tex.. charged with being the leaders of a "Whitecap" gang organized to drive out the negroes.

13. August 23, 1895 The Bolivar Bulletin Bolivar, TN
Article from The Bolivar Bulletin, August 23, 1895

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NEWS OF THE WEEK Happenings That Have Occurred Through the State. BANK OF SHELBY CLOSES ITS DOORS. Memphis Concern Goes Under Owing $107,. 000, With Oaly $56 , ou Hand, Pikeville Has a $33,000 Fire-Other News. MEMPHIS, Tenn., Aug., 14. - The Bank of Shelby failed to open its doors yesterday morning. Later its affairs were placed in the hands of R. L. Matthews, under a deed of trust covering all its property. The liabilities are stated to be $107,000 and the assetts $137,000, of which only $56 is cash on hand. The amount due depositors is about $95,000. The capital stock is $100,000, of which about one-third is paid up. The bank began business three years ago, and has never done much. It was in trouble during the crisis of 1893, and was saved only by the other city banks going to its rescue. The officers are J. J. Williams, president; H. H. Litty, vice president; E. B. Lacey, cashier. They claim that the bank will pay depositors in full and that the failure is caused by inability to realize promptly on loans. The suspension creates no uneasiness here.

14. August 24, 1895 The Dickinson Press Dickinson, ND
Article from The Dickinson Press, August 24, 1895

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Otherwise. Corbett and Fitzsimmons had a sensational encounter in a Philadelphia barroom, but no blood was shed. John M. Butler, a prominent lawyer of Indiana, is critically ill at Newport, R. I. The Bank of Shelby, at Memphis, Tenn., suspended. It was a small institution. Louisville saloonkeepers have decided not to serve any free lunch during the Grand Army encampment. Two powerful searchlights are to be placed over Niagara Falls by the Michigan Central road, with the view of enabling the patrons of that road to see their beauties after sunset. The outbreak of splenic, or Texas cattle fever, in Warren county, Tenn., which has caused large losses, is now believed to be under control and is rapidly abating. The body of it man found on the bench, near Grand Haven, Mich., is supposed to be that of H. M. Tilsworth, one of the victims of the yacht Arctic disaster. A change in mail routes has shortened the time of letters from New York to St. Paul and effects the saving of a dav's time in business matters. A San Francisca paper says the heirs of Jose de Jesus Noe will soon bring suit to recover a vast tract of land near Golden Gate Park, known as San Miguel ranch, valued at $24,000,000. Mayor Holland of Dallas, Tex., says of the Corbett-I'itzsimmions fight: "The great physical culture exhibition between Corbett and Fitzsimmons will come off, as scheduled, Oct. 31, at Dallas. It is a sure thing." Mrs. Burke of Rochester, N. Y., was at Sioux Falla last summer, and after getting a divorce she married Jack Davis. He proved to be a high-roller, and now she is back at Sioux Falls for a second divorce. Eugene Grossman lost a valuable diamond while bicycling at St. Louis. When a friend, who had been riding behind Grossman. reached the end of his journey he found the diamond imbedded in the rubber tire of his wheel. A medal of honor has been presented to Alexander A. Forman, corporal of Company C, Seventh regiment of Michigan infantry, for distinguished gallantry at the battle of Fair Oaks, May 31, 1862.

15. August 29, 1895 Courier Democrat Langdon, ND
Article from Courier Democrat, August 29, 1895

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tiary at Lincoln, Neb., to serve a fiveyears' sentence. The man's real name is Louis Seiffert, but in his swindling operations he has used many aliases, among them, Max G. Mendle, Nathan A Meyers. George B. Hyman, Herman Bergman, Oscar Silverman and David S. Berman. From Foreign Shore Prince Ferdinand of Bulg has returned to SoCa Gladstone great importance to American public sentiment on Armenian affairs. An American vessel has successfully landed arms, ainmunition and recruits in Cuba for the insurgents. Mr. Gladstone writes to a correspondent, saying: "I am not conscious of ever having given an opinion in favor of the abolition of the second chamber." While President Barrios of Guatemala was witnessing an exhibition of target practice, a shot passed close to him. He believes it an attempt to assassinate him. According to the new regulations of the ministry of education, women will be admitted to the Berlin university in order to study medicine, dentistry and pharmacy. Postmaster General Ward of New Zealand has instructed his government that the expected additional subsidy from Great Britain to the CanadianAustralian line would not be forthcoming. Herrera Obes, ex-president of Uruguay, dropped a revolver from his pocket as he was taking a seat at a theater, and the ball entered his leg. He was not badly hurt, but the city of Montevideo became much excited over the report that he had been assassinated. Otherwise. Corbett and Fitzsimmons had a sensational encounter in a Philadelphia barroom, but no blood was shed. John M. Butler, a prominent lawyer of Indiana, is critically ill at Newport, R.I. The Bank of Shelby, at Memphis, Tenn., suspended. It was a small institution. Louisville saloonkeepers have decided not to serve any free lunch during the Grand Army encampment. Two powerful searchlights are to be placed over Niagara Falls by the Michigan Central road, with the view of enabling the patrons of that road to see their beauties after sunset. The outbreak of splenic, or Texas cattle fever, in Warren county, Tenn., which has caused large losses, is now believed to be under control and is rapidly abating. The body of a man found on the beach, near Grand Haven, Mich., is supposed to be that of H. M. Tilsworth, one of the victims of the yacht Arctic disaster. A change in mail routes has shortened the time of letters from New York to St. Paul and effects the saving of a day's time in business matters. A San Francisca paper says the heirs of Jose de Jesus Noe will soon bring sult to recover a vast tract of land near Golden Gate Park, known as San Miguel ranch, valued at $24,000,000. Mayor Holland of Dallas, Tex., says of the Corbett Fitzsimmons fight: "The great physical culture exhibition between Corbett and Fitzsimmons will come off, as scheduled, Oct. 31, at Dallas. It is a sure thing.' Mrs. Burke of Rochester, N. Y., was at Sionx Falls last summer, and after getting a divorce she married Jack Davis. He proved to be a high-roller, and now she is back at Sioux Falls for a second divorce. Eugene Grossman lost a valuable diamond while bicycling at St. Louis. When a friend, who had been riding behind Grossman, reached the end of his journey he found the diamond imbedded In the rubber tire of liis wheel. A medal of honor has been presented to Alexander A. Forman, corporal of Company C, Seventh regiment of Michigan infantry, for distinguished gallantry at the battle of Fair Oaks, May 31, 1862. Mr. Ransom's statement, in a New York interview, that United States embezzlers use money with Mexican officers to evade extradition, may make the minister persona non grata with that country. At Dr. A. B. Simpson's Christian Alliance meeting. at Old Orchard, Me., $65.000 were pledged for missionary work. This is the largest collection ever taken in a single day for missionary work. Calvin T. Becbe, for forty-seven years chief mechanic for the Withington & Cooley company ,at the Miehigan state prison, died from cerebral hemoryhage, at the age of el three. His inventions are numerou and important. the The intense heat was sev B on West Virginia state militi During Par13 the review by Gov. McCorki thed 103 kersburg. the thermometer prosdeg. There were twenty ent and eight ! trations in the First reg

16. August 30, 1895 The Pioneer Express Pembina, ND
Article from The Pioneer Express, August 30, 1895

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Otherwise. Corbett and Fitzsimmons had a sensational encounter in a Philadelphia barroom, but no blood was shed. John M. Butler, a prominent lawyer of Indiana, is critically ill at Newport, R.I. The Bank of Shelby, at Memphis, Tenn., suspended. It was a small institution. Louieville suloonkeepers have decided not to serve any free luach during the Grant Army encampment. Dick Croker is still master of Tammany. The reorganization at New York was according to the plans of the old leaders. Two powerful searchlights are to be placed over Niagarn Falls by the Central road, with the view road of Michigan enabling the patrons of that to see their beauties after sunset. The outbreak of splenic, or Texas cattle fever, in Warren county, Tenn., which has caused large losses, is now believed to be under control and is rapidly abating, The body of a man found on the beach, near Grand Haven. Mich., is supposed to be that of H. M. Tilsworth, one of the victims of the yacht Arctic disaster. A charge in mail routes has shortened the time of letters from New York to St. Paul and effects the saying of a day's time in business matters. Eugene Grossman lost A valuable diamond while bicycling At St. Louis. When A friend, who had been riding behind Grossman, reached the end of his journey he found the diamond imbedded In the rubber tire of his wheel. A medal of honor has been presented to Alexander A. Forman, corporal of Company C, Seventh regiment of Michigan infantry, for distinguished gallantry at the battle of Fair Oaks, May 31, 1862. The intense heat was severe on the West Virginia state militia. During i the review by Gov. McCorkle, at Par: kersburg, the thermometer reached 103 deg. There were twenty-eight prostrations in the First regiment and : eight in the Second, and all serious ) enough to be sent to the hospital. Carl Theodore Selbert, aged seventy, of Belléville, Ill., took unto himself/a bride one day. The next day he had $ the bride and also a $3,000 breach of I promise suit. He married Mrs. Catherine Rieder of O'Fallon. Mrs. Barbara Kaster of Belleville alleges that the aged benedict promised to marry her. Cherokee claimant Inhabitauts are anthering at Vinita, Ind. T., for n Dieeting to take action to secure full legal rights in. the nation, which they claim the Cherokee nation lnns long refuned to give. and they propose to àp. peal to congress and the courts for redress.