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BANKING HOUSE. The recent heavy individual failures in this place, and the total ruin of the Lewistown Bank, have withdrawn from among us a very large amount of active capital. A depression of prices, and a general stagnation of business, followed this unfortunate crisis in our monetary affairs. Public confidence is slowly reviving, is that of our leading businessmen have borne the pressure, for it seen firmly many and which faithfully met their engagements. But money, represents the labor and other resources of the people, is very scarce: there is not sufficient capital afloat for even the limited operations now undertaken. At present the paper of Banks in other States, counterfeit, altered and depreciated notes, with a very slight leaven of good paper, constitute our currency. Gold and silver are unusually and most inconveniently scarce. Knowing and feeling the absolute Decessity of an increase of capital, it gives us much pleasure to inform the public that several wealthy and highly respectable citizens of Laneaster county are about to establish in Lewistown a private Banking House, to go into operation in the month of August. The capital of this establishment will be devoted exclusively to the legilimale business of Banking. Of this the strongest assurances are given, and the high character and great experience of the gentlemen concerned in the House, justifies us in giving full credit to their word. Relying upon the faith of these assurances, we can confidently say to our friends that these Bankers will not speculate in Real Estate, or in the necessaries of life; they will not exact usurious interest from borrowers, nor will it be necessary for them to pay heavy premiums to sustain their credit. The capital will not be loaned in large sums to a few favored persons, to the exclusion of many others of equal merit and greater responsibility; nor will it be locked up in permanent loans or renewed accommodation paper. Depreciated paper will not be paid out at the Banking House, but per funds will always be paid to those who transact their business with it; city acceptances will be cashed in par funds, and such accommodations as they may require, consistent with the capital invested, will promptly and cheerfully be afforded. a The paper of the Banks of this State which are solvent, but under par, will be received on deposite, and par money paid to depositors when drawn for. Mechanics and dealannitate will with safe endorsers, be accommodated with discounts to purchase their stock and carry forward their affairs presperously Such an institution, conducted on these principles, will be a real blessing to this community, and its establishment will no doubt go far towards supplying a want seriously felt. There is no mystery in banking operations, if they are honest; it is a simple question of arithmetic, easily solved by any reflecting and observant man. If a Bank will deal in none but approved paper, maturing in 60 or 90 days, and will require punctual payment thereof at maturity; and if it will firmly avoid all temptations to speculation, it not only will not fail, but must make money. We fervently trust that the sad experience of the past will stand as a perpetual warning against experimental and fancy Banking, and wild and wicked speculation. We welcome our Lancaster Bankers, and wish them, and trust they will richly merit, a successful career. Their Solicitor and Confidential Agent is W. H. IRWIN, Esq., of this place, to whom we refer all who may wish further information C. on the subject.