16882. First National Bank (Ripley, NY)

Bank Information

Episode Type
Suspension → Closure
Bank Type
national
Bank ID
6386
Charter Number
6386
Start Date
July 30, 1931
Location
Ripley, New York (42.267, -79.711)

Metadata

Model
gpt-5-mini
Short Digest
2d097c3c

Response Measures

None

Receivership Details

Depositor recovery rate
44.0%
Date receivership started
1931-07-30
Date receivership terminated
1937-11-24
OCC cause of failure
Economic conditions
Share of assets assessed as good
42.3%
Share of assets assessed as doubtful
40.5%
Share of assets assessed as worthless
17.2%

Description

Articles (Buffalo News, July 31–Aug 1, 1931) report the First National Bank of Ripley closed Thursday (reported July 31, 1931) after a failed reorganization; the Comptroller appointed a receiver. No run or depositor panic is mentioned. Causes cited are frozen loans and slow payments (bank-specific adverse conditions).

Events (4)

1. August 16, 1902 Chartered
Source
historical_nic
2. July 30, 1931 Receivership
Source
historical_nic
3. July 30, 1931 Suspension
Cause
Bank Specific Adverse Info
Cause Details
Bank reorganized previously; directors and investors injected funds but faced frozen loans and slow payments leading to decision to close to protect depositors.
Newspaper Excerpt
RIPLEY July 31 A. Ginnies... said Friday closing of that bank Thursday marked the end of year's attempt to save the institution... Frozen loans and slow payments have constituted our principal problems.
Source
newspapers
4. July 31, 1931 Receivership
Newspaper Excerpt
BANK RECEIVER NAMED... the comptroller of the currency has been appointed receiver for the First National Bank of Ripley which failed was announced Friday... receiver expected to go to Ripley next week.
Source
newspapers

Newspaper Articles (4)

Article from The Buffalo News, July 31, 1931

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Article Text

OIL LEAK STARTS FIRE AID GIVEN BANK IN VAIN Loss in Lockport Saw Plant Blaze Reorganization Failed to Save Ripley Undetermined. Institution, McGinnies Explains. Special to the BUFFALO NEWS. LOCKPORT July fire originating from an erable damage early Friday the melting department the Simon Saw & Steel companl plant. Ohio street. The fire was discovered shortly after raging in the pit beneath the furnaces where large quantity of oil unknown to plant employes. The fire department was called and the blaze by flooding the pit with water. Plant officials told Fire Chief Edwin Coyle that will be impossible to determine extent of the damage until closer inspection of the furnaces can be made The electric wiring was burned it feared. the steel the fire area mas warped If this true there will be several thousand dollars damage. RIPLEY July 31 of the New York sembly and president of the First tional Bank Ripley said Friday closing of that bank Thursday marked the of attempt save the The reorganized McGinnies said. he and six other put $40.000 and were subject further of Frozen and slow payments have constituted our principal probMcGinnies felt that to the was best the bank rather than prolong the struggle. From BANK RECEIVER NAMED WASHINGTON July the the receiver for the First National Bank which failed was Friday Awalt. acting comptroller Mr Seriver expected to go to Ripley next


Article from The Buffalo News, July 31, 1931

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Article Text

AID GIVEN BANK IN VAIN Reorganization Failed Save Ripley Institution McGinnies Explains. RIPLEY July 31 Joseph Mcthe New York sembly and the First tional Ripley Friday closing of that Thursday marked the end of year's attempt to save the from The reorganized year he and six other put $40,000 into It and subject to further slow payments have our McGinnies directors felt that to protect the depositors best close the bank now rather than prolong the struggle.' BANK RECEIVER NAMED Bureau the EVENING WASHINGTON July the of comptroller of the currency has been appointed ceiver for the First National Bank of Ripley which failed was announced Friday by acting Mr Scriver expected to go to Ripley next week


Article from The Buffalo News, July 31, 1931

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Article Text

AID GIVEN BANK IN VAIN Reorganization Failed to Save Ripley Institution, McGinnies Explains. RIPLEY July 31 A. Ginnies. speaker of the New York Assembly and president the First National Bank of said Friday closing of that bank Thursday marked the end of year's attempt to save the institution from The bank reorganized year McGinnies and other men put into it and were further of Frozen loans and slow payments have constituted our principal probMcGinnies "The directors that to protect the depositors much as possible. was best close the bank now rather than prolong the struggle. BANK RECEIVER NAMED Bureau the WASHINGTON July 31. the the the has been appointed ceiver for the First National Bank Ripley which failed Thursday. was Friday expected to go to Ripley week.


Article from The Buffalo News, August 1, 1931

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Article Text

AID GIVEN BANK IN VAIN Beorganization Failed to Save Ripley Institution, McGinnies Explains. July 31 Ginnies, speaker of the New York Assembly and president the First National Bank Friday closing of that bank Thursday marked the end of year's attempt save the liquidation The bank reorganized year ago, he and other men put into it and were subject to assessment of "Frozen and slow payments constituted our principal problems." McGinnies said. "The directors felt that protect the depositors as much was the bank rather than prolong the struggle. BANK RECEIVER NAMED From the the BUFFALO NEWS WASHINGTON July A. the comptroller the has appointed ****** for the First National Bank of Ripley which failed Thursday. was Friday by Awalt acting comptroller Mr Scriver expected to go to Ripley next week. GRAIN RATE PLEAS DENIED WASHINGTON July Interstate Commerce commission Friday denied all petitions and requests for suspension grain reductions which are to become effective Saturday REICHSBANK RAISES RATE BERLIN July The Reichsbank raised the discount from 10 per cent. 15 per cent. Priday.