Second National Bank - Cortland, NY

Bank Information

Episode Type: Run Only
Bank Type: national
Bank ID: 2827
Charter Number: 2827
Start Date: February 8, 1895
Location: Cortland, New York (42.601, -76.180)

Metadata

Model: gpt-5-mini
Short Digest: b78f37e6

Response Measures

Accommodated withdrawals, Books examined

Description

Multiple newspaper accounts (Feb 8–9, 1895) report a run on the Second National Bank of Cortland. Depositors were paid in full; there is no mention of a suspension, reopening, or receivership. The presence of an examiner and the president's departure raised concern about possible irregularities, so cause is classified as bank-specific adverse information (reported/feared irregularities), though reports do not state a confirmed insolvency.

Events (2)

1. November 25, 1882 Chartered

Source: historical_nic

2. February 8, 1895 Run

Cause: Bank Specific Adverse Info
Cause Details: Run followed an examination by Bank Examiner Van Vranken and the unexplained departure of President Fitzboyington; depositors feared irregularities in the bank's affairs.
Measures: Depositors were paid in full.
Newspaper Excerpt: There was a run on the Second National bank here. Before the doors were opened there were many depositors collected... Bank Examiner Van Vranken refused to tell whether there had been any irregularities in the institution's affairs.
Source: newspapers

Newspaper Articles (3)

1. February 8, 1895 Waterbury Evening Democrat Waterbury, CT

Article from Waterbury Evening Democrat, February 8, 1895

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Article Text

Run on a Bank. CORTLAND I Y. Feb. 8.--There was a run on the : e ond National bank here. Before the doors were opened there were many depositors collected. discussing the probable meaning of the examination in the bank's affairs by Examiner Van Vranken President Fitz Boyington had left town. which was regarded as poculiar when or curring while the examiner was at his work i ank Examiner Van Vranken refused to tell whether there had been any irregularities in the institution's af fairs

2. February 8, 1895 The Providence News Providence, RI

Article from The Providence News, February 8, 1895

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Article Text

Depositors Beel Shaky. CORTLAND, N. Y., Feb. 8.-There was a run on the Second National bank here yesterday. President Fitzboyington had left, which was regarded as peculiar as OCcurring while the examiner was at his work. The depositors were paid in full. Bank Examiner Van Vranken refused to tell whether there had been any irregular. ities in the institution's affairs.

3. February 9, 1895 Evening Journal Wilmington, DE

Article from Evening Journal, February 9, 1895

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Article Text

Run on a Bank, CORTLAND, N. Y., Feb. 8.--There was a run on the Second National bank here. Before the doors were opened there were many depositors collected. discussing the probable meaning of the examination in the bank's affairs by Examiner Van Vranken. President Fitz Boyington had left town, which was regarded as peculiar when occurring while the examiner was at his work. Bank Examiner Van Vranken refused to tell whether there had been any irregularities in the institution's affairs.