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was the son of a London portrait painter*and received a classical education in the boys' schools of London and Oxford and later traveled on the continent. He located in New York at the age of 19 and the following year he moved to Carroll, Ia., where he engaged in the banking business. He was associated later with G. W. Wattles in the establishment and operation of banks in Nebraska, at Sargent, Rushville and O'Neill. Made Enviable Reputation. During the panic of 1893 Mr. Thomas moved from O'Neill to Omaha, where he had been appointed receiver of the American Savings bank and of the Midland (Continued on Page Twg, Column Four,)