13370. Merchants National Bank (Dunkirk, NY)

View Charter #2619 on SPMC

Bank Information

Episode Type: Run Only
Bank Type: national
Bank ID: 2619
Charter Number: 2619
Start Date: June 26, 1905
Location: Dunkirk, New York (42.480, -79.334)

Metadata

Model: gpt-5-mini
Short Digest: 16e1bb500cc38f09

Response Measures

Accommodated withdrawals, Borrowed from banks or large institutions, Fed/other loan, Public signal of financial health

Description

Multiple contemporaneous newspapers (dated 1905-06-27) report a short run/slight flurry on the Merchants' National Bank of Dunkirk the previous afternoon; the bank stayed open, paid all claims in full, and remained open, so this is a run-only episode. Cause described as 'without apparent cause' in articles—classified as rumor/misinformation/unknown trigger (no concrete misinformation event described).

Events (3)

1. January 23, 1882 Chartered

Source: historical_nic

2. June 26, 1905 Run

Cause: Rumor Or Misinformation
Cause Details: Articles state the run occurred 'without apparent cause' and describe it as a 'slight flurry'; no bank-specific insolvency or external shock reported.
Measures: Kept open after hours, paid all claims in full; received additional currency from Buffalo to meet withdrawals.
Newspaper Excerpt: Without apparent cause the ... Merchants' National Bank of Dunkirk, N. Y., were subjected to a run yesterday afternoon, or a slight Hurry, as the bank officers termed it. Both banks kept open until 6 o'clock, paying all claims in full.
Source: newspapers

3. June 29, 1946 Voluntary Liquidation

Source: historical_nic

Newspaper Articles (5)

1. June 27, 1905 Evening Star Washington, DC

Article from Evening Star, June 27, 1905

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Article Text

Run on Two New York Banks. Without apparent cause the Lake Shore National Bank and the Merchants' National Bank of Dunkirk, N. Y., were subjected to a run yesterday afternoon, or a "slight Hurry," as the bank officers termed it. Both banks kept open unill 6 o'clock, paying all claims in full.

2. June 27, 1905 The Bennington Evening Banner Bennington, VT

Article from The Bennington Evening Banner, June 27, 1905

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Article Text

Run on Dunkirk Banks. DUNKIRK, N. Y., June 27.-Without apparent cause both the Lake Shore National bank and the Merchants' National bank of this city were subjected to a run, or a "slight flurry," as the bank officers termed it. Both banks kept open after hours payIng all claims in full.

3. June 27, 1905 Waterbury Evening Democrat Waterbury, CT

Article from Waterbury Evening Democrat, June 27, 1905

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Article Text

Run on Dunkirk Banks. DUNKIRK, N. Y., June 27.-Without apparent cause both the Lake Shore National bank and the Merchants' National bank of this city were subjected to a run. or a "slight flurry," as the bank officers termed it. Both banks kept open after hours payfng all claims in full.

4. June 27, 1905 Perth Amboy Evening News Perth Amboy, NJ

Article from Perth Amboy Evening News, June 27, 1905

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Article Text

Run on Dunkirk Banks. DUNKIRK, N. Y., June 27.-Without apparent cause both the Lake Shore National bank and the Merchants' National bank of this city were subjected to a run, or a "slight flurry," as the bank officers termed it. Both banks kept open after hours payIng all claims in full.

5. June 28, 1905 The Forest Republican Tionesta, PA

Article from The Forest Republican, June 28, 1905

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Article Text

Run on Dunkirk Banks. Dunkirk, June .-Without apparent cause both the Lake Shore National bank and the Merchants' National bank of this city were subjected to a run yesterday afternoon, or a "slight flurry" as the bank officers termed it. Both banks kept open until 6 o'clock, paying all claims in full. The rush at the Merchants' bank lasted less than half an hour, while the cashier at the Lake Shore bank was kept busy until 6 o'clock serving the last person in line. Both banks received additional currency from Buffalo before 6 o'clock and it is announced they are prepared to cash every claim presented. It is thought the run is over.