1299. German National Bank (Denver, CO)

Bank Information

Episode Type: Run → Suspension → Reopening
Bank Type: national
Bank ID: 2351
Charter Number: 2351
Start Date: July 18, 1893
Location: Denver, Colorado (39.739, -104.985)

Metadata

Model: gpt-5-mini
Short Digest: 414f29d9

Response Measures

None

Other: This response records a run and suspension in July 1893, a reopening in August 1893, and later legal actions showing the German National Bank of Denver in the hands of a receiver (Zeph T. Hill) by mid-1895.

Receivership Details

Depositor recovery rate: 24.4%
Date receivership started: 1894-07-06
Date receivership terminated: 1905-10-23
OCC cause of failure: Excessive lending
Share of assets assessed as good: 57.2%
Share of assets assessed as doubtful: 25.3%
Share of assets assessed as worthless: 17.5%

Description

Contemporary press reports (July 18–20, 1893) describe heavy runs on the German National Bank, the bank suspending (card posted Closed by order of the directors) in mid‑July 1893. Reports show it reopened Aug 29–30, 1893. Later legal notices (1895) show a receiver named for the bank, indicating subsequent troubles, but the episode described in these articles is a 1893 run → suspension → reopening sequence.

Events (5)

1. April 9, 1877 Chartered

Source: historical_nic

2. July 18, 1893 Run

Cause: Local Banks
Cause Details: Runs were triggered by the failure/suspension of other Denver banks (Union National, Commercial National, National Bank of Commerce and savings banks) and the general local panic.
Measures: Paid out large sums to depositors (reports of $70,000 paid out by German National); subsequently posted notice/closed by order of directors.
Newspaper Excerpt: A run is now being made on the City National, German National, First National, Colorado National and all the eleven clearing house banks.
Source: newspapers

3. July 19, 1893 Suspension

Cause: Local Banks
Cause Details: Inability to procure available funds to meet heavy demands brought on by the local banking panic and failures of correspondent/clearing banks; directors ordered closure to forestall heavy demands.
Newspaper Excerpt: The doors of the German National bank did not open for business at 10 o'clock this morning. No notice was posted on the doors, but it is believed it has suspended payment.
Source: newspapers

4. August 29, 1893 Reopening

Newspaper Excerpt: The German National bank reopened its doors this morning, and received large deposits. ... The German National Bank of Denver, Col.; ... have today been permitted to reopen their doors for business.
Source: newspapers

5. July 6, 1894 Receivership

Source: historical_nic

Newspaper Articles (22)

1. July 18, 1893 Evening Star Washington, DC

Article from Evening Star, July 18, 1893

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FAILED TO OPEN THEIR DOORS. Western Banks That Have Been Forced to the Wall. TOLEDO, OHIO, July 18.-The Citizens' Bank of Ada, the most prominent one in Hardin county, failed to open its doors this morning. Its owner, Peter Ahlfield, has controlled it for over a quarter of n century and is one of the wealthiest men of that section. No statement of assets and liabilities or the cause of failure can be obtained. FORT SCOTT, KAN., July 18.-The First National Bank of this city, the oldest financial institution in southeastern Kansas, has suspended payment. Excitement at Denver. DENVER. COL. July 18. - The Union National Bank, of which R. W. Woodbury is president. failed to open its doors this morning. The capital is $1.000,000. No statement can be had. A run is now being made on the City National, German National, First National, Colorado National and all the eleven clearing house banks. The panic is on. Assignment of a Dry Goods House. DENVER, COL.. July 18.-The McNamara Drv Goods Company, one of the largest houses in the west, was closed on attachments this morning. They will probably make a general assignment as soon as the courts open at 10 o'clock.

2. July 19, 1893 Asheville Daily Citizen Asheville, NC

Article from Asheville Daily Citizen, July 19, 1893

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THE DENVER BANKS. They Still Comtinuctosee Trouble Ahead. DENVER, Col., July 19.-The following notice was posted on the doors of the State National bank: "This bank will not be opened for business this morning. Depositors be paid in full." At the hour of opening for business, crowds had assembled at the different banks, but there did not appear to be the same excitement among the depositors as existed yesterday. The doors of the German National bank did not open for business at 10 o'clock this morning. No notice was posted on the doors, but it is believed it has suspended payment. The excitement is rapidly increasing and runs are threatened on the other banks. AMONSDALE, Kas., July 19.-The Citizens' bank suspended yesterday.

3. July 19, 1893 Rock Island Daily Argus Rock Island, IL

Article from Rock Island Daily Argus, July 19, 1893

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SEVEN OF 'EM NOW. Four More Denver Banks Suspend Their Business. OTHERS HAVE TO WITHSTAND RUNS. All To Be Able to Pay Their LiaBut Need Time to bilities, Claim Raise in Trade the Cash-An Epidemic of Failures Goods Firm Goes -Big Dry Under-A ClosesBank at Fort Scott. Kansas, Chicago Chemical Not to Resume. DENVER, July 19.-Three national banks -the Union National, the Commercial National, and the Bank of Commerce-have closed their doors owing to the heavy demands of excited depositors. The Mercantile bank, a small private institution doing business in the Mining Exchange building, also suspended owing to the close of the Union bank, through which its clearances were made. The suspension of three savings banks Monday so alarmed the community that at the hour for opening the banks crowds had gathered in front of nearly all the financial institutions. At the German and City National banks the run was heavy, although the First National, the People's, and one or two others felt the unusual pressure to some extent. First Concern to Shut Down. The streets were full of people discussing the situation. It was an orderly crowd, however, and there was much sensible and conservative talk. The run on the People's bank soon exhausted itself and by 11 o'clock affairs had resumed their normal condition. At the City National the run was over by 1 o'clock and at the other banks except the German the excitement was all over by noon. At the German National the crowd kept in line in front of the teller's window all the afternoon. A few minutes before 10 o'clock there was posted on the front and side doors of the Union National bank a notice signed by R. W. Woodbury, president, announcing that the Union National bank was in the hands of the comptroller of the currency: that it had paid to depositors in round numbers $1,000,000 in the past month and had $1,600,000 in assets to meet remaining liabilities, which amount to about $500,000. and that if promises to the bank were kept it would reopen in a few days. At Two of the Other Banks. The Commercial National did not open its doors at all, preferring to avoid the inevitable run. This notice was posted: "This bank has gone into liquidation by order of the board of directors." At the National Bank of Commerce there was a long line at the window of the paying teller within a minute of the time the doors were unlocked at 10 o'clock. A great rack of gold coin was at the teller's hand and for thirty minutes he passed out the money as fast as cheeks were presented. But at 10:30 a notice was hung at each of the doors reading as follows: "This bank is closed. By order of the board of directors." The Fourth to Lay Down. The Mercantile bank, recently incorporated with a capital stock of $100,000, and located in the Mining Exchange building, also closed its doors with W. F. Robinson as assignee. C. E. Gird, the present city auditor, is the president of the bank, and the directors of the concern are considered as being among Denver's most substantial business men. The suspension of payment was brought about by the closing of the Union National bank, through which the Mercantile had made clearances. It is confidently stated that the bank's depositors will receive every dollar due them. This bank had been in operation only a few months, and had comparatively few deposits, consequently its suspension caused very little excitement. Where Runs Were Withstood. The City National paid out about $30,000 and the run stopped, while at the First National $20,000 sufficed to satisfy depositors. At the State National the run was broken after $100,000 were paid out. The German National paid out $70,000 up to the closing hour and the run was still on. At the Denver Saving bank there was a run in the morning but it stopped at noon, no money being paid out, as the bank demanded the legal notice.

4. July 19, 1893 St. Paul Daily Globe Saint Paul, MN

Article from St. Paul Daily Globe, July 19, 1893

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Trouble - Yesterday's Calamities. DENVER, Col., July 18.-The Union National bank, of which R. W. Woodbury is president, failed to open its doors this morning. The capital is $1,000,000. No statement can be had. A run is now being made on City National, German National, First National, Colorado National and all the eleven clearing house banks. The McNamara dry goods house, one of the largest institutions of the kind, failed this morning. The liabilities are placed at $260,000. The assets at this not known. on an time brought are by attachment The failure served was on the house at 10 o'clock this morning by the Union National bank, which failed to open its doors this morning, for $71,780, and the Colorado National bank for $20,847.74. The president of the latter bank had a private claim of $25,000, and D. Sheedy, an officer in the Denver National bank, one for $40,000. The failure was not unexpected, but it had been hoped that money would be easier and that the firm would be able to pull through. The stringency in the money market and inability to place securities or secure an extension from the banks, aided by the closing of three savings banks yesterday, was the direct cause. Had the banks which closed yesterday been able to secure cash with which to carry it over the "hard spots" the failure would not have occurred. Nearly the entire amount falls on Denver banks and commercial houses. Hyman & Co., proprietors of the Bee Hive store; McWhirter & Dipps, dealers in mantels and tiles, and Engle & Harris, dry goods, have just assigned today. No statements available, but amounts probably not large. The Mercantile bank, with a capital of $100,000, has assigned to W. F. Robinson. The Mercantile bank, a private institution, with a capital stock of $100,000, closed its doors at noon. The failure was caused by the failure of the Union National bank, through which it cleared. C.C. Mird, the city auditor, is the president. W. A. Robinson, formerly treasurer of the Republican Publishing company, one of the oldest and most prominent men in the state, has been named as assignee. DENVER, July 18.-The Commercial National bank has closed its doors. A notice says: "This bank has gone into liquidation by order of the board of directors." DENVER. Col., July 8.-The National Bank of Commerce has closed its doors. Ex-Gov. John F. Cooper is president of this bank. DENVER, July 18.-The excitement and demand upon the banks for money continued unabated till about2 o'clock when it had almost entirely subsided at all the banks except the State National and the German National, where the line of depositors seemed to increase instead of diminish. This bank is understood to have a special train on the way from Kansas City bearing $490,000, and that it will reach here early tomorrow morning. The First National bank received $170.000 at a little after 1 o'clock today. and $250,000 more at the closing hour. This came from New York. It was money due President Moffatt for bullion he had sold. Just before the close the failure of the

5. July 19, 1893 The Representative Saint Paul, Minneapolis, MN

Article from The Representative, July 19, 1893

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EXCITEMENT AT DENVER. Bank and Mercantile Failures Are Numerous. DENVER, July 19.-Three national banks, the Union National, the Commercial National and the National Bank of Commerce, closed their doors during the morning, owing to the heavy demands of excited depositors. The Mercantile bank, a small institution doing business in the Mining Exchange building, also suspended, owing to to the close of the Union Bank, through which its clearances were made. The suspension of three savings banks Monday so alarmed the community that at 10 a. m., the hour for opening the banks, crowds had gathered in front of nearly all the financial institutions. At the German and City National banks The Run Was Heavy, although the First National, the People's and one or two others felt the unusual pressure to some extent. The streets were full of people discussing the situation. It was an orderly crowd, however, and there was much sensible and conservative talk. The run on the People's bank soon exhausted itaelf and by 11 o'clock affairs had resumed their normal condition. At the City National the run was over by 1 o'clock and at the other banks, except the German, the excitement was all over by noon. At the German National the crowd kept in line in front of the teller's window all the afternoon. Mercantile Failures. In addition to the bank failures the following firms went to the wall during the day: McNamara Dry Goods company; M. S. Noah, nstallment furniture dealer; Albert Nelson, restaurant; John Mouatt Lumber company; Luther J. Wygant, tiles and grates; Evans-Littlefield Confectionary company; "The Hub," general merchandise; Hyman & Cohen, shoe dealers, and McHiver & Drip, mantels and tiles.

6. July 20, 1893 The Madison Daily Leader Madison, SD

Article from The Madison Daily Leader, July 20, 1893

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STILL EXCITED. The Panic at Denver Rages Unabated. Three More of Her National Banks, German, State and Peoples National, Close Their Doors-Runs on Others. Crowds of Disappointed People on the Streets-Police Are Keeping Order. DENVER, July 20. -The financial excitement continues. The State National bank will not open its doors for a few days. A notice is posted on the door to the effect that owing to the inability to procure funds to meet demands which might be made upon the bank it will temporarily close. The bank's officers say that depositors will not lose a cent and that the bank will resume business in a few days. The German National bank threw up the sponge at 10 o'clock, the usual opening hour. A card was placed on the door which read: "Closed by order of the directors." There is a great crowd of disappointed people on the streets. but the police are preserving order. The First National bank opened on time and is now busy paying off all demands being made upon it. There is a small line of depositors at the Colorado National asking for and receiving their money. The Situation Reviewed. The run on the First National bank is about exhausted, and the institution remains firm. The banks that closed earlier in the week are still closed, including the Capital and the North Den- The ver banks, two private concerns. Union National is in charge of Frank Adams, the bank examiner. President Woodbury is hopeful of resuming business in a few days. President Reithman of the German National, is greatly to disappointed at the failure of aid arrive. He says that while the assets of the the bank are greatly in excess of liabilities it was necessarily compelled to suspend because of lack of available to supply is serene about the City of the German are of German funds depositors thing The majority depositors. seemed National's birth National. to Every- and tell their saddened faces has plainly of the disappointment that the come upon them. In the vicinity of banks at Sixteenth and Larimer streets there is a tremendous rush of people to and the police have all they can do keep the crowds moving. Paid Out Millions. Presdent McNeil of the State National out that his bank has paid a trifle more than the last 20 days. He efforts to within in almost bank, cash says superhuman bank gather exercised $900,000 should in loans in order that the in his not be closed. but his efforts were vain. In an interview he said: Please me that our assets today are fully twice for as large as our liabilities." Cashier C. M. Clinton of the German exceedNational bank stated that the ingly hard times and inability to place to securities, together with the failure close call in loans had forced them to their doors. During the last 60 days the there has been a constant drain on bank and over $1,000,000 had been paid depositors. Some days the demand that the to all the way from $25,000 to $75,000. would from Eastern but it failed to had paid out all receive $300,000, It was was they anticipated materialize friends their bank the money doors. about and as was left but to close is The nothing capital of the German National $500,000. Its officers expect to resume as soon asits affairs are adjusted. Third For the Day. DENVER. Colo., July 20.-The Peoples National bank closed its doors shortly as 11 o'clock. The notice reads order follows: before "This bank is closed by assets, of the board of directors. Net $1,100,000; liabilities, $310,000." The Tucker Mens Furnishing com- Liahave made an assignment. East. As pany bilities $8,000, mostly in the sets not given. Coal Company Assigns. July -The Phonles Coal

7. July 21, 1893 The Indianapolis Journal Indianapolis, IN

Article from The Indianapolis Journal, July 21, 1893

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WAGON WHEAT 57c ARCADE MILLS, RESULT OF DENVER'S CRASH Trade Paralyzed in Colorado, and 30,000 Men Already Out of Work. Quiet Day in the Silver State Capital Following the Storm, but Strings of Out of Town Banks Are Tumbling All Around. DENVER, Col., July 20.-The closing down of many silver mines, smelters. and the reduction of the working forces of coal mines, railways and manufactories in this State, because of the reduction in the price of silver, has caused a deplorable condition of affairs among the laboring classes. I is estimated that to-day there are 10,000 men in Denver unable to secure employment. There are 20,000 in outside towns in the same condition, one-half of whom are making their way to this city, where they will become a public charge if conditions do not speedily change. The typographical union, at a meeting last night, appropriated $1,000 for the purpose of sending unemployed men to their homes in the East. The railways have been asked to make a fifteen-dollar rate for the men to any point between here and Chicago. A conservative estimate of the men discharged by railways, mines, business houses and factories since the silver panic started places the number at from 13,000 to 15,000. It is also estimated that Colorado, Utah, Montana and New Mexico merchants have countermanded orders on New York wholesale houses for goods during this time amounting to over $12.000.000. There will apparently be no more failures in Denver. The panic wore itself out yesterday with the failure of the People's, German and State National banks. This morning when the First, Nevada, Denver, City and American nationals opened their doors there were hardly a dozen depositors in all of them at the paying tellers' windows. In the First and Colorado National long string of depositors reaching nearly to the street were lined up in front of the receiving tellers' windows, and the money was going back into the bank vaults almost as rapidly as it was withdrawn during the past three days. The German, State and People's nationals could pay $3 for 81 if they could realize on securities. It 18 stated to-day that the McNamara dry goods house, which failed Monday for $260,000. have settled with their principal creditors, and will resume business Monday. The Roberts Hardware Company was attached this afternoon on a claim of the Colorado National Bank by Frank H. Bancroft for $13,000. The Adams Manufacturing Company was attached for $16,000. A number of the firms closed yesterday and the day previous will resume business to-morrow. Chief among these is the Flanders Dry Goods Company. the court having ordered the sheriff to turn the property over to the assignee, who will conduct the business pending settlement. The Hallack-Sayre Lumber Company and store resume. The the Palace Tucker drug Manufacturing will Company also has also made arrangements to resume. A number of others will open in a few days.

8. July 22, 1893 The Kimball Graphic Kimball, SD

Article from The Kimball Graphic, July 22, 1893

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WAS A BAD DAY IN DENVER. State National, German National and Peo. ples National Close. DENVER, Colo., July 20.-The following notice was posted on the door of the State National bank Wednesday: "This bank will not be opened for business this morning. Depositors will be paid in full." At the hour of opening for banking business crowds had assembled at the different banks, but there did not appear to be the same excitement among the depositors as exlisted yesterdny. The doors of the German National bank were not opened for business at 10 o'clock in the morning. A card was placed on the door which read: "Closed by order of the directors." The People's National bank sue cumbed to the inevitable at 11 o'clock. Inability to secure funds to meet the demands of depositors was the cause of the failure. The liabilities are placed at $310,000 and the assets at $1,100,000. Thesrun on the First National bank has about exhausted itself and the in. stitution remains firm. The banks which closed Tuesday are still closed today, including the Capital and the North Denver banks, two private concerns. The Union National is in charge of Frank Adams, the bank examiner. President Woodbury is hopeful of resaming business in a few President Riethdays. man, of the German National, is greatly disappointed at the failure of aid to arrive. He says that while the assets of the bank are greatly in excess of the liabilities it was necessarily compelled to suspend business for lack of available funds to supply depositors. The Tucker Men's Furnishing company, at Sixteenth and Arapahoe streets, made an assignment. Liabilities $8,000, mostly in the east. Assets not given.

9. July 22, 1893 The Carbon Advocate Lehighton, PA

Article from The Carbon Advocate, July 22, 1893

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SENSELESS BANK RUNS They Compel Denver Banks to Temporarily Suspend. DEPOSITORS WILL NOT SUFFER The State Bank Examiner Thinks All De. positors Will be Paid in Full, as the Banks Are In Good Condition The Scare About Over. DENVER, July 20.-The timorous feeling among depositors in the Denver banks, which has resulted in the closing of a number of these institutions this week, seems at last to have reached its limit, and the people are now stopping to think, with the result that yesterday afternoon more money was deposited than was withdrawn. The German, State and People's National banks closed their doors yesterday in order to forestall the heavy demands that it was evident would be made. As soon as the action had been taken depositors in other banks seemed to take new courage, and during the day talk on the streets was much more conservative and rational. The North Denver bank closed its doors late in the afternoon. There was no great run, but the bank had been unable to realize upon its securities and was short of funds. The depositors have been assured that they will be paid 100 cents on the dollar. During the afternoon the five national banks that are still open for business showed no signs of any unusual excitement among their patrons. Indeed, these banking houses were quieter than on many days during ordinary times, and everybody seems to feel that the end of the unjustifiable excitement has been reached. Following the suspension of the State and German National a few small depositors who had their money in the First National renewed the run on that institution, but it was a small affair and soon wore itself out. In two hours the run was completely broken and quiet was restored. The run was caused PAYMENT principally by those who were near at hand when notices declaring the suspension of the German and State National were posted. These people at once became panie stricken, although the remarkably strong condition of the First National is a matter of common knowledge. Around the Denver National, Colorado National, American National and City National banks all was quiet. There were very few calls for money, and a few of those who had withdrawn their money from the suspended banks were depositing in the banks that yet remain open. Among the officers of the banks which were open for business the expression was unanimous that the flurry was at an end, and that the people would now see the folly of their actions in forcing a suspension of the banking institutions by all withdrawing their deposits at once and taking from circulation all the money that would ordinarily flow through the regular channels and help in sustaining the business public and the banks. The suspended banks all had much more than enough money to be considered perfectly safe guaranty in ordinary circumstances and with business at Its normal condition would have laughed at the idea of a run. A tour of the banks just before their closing hour showed that all excitement had died away and there was not the least semblance of a "run." The officers of all the banks stated that they were taking in more money than they werepaying out. "I do not think I will have to place A bank in Denver in the hands of a receiver," said Frank Adams, the bank examiner for Colorado. Mr. Adams further said that he believed the suspended banks will all resume business in a short time. He has the clerks at all of the banks engaged in making out the reports, which will be sent to the comptroller as soon as they can be gotten ready. Mr. Adams seems to have the utmost confidence in the belief that the banks will reopen again in a few days, and that no losses will follow to depositors. The morning train from Omaha brought in $50,000 in cash for Denver national banks. Another bank last night received two iron safes full of money from the east by express. Owing to the tightness of the money market a large number of business houses in the city and state have made assignments. The Wheeler Banking company, of Aspen, Colo., closed its doors, and there was an exciting run on the First National bank at that place.

10. July 27, 1893 The Austin Weekly Statesman Austin, TX

Article from The Austin Weekly Statesman, July 27, 1893

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FINANCIAL DISTURBANC BAD STATE OF AFFAIRS AFFECTI ALL PARTS OF COLORADO. Thirty Thousand Men Thrown Out of ployment by Shutting Down of Mines Smelters and Dependent Institutions. Numerous Business Failures. DENVER, July 20.-There will parently be no more bank failures Denver. The panic wore itself yesterday with the failure of Peoples, German and State Nation banks. This morning when the Colorado, Denver City and Americ National banks opened their there were hardly a dozen deposite in all of them at the paying celle windows. In the First and Colora National banks long strings of itors reaching nearly to the street lined up in front of the receivi 0 window and money was back into the bank vault almost rapidly as it was withdrawn the past three days. The Germa State and Peoples Nationals could three for one if they could realize securities. There may be a few commerc failures in the city within the next days as a result of the suspension bauks. but it is believed that in no stance, whether banking or cial houses. will the failure be plete and resumption of busin SS surely follow shortly. It is stated day that the McNamara dry house which failed Monday for 000 have settled with their princi Monday. creditors and will resume busin UNEMPLOYED LABOR DENVER, Colo., July 20,-The

11. August 2, 1893 The Abbeville Press and Banner Abbeville, SC

Article from The Abbeville Press and Banner, August 2, 1893

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LATER NEWS. A DINNER was given in honor of James H. Eckels, Controller of the Currency, at the Union League Club, New York City. THE corner stone of the Odd Fellows' Temple, which will cost $1,000,000, was laid at Philadelphia, Penn., with impressive ceremonies. MISS EMMA GABRETT, of Philadelphia, who with her sister, Miss Mary S. Garrett, had charge of the Pennsylvania blind children's exhibit at the World's Fair, committed suicide by leaping from a window at the Briggs House. THREE Denver (Col.) National banks-the Union National, the Commercial National and the National Bank of Commerce-closed their doors, owing to the heavy demands of excited depositors. The Mercantile Bank, a small private institution, also suspended, owing to the closing of the Union Bank. URUGUAY'S exhibition in the Agriculture Building, World's Fair. was thrown open to the public view, and was visited by large crowds. IT was reported that the warship Mohican was disabled on June 25 by a shot from the seal-poaching steamer Alexandria passing through her machinery; the story was discredited in Washington. THE Navy Department formally accepted the cruiser Detroit and authorized the payment to the builders of reserved funds amounting to about $225,000. IN the court-martial of the officers of the Victoria, at Valetta, Malta, Flag-Lieutenant Gilltord and Staff-Commander HawkinsSmith-testified that Vice-Admiral Tryon said immediately after the Camperdown struck the Victoria, "It was all my fault." BRIGANDS raided the village of Lipkaey, Bukowina. The villagers killed five of them and wounded several more. The villagers were finally routed and the place looted. PRESIDENT CLEVELAND returned to Gray Gables, Buzzard's Bay, Mass., from his fishing trip; he said that his health was splendid and that his rheumatic trouble had left him. FIRE on the dairy farm near Carteret, N. J., occupied by Thomas Stugg destroyed buildings covering seven acres, and caused a loss of about $30,000. THE drouth, which extended over an area of 40,000 square miles in Western Texas, has been broken by good rains. AT Denver, Col., the German, State and People's National Banks closed their doors to forestall the heavy demands that it was evident would be made. The list of closed banks in Denver is now thirteen, of which six are National, five savings and two private institutions. Two men were mortally wounded and one instantly killed in a pitched battle between tramps and citizens near Sheffield, Ind. AT Green Bay, Wis., Rear-Admiral Melancton Smith, United States Navy, died after a two-days' illness. He was born in New York City, May 24, 1810, and entered the navy as a midshipman at the age of sixteen. THE Brazilian Building was dedicated at the World's Fair. THE manufacture of the new army rifle (the Krag-Jorgensen) is being pressed vigorously, and a large number of special cutters and sharpers have already been procured. It is believed that the first lot of completed arms will be ready for delivery and issue to the service about September 1. FRANCE sent an ultimatum to Siam giving her forty-eight hours in which to comply with her demands. REAR ADMIRAL MARKHAM, in his testimony before the Malta court martial, said that Sir George Tryon's command was impossible to follow with safety.

12. August 9, 1893 Barbour County Index Medicine Lodge, KS

Article from Barbour County Index, August 9, 1893

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POINTS FOR THE PEOPLE. -Sects and creeds cut no figure in the battle for human rights. One Father McGlynn is worth more to humanity's cause than a regiment of Henry Ward Beechers. -Which would you prefer to have, a clearing house certificate or a green back issued by the government? Yet the latter has been branded by the national bankers as fiat money-Tacoma Sun. -If silver has no claim as a money metal because it is a product of the earth, gold loses its claim on the same ground. All the people ask is that the two metals shall be treated alike by our government.-Journal of Agriculture. -England had rather rule this country financially and commercially, by manipulating our legislation, than to conquer it by the arts of war. It serves her purpose as well, and is more healthful and less expensive.-Journal of Agriculture. -The present panic was deliberately planned and executed to bluff congress into the demonetization of silver, the purpose being to enhance the value of the securities held by the panic makers, by making them payable in gold val ues.-Journal of Agriculture. -Franklin was without doubt the all round wisest man this continenti ever produced, and he declared at that early day in favor of paper money, pure legal tenders, after a trial of the principle in the colony of Pennsylvanie from 1722 to 1762-National Watch man. 'Whatever a government agrees to receive in payment of the public dues, as a medium of circulation, is money, no matter what its form may be; treasury notes, drafts, etc. Such bills or paper, issued under authority of the United States, are money. ."-Henry Clay in the Senate, 1887. -The populist cause is sure to triumph. There is a moral wave sweeping over the country and by that wave one or both of the old parties will be lashed to pieces. The new issues are coming to the front and they will never down till they are settled and settled right.-Alliance Independent -In 1892 the production of silver was 58,000,000 ounces, of which the government bought 54,129,727 ounces, putting into circulation therefor $47,394,291 in treasury notes. Free coinage of the American product would have put into circulation $19,595,609 more money, after deducting silver used in the arts. This is $88,974,927 less than the gold lost by export during the year. -When we get a postal note or P. O. money order we know to an absolute certainty that it is as good as the cash itself, but when .we get a bank draft we look to see what bank drew the draft and upon what bank it was drawn and then look at the list of fallures. The Nebraska people's party boys were right when they took the lead for government banks.-Missouri World. -Since January 1 nearly two hun dred national banks have closed their doors, against less than fifty during the same period last year. Of the fall. ures this year five have been United States depositories, as follows: The First national bank, of Little Rook, Ark.: the Gate City national bank, of Atlanta, Ga.; the People's national bank, of Denver, Col.: the German national bank, of Denver, Col., and the Kentucky national bank, of Louisville. -Chicago has a new illustrated weekly devoted to the free coinage of silver. Its energies had better be expended in explaining the money function and the uselessness and waste of all the labor in digging and dying for some yellow and white minerals. The same labor expended in creating food, clothing, shelter, instruction and amusement would happify untold millions. The people can create all the money they want and print it on paper that didn't have to be mined at such lbor.-Coming Nation. -The industrial millions demand justice. Through special privileges and class legislation they have been defrauded. Throughallowing politicians and interested newspapers to do their thinking, they have permitted themselves to be well nigh enslaved. Their hope now lies in independent thinking. and in political unity of action. The first thing to be done is to abolish all class legislation, and to demand the government ownership of natural "monopolies,' as well as an expansion of the volume of currency, which will tend to relieve congested business conditions, and enable the slaves of the gold barons at least to live after paying their interest.-B. O. Flower. d -Superintendent-"You want a job driving one of our street sprinklers, eh? Ever had any experience?" Applicant-"No, but-" 'But what?" "Everybody tells me I'm so blind I can't see a street crossing ten feet away and-" "That'll do. Come 'round in the morning and take out the biggest sprinkler we own." - Buffalo Courier -Five-year-old Frances had been spending an afternoon with a little friend. When she returned home she found another little friend there who hadcometovisither "Etheldoesn'tlove you," said Frances to the second little to one the calling girl, referring upon. 'Why the not?" she asked had been visitor, somewhat surprised. "Tause she doesn't know you,' explained

13. August 30, 1893 The Herald Los Angeles, CA

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Colorado Banks Resuming. DENVER, Aug. 29.-The German National bank reopened its doors this morning, and received large deposits. the other two failed national banks expect to resume this week. CANON CITY, Colo., Aug. 29.-The First National bank which closed its doors about a month ago, opened again this morning. The showing made by the institution is one of the best made by the recently suspended banks.

14. August 30, 1893 St. Paul Daily Globe Saint Paul, MN

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Allowed to Reopen. WASHINGTON, Aug. 29.-The following national banks, which recently sus= pended payment, have today been permitted to reopen their doors for business: The German National Bank of Denver, Col.; the State National Bank of Denver, Col.; the First National Bank of Canon City, Col.; the Louisville City National bank, of Louisville, Ky.; the Merchants' National Bank of Louisville, Ky.; the First National Bank of Ashland, Wis., and the First National Bank of Platteville, Wis.

15. August 31, 1893 The Yellowstone Journal Miles City, MT

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BUSINESS ON A BOOM. Suspended Banks Opening Their Doors, and Money Pouring In. Fifty Manufacturing Establishments and: Twenty Banks Have Resumed in the Last Three Weeks. KANSAS CITY. Mo., August 30.-The statement issued today by the national banks of this city shows that since the height of the financial Hurry. which was reached July 19. deposits have increased 82.000.000. SAN FRANCISCO. August 30. The People's Home Savings Bank. which closed its doors June 23. opened for business this morning. The bank has deposits of 82.000.000. DENVER. Col., August 30. The German National Bank opened its doors for business at the regular hour this morning. This is one of the oldest banks in the city and one of the last to suspend during the July panic. Soon as the doors were opened County Treasurer Hart deposited 820,000. and other merchants 825.060. several others nearly as large amounts. while the list of smaller depositors reached to the street. The other two suspended banks expect to resume this week. WAUPACA. Wis.. August 30. - The County National Bank. of this city. reopened its doors for business yesterday after a suspension of less than a month. NEW YORK. August 30. -The World to-day prints a list of twenty banks which have resumed business, also a list of about tifty manufacturing establishments which have resumed operations since August 12. CANON CITY, Col.. August 30.-The First National Bank. which closed its doors about a month ago. was opened again this morning. LE MARS. la.. August 30.--The Ger. man State bank has opened its doors for business. and is now transacting the business of this town. The other three banks will be running before long.

16. August 31, 1893 Delaware Gazette and State Journal Wilmington, DE

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United Press Dispatch by Special Wires. DENVER, CoL., Aug. 30.-The State National Bank will probably open its doors for business, to-day, having had the permission of the comptroller for several days. The Commercial, the only remaining national bank which closed during the recent flurry, will probably open between now and theend of the week. The German National resumed yesterday. The Union Bank at Greeley, Col. also opened for business yesterday. THE UPWARD MOVEMENT HAS BEGUN. KANSAS CITY, Mo., Aug. 30.-Business men and bankers are unanimous in the opinion that the low point in the present financial depression has been reached by Kansas City, and that the upward movement has begun. Bank presidents state that the banks have gained $2,000,000 in deposits since the run in July. WILL GIVE WORK TO MANY MEN. ST. PAUL, MINN., Aug. 30.-The Walter A. Wood harvester works will start up in a few days. Work will be provided for between 1,500 to 2,000 men. GOOD NEWS FOR 10,000 PEOPLE. ST. LOUIS, Mo., Aug. 30.-The St. Louis Stamping Company resumed operations yesterday, after an idleness of several weeks. W.F. Neidringhaus, the proprietor, has agreed to sign the Amalgamated scale. To-morrow 2,000 men will be at work. The importance of the resumption will be understood when it is known that 10,000 persons will be directly or indirectly affected by it. MINERS DECLARE THEIR STRIKE OFF. LEAVENWORTH, KAN., Aug. 30-At a geveral massmeeting of thestriking coal miners, held yesterday, it was decided by an almost unanimous vote to declare the struggle at an end and return to work at the other scale. It is expected that all the mines will soon be in full operation.

17. September 2, 1893 Baxter Springs News Baxter Springs, KS

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THE WORLD AT LARGE. Summary of the Daily News. WASHINGTON NOTES. REPRESENTATIVE GEARY, of California, author of the Chinese exclusion act, called on Secretary Gresham and urged him to enforce the law. Mr. Geary received very little satisfaction. SECRETARY HOKE SMITH has revoked the former ruling of the department, which held that ditches, canals and reservoirs for irrigating purposes cannot be located on unsurveyed public land. IN view of the present peaceful condition of affairs in Samoa Secretary Herbert will not send a naval vessel to Apia for some time to come to represent the interests of the United States in Samoa. SECRETARY CARLISLE does not approve the bill to permit extension of the time in which whisky may lie in bonded warehouses without incurring the penalty. He believes the matter is not of sufficient importance to justify special legislation. SECRETARY CARLISLE has recommended an immediate appropriation of $300,000 for continuing the coinage of fractional silver coin and one of $44,000 for distinctive paper for printing treasury notes. THE department of agriculture has received cable advices that the French government will admit American for age into France free of duty. THE treasury is paying out gold now. Its paper resources are exhausted because of heavy expenditures. JOHN QUINCY, assistant secretary of state, has resigned, in order that he may take charge of the democratic campaign in Massachusetts. YUNG Yu, the new Chinese ambassador to the United States, says there will be no retaliation for the Geary act until its provisions are actually enforced. THE following named banks, which recently suspended payment, have been permitted to reopen their doors for business: State national bank, of Vernon, Tex.: First national bank, of San Marcos, Tex.: First national bank, of Lockhart. Tex. A REPORT has gained circulation that the president has recently been operated on for cancer, but his friends say there is not a word of truth in it. THE senate has confirmed E. G. Spillman, West Virginia. register of the land office at Kingfisher, Ok. A fight was made against him because he was not a resident of Oklahoma, but he won. THE following national banks which recently suspended payment have been permitted to reopen their doors for business: German national bank, of Denver, Col.; State national bank. Denver; First national bank, of Canon City, Col.. Louisville City National bank, of Louisville; Merchants national bank, of Louisville: the First national bank, of Ashland, Wis.

18. June 16, 1895 The Salt Lake Herald Salt Lake City, UT

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IN THE DISTRICT COURT IN AND for the Third Judicial District of Utah Territory, County of Salt Lake. George C. Adams, plaintiff, vs. Simon Goldman, Fred Boehmer, Maria J. Boehmer, J. W. Heinssen, Florence M. Heinssen, Isaac Ware, Laura E. Dieter, Albert F. Dieter, Charles D. Savery, as administrator of the estate of Maurice Wolf, deceased; N. T. Johnson, Louisa Johnson, Alfred E. Rinehart, Dora E. Rinehart, Charles M. Clinton, Missouri, Kansas & Texas Trust Company, The German National Bank of Denver, German National Bank of Den- ver, and Zeph T. Hill as receiver of The German National Bank of Denver, and German National Bank of Denver, defendants. Summons. The People of the Territory of Utah, send greeting: To Simon Gold- man, Fred Boehmer, Maria J. Boeh- mer, J. W. Heinssen, Florence M. Heins- sen, Isaac Ware, Laura E. Dieter, Albert F. Dieter, Charles D. Savery, as admin- istrator of the estate of Maurice Wolf, deceased; N. T. Johnson, Louisa Johnson,

19. June 18, 1895 The Salt Lake Herald Salt Lake City, UT

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20. June 19, 1895 The Salt Lake Herald Salt Lake City, UT

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LEGAL NOTICE. IN THE DISTRICT COURT IN AND for the Third Judicial District of Utah Territory, County of Salt Lake. George C. Adams, plaintiff, vs. Simon Goldman, Fred Boehmer, Maria J. Boehmer, J. W. Heinssen, Florence M. Heinssen, Isaac Ware, Laura E. Dieter, Albert F. Dieter, Charles D. Savery, as administrator of the estate of Maurice Wolf, deceased; N. T. Johnson, Louisa Johnson, Alfred E. Rinehart, Dora E. Rinehart, Charles M. Clinton, Missouri, Kansas & Texas Trust Company, The German National Bank of Denver, German National Bank of Den- ver, and Zeph T. Hill as receiver of The German National Bank of Denver, and German National Bank of Denver, defendants. Summons. The People of the Territory of Utah, send greeting: To Simon Gold- man, Fred Boehmer, Maria J. Boeh- mer, J. W. Heinssen, Florence M. Heins- sen, Isaac Ware, Laura E. Dieter, Albert F. Dieter, Charles D. Savery, as admin- istrator of the estate of Maurice Wolf, deceased; N. T. Johnson, Louisa Johnson, Alfred E. Rinehart, Dora E. Rinehart, Charles M. Clinton; Missouri, Kansas & Texas Trust company, The German Na- tional Bank of Denver, German National Bank of Denver, and Zeph T. Hill. as re-

21. June 24, 1895 The Salt Lake Herald Salt Lake City, UT

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22. July 6, 1895 The Salt Lake Herald Salt Lake City, UT

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# IN THE DISTRICT COURT IN AND for the Third Judicial District of Utah Territory, County of Salt Lake. George C. Adams, plaintiff, vs. Simon Goldman, Fred Boehmer, Maria J. Boehmer, J. W. Heinssen, Florence M. Heinssen, Isaac Ware, Laura E. Dieter, Albert F. Dieter, Charles D. Savery, as administrator of the estate of Maurice Wolf, deceased; N. T. Johnson, Louisa Johnson, Alfred E. Rinehart, Dora E. Rinehart, Charles M. Clinton, Missouri. Kansas & Texas Trust Company, The German National Bank of Denver, German National Bank of Den- ver, and Zeph T. Hill as receiver of The German National Bank of Denver, and German National Bank of Denver, defendants. Summons. The People of the Territory of Utah, send greeting: To Simo Goldman, Fred Boehmer, Maria J. Boeh- mer, J. W. Heinssen, Florence M. Heins- sen, Isaac Ware, Laura E. Dieter, Albert F. Dieter, Charles D. Savery, as admin- istrator of the estate of Maurice Wolf, deceased; N. T. Johnson, Louisa Johnson, Alfred E. Rinehart Dora E. Rinehart, Charles M. Clinton; Missouri, Kansas & Texas Trust company, The German Na- tional Bank of Denver, German National Bank of Denver, and Zeph T. Hill, as re- ceiver of The German National Bank of Denver, and German National Bank of Denver, defendants. You are hereby re- quired to appear in an action brought against you by the above named plaintiff in the District Court of the Third Judi- cial District of the Territory of Utah, and to answer the complaint filed therein within ten days (exclusive of the day of service) after the service on you of this summons-if served within this county: or, if served out of this county, but in this district, within twenty days; other- wise within forty days-or judgment by default will be taken against you, ac- cording to the prayer of said complaint. The said action is brought to have a de- cree of this Court for the foreclosure of a certain mortgage executed by defend- ants Goldman, Boehmer, Heinssen, Ware, Laura E. Dieter, Wolf and Johnson, Au- gust 1, 1891, upon premises hereinafter de- scribed, given to secure the payment of twelve certain promissory notes of even date therewith, each for $1,000 with inter- est from date at 10 per cent. per annum, executed by defendants Simon Goldman, Fred Boehmer, J. W. Heinssen, Isaac Ware, Laura E. Dieter, N. T. Johnson, and said Maurice Wolf, to one Charles J. Hubbard, same being due and wholly un- paid save interest to August 1, 1894; to have said premises sold, and proceeds ap- plied in payment of amount found due on said notes, with interest, attorneys' fees, amounts paid out for taxes, with interest -and costs; that plaintiff have a defi- ciency judgment against makers of said notes, and judgment against defendant, Dora Rinehart, for $1,000; said Rinehart having purchased a part of said prem- ises and assumed to pay $1,000 on said notes; and for other relief: said notes and mortgage having been duly assigned to plaintiff, who is now the holder there- of; said premises are situate in Salt Lake County, Utah, and described as fol- lows: First, lots 1, 16, 17, 26, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, block 1; lots 1, 16, 17, 26, 27, 42, block 2; lots 1, 16, 17, 26, 27, 42, block 3; lots 17, 23, block 4: lots 1, 16, 26, 27, 42, block 5. Second, lots 2, 3, 4, 5, 6, 7, 8, 9, 10, 11 12, 13, 14, 15, 18, 19, 20, 21, 22, 23, 24 25, block 1; lots 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 18, 19, 20, 21, 22, 23, 24, 25, 28 29 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, block 2; lots 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 18, 19, 20, 21, 22, 23, 24, 25, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, block 3; lots 1, 16, 18, 19, 20, 21, 22, 24, 39, block 4; lots 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 22, 23, 24, 25, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, block 5. Third, lots 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, block 4, sit- uate in "South Boulevard" Addition, which is a subdivision of lots 9 and 10. block 40, ten-acre plat "A," Big Field Survey. And you are hereby notified that if you fail to appear and answer the said com- plaint as above required, the said plain- tiff will apply to the Court for the relief demanded therein. Witness the Hon. Samuel A. Mer- ritt, Judge, and the seal of the Dis- trict Court of the Third Judicial (Seal.) District in and for the Territory of Utah, this 8th day of June, in the year of our Lord one thousand eight hundred and ninety-five. DAVID C. DUNBAR, Clerk. By GEORGE D. LOOMIS Deputy Clerk. WILLIAMS, VAN COTT & SUTHER- LAND, Attorneys for Plaintiff.