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The Fourth National Bank of

Cincinnati, Ohio

Charter
#93
Bank ID
93
Years
1863–1923
Observations
61

Assets

Year assets loans odraft bonds_circ bonds_dep bonds_hand bond_premiums securities_and_mortgages securities securities_usgov securities_other due_from_nb due_from_ra due_from_other_nb due_from_other_nb_and_sb due_from_sb real_estate oreo_and_mortgages current_expenses internal_stamps exchanges bills_nb bills_sb checks_and_other currency legal_tender specie cash_and_exchange lawful_money us_debt redemption_fund due_from_treasurer trade_dollars frb_reserve other_assets
1863‡
1864 801,409.34 255,193.59 247,000 23,707.59 6,421.72 1,181.38 3,859.59 264,045.47
1865 1,178,231.86 327,382.67 200,000 319,550 4,000 107,331.84 15,002.56 1,476.50 8,861.67 194,626.62
1866 990,614.44 356,773.82 1,342.70 200,000 153,900 38,219.29 789.82 18,010.68 9,380.93
1867 959,866.93 350,959.74 898.60 200,000 150,000 14,700 0 500 17,093.94 59.19 22,500 9,692.74 16,490 305 32,775.67 1,238.05 93,394 0 49,260 0
1868 1,076,377.56 438,383.29 0 200,000 150,000 12,750 0 6,000 43,701.23 0 5,346.47 25,500 10,199.71 31,874 1,521 21,371.12 1,930.74 82,800 0 45,000 0
1869 925,571.83 463,240.69 3,565.63 200,000 0 9,950 0 1,000 19,265.67 13,944.68 23,078.09 24,500 12,108.75 15,000 0 8,509.94 1,408.38 0 130,000 0 0
1870 935,551.22 459,993.67 1,545.11 200,000 0 32,200 0 0 53,905.80 19,169.49 13,171.19 21,000 10,567.76 24,866.64 8,207 1,091.56 786 80,000 9,047 0 0
1871 1,733,111.69 785,847.30 1,067.35 500,000 0 27,900 0 0 132,899.19 16,442.58 28,274.27 17,583.94 10,706.07 14,130.42 35,769 5,657.87 500 150,000 6,333.70 0 0
1872 1,711,220.44 826,094.54 710.84 500,000 0 6,800 0 0 142,342.10 11,780.51 9,138.36 17,583.94 6,071.33 15,829.13 13,843 21,609.01 500 135,000 3,917.68 0 0
1873 1,766,655.59 896,652.79 3,668.56 500,000 0 0 0 0 131,891.09 22,250.60 23,141.38 7,500 3,931.19 4,540.56 6,183 18,364.56 425 147,000 1,106.86 0 0
1874 1,844,172.26 1,033,738.17 3,855.45 500,000 0 5,550 0 4,531.25 110,289.28 43,597.47 5,000 5,860 6,594.80 10,185 10,163.61 250 70,000 3,747.23 0 30,810 0
1875 2,392,516.41 1,201,583.11 5,253.04 500,000 150,000 113,850 0 0 0 96,289.55 67,541.59 2,000 6,795.72 23,546.49 31,484 20,233.64 250 150,000 1,179.27 0 22,510 0
1876 1,974,114.25 907,813.12 73.53 500,000 150,000 95,050 8,000 0 0 75,548.07 79,829.42 9,000 6,730.86 11,855.83 11,485 465.22 250 85,000 4,583.20 0 28,430 0
1877 2,067,310.64 949,784.83 205.68 500,000 150,000 122,450 0 0 0 63,682.12 86,394.47 9,000 7,194.16 11,677.77 13,429 24,251.49 215 100,000 6,526.12 0 22,500 0
1878 1,975,335.45 835,270.38 4,014.45 500,000 150,000 111,450 0 0 0 74,839.91 59,552.49 9,000 7,278.17 8,485.35 23,503 46,172.70 30 120,000 3,239 0 22,500 0
1879 2,392,823.39 1,037,636.16 3,007.83 500,000 150,000 221,950 0 0 0 114,390.56 85,677.12 7,000 6,893.38 16,807.78 24,514 46,807.91 100 150,000 4,338.65 0 23,700 0
1880 2,737,393.47 1,288,578.45 3,428.55 500,000 150,000 140,850 0 60,000 0 127,406.97 69,107.55 2,000 7,576.90 41,968.94 57,202 63,668.11 420 180,000 22,686 0 22,500 0
1881 3,136,308.65 1,505,314.73 3,350.46 500,000 150,000 163,050 0 38,000 0 146,374.46 117,000.37 2,000 8,141.32 36,027.07 54,128 61,654.74 300 285,000 43,467.50 0 22,500 0
1882 2,717,652.39 1,411,704.55 2,004.06 500,000 160,000 0 0 32,000 0 91,021.20 220,292.01 0 8,435.13 16,309.03 22,000 1,989.91 200 225,000 4,196.50 0 22,500 0
1883 2,700,359.66 1,431,150.16 357.64 500,000 160,000 40,300 137.52 27,100 0 89,856.84 126,123.49 0 9,096.38 10,184.74 24,500 730.39 350 250,000 7,972.50 0 22,500 0
1884 2,497,281.77 1,239,140.64 454.41 500,000 160,000 29,100 0 8,800 0 50,513.02 122,459.93 0 9,126.61 29,696.55 28,000 113.11 400 275,000 13,377.50 0 31,100 0
1885 2,680,497.80 1,286,991.41 294.25 500,000 160,000 29,600 580.53 62,000 0 99,467.25 138,255.20 0 9,320.36 18,208.60 41,000 539.70 350 195,000 16,344.50 100,000 22,500 46 0
1886 2,893,418.18 1,570,945.39 1,383.98 500,000 160,000 21,650 4,944.96 15,500 0 133,075.34 126,838 0 15,341.42 12,595.78 30,500 345.31 250 120,000 17,548 140,000 22,500 0 0 0
1887 3,147,221.16 1,381,244.35 242.81 500,000 340,000 7,450 37,567.77 144,500 0 133,539.21 210,857.27 4,281.91 16,216.30 10,571.92 30,000 109.80 200 160,000 13,809.82 140,000 16,630 0 0 0
1888 3,134,853.56 1,500,399.20 454.40 250,000 400,000 12,350 0 126,100 0 238,066.41 165,233.45 2,000 17,372.16 17,140.44 67,000 282.50 100 160,000 27,105 140,000 11,250 0 0 0
1889 3,699,348.58 2,042,880.23 1,913.28 100,000 400,000 2,900 109.91 122,000 369,921.40 134,366.01 117,870.49 0 0 10,593.85 26,827.85 50,000 340.56 200 130,000 14,925 170,000 4,500 0 0
1890 3,557,765.49 2,094,055.01 1,489.96 50,000 300,000 26,100 5,264.19 130,000 285,114.48 98,828.76 152,516.73 0 0 18,669.62 19,489.38 39,500 426.36 50 140,000 24,011 170,000 2,250 0 0
1891 4,047,844.73 2,397,909.43 303.02 50,000 300,000 0 0 134,000 394,512.62 134,891.19 212,334.06 0 0 14,875.89 9,075.88 20,500 482.64 100 160,000 16,610 200,000 2,250 0 0
1892 4,285,931.73 2,698,414.81 493.35 100,000 250,000 1,650 34,764.74 134,000 324,963.75 133,976.76 144,942.25 0 0 11,808.17 16,177.71 29,000 185.19 70 165,000 35,985 200,000 4,500 0 0
1893 3,313,100.25 1,797,455.73 1,666.95 243,000 250,000 0 47,501.25 135,000 227,254.37 84,179.61 54,162.78 0 0 20,158.38 13,373.44 29,000 77.74 100 205,000 10,135 145,000 10,935 39,100 0
1894 4,006,712.27 2,297,379.58 520.08 267,000 250,000 5,400 47,683.13 320,000 247,726.36 123,246.44 32,336.62 0 0 15,369.04 21,000 35,106.02 150 90,000 21,780 220,000 12,015 0 0
1895 3,783,530.54 2,323,109.57 1,372.06 267,000 250,000 11,850 54,384.30 135,000 209,873.29 85,400.80 41,062.93 0 5,650 16,454.87 21,000 47,012.72 75 40,000 22,270 240,000 12,015 0 0
1896 3,409,020.67 1,817,834.71 3,304.10 333,500 250,000 500 48,873.07 148,000 226,416.98 90,313.72 33,479.85 0 5,550 10,404.32 20,000 37,929.42 200 120,000 88,247 160,000 14,467.50 0 0
1897 4,564,065.79 2,396,177.56 677.05 417,000 250,000 400 55,394.65 369,426.16 367,673.02 255,022.99 54,163.65 0 5,456.05 32,937.91 19,145 1,387.20 313.95 77,211 42,914.60 200,000 18,765 0 0
1898 5,019,809.91 2,114,410.86 3,069.21 487,500 270,000 0 61,504.44 820,200 407,325.25 238,050.33 47,178.20 0 5,343.47 16,358.05 43,900 102,617.96 258.44 125,073 35,083.20 220,000 21,937.50 0 0
1899 5,973,360.63 2,300,483.09 3,567.56 487,500 270,000 440 107,948.77 1,422,160 521,377.97 342,529.50 80,575.13 0 5,331.41 4,747.92 28,500 902.71 139.47 114,656 40,563.60 220,000 21,937.50 0 0
1900 5,589,985.92 2,676,681.90 822.16 500,000 270,000 90 23,042.35 855,395.92 428,480.87 318,728.51 54,741.33 0 5,361.78 300 29,768.78 30,000 11,354.24 201.58 88,126 271,890.50 0 25,000 0 0
1901 5,976,692.41 3,006,285.86 354.85 500,000 270,000 950 0 873,245.37 495,656.70 280,650.68 67,291.22 0 4,040.14 0 12,354.12 13,100 3,796.86 210.71 177,930 25,825.90 220,000 25,000 0 0
1902 5,866,661.73 3,180,720.05 552.54 500,000 270,000 2,110 0 567,895 412,421.67 279,473.51 102,360.57 0 62,763.70 0 13,564.46 8,700 5,448.90 161.28 197,178 238,312.05 25,000 0 0
1903 5,801,059.86 3,092,670.89 2,151.11 500,000 320,000 1,200 0 539,159.18 402,228.53 325,801.12 136,443.95 0 0 0 34,637.55 4,500 2,466.98 68.30 185,451 229,281.25 25,000 0 0
1904 5,585,440.64 2,855,277.02 499.72 500,000 250,000 600 0 594,645 375,817.75 337,965.52 122,426.56 0 0 0 0 16,166.32 11,800 15,337.04 41.86 178,639 301,224.85 25,000 0 0
1905 5,342,049 2,799,877 750,100 271,000 361,892
1906 5,626,327 3,064,249 753,050 369,000 1,189,060 250,968
1907 5,217,752 2,631,342 750,000 355,000 1,072,203 409,207
1908 4,967,992 2,625,065 752,560 527,800 804,176 258,391
1909 4,730,522 2,284,866 722,447 618,625 804,002 300,582
1910 5,033,756 2,452,500 700,000 697,876 904,377 279,003
1911 5,767,902 3,002,033 704,875 694,996 948,250 417,748
1912 7,471,738 3,374,109 703,250 1,198,900 1,750,347 445,132
1913 7,929,770 3,619,867 641,565 1,232,970 1,882,267 553,101
1914 8,011,676 4,010,341 640,000 1,400,532 1,260,891 699,912
1915 8,940,847 4,199,227 640,000 1,412,639 2,031,248 637,733
1916 9,793,624 5,038,597 640,000 1,318,977 2,357,967 438,083
1917 11,147,972 4,517,586 1,233,200 1,420,513 2,084,636 1,892,037
1918 11,457,097 5,393,450 1,381,624 1,259,830 2,956,071 442,675 23,447
1919 12,675,886 5,731,773 1,679,921 1,270,185 3,203,562 587,289 203,156
1920 13,975,329 7,283,672 1,030,036 1,298,860 3,697,342 611,291 54,128
1921 10,721,304 5,584,058 819,552 1,180,800 2,718,890 325,947 92,057
1922 12,655,292 6,357,751 913,142 946,285 3,820,082 557,546 60,486
1923 12,828,178 7,453,583 859,569 941,086 3,112,775 331,089 130,076

‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.

Liabilities & Capital

Year capital surplus undivided_profits surplus_and_undivided_profits notes_nb deposits us_deposits individual_deposits demand_deposits time_deposits due_to_nb due_to_other_nb due_to_sb due_to_tc_and_sb due_to_banks due_to_banks_and_other_liabs bills_payable certified_checks suspense_liab unpaid_dividends us_bond_account other_liabs
1863‡
1864 125,000 158.93 8,394.97 60,000 453,701.31 153,904.13 250
1865 300,000 6,000 26,720.33 172,400 369,362.73 188,829.31 114,629.49 290
1866 300,000 18,000 21,537.89 172,400 280,519.89 92,379.76 91,563.90 14,213
1867 300,000 27,000 27,192.43 172,500 199,178.04 103,221.61 108,113.36 22,661.49 0 0 0 0
1868 300,000 33,000 21,577.46 172,500 215,303.91 145,939.15 172,026.38 16,030.66 0 0 0
1869 300,000 35,000 26,461.47 172,500 268,902.91 0 108,424.24 14,283.21 0 0 0 0
1870 300,000 40,000 30,559.63 172,500 268,936.45 0 116,644.27 6,702.87 0 0 208 0 0
1871 500,000 68,000 22,082.43 450,000 510,195.98 0 144,944.52 37,738.76 0 0 150 0 0
1872 500,000 75,000 32,621.88 450,000 453,066.79 0 142,299.07 57,202.70 0 0 1,030 0 0
1873 500,000 100,000 33,821.05 450,000 447,465.80 0 215,556 18,246.74 0 0 1,566 0 0
1874 500,000 125,000 31,949.43 450,000 515,067.24 0 183,734.80 37,580.79 0 0 840 0 0
1875 500,000 150,000 19,907.42 450,000 774,763.83 101,596.63 203,365.96 41,942.57 150,000 0 940 0 0
1876 500,000 150,000 21,534.32 450,000 389,352.33 101,819.22 153,254.76 57,913.62 150,000 0 240 0 0
1877 500,000 100,000 20,480.69 450,000 436,067.82 135,000 159,385.89 116,176.24 150,000 0 200 0 0
1878 500,000 100,000 26,989.92 450,000 356,127.74 135,000 135,951.77 120,786.02 150,000 0 480 0 0
1879 500,000 100,000 44,682.39 450,000 542,424.88 135,000 264,598.65 192,225.47 150,000 0 13,892 0 0
1880 500,000 100,000 32,955.43 450,000 823,066.48 150,000 315,473.05 214,258.51 150,000 0 1,640 0 0
1881 500,000 100,000 60,740.93 450,000 903,371.66 150,000 360,627.41 460,928.65 150,000 0 640 0 0
1882 500,000 150,000 46,167.03 450,000 825,458.52 135,000 340,592.72 258,614.12 11,100 0 0 720 0 0
1883 500,000 150,000 60,939.17 450,000 777,273.94 135,000 393,320.78 197,785.77 35,000 0 0 1,040 0 0
1884 500,000 150,000 28,942.99 450,000 679,225.63 135,000 298,148.66 220,764.49 35,000 0 0 200 0 0
1885 500,000 150,000 29,007.51 450,000 854,232.77 135,000 319,221.25 212,456.27 30,000 0 0 580 0 0
1886 500,000 150,000 47,313.35 450,000 827,606.55 135,000 428,276.75 339,501.53 0 0 15,000 720 0 0
1887 500,000 150,000 43,227.28 450,000 869,534.57 340,000 426,050.62 362,368.69 0 0 0 1,040 5,000 0
1888 500,000 150,000 67,976.36 225,000 999,340.95 440,000 443,551.65 307,224.60 0 0 0 1,760 0 0
1889 500,000 250,000 34,993.10 90,000 1,173,667.92 440,000 624,127.35 586,240.21 0 0 0 320 0 0
1890 500,000 375,000 35,471.26 45,000 1,129,804.84 330,000 600,082.16 537,414.50 0 4,052.73 0 940 0 0
1891 500,000 400,000 45,776.94 45,000 1,362,362.22 330,000 580,159.39 780,027.27 0 4,198.91 0 320 0 0
1892 500,000 500,000 40,878.14 45,000 1,238,732.97 225,000 797,545.07 932,569.42 0 5,606.13 0 600 0 0
1893 500,000 500,000 62,490.76 218,700 858,081.54 250,000 408,299.17 495,722.83 0 1,937.95 0 868 0 17,000
1894 500,000 500,000 38,456.46 240,300 955,521.52 250,000 784,148.96 713,547.75 0 6,429.58 17,000 1,308 0 0
1895 500,000 500,000 36,976.45 240,300 919,013.22 225,000 687,719.09 649,720.02 0 6,513.76 17,000 1,288 0 0
1896 500,000 500,000 32,163.02 300,150 785,659.16 250,000 530,949.93 484,413.55 0 7,565.01 17,000 1,120 0 0
1897 500,000 400,000 69,261.87 375,300 807,037.38 250,000 1,076,215.06 1,060,780.01 0 7,059.47 17,000 1,412 0 0
1898 500,000 400,000 65,340.01 435,650 1,095,298.54 245,000 1,108,978.66 1,112,007.30 0 5,421.40 47,600 664 0 3,850
1899 500,000 400,000 70,497.54 438,750 983,139.44 245,000 1,614,207.60 1,714,526.35 0 5,467.70 0 1,772 0 0
1900 500,000 500,000 92,668.24 500,000 1,079,848.84 256,500 1,340,456.75 1,306,040.40 7,378.12 0 6,213.57 0 880 0 0
1901 500,000 550,000 73,943.59 500,000 1,081,101.53 270,000 1,616,208.45 1,347,435.14 34,236.33 0 2,579.37 0 1,188 0 0
1902 500,000 650,000 54,691.51 500,000 1,200,624.35 270,000 1,330,596.23 1,316,060.52 28,595.05 0 15,574.07 0 520 0 0
1903 500,000 700,000 50,461.17 500,000 1,179,020.94 320,000 1,182,912.75 1,233,846.18 36,762.81 0 48,056.01 0 0 0 50,000
1904 500,000 700,000 57,803.96 497,000 1,495,284.58 250,000 917,581.68 1,119,707.49 41,417.25 0 6,645.68 0 0 0 0
1905 500,000 802,809 499,970 3,512,073
1906 500,000 806,638 500,000 250,000 1,555,665 2,014,024
1907 500,000 842,148 500,000 250,000 1,261,725 1,863,879
1908 500,000 700,000 115,880 500,000 282,700 1,311,225 1,558,187
1909 500,000 700,000 103,298 500,000 200,000 1,159,376 1,567,848
1910 500,000 700,000 110,257 498,400 200,000 1,502,408 1,522,691
1911 500,000 700,000 117,201 500,000 200,000 1,705,004 2,045,697
1912 500,000 700,000 150,402 497,300 243,489 2,306,585 3,073,962
1913 500,000 750,000 112,858 497,900 251,453 2,319,971 3,497,588
1914 500,000 750,000 103,652 682,700 255,047 2,525,779 3,194,498
1915 500,000 750,000 111,789 500,000 3,098,439 400,519 3,571,100
1916 500,000 750,000 141,313 494,550 3,367,663 720,937 3,819,161
1917 500,000 750,000 123,557 495,297 3,900,142 760,255 4,618,721
1918 500,000 902,332 496,397 3,978,606 693,025 4,886,736
1919 500,000 992,263 488,700 4,379,045 699,030 5,616,848
1920 500,000 1,133,008 488,050 4,530,020 892,890 6,431,361
1921 500,000 1,233,894 489,900 4,157,890 933,197 3,234,223 172,200
1922 500,000 1,303,898 497,000 4,695,594 1,068,085 4,418,515
1923 500,000 1,329,441 500,000 4,341,755 1,591,688 3,422,192

‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.