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The First National Bank of

Gardner, Massachusetts

Charter
#884
Bank ID
884
Years
1865–1941
Observations
77

Assets

Year assets loans odraft bonds_circ bonds_hand bond_premiums securities_and_mortgages securities securities_usgov securities_other due_from_nb due_from_ra due_from_other_nb due_from_other_nb_and_sb real_estate oreo_and_mortgages current_expenses internal_stamps bills_nb checks_and_other currency legal_tender specie cash_and_exchange lawful_money cash_exchange_and_reserve us_debt redemption_fund due_from_treasurer trade_dollars frb_reserve other_assets
1865 254,038.04 38,848.51 100,000 59,350 583.80 15,489.31 1,630.60 513.07 37,622.75
1866 272,159.53 59,842.59 104,000 41,700 21.98 41,205.75 1,000 968.39
1867 247,948.83 85,910.04 0 104,000 14,900 0 0 21,381.40 2,329.13 1,445.10 2,885 625.11 421.25 7,630 51.80 6,370 0
1868 317,372.76 121,544.72 0 104,000 11,450 0 0 45,352.41 0 12,473.79 1,356.23 4,425 925.50 776.94 14,730 68.17 270 0
1869 284,131.13 109,198.14 0 104,000 10,300 0 0 22,644.28 3,698.48 18,507.86 1,541.68 659 2,520.02 789.67 10,000 272 0 0
1870 268,101.08 105,715.19 0 104,000 4,650 0 0 9,208.66 6,502.43 18,000 1,682.43 424 631.24 150.63 16,800 336.50 0 0
1871 315,265.27 128,987.74 0 104,000 1,600 0 0 26,845.11 15,475.48 16,466.97 1,402.91 5,096 1,500.08 886.98 13,000 4 0 0
1872 308,749.89 151,385.30 0 104,000 1,500 0 0 14,454.82 1,309.72 15,000 1,508.41 2,676 3,697.22 218.42 13,000 0 0 0
1873 295,528.37 144,395.67 61.87 104,000 0 0 0 13,748.60 0 14,000 1,790.80 2,680 2,106.56 124.87 12,620 0 0 0
1874 328,554.63 160,987.67 458.88 104,000 0 0 0 18,270.15 850 13,000 1,785.03 8,061 3,853.88 788.02 7,000 0 5,000 4,500 0
1875 355,473.54 160,006.31 798.17 125,000 0 4,978.13 0 0 20,645.09 680 13,000 1,748.17 8,009 4,289.85 693.82 10,000 0 0 5,625 0
1876 397,978.65 182,429.86 431.88 125,000 0 2,000 0 0 52,387.77 0 15,372 1,919.70 1,663 2,169.89 1,239.55 7,500 240 0 5,625 0
1877 386,710.18 168,135.29 206.46 114,000 0 1,381.26 0 0 54,955.82 0 19,962.53 2,291.01 2,192 3,283.33 332.48 9,200 640 0 10,130 0
1878 371,478.39 180,980.09 209.60 114,000 0 400 0 0 17,409.86 0 20,062.53 2,005.99 734 14,303.12 132.70 7,000 8,310.50 0 5,930 0
1879 387,008 154,384.58 1,781.68 114,000 600 3,553.37 0 0 62,928.26 0 19,000 2,079.92 8,887 5,566.41 78.78 6,000 3,018 0 5,130 0
1880 395,731.36 179,849.37 44.42 114,000 750 1,000 14,000 0 43,252.20 0 19,000 1,874.63 4,053 1,027.67 200.07 2,000 4,550 5,000 5,130 0
1881 402,877.63 187,274.41 522.69 114,000 750 0 14,000 0 30,436.97 0 19,000 2,264.23 12,418 2,322.76 310.57 2,500 6,948 5,000 5,130 0
1882 453,245.02 224,199.07 30.26 114,000 800 0 14,000 0 47,745.91 0 18,000 2,419.03 15,463 569.74 223.01 1,000 4,665 5,000 5,130 0
1883 418,855.83 199,204.01 638.16 114,000 800 0 14,000 0 39,646 0 19,733.29 1,849.09 11,321 715 189.28 3,000 3,630 5,000 5,130 0
1884 385,669.48 209,517.21 1.50 59,000 800 6,000 14,000 0 40,145.40 0 20,871.16 1,729.07 21,183 243.21 188.93 7,500 1,835 0 2,655 0
1885 445,744.27 254,129.42 0 59,000 800 5,500 0 0 58,295.90 0 21,049.73 1,709.11 20,754 42.78 373.33 9,500 8,135 0 6,355 100 0
1886 436,663.72 296,741.84 97.10 50,000 800 4,500 10,000 0 17,878.88 0 21,000 1,526.85 15,485 292.14 84.91 2,000 13,907 0 2,250 0 100 0
1887 450,472.74 311,273.55 22.97 50,000 800 3,500 500 0 34,531.24 0 21,000 1,843.19 9,110 758.49 533.30 1,000 13,350 0 2,250 0 0 0
1888 422,254.12 306,102.87 306.03 50,000 800 2,500 500 0 3,836.42 0 20,000 1,531.09 3,427 353.41 652.30 16,000 13,955 0 2,250 40 0 0
1889 423,821.11 296,625.93 129.27 37,500 800 8,000 500 29,091.65 0 20,000 0 1,362.98 2,463 965.57 345.21 10,500 3,850 10,000 1,687.50 0 0
1890 461,142.90 331,847.19 45.95 37,500 800 7,000 500 29,925.14 0 20,000 0 1,274.99 5,750 195.95 811.18 10,000 3,805 10,000 1,687.50 0 0
1891 461,934.95 334,584.17 184.55 37,500 800 6,000 500 20,012.90 6,287.65 20,000 0 1,091.91 7,021 939.92 1,095.35 20,000 4,230 0 1,687.50 0 0
1892 483,919.81 340,654.95 474.50 37,500 800 5,000 500 29,100.14 14,961.20 20,000 0 1,119.23 6,330 128.81 493.48 20,000 5,170 0 1,687.50 0 0
1893 466,965.07 333,556.61 365.18 37,500 800 3,375 2,668.17 28,116.97 0 20,000 0 1,719.12 5,421 1,044.15 511.37 18,000 12,200 0 1,687.50 0 0
1894 451,588.13 317,887.94 145.55 37,500 800 3,375 6,583.98 31,199.03 0 20,000 0 7,877 584.20 372.93 10,000 12,775 0 1,687.50 800 0
1895 454,028.69 332,796.57 47.11 37,500 800 3,000 6,583.98 20,286.36 205.58 20,000 0 5,726 422.14 238.45 12,000 12,735 0 1,687.50 0 0
1896 405,920.89 281,910.85 108.96 37,500 800 2,750 5,716.63 39,885.98 585.53 20,000 0 1,762 446.45 272.99 3,900 8,594 0 1,687.50 0 0
1897 497,788.19 344,224.18 814.71 37,500 800 2,500 5,716.63 50,542.80 2,626.43 20,000 0 6,706 198.91 257.38 12,000 11,713.65 0 1,687.50 500 0
1898 442,465.11 327,287.64 472.43 37,500 800 2,500 5,500 25,909.92 0 20,000 0 2,792 1,338.02 0 11,744 433.60 4,500 1,687.50 0 0
1899 549,275.27 404,779.29 60.40 37,500 800 2,500 5,500 40,266.01 226.45 20,000 0 5,934 594.86 541.46 12,000 16,885.30 0 1,687.50 0 0
1900 555,931.43 401,054.36 79.73 37,500 800 0 5,432.75 51,549.57 1,154.21 20,000 0 157 4,737 294.01 472.35 10,000 20,825.45 0 1,875 0 0
1901 579,483.82 434,893.51 268.54 37,500 800 0 3,064.93 51,606.03 1,051.87 0 20,000 63.72 3,610 194.44 214.98 5,900 17,790.80 0 1,875 650 0
1902 563,424.55 426,230.56 43.87 37,500 0 0 3,000 52,579 579.55 0 18,000 0 1,433 298.98 314.19 1,200 20,370.40 1,875 0 0
1903 591,445.19 446,068.76 63.12 37,500 0 0 2,000 55,793.34 832 0 17,000 0 3,869 151.35 549.42 10,000 15,093.20 1,875 650 0
1904 686,622.96 501,902.89 63.81 37,500 0 0 500 97,577.78 113.10 1,211.01 14,000 0 0 3,028 445.56 310.16 11,000 17,095.65 1,875 0 0
1905 0 516,035 37,500 1,475 38,160
1906 863,877 574,445 153,500 11,803 93,756 30,373
1907 889,851 632,024 153,500 11,803 50,790 41,734
1908 983,038 661,535 153,500 43,665 80,338 44,000
1909 952,798 652,822 152,200 31,351 74,798 41,627
1910 984,779 675,149 151,500 33,415 74,708 50,007
1911 1,042,550 714,728 151,500 65,328 54,310 56,684
1912 1,008,949 687,505 158,000 34,860 84,595 43,989
1913 1,077,147 777,067 150,000 48,785 60,923 40,372
1914 1,134,125 764,350 150,000 84,436 83,379 51,960
1915 1,236,847 837,813 150,000 92,193 123,028 33,813
1916 1,361,057 938,823 150,000 106,528 126,482 39,224
1917 1,485,354 1,002,112 185,700 115,105 69,810 112,627
1918 1,896,064 1,223,154 391,750 101,949 98,265 73,446 7,500
1919 2,636,401 1,651,308 553,218 140,909 180,944 99,385 10,637
1920 2,733,533 2,019,417 257,015 92,534 196,683 152,735 15,148
1921 2,282,013 1,750,626 171,617 59,867 170,545 118,760 10,598
1922 2,914,255 2,125,237 176,532 288,868 166,684 146,737 10,197
1923 3,225,594 2,418,402 169,322 225,362 246,200 151,848 14,460
1924 3,244,866 2,371,570 160,306 312,465 215,446 163,927 21,151
1925 3,264,196 2,176,518 174,950 544,082 187,325 161,593 19,728
1926 3,709,259 2,186,677 186,200 832,043 475,690 28,649
1927 3,721,013 2,175,198 156,922 973,733 394,845 20,315
1928 4,272,172 2,394,864 226,750 1,119,796 512,004 18,758
1929 4,072,649 2,324,695 156,750 903,912 478,818 208,474
1930 3,390,195 1,907,095 156,750 882,903 244,994 198,453
1931 3,880,910 1,818,404 464,750 1,228,128 178,837 190,791
1932 3,920,870 1,559,386 449,750 1,258,502 439,143 214,089
1933 3,568,554 1,280,797 606,156 1,025,550 418,914 237,137
1934 3,320,617 1,121,150 590,890 476,420 911,273 220,884
1935 3,262,214 1,000,026 982,556 382,270 697,949 199,413
1936 3,317,338 995,480 921,895 438,171 768,586 193,206
1937 3,316,225 939,463 415,680 442,888 1,334,204 183,990
1938 3,368,159 997,026 827,528 432,095 937,686 173,824
1939 3,361,017 840,498 830,578 412,435 1,109,247 168,259
1940 3,592,824 783,702 637,098 357,592 1,658,989 155,443
1941 3,982,839 833,886 1,410,224 339,585 1,247,374 151,770

Liabilities & Capital

Year capital surplus undivided_profits surplus_and_undivided_profits notes_nb deposits us_deposits individual_deposits demand_deposits time_deposits due_to_nb due_to_other_nb due_to_ra due_to_banks due_to_banks_and_other_liabs bills_payable unpaid_dividends other_liabs
1865 100,000 5,492.66 85,675 62,178.63 691.75
1866 100,000 2,000 4,973.35 89,463 71,077.59 4,645.59
1867 100,000 8,000 5,054.93 89,600 45,293.90 0 0 0 0
1868 100,000 14,326.56 4,777.45 89,600 108,668.75 0 0 0
1869 100,000 16,929.40 5,106.72 88,770 73,325.01 0 0 0 0
1870 100,000 19,200.46 5,729.07 89,821 52,798.55 0 0 0 552 0
1871 100,000 21,000 5,239.64 89,365 98,887.63 0 0 0 773 0
1872 100,000 23,000 5,193.58 89,700 90,601.31 0 0 0 255 0
1873 100,000 25,000 4,766.12 90,000 75,097.25 0 0 0 665 0
1874 100,000 25,000 7,403.72 90,000 105,535.91 0 0 0 615 0
1875 125,000 25,000 10,720.20 91,200 103,483.34 0 0 0 70 0
1876 150,000 29,000 6,654.65 110,175 102,036.50 0 0 0 112.50 0
1877 150,000 28,000 5,762.11 94,905 107,879.07 0 0 0 164 0
1878 150,000 30,000 8,000.07 100,915 82,299.32 0 0 0 264 0
1879 150,000 30,000 5,851.68 99,900 100,400.32 0 0 0 856 0
1880 150,000 30,000 6,638.52 99,500 109,272.84 0 0 0 320 0
1881 150,000 30,000 8,455.21 102,600 111,538.42 0 0 0 284 0
1882 150,000 30,000 6,755.65 102,600 163,661.37 0 0 0 228 0
1883 150,000 30,000 7,118.27 98,600 132,057.56 0 0 0 1,080 0
1884 150,000 30,000 3,404.26 53,100 148,850.22 0 0 0 315 0
1885 150,000 29,500 6,121.90 53,100 206,425.37 0 0 0 597 0
1886 150,000 30,000 6,889.96 45,000 204,721.76 0 0 0 52 0
1887 150,000 30,000 10,619.19 44,350 214,702.55 0 0 0 801 0
1888 150,000 30,000 6,966.28 44,400 190,821.84 0 0 0 66 0
1889 150,000 30,000 10,399 33,750 199,636.11 0 0 0 36 0
1890 150,000 30,000 13,101.58 32,650 234,541.82 0 0 0 849.50 0
1891 150,000 30,000 17,743.03 32,750 231,396.92 0 0 0 45 0
1892 150,000 30,000 21,907.26 32,450 249,562.55 0 0 0 0 0
1893 150,000 30,000 22,022.88 33,050 231,868.19 0 0 0 24 0
1894 150,000 30,000 8,553.75 33,750 224,272.38 0 0 5,000 12 0
1895 150,000 30,000 9,488.68 33,250 231,208.01 0 0 0 82 0
1896 150,000 30,000 6,893.96 33,750 185,170.93 0 0 0 106 0
1897 150,000 30,000 10,197.15 33,750 273,759.04 0 0 0 82 0
1898 150,000 30,000 13,027.76 33,750 215,521.35 0 0 0 166 0
1899 150,000 30,000 13,560.73 33,750 321,832.54 0 0 0 132 0
1900 150,000 30,000 6,065.51 37,500 332,217.92 0 0 0 0 148 0
1901 150,000 30,000 7,035.67 37,500 354,930.15 0 0 0 0 18 0
1902 150,000 30,000 8,674.49 37,500 337,116.06 0 0 0 0 134 0
1903 150,000 30,000 10,604.21 37,500 363,188.98 0 0 0 0 152 0
1904 150,000 30,000 13,619.96 37,500 454,232.16 0 20.48 1,190.36 0 60 0
1905 150,000 44,005 37,500 408,852
1906 150,000 51,482 150,000 0 508,852 3,543
1907 150,000 60,240 146,650 0 529,315 3,646
1908 150,000 30,000 42,600 150,000 0 610,134 304
1909 150,000 50,000 24,135 150,000 0 566,923 11,740
1910 150,000 50,000 33,300 146,900 0 526,430 78,146
1911 150,000 50,000 40,219 148,300 2,058 594,104 57,869
1912 150,000 50,000 49,023 150,000 5,107 567,255 37,564
1913 150,000 50,000 60,838 150,000 7,429 611,729 47,151
1914 150,000 50,000 77,606 149,200 9,676 668,459 29,184
1915 150,000 50,000 96,758 148,200 703,951 66,730 21,208
1916 150,000 50,000 107,051 147,600 792,500 38,097 75,809
1917 150,000 50,000 117,007 147,500 894,032 59,318 67,497
1918 150,000 176,639 150,000 1,006,690 112,452 300,283
1919 150,000 186,859 142,300 1,469,189 163,977 524,076
1920 150,000 201,353 144,700 1,524,606 521,162 169,218
1921 150,000 234,512 148,000 1,044,167 646,088 59,246 0
1922 150,000 230,180 150,000 1,389,887 820,163 104,026
1923 150,000 241,740 146,800 1,349,739 1,055,129 119,025
1924 150,000 230,746 146,500 1,277,997 1,197,116 101,294
1925 150,000 197,022 147,600 1,296,613 1,337,348 110,477
1926 150,000 212,109 148,700 1,405,510 1,490,379 130,573 171,988
1927 150,000 229,063 144,900 1,426,341 1,555,512 121,314 93,883
1928 150,000 223,002 148,000 1,777,226 1,665,433 133,581 174,930
1929 150,000 150,000 77,088 150,000 3,529,575 0 15,986
1930 150,000 150,000 26,637 150,000 2,900,628 0 12,930
1931 200,000 100,000 45,728 147,780 3,373,080 0 14,322
1932 200,000 100,000 21,614 200,000 3,382,490 0 16,766
1933 450,000 25,000 37,993 197,540 2,844,626 0 13,395
1934 500,000 0 17,627 100,000 2,681,421 0 21,569
1935 350,000 5,000 27,801 2,865,151 0 14,262
1936 350,000 5,000 45,005 2,900,851 0 16,482
1937 350,000 5,000 70,971 2,869,736 0 20,518
1938 350,000 5,000 81,253 2,910,625 0 21,281
1939 300,000 5,000 55,504 2,988,415 0 12,098
1940 300,000 5,000 77,776 3,197,194 0 12,851
1941 300,000 5,000 112,274 3,555,038 0 10,527