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The First National Bank of

Worcester, Massachusetts

Charter
#79
Bank ID
79
Years
1863–1903
Observations
41

Assets

Year assets loans odraft bonds_circ bonds_dep bonds_hand bond_premiums securities_and_mortgages securities due_from_nb due_from_ra due_from_other_nb due_from_other_nb_and_sb due_from_sb real_estate oreo_and_mortgages current_expenses internal_stamps exchanges bills_nb checks_and_other currency legal_tender specie lawful_money us_debt redemption_fund due_from_treasurer other_assets
1863‡
1864 577,511.34 203,193.80 215,000 66,880.79 2,200 724.47 1,620.86 86,909.49 981.93
1865 748,787.30 243,126.27 210,000 120,000 130,124.19 3,663.23 41,873.61
1866 758,042.86 314,474.01 210,000 100,000 87,353.44 92.11 4,057.41
1867 879,645.23 377,866.99 0 210,000 100,000 30,000 0 0 112,401.85 1,248.95 0 2,048.85 16,609 893.34 576.25 15,600 400 12,000 0
1868 851,779.89 418,239.17 0 210,000 100,000 0 0 0 79,154.62 0 1,018.72 0 4,790.92 5,238 2,600 738.46 30,000 0 0 0
1869 948,880.33 466,822.17 996.09 210,000 100,000 0 0 0 117,246.57 1,988.89 1,410.26 1,753.50 7,276.04 495 5,766.76 1,925.05 33,200 0 0 0
1870 1,088,251.67 652,172.28 32.95 210,000 100,000 0 0 0 72,957.92 956.59 1,730.08 0 6,129.80 0 4,564 136.05 772 38,800 0 0 0
1871 1,152,782.64 696,357.70 1,420.58 210,000 100,000 0 0 0 74,639.29 2,934.62 2,469.58 0 6,667.66 0 6,555 5,688.25 249.96 45,800 0 0 0
1872 1,254,637.47 805,706.74 87.08 210,000 90,000 0 0 0 78,564.84 234.43 0 0 6,165.49 0 6,952 7,639.11 487.78 48,800 0 0 0
1873 1,272,825.94 852,386.50 14.56 210,000 50,000 0 0 0 96,193.37 0 0 0 5,501.11 0 7,119 2,933.76 677.64 48,000 0 0 0
1874 1,368,193.72 932,455.42 1,116.06 210,000 50,000 0 0 0 100,294.75 0 0 6,068.69 0 5,106 4,668.75 784.05 21,500 0 20,000 16,200 0
1875 1,486,729.68 1,073,921.28 1,172.58 210,000 50,000 0 0 0 0 75,901.66 0 0 7,430.05 0 5,340 4,623.84 940.27 28,000 0 20,000 9,400 0
1876 1,342,411.32 915,874.55 26.72 210,000 50,000 0 0 0 0 83,107.77 952.18 1,600 6,286.18 0 14,955 10,575.67 388.25 8,500 700 30,000 9,445 0
1877 1,400,541.20 856,373.30 1,274.09 300,000 50,000 0 6,727.50 0 0 96,129.73 3,666.55 3,802.17 6,758.43 0 9,305 9,247.54 146.39 10,500 3,110.50 30,000 13,500 0
1878 1,371,784.52 872,315.39 667.64 300,000 50,000 0 6,727.50 0 0 50,495.65 2,546.73 2,067.17 6,866.61 0 22,377 5,851.86 278.80 11,500 16,590.17 10,000 13,500 0
1879 1,373,692.27 859,884.57 66.29 300,000 50,000 0 6,727.50 3,800 0 84,947.94 7,648.81 0 6,571.47 0 7,517 1,731.08 67.55 3,500 17,730.06 10,000 13,500 0
1880 1,855,869.18 1,283,982.79 75.01 280,000 50,000 0 0 0 0 127,354.70 5,994.67 0 6,973.92 2,507.26 11,819 2,405.96 191 11,500 40,464.87 20,000 12,600 0
1881 2,167,299.50 1,595,890.25 0.10 280,000 50,000 0 0 0 0 124,645.57 1,559.83 0 8,816.25 11,800.64 3,271 1,601.04 102.02 14,000 18,012.80 45,000 12,600 0
1882 2,231,210.33 1,625,493.38 338.39 270,000 50,000 0 0 0 0 118,140.54 1,129.08 0 5,326.58 16,619.92 31,098 4,158.10 161.34 31,500 8,245 60,000 9,000 0
1883 2,292,734.19 1,606,616.89 3.01 270,000 50,000 0 0 0 0 225,077.88 1,508.56 0 5,485.99 4,209.56 25,763 140 196 35,500 6,083.30 50,000 12,150 0
1884 2,263,168.55 1,704,435.91 186.27 270,000 50,000 0 0 0 0 94,883.49 582.28 0 5,703.21 4,631.33 27,708 31.62 255 38,500 4,101.44 50,000 12,150 0
1885 2,658,782.63 1,987,391.57 0 270,000 50,000 0 0 0 0 177,948.60 2,922.61 0 5,870.69 12,951.56 16,290 10,639.21 194 33,500 13,924.39 65,000 12,150 0
1886 3,102,713.84 2,247,887.60 0 270,000 50,000 0 0 75,000 0 261,155.28 5,348.04 0 5,919.50 5,944.57 37,946 1,594.47 408 33,000 36,360.38 60,000 12,150 0 0
1887 2,747,878.31 2,164,202.48 0 100,000 50,000 0 0 0 0 244,298.72 0 0 6,331.53 7,930.17 45,149 1,667.04 113 28,000 25,686.37 70,000 4,500 0 0
1888 2,528,391.87 2,043,917.92 0 100,000 50,000 0 0 0 0 153,822.77 0 0 6,208.85 5,723.66 37,202 602.72 151 18,500 37,762.95 70,000 4,500 0 0
1889 2,738,906.27 2,165,074.02 0 50,000 50,000 0 0 24,000 268,372.51 493.94 0 0 0 5,891.53 5,390.99 31,856 1,782.50 516 33,500 29,778.78 70,000 2,250 0 0
1890 2,911,835.69 2,298,571.35 0 50,000 50,000 0 0 17,700 258,931.39 899.62 0 0 0 5,796.60 24,073.54 55,652 4,708.98 343 16,500 56,409.21 70,000 2,250 0 0
1891 2,732,708.47 2,274,699.83 134.02 50,000 50,000 0 0 2,700 176,570.92 2,488.87 0 0 0 4,660.01 4,337.41 16,752 4,485.26 772 11,500 61,358.15 70,000 2,250 0 0
1892 2,638,515.52 2,200,961.61 2,691.18 50,000 0 0 0 4,838.03 170,959.92 2,283.33 0 0 10,000 5,758.40 7,768.84 32,971 5,887.96 1,939 17,500 72,706.25 50,000 2,250 0 0
1893 2,557,336.44 2,187,922.69 1,903.45 50,000 0 0 0 22,776.06 146,227 0 0 0 10,000 6,830.15 9,221.95 21,699 4,588.07 522.07 13,500 29,896 50,000 2,250 0 0
1894 2,623,014.71 2,167,731.21 168.53 50,000 0 0 0 24,000 186,965.72 324.72 0 0 25,000 6,823.97 28,580 2,157.77 1,299 26,500 51,213.79 50,000 2,250 0 0
1895 2,795,444.38 2,307,471.50 807.54 50,000 0 0 0 52,034.59 171,048.66 39.58 0 7,000 33,571.58 9,600.47 14,564 1,982.66 60 23,500 71,513.80 50,000 2,250 0 0
1896 2,581,417.62 2,067,393.56 217.82 50,000 0 0 0 40,584.38 201,845.38 749.54 0 5,000 25,550 31,428.36 30,918 924.45 2,413 16,500 55,643.13 50,000 2,250 0 0
1897 2,768,951.26 2,248,724.13 870.57 50,000 0 0 0 47,589.19 162,309.48 38,352.28 9.60 5,000 20,110 12,632.22 45,237 2,349.41 640 17,500 65,377.38 50,000 2,250 0 0
1898 3,109,475.90 2,337,677.10 8,617.25 50,000 0 0 0 175,277.47 222,270.85 65,041.75 0 5,000 12,110 8,038.75 35,203 20,378.35 395 38,500 78,716.38 50,000 2,250 0 0
1899 3,509,223.22 2,420,241.86 22,975.49 50,000 0 0 0 447,192 221,065.69 77,868.90 0 5,000 12,110 14,490.96 36,308 5,718.23 225 42,500 91,936.09 50,000 2,250 9,341 0
1900 3,508,603 2,371,732.33 12,560.56 50,000 0 0 0 487,894.25 185,660.32 54,675.76 0 5,000 87,022.72 1,100 14,318.20 14,037 12,715.86 420 32,500 176,466 0 2,500 0 0
1901 3,180,338.49 2,237,113.32 4,001.60 50,000 0 0 3,937.50 279,826.91 269,675.17 728.01 1.52 5,000 77,922.72 226.18 19,249.29 22,945 4,339.75 1,480 27,500 173,891.52 0 2,500 0 0
1902 3,258,768.31 2,324,918.77 4,371.46 50,000 0 0 3,500 275,679.52 312,039.29 0 0 5,000 73,883.14 475.30 14,307.14 17,680 12,392.13 1,855 15,500 144,666.56 2,500 0 0
1903 2,822,862.36 1,854,042.31 322.96 50,000 0 0 0 199,032.38 426,372.75 0 0 0 62,000 0 18,151.90 22,400 7,682.19 710 15,500 164,147.87 2,500 0 0

‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.

Liabilities & Capital

Year capital surplus undivided_profits notes_nb deposits us_deposits usdo_deposits due_to_nb due_to_other_nb due_to_ra due_to_sb due_to_tc_and_sb bills_payable rediscounts unpaid_dividends other_liabs
1863‡
1864 250,000 2,208.24 8,518.36 134,800 181,812.27 172.47
1865 300,000 12,499.54 12,771.03 184,658 124,806.01 113,607.67 294.41 88.14 62.50
1866 300,000 12,914.10 14,300.39 184,469 158,459.36 87,900.01
1867 300,000 20,505.94 19,805.65 187,529 216,916.37 104,239.64 0 30,648.63 0 0 0
1868 300,000 36,000 29,022.82 188,000 272,114.77 26,578.04 0 64.26 0 0
1869 300,000 60,000 21,939.47 188,000 243,488.05 37,387.18 2,911.82 9,383.51 0 50,860.30 34,910 0
1870 300,000 60,000 34,237.46 187,100 378,873.05 45,721.85 1,660.01 0 10,137.42 69,207.88 0 1,314 0
1871 300,000 80,000 34,699.99 187,500 508,039.31 29,606.49 1,924.91 477.94 0 0 10,000 534 0
1872 300,000 93,000 34,102.95 188,000 526,797.47 30,899.50 625.96 2,237.83 73.40 0 78,444.36 456 0
1873 300,000 120,000 29,685.66 188,000 592,268.22 19,771.61 0.44 8,248.85 603.26 0 14,109.90 138 0
1874 300,000 120,000 58,114.70 188,000 673,677.35 22,272.41 0.44 2,382.55 0 0 3,500 246.27 0
1875 300,000 150,000 41,465.76 188,000 786,106.65 18,798.70 310.67 1,822.90 0 0 0 225 0
1876 300,000 120,000 30,708.94 189,000 673,722.10 28,791.48 112.10 36.70 0 0 0 40 0
1877 300,000 120,000 33,274.37 270,000 650,072.73 26,728.33 0 280.77 0 0 0 185 0
1878 300,000 110,000 27,535.69 269,300 640,797.52 22,688.01 0 1,430.30 0 0 0 33 0
1879 300,000 110,000 29,083.50 269,000 633,492.64 24,058.59 0 7,913.54 0 0 0 144 0
1880 300,000 120,000 31,321.74 252,000 1,066,427.50 32,913.94 0 53,206 0 0 0 0 0
1881 300,000 130,000 38,821.59 252,000 1,416,548.09 29,507.03 0 377.79 0 0 0 45 0
1882 300,000 135,000 39,366.16 173,000 1,548,517.27 25,102.77 0 10,224.13 0 0 0 0 0
1883 300,000 150,000 47,716 243,000 1,499,081.18 35,827.35 0 17,109.66 0 0 0 0 0
1884 300,000 150,000 55,390.15 240,000 1,476,371.35 38,489.09 0 2,917.96 0 0 0 0 0
1885 300,000 180,000 42,731.66 242,000 1,852,923.39 38,931.50 0 2,171.08 0 0 0 25 0
1886 300,000 200,000 43,747.49 243,000 2,273,393.93 39,750.98 0 2,821.44 0 0 0 0 0
1887 300,000 200,000 59,838.32 90,000 2,033,277.06 45,000 0 19,762.93 0 0 0 0 0
1888 300,000 200,000 39,377.18 90,000 1,844,049.67 50,000 0 4,965.02 0 0 0 0 0
1889 300,000 200,000 39,901.12 45,000 2,097,838.40 49,112.50 646.47 6,407.78 0 0 0 0 0
1890 300,000 200,000 53,034.01 45,000 2,251,425.86 49,500 454.09 12,421.73 0 0 0 0 0
1891 300,000 200,000 64,906.67 43,550 2,063,669.29 45,000 266.09 15,266.42 0 0 0 50 0
1892 300,000 200,000 64,372.37 45,000 2,018,148.77 0 0 10,994.38 0 0 0 0 0
1893 300,000 200,000 81,141.33 44,260 1,871,341.15 0 0 10,543.96 0 0 50,000 50 0
1894 300,000 200,000 37,987.08 45,000 2,003,332.91 0 0 36,694.72 0 0 0 0 0
1895 300,000 200,000 38,414.52 45,000 2,194,404.98 0 0 13,624.88 0 0 0 0 4,000
1896 300,000 200,000 52,725.18 44,320 1,867,553.22 0 0 12,809.22 0 100,000 0 10 4,000
1897 300,000 200,000 35,412.79 44,380 2,160,317.76 0 0 23,238.81 1,541.90 0 0 60 4,000
1898 300,000 200,000 35,214.67 44,350 2,502,556.64 0 0 20,509.11 2,840.48 0 0 5 4,000
1899 300,000 200,000 36,941.70 45,000 2,840,875.85 0 0 64,363.77 18,041.90 0 0 0 4,000
1900 300,000 200,000 40,163.92 50,000 2,716,461.63 0 0 11,482.13 0 0 186,405.32 0 0 90 4,000
1901 300,000 200,000 41,550.59 28,150 2,498,256.73 0 0 11,689.32 0 220.05 100,241.80 0 0 230 0
1902 300,000 200,000 50,762.26 49,050 2,519,239.34 0 0 289.36 0 152.08 139,110.27 0 0 165 0
1903 300,000 100,000 42,023.35 48,800 2,220,243.20 0 0 58.75 25,763.72 202.25 85,563.09 0 0 208 0

‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.