The First National Bank of
Watertown, New York
Assets
| Year | assets | loans | odraft | bonds_circ | bonds_dep | bonds_hand | bond_premiums | securities_and_mortgages | due_from_nb | due_from_ra | due_from_other_nb_and_sb | due_from_sb | real_estate | bills_nb | checks_and_other | currency | legal_tender | specie | lawful_money | us_debt | redemption_fund | due_from_treasurer |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1863‡ | ||||||||||||||||||||||
| 1864 | 194,035.91 | 9,163.94 | 99,000 | 27,626.51 | 17,845.19 | 40,400.27 | ||||||||||||||||
| 1865 | 342,867.21 | 41,984.36 | 125,000 | 56,850 | 59,016.22 | 25,981.01 | 34,035.62 | |||||||||||||||
| 1866 | 390,710.22 | 100,030.75 | 8.10 | 125,000 | 53,900 | 76,321.65 | 2,344.28 | |||||||||||||||
| 1867 | 404,664.82 | 154,365.35 | 339.12 | 125,000 | 50,000 | 0 | 0 | 0 | 44,638.74 | 0 | 0 | 976 | 5,634.58 | 16.75 | 9,436 | 168.28 | 14,090 | |||||
| 1868 | 598,631.43 | 257,419.76 | 3,903.40 | 125,000 | 50,000 | 0 | 0 | 43,000 | 79,481.34 | 0 | 0 | 0 | 1,546 | 5,918.65 | 67 | 26,572 | 183.28 | 5,540 | ||||
| 1869 | 870,513.11 | 472,472.63 | 3,000 | 225,000 | 50,000 | 0 | 0 | 20,000 | 48,262.84 | 0 | 0 | 9,321 | 13,411.92 | 86.84 | 27,870 | 1,087.88 | 0 | |||||
| 1870 | 792,527.32 | 406,055.67 | 2,000 | 225,000 | 0 | 50,000 | 0 | 20,000 | 43,468.81 | 0 | 0 | 5,474 | 14,607.26 | 161.18 | 24,708 | 1,052.40 | 0 | |||||
| 1871 | 811,027.12 | 422,009.42 | 1,500 | 225,000 | 50,000 | 0 | 0 | 20,000 | 64,151.79 | 0 | 0 | 486 | 10,803.28 | 116.63 | 15,910 | 1,050 | 0 | |||||
| 1872 | 825,227.84 | 423,986.76 | 4,500 | 225,000 | 50,000 | 4,300 | 0 | 23,000 | 33,738.77 | 0 | 0 | 6,372 | 31,372.86 | 1,207.45 | 20,700 | 1,050 | 0 | |||||
| 1873 | 583,272.82 | 261,863.20 | 1,600 | 225,000 | 0 | 0 | 0 | 22,000 | 30,870.15 | 0 | 0 | 2,525 | 21,932.36 | 432.11 | 16,000 | 1,050 | 0 | |||||
| 1874 | 516,443.87 | 124,810.91 | 7,400 | 235,000 | 0 | 26,000 | 3,490 | 61,000 | 36,405.77 | 0 | 0 | 1,757 | 4,026.43 | 78.76 | 5,000 | 1,350 | 0 | 10,125 | ||||
| 1875 | 512,555.41 | 131,106.85 | 5,500 | 232,000 | 0 | 27,000 | 8,465 | 65,000 | 19,201.98 | 0 | 0 | 1,436 | 6,394.03 | 16.55 | 5,000 | 1,310 | 0 | 10,125 | ||||
| 1876 | 424,575.70 | 106,904.57 | 10,500 | 144,000 | 0 | 0 | 0 | 57,650 | 44,660.87 | 14,015.88 | 0 | 2,128 | 21,179.76 | 36.62 | 15,000 | 1,000 | 0 | 7,500 | ||||
| 1877 | 320,373.52 | 83,409.99 | 5,000 | 100,000 | 0 | 26,000 | 0 | 13,500 | 53,441.06 | 12,902.22 | 0 | 2,684 | 9,895.46 | 5.79 | 9,000 | 160 | 0 | 4,375 | ||||
| 1878 | 247,071.20 | 55,078.48 | 4,000 | 100,000 | 0 | 25,000 | 0 | 16,022.15 | 24,199.15 | 1,558.76 | 1,525 | 1,742 | 6,235.66 | 0 | 4,000 | 3,210 | 0 | 4,500 | ||||
| 1879 | 231,112.99 | 39,012.55 | 500 | 100,000 | 0 | 35,000 | 0 | 18,036 | 4,711.10 | 595.66 | 21,000 | 835 | 3,960.68 | 2 | 0 | 2,960 | 0 | 4,500 | ||||
| 1880 | 228,052.44 | 21,402.33 | 0 | 100,000 | 0 | 45,000 | 0 | 17,200 | 14,405.83 | 0 | 21,000 | 752 | 1,283.04 | 0 | 0 | 2,509.24 | 0 | 4,500 |
‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.
Liabilities & Capital
| Year | capital | surplus | undivided_profits | notes_nb | deposits | us_deposits | due_to_nb | due_to_sb | bills_payable | rediscounts | unpaid_dividends |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1863‡ | |||||||||||
| 1864 | 90,000 | 4,534.79 | 65,000 | 34,313.62 | 187.50 | ||||||
| 1865 | 125,000 | 11,694.07 | 283.87 | 112,500 | 66,152.03 | 14,663.81 | 12,573.43 | ||||
| 1866 | 125,000 | 30,698.18 | 7,078.36 | 112,215 | 54,920.23 | 43,370.18 | 17,428.27 | ||||
| 1867 | 125,000 | 49,648.61 | 3,253.55 | 112,000 | 72,498.60 | 25,870.44 | 12,500 | 3,893.62 | 0 | ||
| 1868 | 225,000 | 51,064.50 | 6,600.88 | 112,295 | 143,621.35 | 31,939.54 | 0 | 28,110.16 | |||
| 1869 | 225,000 | 55,382.44 | 9,207.22 | 201,500 | 240,666.20 | 0 | 0 | 30,757.25 | 0 | 108,000 | |
| 1870 | 225,000 | 55,384.53 | 7,018.29 | 200,225 | 174,941.09 | 0 | 0 | 21,958.41 | 108,000 | 0 | 0 |
| 1871 | 225,000 | 50,000 | 10,748.41 | 198,710 | 131,382.01 | 0 | 0 | 45,186.70 | 150,000 | 0 | 0 |
| 1872 | 225,000 | 50,000 | 9,499.44 | 199,595 | 101,002.91 | 0 | 0 | 40,130.49 | 200,000 | 0 | 0 |
| 1873 | 225,000 | 50,000 | 31,669.69 | 198,275 | 73,426.86 | 0 | 0 | 4,901.27 | 0 | 0 | 0 |
| 1874 | 225,000 | 50,000 | 5,781.54 | 193,815 | 38,977.97 | 0 | 0 | 2,869.36 | 0 | 0 | 0 |
| 1875 | 225,000 | 50,000 | 7,963.87 | 189,715 | 37,784.68 | 0 | 0 | 2,091.86 | 0 | 0 | 0 |
| 1876 | 200,000 | 40,000 | 16,824.91 | 120,785 | 44,704.32 | 0 | 0 | 2,261.47 | 0 | 0 | 0 |
| 1877 | 125,000 | 25,000 | 30,437.14 | 86,700 | 50,861.38 | 0 | 0 | 2,375 | 0 | 0 | 0 |
| 1878 | 100,000 | 20,000 | 12,881.37 | 79,500 | 32,489.83 | 0 | 0 | 0 | 1,250 | 0 | 950 |
| 1879 | 100,000 | 20,000 | 14,745.30 | 89,825 | 6,542.69 | 0 | 0 | 0 | 0 | 0 | 0 |
| 1880 | 100,000 | 20,000 | 10,325.45 | 86,915 | 10,811.99 | 0 | 0 | 0 | 0 | 0 | 0 |
‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.