The First National Bank of
Oberlin, Ohio
Assets
| Year | assets | loans | odraft | bonds_circ | bonds_dep | bonds_hand | bond_premiums | securities_and_mortgages | securities | due_from_nb | due_from_ra | due_from_other_nb | due_from_other_nb_and_sb | due_from_sb | real_estate | oreo_and_mortgages | current_expenses | bills_nb | bills_sb | checks_and_other | currency | legal_tender | specie | lawful_money | us_debt | redemption_fund | due_from_treasurer |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1863‡ | 48,816 | ||||||||||||||||||||||||||
| 1864 | 311,201.19 | 21,372 | 164,150 | 51,778.58 | 3,136.57 | 243.73 | 70,520.31 | ||||||||||||||||||||
| 1865 | 232,186.18 | 20,531.91 | 97,500 | 54,000 | 4,508.38 | 714.34 | 54,931.55 | ||||||||||||||||||||
| 1866 | 242,867.66 | 46,160 | 101,500 | 50,000 | 7,787.51 | 700.34 | |||||||||||||||||||||
| 1867 | 230,343.10 | 45,485.14 | 0 | 101,500 | 50,000 | 3,200 | 0 | 0 | 875 | 12,307.68 | 0 | 556.23 | 235 | 5 | 14 | 640.55 | 3,500 | 84.50 | 11,940 | ||||||||
| 1868 | 268,960.16 | 66,216.01 | 0 | 101,500 | 50,000 | 4,200 | 0 | 0 | 14,356.73 | 0 | 311.57 | 0 | 724.95 | 1,600 | 0 | 2,495.96 | 2,713.28 | 23,000 | 761.66 | 1,080 | |||||||
| 1869 | 258,324.91 | 83,056.63 | 1,000 | 101,500 | 0 | 4,250 | 0 | 0 | 34,215.39 | 277.38 | 3,628.19 | 0 | 1,056.43 | 1,153 | 0 | 6,106.38 | 1,081.51 | 20,700 | 300 | 0 | |||||||
| 1870 | 263,396.84 | 107,974.13 | 550 | 101,500 | 0 | 900 | 0 | 0 | 12,383.44 | 0 | 16,621.43 | 0 | 3,411.85 | 1,200 | 3,144.95 | 1,681.04 | 14,030 | 0 | 0 | ||||||||
| 1871 | 280,421.82 | 136,160.26 | 462.07 | 101,500 | 0 | 2,050 | 0 | 1,500 | 13,682.38 | 412.02 | 1,397.98 | 0 | 1,623.86 | 2,000 | 4,112.53 | 1,351.77 | 14,000 | 168.95 | 0 | ||||||||
| 1872 | 274,873.19 | 139,443.32 | 684.20 | 101,500 | 0 | 1,000 | 0 | 450 | 14,019.20 | 0 | 2,487.54 | 0 | 842.72 | 1,600 | 2,661.81 | 983.40 | 9,201 | 0 | 0 | ||||||||
| 1873 | 305,200.15 | 130,538.89 | 2,399.66 | 101,500 | 0 | 2,050 | 0 | 3,600 | 45,486.74 | 0 | 3,021.93 | 0 | 1,982.56 | 0 | 2,103.39 | 899.79 | 11,300 | 317.19 | 0 | ||||||||
| 1874 | 285,792.61 | 153,751.15 | 151.98 | 101,500 | 0 | 0 | 0 | 3,400 | 4,511.79 | 453.46 | 0 | 2,262.52 | 1,400 | 1,333 | 2,597.12 | 8,000 | 81.59 | 0 | 6,350 | ||||||||
| 1875 | 281,782.70 | 151,135.82 | 188.90 | 100,000 | 0 | 0 | 0 | 3,400 | 0 | 9,485.29 | 60.13 | 0 | 1,745.43 | 357 | 907.73 | 1,502.40 | 6,500 | 0 | 0 | 6,500 | |||||||
| 1876 | 267,360.77 | 130,104.48 | 44.97 | 100,000 | 0 | 700 | 0 | 3,000 | 0 | 7,966.83 | 829.97 | 0 | 1,246.27 | 4,717 | 4,484.26 | 1,837.76 | 6,000 | 929.23 | 0 | 5,500 | |||||||
| 1877 | 263,287.73 | 112,070.40 | 0 | 100,000 | 0 | 3,700 | 0 | 3,000 | 0 | 19,567.17 | 745.41 | 0 | 1,884.25 | 2,298 | 3,962.72 | 801.28 | 9,000 | 1,758.50 | 0 | 4,500 | |||||||
| 1878 | 250,401.23 | 97,349.69 | 0 | 100,000 | 0 | 2,050 | 0 | 3,000 | 0 | 27,472.40 | 1,765.40 | 0 | 1,887.05 | 671 | 2,539.43 | 111.26 | 5,000 | 1,206.20 | 0 | 7,348.80 | |||||||
| 1879 | 173,552.58 | 67,386.42 | 0 | 50,000 | 0 | 1,700 | 0 | 1,500 | 0 | 21,813.10 | 15,086.26 | 0 | 179.40 | 2,857 | 3,646.32 | 16.08 | 3,500 | 3,618 | 0 | 2,250 | |||||||
| 1880 | 226,858.55 | 74,672.31 | 0 | 50,000 | 0 | 800 | 0 | 1,800 | 0 | 71,598.75 | 104.12 | 0 | 1,495.14 | 2,366 | 5,538.55 | 31.58 | 7,000 | 9,202.10 | 0 | 2,250 | |||||||
| 1881 | 206,332.50 | 75,788.84 | 0 | 50,000 | 0 | 0 | 0 | 0 | 0 | 38,020.48 | 1,601.83 | 0 | 1,538.14 | 17,500 | 590.86 | 648.85 | 13,748 | 4,645.50 | 0 | 2,250 | |||||||
| 1882 | 163,911.20 | 87,583.71 | 0 | 50,000 | 0 | 0 | 951.48 | 1,500 | 0 | 10,360.16 | 434.74 | 1,200 | 810.69 | 2,000 | 2,879.73 | 1,395.69 | 1,860 | 1,585 | 0 | 1,350 | |||||||
| 1883 | 193,793.47 | 97,683.73 | 0 | 50,000 | 0 | 0 | 657.50 | 1,500 | 0 | 18,026.31 | 94.25 | 1,200 | 1,494.12 | 7,100 | 1,558.14 | 591.42 | 5,008 | 6,130 | 0 | 2,750 | |||||||
| 1884 | 186,381.16 | 95,204.29 | 0 | 50,000 | 0 | 0 | 657.50 | 0 | 0 | 16,004.86 | 350.22 | 1,200 | 1,786.92 | 9,690 | 975.82 | 471.55 | 3,230 | 4,560 | 0 | 2,250 | |||||||
| 1885 | 188,877.43 | 118,817.95 | 0 | 50,000 | 0 | 0 | 657.50 | 0 | 0 | 3,193.21 | 1,033.66 | 1,200 | 1,591.06 | 3,500 | 1,164.76 | 689.29 | 3,980 | 1,500 | 0 | 1,550 | |||||||
| 1886 | 203,844.57 | 114,395.21 | 0 | 50,000 | 0 | 0 | 657.50 | 0 | 0 | 8,367.03 | 480.78 | 0 | 1,865.99 | 4,886 | 2,638.05 | 769.01 | 7,808 | 10,277 | 0 | 1,700 | 0 | ||||||
| 1887 | 182,882.95 | 135,009.87 | 0 | 15,000 | 0 | 0 | 4,312.50 | 0 | 0 | 4,624.36 | 653.55 | 0 | 1,955.69 | 6,143 | 999.89 | 1,161.09 | 5,499 | 6,849 | 0 | 675 | 0 | ||||||
| 1888 | 159,611.65 | 122,029.54 | 0 | 15,000 | 0 | 0 | 3,500 | 0 | 0 | 6,135.03 | 444.91 | 0 | 1,966.16 | 3,000 | 51.75 | 182.26 | 3,042 | 3,585 | 0 | 675 | 0 | ||||||
| 1889 | 186,278.53 | 140,421.62 | 0 | 15,000 | 0 | 0 | 3,500 | 4,400 | 2,092.04 | 451.02 | 694.89 | 2,030.52 | 0 | 1,521.67 | 3,010 | 1.20 | 133.57 | 2,792 | 9,555 | 0 | 675 | 0 | |||||
| 1890 | 184,817.51 | 135,947.02 | 0 | 15,000 | 0 | 0 | 3,000 | 4,400 | 7,693.93 | 610.64 | 123.85 | 2,030.52 | 0 | 1,308.24 | 3,105 | 172.03 | 216.28 | 3,435 | 7,100 | 0 | 675 | 0 | |||||
| 1891 | 231,229.88 | 180,432.44 | 0 | 15,000 | 0 | 0 | 2,000 | 4,400 | 9,061.93 | 286.30 | 89 | 1,500 | 0 | 1,741.02 | 2,000 | 1,358.79 | 155.40 | 2,500 | 10,030 | 0 | 675 | 0 | |||||
| 1892 | 237,714.45 | 165,236.47 | 0 | 15,000 | 0 | 0 | 1,000 | 0 | 33,997.53 | 328.12 | 520.61 | 1,500 | 0 | 1,777.49 | 2,500 | 44.41 | 189.82 | 4,165 | 10,780 | 0 | 675 | 0 | |||||
| 1893 | 260,094.50 | 178,369.51 | 0 | 28,000 | 0 | 0 | 1,000 | 0 | 15,946.34 | 1,280.96 | 30.21 | 1,500 | 0 | 2,809.45 | 5,350 | 1,049.41 | 170.62 | 6,500 | 16,828 | 0 | 1,260 | 0 | |||||
| 1894 | 243,373.33 | 152,866.37 | 0 | 15,000 | 0 | 0 | 1,000 | 29,500 | 19,862.53 | 1,379.39 | 71.06 | 1,500 | 0 | 1,750 | 698.66 | 54.32 | 2,400 | 16,616 | 0 | 675 | 0 | ||||||
| 1895 | 273,975.05 | 169,748.54 | 0 | 15,000 | 0 | 0 | 1,000 | 24,000 | 30,514.49 | 446.93 | 155 | 1,950 | 0 | 3,140 | 1,491.51 | 56.68 | 8,435 | 17,362 | 0 | 675 | 0 | ||||||
| 1896 | 262,787.83 | 168,503.30 | 0 | 15,000 | 0 | 0 | 1,000 | 21,000 | 27,261.11 | 49.38 | 63.89 | 1,950 | 6,400 | 1,920 | 249.86 | 163.29 | 3,320 | 15,232 | 0 | 675 | 0 | ||||||
| 1897 | 285,560.91 | 167,668.60 | 0 | 15,000 | 0 | 0 | 1,000 | 19,500 | 49,674.84 | 506.09 | 157.66 | 1,950 | 6,400 | 3,250 | 290.09 | 196.63 | 1,950 | 7,342 | 0 | 675 | 0 | ||||||
| 1898 | 285,898.68 | 199,821.50 | 621.33 | 15,000 | 0 | 15,000 | 1,478.12 | 15,000 | 19,343.99 | 1,285.65 | 67.30 | 1,950 | 5,400 | 500 | 16.23 | 146.81 | 3,500 | 6,092.75 | 0 | 675 | 0 | ||||||
| 1899 | 298,275.75 | 189,110.55 | 325.26 | 15,000 | 0 | 0 | 500 | 18,297.53 | 58,215.98 | 0 | 21.71 | 1,950 | 4,700 | 1,440 | 808.28 | 99.19 | 1,800 | 5,332.25 | 0 | 675 | 0 | ||||||
| 1900 | 420,466.19 | 226,373.19 | 1,823.35 | 50,000 | 0 | 0 | 2,250 | 19,497.53 | 97,692.94 | 0 | 0 | 1,950 | 4,700 | 1,000 | 247.65 | 137.28 | 1,000 | 11,294.25 | 0 | 2,500 | 0 | ||||||
| 1901 | 482,915.32 | 286,855.15 | 2,825.17 | 50,000 | 0 | 0 | 2,250 | 39,697.53 | 56,712.93 | 16,363.43 | 10.36 | 2,100 | 4,700 | 2,000 | 0 | 269 | 4,000 | 12,631.75 | 0 | 2,500 | 0 | ||||||
| 1902 | 521,472.17 | 287,192.59 | 7,731.48 | 50,000 | 0 | 0 | 2,250 | 81,597.53 | 64,906.21 | 0 | 119.22 | 2,250 | 3,700 | 1,200 | 250.44 | 235.95 | 2,000 | 15,538.75 | 2,500 | 0 | |||||||
| 1903 | 630,361.33 | 316,266.49 | 6,836.15 | 50,000 | 0 | 0 | 2,250 | 91,055 | 114,382.70 | 4,000 | 57.45 | 2,250 | 3,700 | 5,600 | 3,501.06 | 544.23 | 8,000 | 19,418.25 | 2,500 | 0 | |||||||
| 1904 | 587,484.99 | 437,289.80 | 5,457.98 | 50,000 | 0 | 0 | 2,250 | 50,293 | 16,509.14 | 0 | 28.01 | 2,250 | 0 | 0 | 1,200 | 5,035.65 | 338.91 | 2,000 | 14,132.50 | 700 | 0 |
‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.
Liabilities & Capital
| Year | capital | surplus | undivided_profits | notes_nb | deposits | us_deposits | due_to_nb | due_to_other_nb | due_to_ra | due_to_sb | bills_payable | unpaid_dividends | other_liabs |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1863‡ | 0 | ||||||||||||
| 1864 | 100,000 | 2,779.72 | 65,000 | 143,153.61 | 240.26 | 27.60 | |||||||
| 1865 | 100,000 | 1,500 | 2,807.11 | 83,000 | 25,455.95 | 19,423.12 | |||||||
| 1866 | 100,000 | 2,400 | 3,869.69 | 90,000 | 27,343.08 | 19,254.89 | |||||||
| 1867 | 100,000 | 4,000 | 5,058.57 | 89,572 | 19,390.96 | 10,900.59 | 1,420.98 | 0 | 0 | 0 | |||
| 1868 | 100,000 | 6,000 | 9,326.54 | 89,514 | 45,219.03 | 18,900.59 | 0 | 0 | 0 | ||||
| 1869 | 100,000 | 15,000 | 11,591.28 | 88,619 | 42,838.96 | 0 | 0 | 275.67 | 0 | 0 | |||
| 1870 | 100,000 | 26,000 | 9,235.09 | 89,123 | 38,750.48 | 0 | 288.27 | 0 | 0 | 0 | 0 | ||
| 1871 | 100,000 | 30,000 | 5,724.52 | 88,855 | 55,801.57 | 0 | 40.73 | 0 | 0 | 0 | 0 | ||
| 1872 | 100,000 | 30,000 | 10,067.35 | 89,207 | 45,015.59 | 0 | 583.25 | 0 | 0 | 0 | 0 | ||
| 1873 | 100,000 | 35,000 | 5,940.95 | 88,352 | 75,240.15 | 0 | 667.05 | 0 | 0 | 0 | 0 | ||
| 1874 | 100,000 | 35,000 | 16,112.69 | 90,000 | 44,078.83 | 0 | 601.09 | 0 | 0 | 0 | 0 | ||
| 1875 | 100,000 | 40,000 | 8,572.37 | 90,000 | 42,114.25 | 0 | 1,096.08 | 0 | 0 | 0 | 0 | ||
| 1876 | 100,000 | 27,000 | 15,730.91 | 90,000 | 32,624.08 | 0 | 1,020.78 | 0 | 0 | 985 | 0 | ||
| 1877 | 100,000 | 20,000 | 8,429.01 | 87,800 | 46,936.45 | 0 | 122.27 | 0 | 0 | 0 | 0 | ||
| 1878 | 100,000 | 20,000 | 2,916.21 | 90,000 | 36,443.76 | 0 | 1,001.26 | 0 | 0 | 40 | 0 | ||
| 1879 | 50,000 | 25,000 | 1,392.84 | 45,000 | 52,159.74 | 0 | 0 | 0 | 0 | 0 | 0 | ||
| 1880 | 50,000 | 10,000 | 4,871.45 | 45,000 | 116,987.10 | 0 | 0 | 0 | 0 | 0 | 0 | ||
| 1881 | 50,000 | 10,000 | 12,250.57 | 45,000 | 88,869.43 | 0 | 0 | 0 | 0 | 212.50 | 0 | ||
| 1882 | 60,000 | 0 | 3,116.80 | 27,000 | 73,794.40 | 0 | 0 | 0 | 0 | 0 | 0 | ||
| 1883 | 60,000 | 1,450 | 4,398.69 | 45,000 | 82,944.78 | 0 | 0 | 0 | 0 | 0 | 0 | ||
| 1884 | 60,000 | 3,500 | 4,637.97 | 45,000 | 73,243.19 | 0 | 0 | 0 | 0 | 0 | 0 | ||
| 1885 | 60,000 | 6,000 | 5,013.92 | 45,000 | 67,793.31 | 0 | 5,070.20 | 0 | 0 | 0 | 0 | ||
| 1886 | 60,000 | 7,800 | 4,700.96 | 45,000 | 86,343.61 | 0 | 0 | 0 | 0 | 0 | 0 | ||
| 1887 | 60,000 | 9,000 | 4,901.08 | 13,500 | 94,578.21 | 0 | 903.66 | 0 | 0 | 0 | 0 | ||
| 1888 | 60,000 | 10,500 | 4,991.55 | 13,500 | 65,300.04 | 0 | 5,320.06 | 0 | 0 | 0 | 0 | ||
| 1889 | 60,000 | 12,000 | 4,650.98 | 13,500 | 96,127.55 | 0 | 0 | 0 | 0 | 0 | 0 | ||
| 1890 | 60,000 | 14,000 | 4,141.77 | 13,500 | 93,145.74 | 0 | 0 | 0 | 0 | 30 | 0 | ||
| 1891 | 60,000 | 15,000 | 4,100.72 | 13,500 | 138,629.16 | 0 | 0 | 0 | 0 | 0 | 0 | ||
| 1892 | 60,000 | 15,000 | 2,687.71 | 13,500 | 146,526.74 | 0 | 0 | 0 | 0 | 0 | 0 | ||
| 1893 | 60,000 | 15,000 | 7,178.36 | 25,200 | 139,716.14 | 0 | 0 | 0 | 13,000 | 0 | 0 | ||
| 1894 | 60,000 | 15,000 | 4,646.87 | 13,500 | 150,226.46 | 0 | 0 | 0 | 0 | 0 | 0 | ||
| 1895 | 60,000 | 15,000 | 5,783.50 | 13,500 | 179,691.55 | 0 | 0 | 0 | 0 | 0 | 0 | ||
| 1896 | 60,000 | 15,000 | 3,984.83 | 13,500 | 170,303 | 0 | 0 | 0 | 0 | 0 | 0 | ||
| 1897 | 60,000 | 15,000 | 5,864.75 | 13,500 | 191,196.16 | 0 | 0 | 0 | 0 | 0 | 0 | ||
| 1898 | 60,000 | 15,000 | 3,050.45 | 13,500 | 194,348.23 | 0 | 0 | 0 | 0 | 0 | 0 | ||
| 1899 | 60,000 | 12,000 | 3,974.84 | 13,500 | 207,963.69 | 0 | 1,737.22 | 0 | 0 | 0 | 0 | ||
| 1900 | 60,000 | 12,000 | 6,717.54 | 50,000 | 289,804.25 | 0 | 1,824.99 | 0 | 119.41 | 0 | 0 | 0 | |
| 1901 | 60,000 | 12,000 | 12,712.70 | 50,000 | 348,000.90 | 0 | 0 | 0 | 0 | 0 | 0 | 201.72 | |
| 1902 | 60,000 | 12,000 | 12,217.46 | 50,000 | 385,256.18 | 0 | 0 | 1,998.53 | 0 | 0 | 0 | 0 | |
| 1903 | 60,000 | 12,000 | 9,700.82 | 50,000 | 494,378.82 | 0 | 805.54 | 3,476.15 | 0 | 0 | 0 | 0 | |
| 1904 | 60,000 | 12,000 | 11,839.75 | 50,000 | 421,566.10 | 0 | 0 | 5,079.14 | 0 | 27,000 | 0 | 0 |
‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.