The Mechanicks National Bank of
Newburyport, Massachusetts
Assets
| Year | assets | loans | odraft | bonds_circ | bonds_dep | bonds_hand | bond_premiums | securities_and_mortgages | securities | due_from_nb | due_from_ra | due_from_other_nb | due_from_other_nb_and_sb | real_estate | oreo_and_mortgages | current_expenses | bills_nb | checks_and_other | currency | legal_tender | specie | lawful_money | us_debt | redemption_fund | due_from_treasurer | other_assets |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1864‡ | ||||||||||||||||||||||||||
| 1865 | 675,843 | 221,582.52 | 258,000 | 62,200 | 2,266.85 | 77,417.02 | 3,875 | 4,108.10 | 31,393.51 | 15,000 | ||||||||||||||||
| 1866 | 675,532.50 | 238,649 | 258,000 | 60,000 | 59,508.79 | 4,000 | 3,718.25 | 18,000 | ||||||||||||||||||
| 1867 | 665,721.81 | 252,215.56 | 0 | 258,000 | 60,000 | 0 | 0 | 0 | 49,461.43 | 4,000 | 0 | 2,315 | 140.82 | 1,600 | 20,089 | 420 | 17,480 | 0 | ||||||||
| 1868 | 688,630.65 | 289,373.20 | 0 | 258,000 | 60,000 | 0 | 0 | 3,000 | 35,636.75 | 0 | 4,000 | 4,174.20 | 1,455 | 113.50 | 4,867 | 27,841 | 0 | 170 | 0 | |||||||
| 1869 | 646,147.74 | 313,290.57 | 5.42 | 262,000 | 0 | 0 | 0 | 3,000 | 42,839.50 | 0 | 4,000 | 35 | 877 | 981.29 | 2,149.96 | 16,969 | 0 | 0 | 0 | |||||||
| 1870 | 677,908.51 | 336,923.72 | 154.28 | 262,000 | 0 | 0 | 0 | 3,000 | 40,988.10 | 0 | 4,000 | 17.70 | 929 | 437.07 | 2,011.64 | 27,447 | 0 | 0 | 0 | |||||||
| 1871 | 662,986.17 | 335,362.65 | 181.39 | 250,000 | 0 | 0 | 0 | 3,000 | 34,088.35 | 0 | 4,000 | 55.81 | 1,855 | 4,989 | 1,506.97 | 27,947 | 0 | 0 | 0 | |||||||
| 1872 | 643,945.31 | 332,146.84 | 45.89 | 250,000 | 0 | 0 | 0 | 0 | 15,332.68 | 0 | 4,000 | 3,431.42 | 0 | 1,998 | 7,914 | 0 | 1,897.48 | 27,179 | 0 | |||||||
| 1873 | 656,013.43 | 323,890.51 | 171.38 | 250,000 | 0 | 0 | 0 | 0 | 24,274.65 | 0 | 4,000 | 9,364.19 | 10,198 | 65 | 2,238.70 | 5,561 | 6,250 | 20,000 | 0 | |||||||
| 1874 | 681,539.59 | 394,262.42 | 69.80 | 250,000 | 0 | 0 | 0 | 0 | 0 | 400 | 4,000 | 9,770.11 | 1,745 | 0 | 1,694.26 | 8,348 | 0 | 0 | 11,250 | 0 | ||||||
| 1875 | 672,551.09 | 387,402.02 | 30.66 | 250,000 | 0 | 0 | 0 | 0 | 0 | 7,199.76 | 320 | 4,000 | 0 | 1,819 | 0 | 1,948.65 | 7,581 | 1,000 | 0 | 11,250 | 0 | |||||
| 1876 | 678,990.46 | 405,776.84 | 17.68 | 250,000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 4,000 | 30.84 | 2,633 | 0 | 472.65 | 3,976 | 833.45 | 0 | 11,250 | 0 | |||||
| 1877 | 665,275.49 | 381,597.11 | 0 | 250,000 | 0 | 0 | 0 | 0 | 0 | 10,131.26 | 0 | 4,000 | 0.50 | 1,690 | 20.75 | 449.37 | 3,636 | 2,500.50 | 0 | 11,250 | 0 | |||||
| 1878 | 647,963.19 | 358,337.71 | 80.30 | 250,000 | 0 | 10,000 | 0 | 0 | 0 | 7,079.75 | 0 | 4,000 | 0.50 | 1,185 | 0 | 134.28 | 2,218 | 3,677.65 | 0 | 11,250 | 0 | |||||
| 1879 | 713,312.64 | 385,570.42 | 0 | 250,000 | 0 | 20,000 | 0 | 16,000 | 0 | 11,311.80 | 0 | 4,500 | 18 | 1,140 | 287.87 | 117.40 | 9,554 | 3,563.15 | 0 | 11,250 | 0 | |||||
| 1880 | 734,950.14 | 406,892.19 | 619.71 | 250,000 | 0 | 20,000 | 0 | 10,000 | 0 | 16,188.09 | 0 | 4,000 | 1 | 3,873 | 31.73 | 59.81 | 4,618 | 7,416.61 | 0 | 11,250 | 0 | |||||
| 1881 | 772,182.36 | 448,162.68 | 0 | 250,000 | 0 | 20,000 | 0 | 23,000 | 0 | 0 | 0 | 4,000 | 0.52 | 4,472 | 0 | 58.41 | 3,992 | 7,246.75 | 0 | 11,250 | 0 | |||||
| 1882 | 715,434.61 | 403,012.10 | 221.84 | 250,000 | 0 | 0 | 0 | 23,000 | 0 | 8,501.44 | 10,771 | 4,000 | 10 | 175 | 171.72 | 45.01 | 816 | 3,460.50 | 0 | 11,250 | 0 | |||||
| 1883 | 923,687.48 | 473,924.15 | 176.41 | 250,000 | 0 | 23,000 | 0 | 0 | 0 | 143,601 | 10,262.30 | 4,000 | 0.50 | 1,587 | 41.58 | 123.34 | 1,689 | 4,032.20 | 0 | 11,250 | 0 | |||||
| 1884 | 647,605.15 | 495,139.35 | 142.14 | 50,000 | 0 | 0 | 4,919.52 | 23,000 | 0 | 46,890.73 | 5,000 | 4,000 | 0 | 3,225 | 0 | 27.46 | 2,287 | 10,723.95 | 0 | 2,250 | 0 | |||||
| 1885 | 558,157.96 | 462,536.87 | 26.28 | 50,000 | 0 | 0 | 3,232.02 | 24,500 | 0 | 0 | 0 | 6,000 | 0.50 | 735 | 198.52 | 28.27 | 1,704 | 6,946.50 | 0 | 2,250 | 0 | |||||
| 1886 | 539,315.73 | 434,382.82 | 240.67 | 50,000 | 0 | 0 | 3,000 | 25,300 | 0 | 5,958.41 | 0 | 6,000 | 21.95 | 1,430 | 614.82 | 28.01 | 1,084 | 9,005.05 | 0 | 2,250 | 0 | 0 | ||||
| 1887 | 602,526.18 | 470,759.24 | 0 | 50,000 | 0 | 0 | 2,400 | 19,350 | 0 | 40,815.99 | 0 | 6,000 | 2,880.39 | 1,655 | 0 | 35.96 | 1,420 | 4,959.60 | 0 | 2,250 | 0 | 0 | ||||
| 1888 | 604,703.92 | 448,935.64 | 1,194.87 | 50,000 | 0 | 0 | 2,000 | 1,000 | 0 | 81,334.57 | 0 | 6,000 | 0.50 | 1,172 | 133.46 | 15.88 | 1,047 | 9,620 | 0 | 2,250 | 0 | 0 | ||||
| 1889 | 499,616.99 | 423,359.87 | 115.30 | 50,000 | 0 | 0 | 1,437.50 | 1,000 | 6,727.34 | 0 | 6,000 | 0 | 0 | 3,912 | 283.37 | 47.76 | 935 | 3,548.85 | 0 | 2,250 | 0 | 0 | ||||
| 1890 | 526,861.63 | 435,546.61 | 13.94 | 50,000 | 0 | 0 | 0 | 1,000 | 25,125.87 | 0 | 6,000 | 0 | 10.50 | 264 | 207.79 | 29.02 | 1,406 | 5,007.90 | 0 | 2,250 | 0 | 0 | ||||
| 1891 | 551,740.14 | 427,772.53 | 71.07 | 50,000 | 0 | 0 | 0 | 1,000 | 43,717.67 | 0 | 6,000 | 0 | 7,009.12 | 3,022 | 165.85 | 32.35 | 1,528 | 9,171.55 | 0 | 2,250 | 0 | 0 | ||||
| 1892 | 556,081.90 | 437,838.27 | 173.83 | 50,000 | 0 | 0 | 0 | 25,300 | 20,363.72 | 0 | 7,500 | 0 | 333.92 | 91 | 8.04 | 67.02 | 235 | 11,921.10 | 0 | 2,250 | 0 | 0 | ||||
| 1893 | 484,264.05 | 373,068.71 | 189.97 | 50,000 | 0 | 0 | 0 | 25,300 | 2,231.31 | 0 | 7,500 | 10,585.14 | 484.58 | 3,170 | 1,080.95 | 23.29 | 592 | 7,788.10 | 0 | 2,250 | 0 | 0 | ||||
| 1894 | 359,929.23 | 254,263.18 | 201.86 | 50,000 | 0 | 0 | 0 | 19,290.69 | 4,261.74 | 0 | 7,500 | 14,800 | 1,010 | 495.37 | 79.89 | 407 | 5,369.50 | 0 | 2,250 | 0 | 0 | |||||
| 1895 | 383,921.61 | 275,166.32 | 213.84 | 50,000 | 0 | 0 | 0 | 19,290.69 | 0 | 0 | 7,500 | 14,800 | 50 | 1,071.71 | 59.75 | 6,000 | 7,519.30 | 0 | 2,250 | 0 | 0 | |||||
| 1896 | 347,604.49 | 192,712.03 | 147.76 | 50,000 | 0 | 0 | 0 | 13,340 | 49,884.57 | 0 | 7,500 | 14,800 | 925 | 270.28 | 77 | 7,256 | 8,441.85 | 0 | 2,250 | 0 | 0 | |||||
| 1897 | 347,360.90 | 224,742.13 | 352.16 | 50,000 | 0 | 0 | 0 | 6,140 | 26,690.36 | 822.64 | 7,500 | 14,800 | 1,615 | 1,144.34 | 72.27 | 599 | 10,633 | 0 | 2,250 | 0 | 0 | |||||
| 1898 | 337,591.33 | 226,345.33 | 124.98 | 50,000 | 0 | 0 | 0 | 6,140 | 17,677.71 | 180.09 | 8,500 | 14,800 | 1,025 | 1,633.02 | 67.90 | 1,020 | 7,827.30 | 0 | 2,250 | 0 | 0 | |||||
| 1899 | 344,217.22 | 221,301.14 | 1,168.95 | 50,000 | 0 | 0 | 0 | 15,379.17 | 23,780.75 | 0 | 7,500 | 10,000 | 1,180 | 93.06 | 50.40 | 1,474 | 10,039.75 | 0 | 2,250 | 0 | 0 |
‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.
Liabilities & Capital
| Year | capital | surplus | undivided_profits | notes_nb | notes_sb | deposits | us_deposits | due_to_nb | unpaid_dividends |
|---|---|---|---|---|---|---|---|---|---|
| 1864‡ | |||||||||
| 1865 | 250,000 | 11,169.65 | 18,790.43 | 213,489 | 14,529 | 93,974.57 | 73,288.85 | 275 | 326.50 |
| 1866 | 250,000 | 17,000 | 22,032.43 | 224,572 | 5,856 | 106,471.41 | 47,800.88 | 1,799.78 | |
| 1867 | 250,000 | 33,470.21 | 0 | 224,736 | 4,968 | 119,643.08 | 31,703.51 | 1,201.01 | |
| 1868 | 250,000 | 40,731.86 | 28,679.96 | 224,699 | 0 | 126,117.10 | 17,327.77 | 1,074.96 | |
| 1869 | 250,000 | 50,000 | 26,190.82 | 225,000 | 0 | 94,706.92 | 0 | 250 | |
| 1870 | 250,000 | 75,000 | 5,884.46 | 224,499 | 0 | 116,893.43 | 0 | 114 | 5,517.62 |
| 1871 | 250,000 | 75,000 | 10,078.96 | 223,510 | 0 | 94,689.76 | 0 | 314.45 | 9,393 |
| 1872 | 250,000 | 75,000 | 22,811.68 | 222,760 | 0 | 72,820.15 | 0 | 27.48 | 526 |
| 1873 | 250,000 | 75,000 | 24,477.02 | 223,790 | 0 | 80,667.33 | 0 | 1,339.08 | 740 |
| 1874 | 250,000 | 75,000 | 41,519.63 | 218,367 | 0 | 78,601.23 | 0 | 17,697.73 | 354 |
| 1875 | 250,000 | 100,000 | 5,872.30 | 224,980 | 0 | 82,592.79 | 0 | 0 | 9,106 |
| 1876 | 250,000 | 100,000 | 13,846.10 | 202,240 | 0 | 99,064.88 | 0 | 7,868.48 | 5,971 |
| 1877 | 250,000 | 100,000 | 10,047.41 | 214,600 | 0 | 83,149.69 | 0 | 2,854.39 | 4,624 |
| 1878 | 250,000 | 100,000 | 3,837.73 | 220,880 | 0 | 66,537.52 | 0 | 650.94 | 6,057 |
| 1879 | 250,000 | 100,000 | 11,985.95 | 225,000 | 0 | 116,301.92 | 0 | 4,999.77 | 5,025 |
| 1880 | 250,000 | 100,000 | 25,931.72 | 223,700 | 0 | 122,614.83 | 0 | 5,095.09 | 7,608.50 |
| 1881 | 250,000 | 125,000 | 17,888.27 | 224,900 | 0 | 113,827.41 | 0 | 34,089.18 | 6,477.50 |
| 1882 | 250,000 | 125,000 | 11,114.47 | 225,000 | 0 | 98,144.36 | 0 | 2,820.28 | 3,355.50 |
| 1883 | 250,000 | 125,000 | 14,829.07 | 221,675 | 0 | 306,580.37 | 0 | 1,579.54 | 4,023.50 |
| 1884 | 250,000 | 125,000 | 15,866.96 | 45,000 | 0 | 186,926.29 | 0 | 15,711.40 | 9,100.50 |
| 1885 | 250,000 | 125,000 | 10,230.78 | 44,970 | 0 | 109,316.38 | 0 | 13,099.30 | 5,541.50 |
| 1886 | 250,000 | 125,000 | 8,902.93 | 45,000 | 0 | 95,560.09 | 0 | 12,344.71 | 2,508 |
| 1887 | 250,000 | 125,000 | 6,274.52 | 45,000 | 0 | 167,650.67 | 0 | 5,807.99 | 2,793 |
| 1888 | 250,000 | 125,000 | 2,886.01 | 45,000 | 0 | 157,220.41 | 0 | 21,762.50 | 2,835 |
| 1889 | 250,000 | 100,000 | 836.20 | 44,350 | 0 | 91,580.62 | 0 | 5,131.17 | 7,719 |
| 1890 | 250,000 | 100,000 | 3,085.32 | 43,800 | 0 | 103,706.71 | 0 | 22,015.60 | 4,254 |
| 1891 | 250,000 | 100,000 | 20,161.94 | 45,000 | 0 | 110,136.83 | 0 | 26,210.37 | 231 |
| 1892 | 250,000 | 100,000 | 896.59 | 45,000 | 0 | 130,791.95 | 0 | 21,545.36 | 7,848 |
| 1893 | 250,000 | 100,000 | 3,583.33 | 44,440 | 0 | 76,085.75 | 0 | 6,502.97 | 3,652 |
| 1894 | 125,000 | 75,000 | 8,766.01 | 45,000 | 0 | 97,097.59 | 0 | 7,387.63 | 1,678 |
| 1895 | 125,000 | 75,000 | 12,231.96 | 43,950 | 0 | 123,651.58 | 0 | 3,779.07 | 309 |
| 1896 | 125,000 | 75,000 | 2,848.25 | 45,000 | 0 | 91,219.47 | 0 | 7,821.77 | 715 |
| 1897 | 125,000 | 75,000 | 181.47 | 45,000 | 0 | 98,055.73 | 0 | 3,547.70 | 576 |
| 1898 | 125,000 | 75,000 | 1,139.70 | 44,000 | 0 | 91,323.37 | 0 | 1,098.26 | 30 |
| 1899 | 125,000 | 50,000 | 14,295.38 | 44,000 | 0 | 110,913.84 | 0 | 0 | 8 |
‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.