The Lancaster National Bank
Lancaster, Massachusetts
Assets
| Year | assets | loans | odraft | bonds_circ | bonds_dep | bonds_hand | securities_and_mortgages | due_from_nb | due_from_ra | due_from_other_nb | due_from_other_nb_and_sb | due_from_sb | real_estate | current_expenses | bills_nb | checks_and_other | currency | legal_tender | specie | lawful_money | us_debt | redemption_fund | due_from_treasurer | other_assets |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1864‡ | ||||||||||||||||||||||||
| 1865 | 509,662.09 | 165,856.88 | 4.27 | 175,000 | 78,850 | 47,277.95 | 13,469.37 | 1,000 | 26,203.62 | 2,000 | ||||||||||||||
| 1866 | 553,845.28 | 195,872.83 | 200,000 | 50,300 | 69,023.05 | 3,354.68 | 1,000 | |||||||||||||||||
| 1867 | 548,809.56 | 193,075.47 | 0 | 200,000 | 50,000 | 0 | 0 | 60,727.90 | 4,621.02 | 1,000 | 0 | 1,552 | 140 | 573.35 | 18,741 | 228.82 | 18,150 | 0 | ||||||
| 1868 | 532,593.34 | 191,916.71 | 0 | 200,000 | 50,000 | 0 | 6,300 | 35,366.67 | 0 | 1,649.89 | 1,000 | 0 | 3,348 | 103.87 | 12,437.40 | 13,181 | 9.80 | 17,280 | 0 | |||||
| 1869 | 508,805.20 | 254,537.66 | 100 | 200,000 | 0 | 10,000 | 4,300 | 22,804.18 | 0 | 1,084.68 | 1,000 | 0 | 159 | 494.40 | 115.28 | 14,210 | 0 | 0 | 0 | |||||
| 1870 | 538,063.49 | 271,120.22 | 335.59 | 200,000 | 0 | 10,200 | 4,300 | 35,318.36 | 230 | 0 | 1,000 | 0 | 420 | 437.16 | 517.16 | 14,185 | 0 | 0 | 0 | |||||
| 1871 | 525,408.60 | 290,475.29 | 0 | 200,000 | 0 | 0 | 0 | 16,234.18 | 100 | 0 | 1,000 | 0 | 220 | 763.93 | 113.20 | 16,440 | 62 | 0 | 0 | |||||
| 1872 | 571,200.29 | 310,772.85 | 0 | 200,000 | 0 | 0 | 0 | 38,518.16 | 0 | 0 | 1,000 | 0 | 1,615 | 593.12 | 546.16 | 18,155 | 0 | 0 | 0 | |||||
| 1873 | 545,088.88 | 302,609.81 | 3.45 | 200,000 | 0 | 0 | 0 | 21,547.83 | 239.34 | 0 | 1,000 | 1,893.99 | 1,276 | 108.15 | 885.31 | 15,525 | 0 | 0 | 0 | |||||
| 1874 | 546,477 | 315,229.74 | 0 | 200,000 | 0 | 0 | 0 | 18,836.15 | 0 | 1,000 | 9 | 921 | 171.25 | 712.86 | 597 | 0 | 0 | 9,000 | 0 | |||||
| 1875 | 340,548.54 | 243,131.38 | 0 | 50,000 | 0 | 0 | 0 | 31,897.65 | 2,500 | 6,000 | 0 | 394 | 0 | 449.51 | 2,926 | 0 | 0 | 3,250 | 0 | |||||
| 1876 | 224,794.45 | 142,976.68 | 0 | 50,000 | 0 | 0 | 0 | 15,540.36 | 95.57 | 6,000 | 0 | 802 | 105 | 65.84 | 5,819 | 1,140 | 0 | 2,250 | 0 | |||||
| 1877 | 259,526.83 | 135,865.60 | 107.70 | 100,000 | 0 | 0 | 0 | 7,357.50 | 141.53 | 6,000 | 0 | 1,688 | 0 | 95.50 | 3,439 | 332 | 0 | 4,500 | 0 | |||||
| 1878 | 290,695.27 | 139,265.21 | 0 | 100,000 | 6,000 | 12,800 | 0 | 19,943.36 | 0 | 1,000 | 0 | 725 | 200 | 73.20 | 467 | 5,721.50 | 0 | 4,500 | 0 | |||||
| 1879 | 241,266.14 | 125,886.34 | 0 | 100,000 | 0 | 600 | 0 | 6,062.69 | 0 | 1,000 | 0 | 118 | 30 | 25.11 | 1,075 | 1,969 | 0 | 4,500 | 0 | |||||
| 1880 | 267,504.87 | 151,025.50 | 0 | 100,000 | 0 | 0 | 0 | 6,694.77 | 349.07 | 0 | 0 | 842 | 0 | 25.03 | 500 | 3,568.50 | 0 | 4,500 | 0 | |||||
| 1881 | 307,352.90 | 188,687.03 | 0 | 100,000 | 0 | 0 | 0 | 6,689.37 | 0 | 0 | 0 | 2,041 | 0 | 30.50 | 2,000 | 3,405 | 0 | 4,500 | 0 | |||||
| 1882 | 339,336.63 | 199,597.29 | 0 | 100,000 | 0 | 0 | 0 | 20,895.45 | 0 | 4,233.20 | 0 | 2,725 | 14.38 | 39.96 | 5,506 | 1,825.35 | 0 | 4,500 | 0 | |||||
| 1883 | 381,571.73 | 253,436.93 | 0 | 100,000 | 0 | 0 | 0 | 11,767.06 | 3,578.09 | 3,000 | 0 | 436 | 0 | 101.40 | 2,460 | 2,292.25 | 0 | 4,500 | 0 | |||||
| 1884 | 348,421.33 | 193,963.46 | 0 | 100,000 | 0 | 0 | 0 | 21,602.80 | 7,507.95 | 2,000 | 0 | 3,868 | 0 | 145.52 | 10,730 | 4,103.60 | 0 | 4,500 | 0 | |||||
| 1885 | 397,153.67 | 325,875.89 | 0 | 30,000 | 0 | 0 | 0 | 26,424.01 | 349 | 0 | 0 | 933 | 0 | 115.56 | 10,200 | 1,906.21 | 0 | 1,350 | 0 |
‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.
Liabilities & Capital
| Year | capital | surplus | undivided_profits | notes_nb | notes_sb | deposits | us_deposits | due_to_nb | rediscounts | unpaid_dividends |
|---|---|---|---|---|---|---|---|---|---|---|
| 1864‡ | ||||||||||
| 1865 | 200,000 | 38,497.28 | 135,000 | 43,925 | 33,306.08 | 50,429.73 | 8,504 | |||
| 1866 | 200,000 | 40,000 | 5,385.88 | 179,960 | 6,948 | 46,594.93 | 74,956.47 | |||
| 1867 | 200,000 | 40,000 | 14,097.52 | 179,360 | 5,606 | 54,826.65 | 54,919.39 | 0 | ||
| 1868 | 200,000 | 40,000 | 23,781.66 | 179,972 | 5,261 | 65,047.94 | 18,425.86 | 104.88 | ||
| 1869 | 200,000 | 40,000 | 49,419.67 | 179,589 | 5,124 | 34,672.53 | 0 | 0 | 0 | |
| 1870 | 200,000 | 40,000 | 53,189.02 | 178,599 | 5,040 | 55,830.47 | 0 | 0 | 0 | 5,405 |
| 1871 | 200,000 | 40,000 | 63,519.56 | 179,140 | 5,032 | 29,445.04 | 0 | 0 | 0 | 8,272 |
| 1872 | 200,000 | 40,000 | 68,247.11 | 179,265 | 5,020 | 66,512.18 | 0 | 0 | 0 | 12,156 |
| 1873 | 200,000 | 40,000 | 91,826.20 | 179,966 | 4,979 | 28,215.68 | 0 | 0 | 0 | 102 |
| 1874 | 200,000 | 40,000 | 81,104.64 | 180,000 | 4,969 | 24,794.53 | 0 | 3,476.83 | 0 | 12,132 |
| 1875 | 200,000 | 40,000 | 20,702.99 | 45,000 | 4,879 | 23,817.55 | 0 | 0 | 0 | 6,149 |
| 1876 | 100,000 | 20,000 | 14,941.23 | 45,000 | 0 | 44,850.22 | 0 | 0 | 0 | 3 |
| 1877 | 100,000 | 0 | 13,811.61 | 88,710 | 0 | 57,002.22 | 0 | 0 | 0 | 3 |
| 1878 | 100,000 | 6,000 | 3,557.86 | 89,552 | 0 | 86,125.63 | 5,216.78 | 0 | 0 | 243 |
| 1879 | 100,000 | 10,500 | 3,150.55 | 89,975 | 0 | 37,514.59 | 0 | 0 | 0 | 126 |
| 1880 | 100,000 | 20,000 | 5,635.39 | 89,625 | 0 | 51,660.61 | 0 | 503.87 | 0 | 80 |
| 1881 | 100,000 | 20,000 | 17,827.31 | 90,000 | 0 | 79,525.59 | 0 | 0 | 0 | 0 |
| 1882 | 100,000 | 20,000 | 21,500.02 | 90,000 | 0 | 107,836.61 | 0 | 0 | 0 | 0 |
| 1883 | 100,000 | 20,000 | 18,353.69 | 90,000 | 0 | 153,218.04 | 0 | 0 | 0 | 0 |
| 1884 | 100,000 | 20,000 | 8,607.51 | 90,000 | 0 | 129,813.82 | 0 | 0 | 0 | 0 |
| 1885 | 100,000 | 20,000 | 12,156.61 | 27,000 | 0 | 217,497.06 | 0 | 0 | 20,500 | 0 |
‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.