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The First National Bank of

Chelsea, Massachusetts

Charter
#533
Bank ID
533
Years
1864–1905
Observations
42

Assets

Year assets loans odraft bonds_circ bonds_dep bonds_hand bond_premiums securities_and_mortgages securities securities_usgov due_from_nb due_from_ra due_from_other_nb due_from_other_nb_and_sb due_from_sb real_estate oreo_and_mortgages current_expenses internal_stamps exchanges bills_nb checks_and_other currency legal_tender specie lawful_money us_debt redemption_fund due_from_treasurer other_assets
1864‡
1865 728,613.75 302,965.77 300,000 10,600 10,468.95 43,166.93 4,179.67 2,751.98 54,480.45
1866 736,957.46 256,771.24 320,000 8,150 8,996.95 48,176.19 18,825.81 2,131.23 6,000
1867 774,608.21 270,418.12 0 320,000 0 15,600 2,756.21 6,000 40,338.97 12,670.24 10,000 2,598.25 28,431 3,836.42 619 46,400 740 14,200 0
1868 751,761.12 283,916.83 0 320,000 0 5,000 0 10,000 18,129.06 0 5,698.81 9,737.33 2,281.31 15,306 13,150.37 836 62,100 605.41 5,000 0
1869 849,663.25 381,129.50 0 320,000 0 2,500 0 4,000 10,235.26 1,023.30 8,151.02 9,819.92 2,268.87 2,979 36,512.61 1,981.77 54,000 10,062 5,000 0
1870 861,313.15 394,260.63 0 320,000 0 2,000 345 0 27,729.44 7,885.38 105 10,000.28 2,642.17 0 11,606 19,291.76 4,167.49 56,200 5,080 0 0
1871 977,345.77 413,712.98 0 320,000 0 1,000 0 0 19,190.51 3,619.07 145.16 16,000 3,170.14 0 16,712 88,265.16 5,505.75 89,970 55 0 0
1872 1,026,225.90 516,448.67 0 320,000 0 0 0 0 33,141.42 2,929.48 1,152.28 16,000 3,283.01 0 36,354 12,363.36 3,295 80,800 458.68 0 0
1873 969,887.38 469,797.85 0 320,000 0 0 0 0 41,961.96 6,382.39 557.70 16,000 1,798.92 0 16,990 9,046.56 5,492 81,100 760 0 0
1874 949,958.22 462,316.57 0 320,000 0 0 0 0 20,780.82 8,067.57 17,500 5,351.72 0 20,417 9,058.54 4,095 62,100 571 0 19,700 0
1875 1,012,458.73 505,986.30 0 320,000 0 0 0 0 0 32,139.60 4,172.81 20,000 3,952.50 0 15,374 6,902.52 5,701 61,200 530 0 36,500 0
1876 916,749.28 461,474.08 0 300,000 0 0 0 10,000 0 21,663.96 697.11 20,000 3,607.66 0 12,780 14,947.71 3,748.76 0 7,130 45,200 15,500 0
1877 880,148.57 439,894.01 0 300,000 0 0 0 0 0 17,945.75 3,175.55 16,645.52 5,535.92 0 30,206 6,885.82 260 44,200 1,400 0 14,000 0
1878 895,698.91 454,283.79 5,570.82 300,000 40,000 5,700 331.30 300 0 0 444.02 18,487.76 3,359.41 0 19,395 9,594.56 165 20,900 1,167.25 0 16,000 0
1879 1,135,835.06 382,217.96 310.35 300,000 0 340,000 0 9,925 0 5,523.42 1,332.75 18,873.08 2,724.31 0 12,295 8,371.40 208.39 22,100 5,372.10 0 14,600 11,981.30
1880 958,174.04 468,981.07 932.39 300,000 0 0 0 62,325 0 35,156.05 6,330.24 24,103.45 3,101.28 0 15,267 8,424.06 331 16,800 2,922.50 0 13,500 0
1881 945,793.67 498,965.56 38.37 300,000 0 0 0 55,525 0 10,230.52 1,360.97 21,729.19 3,897.22 0 10,996 7,266.84 219 19,400 2,665 0 13,500 0
1882 1,043,920.69 598,998.59 229.93 300,000 0 0 0 56,025 0 1,329.99 1,147.74 17,897.29 2,911.47 0 14,318 7,126.68 354 27,800 2,282 0 13,500 0
1883 1,020,954.43 538,698.66 1,248.64 300,000 0 0 0 42,600 0 51,960.21 4,779.90 15,000 2,989.07 0 17,469 3,367.95 275.50 27,200 1,865.50 0 13,500 0
1884 1,066,397.22 606,266.06 206.69 300,000 0 0 0 7,200 0 60,959.47 1,937.18 15,000 3,055.13 0 13,331 4,484.69 286 27,000 11,371 0 15,300 0
1885 1,127,410.12 663,527 220.78 300,000 0 0 173.47 8,700 0 50,366.39 876.33 15,000 3,057.97 0 12,383 16,240.18 265 29,600 12,500 0 14,500 0
1886 1,163,912.48 707,057.45 3,820.82 300,000 0 0 0 11,000 0 30,195.05 0 17,000 3,245.03 0 17,319 14,167.13 150 20,000 26,458 0 13,500 0 0
1887 958,264.30 746,778.96 3,867.72 100,000 0 0 0 3,500 0 2,135.40 2,386.55 17,000 3,494.23 0 12,116 10,704.28 188.66 17,700 33,892.50 0 4,500 0 0
1888 1,097,967.15 832,854.04 33.23 100,000 0 0 0 7,500 0 51,660.25 0 49,614.92 3,682.34 4,629.95 9,248 56.42 221 14,702 19,265 0 4,500 0 0
1889 1,176,165.52 907,313.90 33.78 50,000 0 0 0 631 66,349.35 0 0 84,457.64 0 5,807.44 7,243.64 10,438 112.77 202 9,881 30,945 0 2,250 500 0
1890 1,111,360 883,345.58 2,955.68 50,000 0 0 0 0 3,475.97 0 0 105,810.77 0 4,830.82 0 2,278 3,901.18 278 20,094 32,140 0 2,250 0 0
1891 1,018,121.03 796,266.22 142.12 50,000 0 0 0 20,307.28 17,201.80 0 0 50,000 0 26,864.55 3,902.17 2,650 244 470.39 23,619 24,203.50 0 2,250 0 0
1892 1,045,609.93 790,795.93 66.56 50,000 0 0 0 4,566.32 91,324.77 0 0 50,000 0 2,561.22 0 3,814 7,021.63 525 32,573 10,111.50 0 2,250 0 0
1893 984,531.11 732,764.67 87.45 60,000 0 0 1,075 5,230 76,184.05 0 0 50,000 7,039.55 4,422.13 0 1,369 245.25 198.51 27,373 15,842.50 0 2,700 0 0
1894 1,087,399.03 825,267.73 1.27 50,000 0 0 0 8,200 88,305.73 0 0 50,000 7,039.55 0 2,111 510 1,318.75 45,835 6,560 0 2,250 0 0
1895 1,060,947.51 834,131.01 1,221.04 50,000 0 0 0 8,200 64,635.89 0 0 50,000 7,039.55 0 1,479 0 2,836.02 25,095 14,060 0 2,250 0 0
1896 994,297.51 787,889.46 205.51 50,000 0 0 0 9,877.80 45,765.23 0 0 50,000 6,489.55 0 6,236 81.50 1,456.46 23,111 10,935 0 2,250 0 0
1897 1,062,475.10 795,834.60 62.80 50,000 0 0 0 9,327.80 69,631.95 0 0 50,000 11,645.65 0 3,191 22.58 1,083.22 58,046 11,379.50 0 2,250 0 0
1898 1,088,059.52 768,098.37 13.34 50,000 0 0 6,250 7,650 114,644.53 0 0 50,000 37,918.19 0 3,439 2,675.05 284.54 30,539 14,297.50 0 2,250 0 0
1899 1,128,712.09 818,340.60 222.24 50,000 0 0 6,250 7,650 107,402.41 0 0 50,000 39,301.15 0 3,885 828.51 430.68 33,364 8,787.50 0 2,250 0 0
1900 1,127,600.41 822,302.46 214.11 50,000 0 0 6,250 7,500 73,295.25 0 0 50,000 42,020.93 846.82 0 9,578 996.31 280.03 35,284 26,532.50 0 2,500 0 0
1901 1,400,116.81 947,711.64 29.36 50,000 0 0 2,250 7,500 210,669.43 0 0 50,000 42,684.17 588.20 0 4,894 1,388.75 1,226.26 62,575 16,100 0 2,500 0 0
1902 1,284,665.31 888,990.80 18.62 50,000 0 0 2,250 5,000 188,056.84 0 0 50,000 37,327.35 0 0 5,310 682 658.70 42,011 11,860 2,500 0 0
1903 1,338,229.79 1,020,275.20 122.02 50,000 0 0 2,250 5,000 107,373.15 0 0 50,000 37,653.55 0 0 6,057 907.99 1,208.88 39,852 15,030 2,500 0 0
1904 1,360,568.40 1,039,693.88 85.70 50,000 0 0 2,250 5,000 70,819.72 0 0 75,000 13,007.60 0 0 0 5,346 231.87 1,563.63 84,919 10,151 2,500 0 0
1905 1,336,114 1,074,973 50,000 70,133

‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.

Liabilities & Capital

Year capital surplus undivided_profits surplus_and_undivided_profits notes_nb notes_sb deposits us_deposits due_to_nb due_to_other_nb due_to_sb due_to_tc_and_sb bills_payable rediscounts certified_checks unpaid_dividends
1864‡
1865 300,000 10,000 7,387.14 267,840 5,724 137,191.61 471
1866 300,000 13,015.87 7,550.52 269,585 1,350 145,456.07
1867 300,000 16,280.61 18,531.63 270,000 326 169,469.97 0 0 0 0
1868 300,000 5,004.45 10,266.74 270,000 0 166,489.93 0 0 0
1869 300,000 18,753.74 7,025.76 269,100 0 254,783.75 0 0 0 0 0
1870 300,000 22,411.98 7,651.11 270,000 0 260,942.52 0 0 0 0 0 307.54
1871 300,000 26,764.59 7,411.14 268,700 0 373,162.56 0 0 0 0 0 1,307.48
1872 300,000 34,557.51 8,551.11 270,000 0 412,182.28 0 0 0 0 0 935
1873 300,000 44,510.95 6,560.57 270,000 0 347,768.82 0 0 0 0 0 1,047.04
1874 300,000 53,755.12 7,244.49 269,900 0 318,770.61 0 0 0 0 0 288
1875 300,000 58,037.39 10,834.46 269,900 0 373,201.88 0 0 0 0 0 485
1876 300,000 60,000 11,234.12 257,400 0 286,986.98 0 644.18 0 0 0 484
1877 300,000 60,000 31,062.59 269,000 0 219,469.48 0 0 0 0 0 616.50
1878 300,000 60,000 31,775.98 270,000 0 190,520.65 26,445.90 16,611.38 0 0 0 345
1879 300,000 100,000 18,154.08 270,000 0 202,258.48 0 95,000 150,000 0 0 422.50
1880 300,000 100,000 13,231.90 269,950 0 274,472.14 0 0 0 0 0 520
1881 300,000 100,000 24,321.99 270,000 0 250,303.68 0 0 0 0 0 1,168
1882 300,000 100,000 22,660.78 270,000 0 349,824.91 0 0 0 0 0 0 1,435
1883 300,000 100,000 24,990.92 270,000 0 324,255.51 0 0 0 0 0 0 1,708
1884 300,000 100,000 19,432.96 256,900 0 387,834.26 0 0 0 0 0 0 2,230
1885 300,000 100,000 28,801.81 263,000 0 432,937.31 0 0 0 0 0 0 2,671
1886 300,000 100,000 37,544.52 266,000 0 457,480.82 0 306.14 0 0 0 0 2,581
1887 300,000 100,000 97,504.75 90,000 0 367,007.16 0 739.39 0 0 0 0 3,013
1888 300,000 100,000 108,551.19 87,850 0 494,693.39 0 3,067.57 0 0 0 0 3,805
1889 300,000 100,000 128,009.23 45,000 0 592,162.61 0 6,603.68 0 0 0 0 4,390
1890 300,000 100,000 132,501.73 45,000 0 470,690.94 0 17.33 0 50,000 13,000 0 150
1891 300,000 100,000 52,639.63 45,000 0 519,900.88 0 0 0 0 0 379.52 201
1892 300,000 100,000 29,174.97 43,800 0 567,317.15 0 3,416.94 0 0 0 1,573.87 327
1893 300,000 100,000 25,178.87 53,100 0 506,072.24 0 0 0 0 0 0 180
1894 300,000 100,000 16,234.32 45,000 0 625,786.71 0 0 0 0 0 0 378
1895 300,000 100,000 19,177.24 45,000 0 596,554.27 0 0 0 0 0 0 216
1896 300,000 100,000 9,451.79 44,550 0 536,421.68 0 3,688.04 0 0 0 0 186
1897 300,000 100,000 4,873.04 43,850 0 611,416.56 0 2,143.50 0 0 0 0 192
1898 300,000 100,000 7,928.87 44,270 0 521,653.18 0 10,999.90 102,979.57 0 0 0 228
1899 300,000 100,000 11,781.99 45,000 0 540,067.63 0 4,930.05 126,767.42 0 0 0 165
1900 300,000 100,000 17,324.90 50,000 0 546,796.11 0 1,098.21 33,222.27 78,897.92 0 0 0 261
1901 300,000 100,000 24,769.30 49,400 0 812,255.79 0 0 44,947.81 68,599.91 0 0 0 144
1902 300,000 100,000 16,284.65 50,000 0 749,215.28 0 0 19,541.76 49,455.62 0 0 0 168
1903 300,000 100,000 28,848.01 49,150 0 709,151.79 0 0 7,398.94 63,648.05 80,000 0 0 33
1904 300,000 100,000 39,513.90 50,000 0 787,365.27 0 0 6,666.63 26,845.60 50,000 0 0 177
1905 300,000 121,501 50,000 814,612

‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.